Last update: Oct 2026

Cost of Living Comparison Between Pohnpei and Cromwell

For one person, living is cheaper in Pohnpei: $1,667 a month against $1,877 in Cromwell, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Pohnpei
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Pohnpei Living Index
91

Cost of Living Index in Cromwell
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Cromwell Living Index

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Pohnpei

🇫🇲 Micronesia

$1,667

/mo nomad

Cromwell

🇳🇿 New Zealand

$1,877

/mo nomad

Monthly Cost of Living

How much you'll spend in Pohnpei and in Cromwell

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pohnpei and in Cromwell actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,667 in Pohnpei versus $1,877 in Cromwell.

Pohnpei $1,667
Cromwell $1,877

Estimated couple costs with rent: $2,527 in Pohnpei versus $2,785 in Cromwell.

Pohnpei $2,527
Cromwell $2,785

Monthly costs for a family of three with rent: $3,388 in Pohnpei versus $3,692 in Cromwell.

Pohnpei $3,388
Cromwell $3,692

Living in Pohnpei costs roughly 11% less than in Cromwell, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Pohnpei 23% above, Cromwell 39% above.

Meal at Budget Restaurant

$11.38 $11.38

$13.76 NZ$24.33

-17.30%

Three-Course Dinner for Two, Mid-Range

$44.31 $44.31

$60.5 NZ$107

-26.78%

Fast Food Meal (McDonalds, etc)

$7.36 $7.36

$11.14 NZ$19.70

-33.93%

Cappuccino

$2.94 $2.94

$3.35 NZ$5.92

-12.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 $1.26

$2.12 NZ$3.74

-40.57%

Water (0.33 liter bottle)

$4.08 $4.08

$2.09 NZ$3.70

95.22%

Local Beer (0.5 liter draught)

$6.81 NZ$12.04

Imported Beer (0.33 liter bottle)

$3.02 $3.02

$6.05 NZ$10.69

-50.08%

Milk (1 liter)

$0.25 $0.25

$2.08 NZ$3.68

-87.98%

White Bread (500g)

$3.40 $3.40

$2.01 NZ$3.55

69.15%

Rice (white) (1kg)

$3.10 $3.10

$1.69 NZ$2.98

83.43%

Eggs

$7.27 $7.27

$5.70 NZ$10.08

27.54%

Local Cheese (1kg)

$6.94 $6.94

$8.54 NZ$15.10

-18.74%

Chicken Fillets (1kg)

$4.87 $4.87

$9.35 NZ$16.54

-47.91%

Beef Round Steak (1kg)

$11.31 $11.31

$16.22 NZ$28.69

-30.27%

Apples (1kg)

$5.82 $5.82

$2.98 NZ$5.28

95.30%

Banana (1kg)

$3.60 $3.60

$2.34 NZ$4.13

53.85%

Oranges (1kg)

$5.47 $5.47

$3.11 NZ$5.51

75.88%

Tomato (1kg)

$5.10 NZ$9.02

Potato (1kg)

$5.10 $5.10

$1.87 NZ$3.31

172.73%

Onion (1kg)

$4.95 $4.95

$1.85 NZ$3.28

167.57%

Lettuce (1 head)

$3.77 $3.77

$2.35 NZ$4.15

60.43%

Water (1.5 liter bottle)

$0.98 $0.98

$0.58 NZ$1.03

68.97%

Cigarettes 20 Pack (Marlboro, Camel)

$8.98 $8.98

$21.18 NZ$37.45

-57.60%

Wine (Bottle)

$2.92 $2.92

$8.89 NZ$15.73

-67.15%

Local Beer (0.5 liter bottle)

$3.21 NZ$5.68

Imported Beer (0.33 liter bottle)

$2.41 $2.41

$1.19 NZ$2.10

102.52%

One-way Ticket (Public Transport)

$1.02 $1.02

$1.73 NZ$3.07

-41.04%

Public Transport Monthly Pass (Regular Price)

$93.9 NZ$166

Taxi Start (Normal Tariff)

$5.05 $5.05

$2.17 NZ$3.85

132.72%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.87 NZ$3.31

-34.76%

Taxi 1hour Waiting (Normal Tariff)

