Last update: Oct 2026

Cost of Living Comparison Between Punta Gorda and Ubud, Bali

For one person, living is cheaper in Punta Gorda: $239 a month against $1,331 in Ubud, Bali, rent and utilities included – about $13,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Punta Gorda

🇧🇿 Belize

$239

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Punta Gorda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punta Gorda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $239 per month in Punta Gorda vs $1,331 in Ubud, Bali, rent included.

Punta Gorda $239
Ubud, Bali $1,331

A couple spends around $460 per month in Punta Gorda vs $2,255 in Ubud, Bali, rent included.

Punta Gorda $460
Ubud, Bali $2,255

A family of three spends $681 per month in Punta Gorda vs $3,180 in Ubud, Bali, rent included.

Punta Gorda $681
Ubud, Bali $3,180

Punta Gorda is about 82% cheaper than Ubud, Bali.

Both Punta Gorda and Ubud, Bali are more affordable than the global median – Punta Gorda 82% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$15.18 BZD 30.36

$3.38 Rp 61.2K

349.11%

Three-Course Dinner for Two, Mid-Range

$39.86 BZD 79.7

$34.65 Rp 628.6K

15.04%

Fast Food Meal (McDonalds, etc)

$9.88 BZD 19.76

$5.57 Rp 101.1K

77.38%

Cappuccino

$3.53 BZD 7.07

$2.62 Rp 47.5K

34.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

Water (0.33 liter bottle)

$1.97 BZD 3.94

$0.64 Rp 11.6K

207.81%

Local Beer (0.5 liter draught)

$5.86 BZD 11.73

$2.67 Rp 48.4K

119.48%

Imported Beer (0.33 liter bottle)

$3.94 BZD 7.89

$4.26 Rp 77.3K

-7.51%

Milk (1 liter)

$1.46 Rp 26.5K

White Bread (500g)

$2.29 Rp 41.6K

Rice (white) (1kg)

$1.11 Rp 20.1K

Eggs

$2.10 Rp 38.1K

Local Cheese (1kg)

$15.94 Rp 289.2K

Chicken Fillets (1kg)

$3.88 Rp 70.4K

Beef Round Steak (1kg)

$11.40 Rp 206.8K

Apples (1kg)

$3.55 Rp 64.4K

Banana (1kg)

$1.54 Rp 27.9K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.86 Rp 33.7K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$593 BZD 1,186

$1,078 Rp 19.5M

-45.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punta Gorda: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punta Gorda

–

Ubud, Bali

$665 50%

Groceries & Markets

Punta Gorda

–

Ubud, Bali

$279 21%

Clothing & Footwear

Punta Gorda

–

Ubud, Bali

$106 8%

Eating Out

Punta Gorda

–

Ubud, Bali

$106 8%

Monthly Utilities & Internet

Punta Gorda

–

Ubud, Bali

$103 7.7%

Sport & Entertainment

Punta Gorda

–

Ubud, Bali

$60 4.5%

Getting Around

Punta Gorda

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A central one-bedroom costs $593 in Punta Gorda versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40 in Punta Gorda versus $35 in Ubud, Bali. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇿 Punta Gorda

🇮🇩 Ubud, Bali

🕒 Local time

04:41 4:41 AM

18:41 6:41 PM

14 h ahead of Punta Gorda

🌤 Weather

👥 Population

6,000

74,800

💱 Currency

Belize Dollar BZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to BZD – Belize Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇿 Belize Dollar ($)

Belize Dollar exchange rates as of November 5, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.445 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to BZD in detail →

On the map

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Highest

Between locations

Punta Gorda Ubud, Bali 17,270 km ≈ 22 h nonstop flight

From you

Punta Gorda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punta Gorda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 458% more than Punta Gorda, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $358 per month in Punta Gorda and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punta Gorda, especially for central apartments: a one-bedroom in the center costs $593 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $239 in Punta Gorda and $1,331 in Ubud, Bali. That makes Punta Gorda about 82% cheaper.

A mid-range dinner for two costs $40 in Punta Gorda and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Punta Gorda, where all-in costs run around $239, than in Ubud, Bali at $1,331. In Punta Gorda it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $239 in Punta Gorda to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.