Last update: Oct 2026

Cost of Living Comparison Between Montreal and Port Hardy

For one person, living is cheaper in Port Hardy: $1,698 a month against $2,018 in Montreal, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
84

Cost of Living Index in Port Hardy
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Port Hardy Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Port Hardy

🇨🇦 Canada

$1,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Port Hardy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Port Hardy actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,698 in Port Hardy, rent included.

Montreal $2,018
Port Hardy $1,698

A couple spends around $3,085 per month in Montreal vs $2,767 in Port Hardy, rent included.

Montreal $3,085
Port Hardy $2,767

A family of three spends $4,152 per month in Montreal vs $3,835 in Port Hardy, rent included.

Montreal $4,152
Port Hardy $3,835

Montreal costs about 19% more than Port Hardy, and outside of rent the biggest gap is in utilities.

Both Montreal and Port Hardy sit above the global median – Montreal by 49%, Port Hardy by 26%.

Meal at Budget Restaurant

$18.82 CA$26.61

$17.47 CA$24.70

7.73%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$66.1 CA$93.5

6.27%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$10.63 CA$15.03

0.28%

Cappuccino

$3.84 CA$5.43

$3.80 CA$5.37

1.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.95 CA$2.75

-1.54%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.65 CA$2.34

-6.67%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$4.76 CA$6.73

30.88%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$4.91 CA$6.95

44.60%

Milk (1 liter)

$2.31 CA$3.27

$1.73 CA$2.44

33.53%

White Bread (500g)

$3.14 CA$4.44

$2.53 CA$3.58

24.11%

Rice (white) (1kg)

$3.21 CA$4.54

$3.19 CA$4.51

0.63%

Eggs

$3.52 CA$4.97

$3.48 CA$4.91

1.15%

Local Cheese (1kg)

$12.81 CA$18.11

$9.67 CA$13.66

32.47%

Chicken Fillets (1kg)

$11.46 CA$16.20

$11.36 CA$16.06

0.88%

Beef Round Steak (1kg)

$13.39 CA$18.92

$14.41 CA$20.38

-7.08%

Apples (1kg)

$3.14 CA$4.43

$3.70 CA$5.23

-15.14%

Banana (1kg)

$1.44 CA$2.03

$1.32 CA$1.87

9.09%

Oranges (1kg)

$3.47 CA$4.91

$3.65 CA$5.16

-4.93%

Tomato (1kg)

$3.07 CA$4.34

$3.64 CA$5.14

-15.66%

Potato (1kg)

$1.90 CA$2.69

$2.48 CA$3.51

-23.39%

Onion (1kg)

$1.77 CA$2.50

$2.13 CA$3.02

-16.90%

Lettuce (1 head)

$2.34 CA$3.31

$2.42 CA$3.43

-3.31%

Water (1.5 liter bottle)

$1.55 CA$2.19

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$14.57 CA$20.60

-21.89%

Wine (Bottle)

$10.63 CA$15.03

$12.15 CA$17.18

-12.51%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$2.52 CA$3.56

-9.92%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$2.97 CA$4.20

-5.05%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$2.50 CA$3.53

6.40%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$52.8 CA$74.6

46.44%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$2.64 CA$3.73

21.21%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.62 CA$2.29

-8.64%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$25.30 CA$35.76

29.96%

Gasoline (1 liter)

$1.34 CA$1.90

$1.13 CA$1.60

18.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$24.0K CA$33.9K

17.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$19.1K CA$27.1K

2.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$83.5 CA$118

-9.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$55.0 CA$77.7

-38.26%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$71.3 CA$101

-40.67%

Gym Membership (Monthly)

$29.76 CA$42.07

$40.38 CA$57.1

-26.30%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$18.92 CA$26.75

7.19%

Cinema Ticket

$11.15 CA$15.77

$10.78 CA$15.23

3.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$773 CA$1,093

-34.40%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$14.7K CA$20.8K

9.29%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$55.8 CA$78.8

3.21%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$41.59 CA$58.8

-9.64%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$81.8 CA$116

12.42%

Men's Leather Business Shoes

$110 CA$155

$89.6 CA$127

22.33%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$630 CA$890

100.19%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$626 CA$885

51.36%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$1,365 CA$1,930

56.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$1,360 CA$1,922

18.66%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$4,049 CA$5,724

22.50%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$3,758 CA$5,313

2.11%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$3,158 CA$4,465

-10.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.66

-3.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Port Hardy: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Port Hardy

$626 36.9% 33.9% $322

Groceries & Markets

Montreal

$346 17.2%

Port Hardy

$340 20% 1.8% $6.1

Eating Out

Montreal

$288 14.3%

Port Hardy

$265 15.6% 7.8% $23

Monthly Utilities & Internet

Montreal

$152 7.5%

Port Hardy

$210 12.4% 37.8% $58

Clothing & Footwear

Montreal

$133 6.6%

Port Hardy

$121 7.1% 9.4% $13

Getting Around

Montreal

$99 4.9%

Port Hardy

$74 4.3% 25.4% $25

Sport & Entertainment

Montreal

$52 2.6%

Port Hardy

$62 3.7% 19% $9.9

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $630 in Port Hardy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Port Hardy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Montreal versus $66.0 in Port Hardy. Monthly groceries follow the same trend: $346 vs $340 – making Port Hardy the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇦 Port Hardy

🕒 Local time

16:33 4:33 PM

13:33 1:33 PM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

4,100

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Montreal Port Hardy 3,960 km ≈ 5 h nonstop flight

From you

Montreal
Port Hardy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Port Hardy: Cost of Living - Frequently Asked Questions

Montreal costs about 19% more than Port Hardy, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $2,547 in Port Hardy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Port Hardy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $66.0 in Port Hardy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Port Hardy, where all-in costs run around $1,698, than in Montreal at $2,018. In Port Hardy it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Port Hardy costs $1,698 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Port Hardy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.