Last update: Oct 2026

Cost of Living Comparison Between Punta Gorda and Chiang Mai

For one person, living is cheaper in Punta Gorda: $239 a month against $935 in Chiang Mai, rent and utilities included – about $8,400 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Punta Gorda

🇧🇿 Belize

$239

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Punta Gorda and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punta Gorda and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $239 per month in Punta Gorda vs $935 in Chiang Mai, rent included.

Punta Gorda $239
Chiang Mai $935

A couple spends around $460 per month in Punta Gorda vs $1,467 in Chiang Mai, rent included.

Punta Gorda $460
Chiang Mai $1,467

A family of three spends $681 per month in Punta Gorda vs $1,999 in Chiang Mai, rent included.

Punta Gorda $681
Chiang Mai $1,999

Punta Gorda is about 74% cheaper than Chiang Mai.

Both Punta Gorda and Chiang Mai are more affordable than the global median – Punta Gorda 82% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$15.18 BZD 30.36

$2.13 ฿71.7

612.68%

Three-Course Dinner for Two, Mid-Range

$39.86 BZD 79.7

$18.62 ฿625

114.07%

Fast Food Meal (McDonalds, etc)

$9.88 BZD 19.76

$5.60 ฿188

76.43%

Cappuccino

$3.53 BZD 7.07

$1.66 ฿55.9

112.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.73

Water (0.33 liter bottle)

$1.97 BZD 3.94

$0.30 ฿10.24

556.67%

Local Beer (0.5 liter draught)

$5.86 BZD 11.73

$2.32 ฿78.0

152.59%

Imported Beer (0.33 liter bottle)

$3.94 BZD 7.89

$3.67 ฿123

7.36%

Milk (1 liter)

$2.02 ฿67.7

White Bread (500g)

$1.41 ฿47.29

Rice (white) (1kg)

$1.39 ฿46.75

Eggs

$2.37 ฿79.5

Local Cheese (1kg)

$16.52 ฿555

Chicken Fillets (1kg)

$2.67 ฿89.7

Beef Round Steak (1kg)

$9.02 ฿303

Apples (1kg)

$2.40 ฿80.6

Banana (1kg)

$1.04 ฿34.98

Oranges (1kg)

$1.66 ฿55.7

Tomato (1kg)

$1.56 ฿52.4

Potato (1kg)

$1.24 ฿41.57

Onion (1kg)

$1.09 ฿36.50

Lettuce (1 head)

$0.76 ฿25.59

Water (1.5 liter bottle)

$0.51 ฿17.27

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿138

Wine (Bottle)

$17.93 ฿602

Local Beer (0.5 liter bottle)

$1.62 ฿54.5

Imported Beer (0.33 liter bottle)

$2.82 ฿94.8

One-way Ticket (Public Transport)

$0.93 ฿31.39

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,777

Taxi Start (Normal Tariff)

$1.18 ฿39.52

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

Gasoline (1 liter)

$1.47 ฿49.47

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿705.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿890.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,101

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿682

Gym Membership (Monthly)

$37.88 ฿1,272

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

Cinema Ticket

$6.51 ฿219

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

International Primary School, 1 Child (Yearly)

$16.6K ฿556.7K

Jeans (Levis 501 Or Similar)

$53.5 ฿1,798

Summer Dress (H&M, Zara, etc)

$24.80 ฿833

Sport Shoes (Adidas, Nike)

$90.4 ฿3,036

Men's Leather Business Shoes

$72.0 ฿2,418

1-bedroom Apartment, City Center (Monthly)

$593 BZD 1,186

$481 ฿16.2K

23.17%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.5K

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

Buy Apartment in City Center (m2)

$2,418 ฿81.2K

Buy Apartment Outside City Center (m2)

$1,609 ฿54.0K

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punta Gorda: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punta Gorda

–

Chiang Mai

$310 33.1%

Groceries & Markets

Punta Gorda

–

Chiang Mai

$237 25.3%

Clothing & Footwear

Punta Gorda

–

Chiang Mai

$108 11.6%

Monthly Utilities & Internet

Punta Gorda

–

Chiang Mai

$94 10.1%

Eating Out

Punta Gorda

–

Chiang Mai

$77 8.2%

Getting Around

Punta Gorda

–

Chiang Mai

$59 6.3%

Sport & Entertainment

Punta Gorda

–

Chiang Mai

$51 5.4%

Cost Breakdown

A central one-bedroom costs $593 in Punta Gorda versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40 in Punta Gorda versus $19 in Chiang Mai. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇿 Punta Gorda

🇹🇭 Chiang Mai

🕒 Local time

21:13 9:13 PM

10:13 10:13 AM

13 h ahead of Punta Gorda

🌤 Weather

👥 Population

6,000

127,240

💱 Currency

Belize Dollar BZD $

Thai Baht THB ฿

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.444 EUR

100 THB = 2.98 USD

100 THB = 2.64 EUR

Exchange rates and currency converter

THB, USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of November 5, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.444 EUR).

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

USD to BZD in detail →

On the map

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Between locations

Punta Gorda Chiang Mai 16,040 km ≈ 21 h nonstop flight

From you

Punta Gorda
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punta Gorda vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 292% more than Punta Gorda, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $358 per month in Punta Gorda and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $593 in Punta Gorda.

Monthly expenses with rent come to $239 in Punta Gorda and $935 in Chiang Mai. That makes Punta Gorda about 74% cheaper.

A mid-range dinner for two costs $40 in Punta Gorda and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Punta Gorda, where all-in costs run around $239, than in Chiang Mai at $935. In Punta Gorda it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $239 in Punta Gorda to $935 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.