Last update: Oct 2026

Cost of Living Comparison Between Port Hardy and Montreal

For one person, living is cheaper in Port Hardy: $1,698 a month against $2,018 in Montreal, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

84

Cost of Living Index in Port Hardy
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Port Hardy Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Port Hardy

🇨🇦 Canada

$1,698

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Port Hardy and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Port Hardy and in Montreal actually costs, broken down by who's living it.

A single person spends $1,698 per month in Port Hardy vs $2,018 in Montreal, rent included.

Port Hardy $1,698
Montreal $2,018

A couple spends around $2,767 per month in Port Hardy vs $3,085 in Montreal, rent included.

Port Hardy $2,767
Montreal $3,085

A family of three spends $3,835 per month in Port Hardy vs $4,152 in Montreal, rent included.

Port Hardy $3,835
Montreal $4,152

Port Hardy is about 16% cheaper than Montreal, and outside of rent the biggest gap is in utilities.

Both Port Hardy and Montreal sit above the global median – Port Hardy by 26%, Montreal by 49%.

Meal at Budget Restaurant

$17.47 CA$24.70

$18.82 CA$26.61

-7.17%

Three-Course Dinner for Two, Mid-Range

$66.1 CA$93.5

$70.3 CA$99.4

-5.90%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.03

$10.66 CA$15.06

-0.28%

Cappuccino

$3.80 CA$5.37

$3.84 CA$5.43

-1.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$1.92 CA$2.71

1.56%

Water (0.33 liter bottle)

$1.65 CA$2.34

$1.54 CA$2.18

7.14%

Local Beer (0.5 liter draught)

$4.76 CA$6.73

$6.23 CA$8.81

-23.60%

Imported Beer (0.33 liter bottle)

$4.91 CA$6.95

$7.10 CA$10.03

-30.85%

Milk (1 liter)

$1.73 CA$2.44

$2.31 CA$3.27

-25.11%

White Bread (500g)

$2.53 CA$3.58

$3.14 CA$4.44

-19.43%

Rice (white) (1kg)

$3.19 CA$4.51

$3.21 CA$4.54

-0.62%

Eggs

$3.48 CA$4.91

$3.52 CA$4.97

-1.14%

Local Cheese (1kg)

$9.67 CA$13.66

$12.81 CA$18.11

-24.51%

Chicken Fillets (1kg)

$11.36 CA$16.06

$11.46 CA$16.20

-0.87%

Beef Round Steak (1kg)

$14.41 CA$20.38

$13.39 CA$18.92

7.62%

Apples (1kg)

$3.70 CA$5.23

$3.14 CA$4.43

17.83%

Banana (1kg)

$1.32 CA$1.87

$1.44 CA$2.03

-8.33%

Oranges (1kg)

$3.65 CA$5.16

$3.47 CA$4.91

5.19%

Tomato (1kg)

$3.64 CA$5.14

$3.07 CA$4.34

18.57%

Potato (1kg)

$2.48 CA$3.51

$1.90 CA$2.69

30.53%

Onion (1kg)

$2.13 CA$3.02

$1.77 CA$2.50

20.34%

Lettuce (1 head)

$2.42 CA$3.43

$2.34 CA$3.31

3.42%

Water (1.5 liter bottle)

$1.55 CA$2.19

Cigarettes 20 Pack (Marlboro, Camel)

$14.57 CA$20.60

$11.38 CA$16.09

28.03%

Wine (Bottle)

$12.15 CA$17.18

$10.63 CA$15.03

14.30%

Local Beer (0.5 liter bottle)

$2.52 CA$3.56

$2.27 CA$3.21

11.01%

Imported Beer (0.33 liter bottle)

$2.97 CA$4.20

$2.82 CA$3.99

5.32%

One-way Ticket (Public Transport)

$2.50 CA$3.53

$2.66 CA$3.76

-6.02%

Public Transport Monthly Pass (Regular Price)

$52.8 CA$74.6

$77.3 CA$109

-31.71%

Taxi Start (Normal Tariff)

$2.64 CA$3.73

$3.20 CA$4.53

-17.50%

Taxi (Normal Tariff) (1km)

