Last update: Oct 2026

Cost of Living Comparison Between Ratchaburi and Koh Phangan

For one person, living is cheaper in Ratchaburi: $950 a month against $1,103 in Koh Phangan, rent and utilities included – about $1,800 less a year. Other living expenses account for most of the difference.

46

Cost of Living Index in Ratchaburi
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Ratchaburi Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Ratchaburi

🇹🇭 Thailand

$950

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Monthly Cost of Living

How much you'll spend in Ratchaburi and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ratchaburi and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $950 in Ratchaburi versus $1,103 in Koh Phangan.

Ratchaburi $950
Koh Phangan $1,103

Estimated couple costs with rent: $1,553 in Ratchaburi versus $1,874 in Koh Phangan.

Ratchaburi $1,553
Koh Phangan $1,874

Monthly costs for a family of three with rent: $2,157 in Ratchaburi versus $2,646 in Koh Phangan.

Ratchaburi $2,157
Koh Phangan $2,646

Living in Ratchaburi costs roughly 14% less than in Koh Phangan, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Ratchaburi 30% lower, Koh Phangan 19% lower.

Meal at Budget Restaurant

$3.35 ฿113

$3.88 ฿131

-13.66%

Three-Course Dinner for Two, Mid-Range

$36.38 ฿1,228

$28.98 ฿979

25.53%

Fast Food Meal (McDonalds, etc)

$8.92 ฿301

$7.88 ฿266

13.20%

Cappuccino

$1.96 ฿66.3

$2.46 ฿83.2

-20.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.81

$0.80 ฿27.06

-15.00%

Water (0.33 liter bottle)

$0.31 ฿10.58

$0.44 ฿14.90

-29.55%

Local Beer (0.5 liter draught)

$2.29 ฿77.3

$2.25 ฿76.0

1.78%

Imported Beer (0.33 liter bottle)

$2.69 ฿91.0

$3.26 ฿110

-17.48%

Milk (1 liter)

$1.74 ฿58.9

$1.59 ฿53.6

9.43%

White Bread (500g)

$1.48 ฿49.97

$1.38 ฿46.60

7.25%

Rice (white) (1kg)

$1.37 ฿46.17

$1.44 ฿48.50

-4.86%

Eggs

$2.18 ฿73.8

$2.00 ฿67.4

9.00%

Local Cheese (1kg)

$15.62 ฿528

$18.46 ฿623

-15.38%

Chicken Fillets (1kg)

$2.64 ฿89.1

$3.29 ฿111

-19.76%

Beef Round Steak (1kg)

$10.35 ฿350

$10.67 ฿360

-3.00%

Apples (1kg)

$3.36 ฿114

$2.72 ฿91.7

23.53%

Banana (1kg)

$1.21 ฿40.93

$1.54 ฿52.0

-21.43%

Oranges (1kg)

$1.87 ฿63.1

$2.07 ฿69.9

-9.66%

Tomato (1kg)

$1.89 ฿64.0

$1.93 ฿65.3

-2.07%

Potato (1kg)

$1.25 ฿42.12

$1.44 ฿48.63

-13.19%

Onion (1kg)

$1.05 ฿35.37

$1.23 ฿41.67

-14.63%

Lettuce (1 head)

$1.25 ฿42.33

$1.07 ฿35.99

16.82%

Water (1.5 liter bottle)

$0.45 ฿15.11

$0.48 ฿16.06

-6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 ฿144

$4.04 ฿136

5.20%

Wine (Bottle)

$18.14 ฿612

$17.83 ฿602

1.74%

Local Beer (0.5 liter bottle)

$1.76 ฿59.4

$1.70 ฿57.5

3.53%

Imported Beer (0.33 liter bottle)

$2.90 ฿98.0

$2.65 ฿89.6

9.43%

One-way Ticket (Public Transport)

$0.88 ฿29.63

$1.32 ฿44.64

-33.33%

Public Transport Monthly Pass (Regular Price)

$49.08 ฿1,657

Taxi Start (Normal Tariff)

$1.30 ฿44.03

$2.61 ฿88.3

-50.19%

Taxi (Normal Tariff) (1km)

