Last update: Oct 2026

Cost of Living Comparison Between Lima and Punta Gorda

For one person, living is cheaper in Punta Gorda: $237 a month against $1,012 in Lima, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Lima
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Lima Living Index

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Lima

🇵🇪 Peru

$1,012

/mo nomad

Punta Gorda

🇧🇿 Belize

$237

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Punta Gorda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Punta Gorda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,012 in Lima versus $237 in Punta Gorda.

Lima $1,012
Punta Gorda $237

Estimated couple costs with rent: $1,589 in Lima versus $459 in Punta Gorda.

Lima $1,589
Punta Gorda $459

Monthly costs for a family of three with rent: $2,167 in Lima versus $681 in Punta Gorda.

Lima $2,167
Punta Gorda $681

Living in Lima is roughly 326% more expensive than in Punta Gorda, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Lima 25% lower, Punta Gorda 82% lower.

Meal at Budget Restaurant

$4.40 PEN 15.10

$15.12 BZD 30.24

-70.90%

Three-Course Dinner for Two, Mid-Range

$35.17 PEN 121

$40.32 BZD 80.6

-12.77%

Fast Food Meal (McDonalds, etc)

$6.89 PEN 23.65

$10.05 BZD 20.10

-31.44%

Cappuccino

$3.26 PEN 11.20

$3.40 BZD 6.81

-4.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 PEN 3.84

Water (0.33 liter bottle)

$0.62 PEN 2.11

$2.03 BZD 4.06

-69.46%

Local Beer (0.5 liter draught)

$2.65 PEN 9.09

$5.86 BZD 11.73

-54.78%

Imported Beer (0.33 liter bottle)

$4.41 PEN 15.15

$3.97 BZD 7.95

11.08%

Milk (1 liter)

$1.63 PEN 5.61

White Bread (500g)

$2.56 PEN 8.78

Rice (white) (1kg)

$1.35 PEN 4.65

Eggs

$2.90 PEN 9.96

Local Cheese (1kg)

$8.85 PEN 30.38

Chicken Fillets (1kg)

$5.98 PEN 20.52

Beef Round Steak (1kg)

$9.78 PEN 33.59

Apples (1kg)

$2.05 PEN 7.02

Banana (1kg)

$1.06 PEN 3.66

Oranges (1kg)

$1.35 PEN 4.64

Tomato (1kg)

$1.50 PEN 5.15

Potato (1kg)

$0.88 PEN 3.03

Onion (1kg)

$0.92 PEN 3.15

Lettuce (1 head)

$0.89 PEN 3.07

Water (1.5 liter bottle)

$0.90 PEN 3.10

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.27

Wine (Bottle)

$8.52 PEN 29.26

Local Beer (0.5 liter bottle)

$1.88 PEN 6.45

Imported Beer (0.33 liter bottle)

$3.22 PEN 11.05

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.86 PEN 92.2

Taxi Start (Normal Tariff)

$3.81 PEN 13.09

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.93

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.41

Gasoline (1 liter)

$1.72 PEN 5.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K PEN 76.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K PEN 87.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.1 PEN 251

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.35 PEN 56.2

Internet (50+ Mbps, Unlimited Data)

$27.47 PEN 94.3

Gym Membership (Monthly)

$31.90 PEN 110

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$7.05 PEN 24.23

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 627

International Primary School, 1 Child (Yearly)

$13.0K PEN 44.8K

Jeans (Levis 501 Or Similar)

$53.8 PEN 185

Summer Dress (H&M, Zara, etc)

$34.32 PEN 118

Sport Shoes (Adidas, Nike)

$82.8 PEN 284

Men's Leather Business Shoes

$78.2 PEN 269

1-bedroom Apartment, City Center (Monthly)

$721 PEN 2,476

$601 BZD 1,202

20.04%

1-bedroom Apartment, Outside City Center (Monthly)

$343 PEN 1,179

3-bedroom Apartment, City Center (Monthly)

$1,219 PEN 4,186

3-bedroom Apartment, Outside City Center (Monthly)

$651 PEN 2,235

Buy Apartment in City Center (m2)

$2,414 PEN 8,292

Buy Apartment Outside City Center (m2)

$1,357 PEN 4,660

Average Monthly Net Salary (After Tax)

$648 PEN 2,226

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 11, 2026

Last update for Punta Gorda: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$343 33.9%

Punta Gorda

–

Groceries & Markets

Lima

$226 22.3%

Punta Gorda

–

Eating Out

Lima

$124 12.3%

Punta Gorda

–

Monthly Utilities & Internet

Lima

$117 11.6%

Punta Gorda

–

Clothing & Footwear

Lima

$112 11.1%

Punta Gorda

–

Sport & Entertainment

Lima

$46 4.6%

Punta Gorda

–

Getting Around

Lima

$43 4.3%

Punta Gorda

–

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Lima and $601 in Punta Gorda. Housing cost is often the main lever when comparing two cities.

Dining out at a mid-range restaurant: $35.00 in Lima vs $40.00 in Punta Gorda for two.

Good to know

🇵🇪 Lima

🇧🇿 Punta Gorda

🕒 Local time

14:24 2:24 PM

13:24 1:24 PM

1 h behind Lima

🌤 Weather

👥 Population

9,989,369 Capital

6,000

💱 Currency

Peruvian Sol PEN S/

Belize Dollar BZD $

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

Exchange rates and currency converter

BZD, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Belize Dollar exchange rates as of October 17, 2026: 1 USD = 2 BZD (1 BZD = 0.5 USD). 1 EUR = 2.25 BZD (1 BZD = 0.445 EUR).

USD to PEN in detail →

On the map

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Highest

Between locations

Lima Punta Gorda 3,390 km ≈ 4 h 45 min nonstop flight

From you

Lima
Punta Gorda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Punta Gorda: Cost of Living - Frequently Asked Questions

Lima and Punta Gorda differ by about 326% in total monthly costs ($1,012 vs $237 including rent). Punta Gorda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,518 in Lima and $356 in Punta Gorda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $721 in Lima versus $601 in Punta Gorda. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Punta Gorda – a meal for two runs $40.00 versus $35.00 in Lima. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,012 per month in Lima versus $237 in Punta Gorda – a 326% gap that adds up to real savings over time for anyone picking the cheaper option.

At $237 in Punta Gorda versus $1,012 in Lima, a $1,000 budget is realistic in Punta Gorda but tight or insufficient in Lima. The gap between the two cities makes Punta Gorda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lima and Punta Gorda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Punta Gorda gentler on the wallet – expenses run 326% less than in Lima. Beyond cost, consider language, visa policies, and how big the international community is in each city.