$1.62 CA$2.29

$1.48 CA$2.09

9.46%

Taxi 1hour Waiting (Normal Tariff)

$25.30 CA$35.76

$32.88 CA$46.48

-23.05%

Gasoline (1 liter)

$1.13 CA$1.60

$1.34 CA$1.90

-15.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K CA$33.9K

$28.2K CA$39.8K

-14.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.1K

$19.6K CA$27.8K

-2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.5 CA$118

$76.0 CA$107

9.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.0 CA$77.7

$33.95 CA$48.00

61.97%

Internet (50+ Mbps, Unlimited Data)

$71.3 CA$101

$42.31 CA$59.8

68.54%

Gym Membership (Monthly)

$40.38 CA$57.1

$29.76 CA$42.07

35.69%

Tennis Court (1 Hour on Weekend)

$18.92 CA$26.75

$20.28 CA$28.67

-6.71%

Cinema Ticket

$10.78 CA$15.23

$11.15 CA$15.77

-3.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$773 CA$1,093

$507 CA$717

52.44%

International Primary School, 1 Child (Yearly)

$14.7K CA$20.8K

$16.1K CA$22.7K

-8.50%

Jeans (Levis 501 Or Similar)

$55.8 CA$78.8

$57.6 CA$81.4

-3.11%

Summer Dress (H&M, Zara, etc)

$41.59 CA$58.8

$37.58 CA$53.1

10.67%

Sport Shoes (Adidas, Nike)

$81.8 CA$116

$91.9 CA$130

-11.04%

Men's Leather Business Shoes

$89.6 CA$127

$110 CA$155

-18.25%

1-bedroom Apartment, City Center (Monthly)

$630 CA$890

$1,260 CA$1,782

-50.05%

1-bedroom Apartment, Outside City Center (Monthly)

$626 CA$885

$948 CA$1,340

-33.93%

3-bedroom Apartment, City Center (Monthly)

$1,365 CA$1,930

$2,137 CA$3,021

-36.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,360 CA$1,922

$1,614 CA$2,281

-15.73%

Buy Apartment in City Center (m2)

$4,049 CA$5,724

$4,960 CA$7,011

-18.37%

Buy Apartment Outside City Center (m2)

$3,758 CA$5,313

$3,838 CA$5,425

-2.07%

Average Monthly Net Salary (After Tax)

$3,158 CA$4,465

$2,827 CA$3,997

11.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.48

4.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Port Hardy: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Port Hardy

$626 36.9%

Montreal

$948 47% 51.4% $322

Groceries & Markets

Port Hardy

$340 20%

Montreal

$346 17.2% 1.8% $6.1

Eating Out

Port Hardy

$265 15.6%

Montreal

$288 14.3% 8.5% $23

Monthly Utilities & Internet

Port Hardy

$210 12.4%

Montreal

$152 7.5% 27.4% $58

Clothing & Footwear

Port Hardy

$121 7.1%

Montreal

$133 6.6% 10.4% $13

Getting Around

Port Hardy

$74 4.3%

Montreal

$99 4.9% 34% $25

Sport & Entertainment

Port Hardy

$62 3.7%

Montreal

$52 2.6% 15.9% $9.9

Cost Breakdown

A central one-bedroom costs $630 in Port Hardy versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Port Hardy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $66.0 in Port Hardy versus $70.0 in Montreal. Monthly groceries follow the same trend: $340 vs $346 – making Port Hardy the more affordable choice for daily food spending.

Good to know

🇨🇦 Port Hardy

🇨🇦 Montreal

🕒 Local time

11:36 11:36 AM

14:36 2:36 PM

3 h ahead of Port Hardy

🌤 Weather

👥 Population

4,100

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Port Hardy Montreal 3,960 km ≈ 5 h nonstop flight

From you

Port Hardy
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Port Hardy vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 19% more than Port Hardy, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,547 per month in Port Hardy and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Port Hardy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $66.0 in Port Hardy and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Port Hardy, where all-in costs run around $1,698, than in Montreal at $2,018. In Port Hardy it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Port Hardy costs $1,698 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Port Hardy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.