$1.09 ฿36.71

$0.96 ฿32.44

13.54%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ฿123

$3.32 ฿112

9.94%

Gasoline (1 liter)

$1.50 ฿50.7

$1.33 ฿44.99

12.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.0K ฿1.6M

$23.5K ฿795.2K

95.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿922.7K

$23.7K ฿799.5K

15.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.0 ฿3,072

$98.0 ฿3,311

-7.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.51 ฿389

$11.12 ฿376

3.51%

Internet (50+ Mbps, Unlimited Data)

$19.38 ฿655

$16.94 ฿572

14.40%

Gym Membership (Monthly)

$46.43 ฿1,568

$67.7 ฿2,286

-31.41%

Tennis Court (1 Hour on Weekend)

$13.26 ฿448

$10.81 ฿365

22.66%

Cinema Ticket

$7.71 ฿260

$7.68 ฿259

0.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$623 ฿21.1K

$478 ฿16.2K

30.34%

International Primary School, 1 Child (Yearly)

$14.2K ฿480.9K

$11.6K ฿391.7K

22.77%

Jeans (Levis 501 Or Similar)

$51.6 ฿1,742

$62.1 ฿2,098

-16.95%

Summer Dress (H&M, Zara, etc)

$28.77 ฿972

$28.52 ฿963

0.88%

Sport Shoes (Adidas, Nike)

$93.3 ฿3,152

$96.0 ฿3,242

-2.79%

Men's Leather Business Shoes

$75.7 ฿2,556

$86.5 ฿2,922

-12.52%

1-bedroom Apartment, City Center (Monthly)

$424 ฿14.3K

$498 ฿16.8K

-14.92%

1-bedroom Apartment, Outside City Center (Monthly)

$301 ฿10.1K

$348 ฿11.7K

-13.63%

3-bedroom Apartment, City Center (Monthly)

$1,173 ฿39.6K

$1,349 ฿45.6K

-13.07%

3-bedroom Apartment, Outside City Center (Monthly)

$694 ฿23.4K

$1,007 ฿34.0K

-31.10%

Buy Apartment in City Center (m2)

$1,959 ฿66.2K

$2,927 ฿98.8K

-33.05%

Buy Apartment Outside City Center (m2)

$1,435 ฿48.5K

$2,098 ฿70.9K

-31.59%

Average Monthly Net Salary (After Tax)

$724 ฿24.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

5.57

7.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ratchaburi: October 25, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ratchaburi

$301 31.6%

Koh Phangan

$348 31.6% 15.8% $47

Groceries & Markets

Ratchaburi

$246 25.9%

Koh Phangan

$254 23.1% 3.5% $8.5

Monthly Utilities & Internet

Ratchaburi

$122 12.8%

Koh Phangan

$126 11.4% 3.5% $4.2

Clothing & Footwear

Ratchaburi

$112 11.8%

Koh Phangan

$123 11.1% 9.5% $11

Eating Out

Ratchaburi

$98 10.3%

Koh Phangan

$107 9.7% 9.3% $9.1

Sport & Entertainment

Ratchaburi

$62 6.5%

Koh Phangan

$83 7.5% 34.3% $21

Getting Around

Ratchaburi

$10 * 1.1%

Koh Phangan

$62 5.6% 503% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $424 in Ratchaburi and $498 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ratchaburi vs $29 in Koh Phangan. Groceries flip the comparison at $246 vs $254, with Ratchaburi cheaper for home cooking.

Good to know

🇹🇭 Ratchaburi

🇹🇭 Koh Phangan

🕒 Local time

03:27 3:27 AM

Same time as Ratchaburi

🌤 Weather

👥 Population

38,208

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Ratchaburi Koh Phangan 420 km

From you

Ratchaburi
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ratchaburi vs Koh Phangan: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $950 in Ratchaburi and $1,103 in Koh Phangan, so Ratchaburi is about 14% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,425 in Ratchaburi and $1,654 in Koh Phangan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $424 in Ratchaburi versus $498 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Koh Phangan. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $950 per month in Ratchaburi versus $1,103 in Koh Phangan – Ratchaburi is about 14% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Ratchaburi is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ratchaburi and Koh Phangan are both considered safe, so it’s unlikely to be the deciding factor between them.