$4.05 $4.05

$28.41 NZ$50.2

-85.74%

Gasoline (1 liter)

$3.81 $3.81

$1.74 NZ$3.07

118.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K NZ$44.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K NZ$44.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 $134

$110 NZ$194

21.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.58 $39.58

$28.00 NZ$49.52

41.36%

Internet (50+ Mbps, Unlimited Data)

$200 $200

$51.0 NZ$90.2

292.00%

Gym Membership (Monthly)

$20.18 $20.18

$38.81 NZ$68.6

-48.00%

Tennis Court (1 Hour on Weekend)

$49.10 $49.10

$6.76 NZ$11.95

626.33%

Cinema Ticket

$8.16 NZ$14.44

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 $168

$786 NZ$1,389

-78.58%

International Primary School, 1 Child (Yearly)

$12.4K NZ$21.9K

Jeans (Levis 501 Or Similar)

$78.4 $78.4

$59.2 NZ$105

32.48%

Summer Dress (H&M, Zara, etc)

$69.2 $69.2

$35.50 NZ$62.8

95.01%

Sport Shoes (Adidas, Nike)

$110 $110

$92.1 NZ$163

19.77%

Men's Leather Business Shoes

$97.9 $97.9

$132 NZ$233

-25.73%

1-bedroom Apartment, City Center (Monthly)

$907 $907

$955 NZ$1,690

-5.06%

1-bedroom Apartment, Outside City Center (Monthly)

$630 $630

$811 NZ$1,434

-22.36%

3-bedroom Apartment, City Center (Monthly)

$1,580 $1,580

$1,602 NZ$2,834

-1.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,208 $1,208

$1,269 NZ$2,244

-4.83%

Buy Apartment in City Center (m2)

$4,811 NZ$8,509

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,944

Average Monthly Net Salary (After Tax)

$349 $349

$2,917 NZ$5,159

-88.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

360000

6.6

5454445.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pohnpei: October 12, 2026

Last update for Cromwell: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pohnpei

$630 37.8%

Cromwell

$811 43.2% 28.8% $181

Monthly Utilities & Internet

Pohnpei

$373 22.4%

Cromwell

$189 10.1% 49.4% $185

Groceries & Markets

Pohnpei

$292 * 17.5%

Cromwell

$320 17.1% 9.5% $28

Eating Out

Pohnpei

$176 * 10.6%

Cromwell

$247 13.1% 40.3% $71

Clothing & Footwear

Pohnpei

$160 9.6%

Cromwell

$143 7.6% 10.5% $17

Sport & Entertainment

Pohnpei

$20 * 1.2%

Cromwell

$55 2.9% 173% $35

Getting Around

Pohnpei

$15 * 0.9%

Cromwell

$112 6% 639% $97

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $907 in Pohnpei and $955 in Cromwell. Housing cost is often the main lever when comparing two cities.

Cromwell pays 735% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Pohnpei vs $61.0 in Cromwell for a mid-range dinner for two. Groceries echo the gap at $292 vs $320 per month, with Pohnpei cheaper across the board.

Good to know

🇫🇲 Pohnpei

🇳🇿 Cromwell

🕒 Local time

00:06 12:06 AM

02:06 2:06 AM

2 h ahead of Pohnpei

🌤 Weather

👥 Population

34,486

5,000

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Pohnpei Cromwell 5,880 km ≈ 8 h nonstop flight

From you

Pohnpei
Cromwell

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pohnpei vs Cromwell: Cost of Living - Frequently Asked Questions

Pohnpei is cheaper overall, especially in groceries, eating out, and leisure. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 735% lower in Cromwell. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $907 in Pohnpei versus $955 in Cromwell. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $168 in Pohnpei versus $786 in Cromwell. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Pohnpei – a meal for two runs $44.00 versus $61.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,667 in Pohnpei versus $1,877 in Cromwell, a $2,500 budget is realistic in Pohnpei but tight or insufficient in Cromwell. The gap between the two cities makes Pohnpei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pohnpei and Cromwell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pohnpei gentler on the wallet – expenses run 13% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.