😐A single person spends $2,349 per month in Port Hardy vs $2,085 in Montreal, rent included.
😐A couple spends around $3,381 per month in Port Hardy vs $3,174 in Montreal, rent included.
😐A family of three spends $4,413 per month in Port Hardy vs $4,262 in Montreal, rent included.
😐Port Hardy costs about 13% more than Montreal, driven mainly by Groceries & Markets.
📊Both Port Hardy and Montreal sit above the global median – Port Hardy by 76%, Montreal by 56%.
Currency
🍽 Eating Out
Port Hardy
Montreal
Difference
Meal at Budget Restaurant
$16.77CA$23.59
$16.52CA$23.24
1.51%
Three-Course Dinner for Two, Mid-Range
$70.4CA$99.0
$74.0CA$104
-4.87%
Fast Food Meal(McDonalds, etc)
$10.85CA$15.27
$10.94CA$15.40
-0.82%
Cappuccino
$3.79CA$5.34
$3.84CA$5.41
-1.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.95CA$2.75
$2.14CA$3.01
-8.88%
Water(0.33 liter bottle)
$1.65CA$2.32
$1.45CA$2.04
13.79%
Local Beer(0.5 liter draught)
$5.54CA$7.79
$6.13CA$8.63
-9.62%
Imported Beer(0.33 liter bottle)
$5.98CA$8.42
$6.73CA$9.47
-11.14%
🛒 Groceries & Markets
Port Hardy
Montreal
Difference
Milk(1 liter)
$2.18CA$3.07
$2.35CA$3.31
-7.23%
White Bread(500g)
$2.72CA$3.83
$3.34CA$4.69
-18.56%
Rice(white)(1kg)
$3.52CA$4.96
$3.74CA$5.27
-5.88%
Eggs
$3.36CA$4.72
$3.39CA$4.77
-0.88%
Local Cheese(1kg)
$11.00CA$15.47
$16.30CA$22.93
-32.52%
Chicken Fillets(1kg)
$11.80CA$16.61
$11.81CA$16.62
-0.08%
Beef Round Steak(1kg)
$14.67CA$20.64
$15.64CA$22.01
-6.20%
Apples(1kg)
$4.11CA$5.78
$3.69CA$5.20
11.38%
Banana(1kg)
$1.41CA$1.99
$1.70CA$2.39
-17.06%
Oranges(1kg)
$3.75CA$5.27
$4.11CA$5.79
-8.76%
Tomato(1kg)
$3.84CA$5.40
$4.41CA$6.20
-12.93%
Potato(1kg)
$2.39CA$3.36
$2.79CA$3.93
-14.34%
Onion(1kg)
$2.55CA$3.58
$2.64CA$3.72
-3.41%
Lettuce(1 head)
$2.54CA$3.57
$2.29CA$3.22
10.92%
Water(1.5 liter bottle)
$1.76CA$2.48
$1.78CA$2.51
-1.12%
Cigarettes 20 Pack(Marlboro, Camel)
$13.71CA$19.29
$13.17CA$18.53
4.10%
Wine(Bottle)
$11.07CA$15.57
$10.64CA$14.97
4.04%
Local Beer(0.5 liter bottle)
$2.91CA$4.10
$2.99CA$4.20
-2.68%
Imported Beer(0.33 liter bottle)
$3.15CA$4.44
$3.44CA$4.83
-8.43%
🚌 Getting Around
Port Hardy
Montreal
Difference
One-way Ticket(Public Transport)
$2.40CA$3.38
$2.81CA$3.95
-14.59%
Public Transport Monthly Pass(Regular Price)
$63.7CA$89.7
$72.8CA$102
-12.48%
Taxi Start(Normal Tariff)
$3.22CA$4.54
$3.52CA$4.95
-8.52%
Taxi(Normal Tariff)(1km)
$1.44CA$2.03
$1.45CA$2.05
-0.69%
Taxi 1hour Waiting(Normal Tariff)
$25.99CA$36.57
$34.29CA$48.26
-24.21%
Gasoline(1 liter)
$1.15CA$1.62
$1.22CA$1.72
-5.74%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KCA$35.0K
$25.3KCA$35.5K
-1.46%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7KCA$29.1K
$22.1KCA$31.1K
-6.57%
🧾 Monthly Utilities & Internet
Port Hardy
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144CA$202
$76.5CA$108
87.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.91CA$61.8
$35.60CA$50.1
23.34%
Internet(50+ Mbps, Unlimited Data)
$62.4CA$87.8
$42.96CA$60.5
45.27%
🎉 Sport & Entertainment
Port Hardy
Montreal
Difference
Gym Membership(Monthly)
$42.69CA$60.1
$43.39CA$61.1
-1.61%
Tennis Court(1 Hour on Weekend)
-
$16.83CA$23.68
-
Cinema Ticket
