Last update: Oct 2026

Cost of Living Comparison Between Punta Gorda and Lima

For one person, living is cheaper in Punta Gorda: $237 a month against $1,012 in Lima, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Lima
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Lima Living Index

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Punta Gorda

🇧🇿 Belize

$237

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Punta Gorda and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punta Gorda and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $237 in Punta Gorda versus $1,012 in Lima.

Punta Gorda $237
Lima $1,012

Estimated couple costs with rent: $459 in Punta Gorda versus $1,589 in Lima.

Punta Gorda $459
Lima $1,589

Monthly costs for a family of three with rent: $681 in Punta Gorda versus $2,167 in Lima.

Punta Gorda $681
Lima $2,167

Living in Punta Gorda costs roughly 77% less than in Lima, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Punta Gorda 82% lower, Lima 25% lower.

Meal at Budget Restaurant

$15.12 BZD 30.24

$4.40 PEN 15.10

243.64%

Three-Course Dinner for Two, Mid-Range

$40.32 BZD 80.6

$35.17 PEN 121

14.64%

Fast Food Meal (McDonalds, etc)

$10.05 BZD 20.10

$6.89 PEN 23.65

45.86%

Cappuccino

$3.40 BZD 6.81

$3.26 PEN 11.20

4.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 PEN 3.84

Water (0.33 liter bottle)

$2.03 BZD 4.06

$0.62 PEN 2.11

227.42%

Local Beer (0.5 liter draught)

$5.86 BZD 11.73

$2.65 PEN 9.09

121.13%

Imported Beer (0.33 liter bottle)

$3.97 BZD 7.95

$4.41 PEN 15.15

-9.98%

Milk (1 liter)

$1.63 PEN 5.61

White Bread (500g)

$2.56 PEN 8.78

Rice (white) (1kg)

$1.35 PEN 4.65

Eggs

$2.90 PEN 9.96

Local Cheese (1kg)

$8.85 PEN 30.38

Chicken Fillets (1kg)

$5.98 PEN 20.52

Beef Round Steak (1kg)

$9.78 PEN 33.59

Apples (1kg)

$2.05 PEN 7.02

Banana (1kg)

$1.06 PEN 3.66

Oranges (1kg)

$1.35 PEN 4.64

Tomato (1kg)

$1.50 PEN 5.15

Potato (1kg)

$0.88 PEN 3.03

Onion (1kg)

$0.92 PEN 3.15

Lettuce (1 head)

$0.89 PEN 3.07

Water (1.5 liter bottle)

$0.90 PEN 3.10

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.27

Wine (Bottle)

$8.52 PEN 29.26

Local Beer (0.5 liter bottle)

$1.88 PEN 6.45

Imported Beer (0.33 liter bottle)

$3.22 PEN 11.05

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.2

Taxi Start (Normal Tariff)

$3.81 PEN 13.09

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.93

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.41

Gasoline (1 liter)

$1.72 PEN 5.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PEN 76.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K PEN 87.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 PEN 251

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.35 PEN 56.2

Internet (50+ Mbps, Unlimited Data)

$27.47 PEN 94.3

Gym Membership (Monthly)

$31.90 PEN 110

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$7.05 PEN 24.23

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 627

International Primary School, 1 Child (Yearly)

$13.0K PEN 44.8K

Jeans (Levis 501 Or Similar)

$53.8 PEN 185

Summer Dress (H&M, Zara, etc)

$34.32 PEN 118

Sport Shoes (Adidas, Nike)

$82.8 PEN 284

Men's Leather Business Shoes

$78.2 PEN 269

1-bedroom Apartment, City Center (Monthly)

$601 BZD 1,202

$721 PEN 2,476

-16.69%

1-bedroom Apartment, Outside City Center (Monthly)

$343 PEN 1,179

3-bedroom Apartment, City Center (Monthly)

$1,219 PEN 4,186

3-bedroom Apartment, Outside City Center (Monthly)

$651 PEN 2,235

Buy Apartment in City Center (m2)

$2,414 PEN 8,292

Buy Apartment Outside City Center (m2)

$1,357 PEN 4,660

Average Monthly Net Salary (After Tax)

$648 PEN 2,226

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punta Gorda: October 12, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punta Gorda

–

Lima

$343 33.9%

Groceries & Markets

Punta Gorda

–

Lima

$226 22.3%

Eating Out

Punta Gorda

–

Lima

$124 12.3%

Monthly Utilities & Internet

Punta Gorda

–

Lima

$117 11.6%

Clothing & Footwear

Punta Gorda

–

Lima

$112 11.1%

Sport & Entertainment

Punta Gorda

–

Lima

$46 4.6%

Getting Around

Punta Gorda

–

Lima

$43 4.3%

Cost Breakdown

A one-bedroom apartment in the center runs $601 in Punta Gorda and $721 in Lima. Housing cost is often the main lever when comparing two cities.

Dining out at a mid-range restaurant: $40.00 in Punta Gorda vs $35.00 in Lima for two.

Good to know

🇧🇿 Punta Gorda

🇵🇪 Lima

🕒 Local time

10:26 10:26 AM

11:26 11:26 AM

1 h ahead of Punta Gorda

🌤 Weather

👥 Population

6,000

9,989,369 Capital

💱 Currency

Belize Dollar BZD $

Peruvian Sol PEN S/

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of October 17, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.445 EUR).

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

USD to BZD in detail →

On the map

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Between locations

Punta Gorda Lima 3,390 km ≈ 4 h 45 min nonstop flight

From you

Punta Gorda
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punta Gorda vs Lima: Cost of Living - Frequently Asked Questions

Punta Gorda and Lima differ by about 326% in total monthly costs ($237 vs $1,012 including rent). Punta Gorda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $356 in Punta Gorda and $1,518 in Lima to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $601 in Punta Gorda versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Punta Gorda – a meal for two runs $40.00 versus $35.00 in Lima. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $237 per month in Punta Gorda versus $1,012 in Lima – a 326% gap that adds up to real savings over time for anyone picking the cheaper option.

At $237 in Punta Gorda versus $1,012 in Lima, a $1,000 budget is realistic in Punta Gorda but tight or insufficient in Lima. The gap between the two cities makes Punta Gorda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Punta Gorda and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Punta Gorda gentler on the wallet – expenses run 326% less than in Lima. Beyond cost, consider language, visa policies, and how big the international community is in each city.