$11.51CA$16.19
$11.09CA$15.60
3.79%
🧸 Childcare & Education
Port Hardy
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$750CA$1,056
$625CA$879
20.11%
International Primary School, 1 Child(Yearly)
$12.0KCA$16.9K
$5,896CA$8,296
103.17%
👕👟 Clothing & Footwear
Port Hardy
Montreal
Difference
Jeans(Levis 501 Or Similar)
$54.3CA$76.4
$63.1CA$88.8
-13.98%
Summer Dress(H&M, Zara, etc)
$39.58CA$55.7
$44.50CA$62.6
-11.06%
Sport Shoes(Adidas, Nike)
$85.9CA$121
$103CA$145
-16.41%
Men's Leather Business Shoes
$106CA$149
$118CA$166
-10.52%
🏠 Accommodation & Living
Port Hardy
Montreal
Difference
1-bedroom Apartment, City Center(Monthly)
$1,309CA$1,842
$1,207CA$1,699
8.45%
1-bedroom Apartment, Outside City Center(Monthly)
$1,163CA$1,637
$965CA$1,358
20.50%
3-bedroom Apartment, City Center(Monthly)
$2,005CA$2,822
$2,031CA$2,858
-1.29%
3-bedroom Apartment, Outside City Center(Monthly)
$1,825CA$2,568
$1,577CA$2,219
15.76%
Buy Apartment in City Center(m2)
$4,239CA$5,964
$5,085CA$7,155
-16.65%
Buy Apartment Outside City Center(m2)
$3,192CA$4,492
$3,783CA$5,324
-15.62%
💵 Salaries & Financials
Port Hardy
Montreal
Difference
Average Monthly Net Salary(After Tax)
$3,205CA$4,510
$2,890CA$4,066
10.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.46
5.01
28.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Port Hardy: July 13, 2026
Last update for Montreal: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,309 in Port Hardy versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 11% higher in Port Hardy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $70.0 in Port Hardy versus $74.0 in Montreal. Monthly groceries follow the same trend: $362 vs $395 – making Port Hardy the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Port Hardy vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Port Hardy or Montreal?
Port Hardy costs about 13% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Port Hardy and in Montreal?
For a comfortable life, plan on about $3,523 per month in Port Hardy and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Port Hardy or Montreal?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Port Hardy or in Montreal?
Interestingly, groceries are about 9% cheaper in Port Hardy – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Port Hardy and in Montreal?
A mid-range dinner for two costs $70.0 in Port Hardy and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $2,000/month in Port Hardy or in Montreal?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Port Hardy at $2,349. In Montreal it covers expenses comfortably, while in Port Hardy it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Port Hardy or Montreal?
For digital nomads, it depends on budget. Montreal costs $2,085 versus $2,349 in Port Hardy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Port Hardy compared to Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Port Hardy or to Montreal?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Port Hardy makes more sense. Both are solid long-term options with distinct trade-offs.
Port Hardy vs other spots: cost of living compared