Last update: Oct 2026

Cost of Living Comparison Between Pohnpei and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,662 in Pohnpei, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Pohnpei
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Pohnpei Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Pohnpei

🇫🇲 Micronesia

$1,662

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Pohnpei and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pohnpei and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,662 in Pohnpei versus $1,349 in Ubud, Bali.

Pohnpei $1,662
Ubud, Bali $1,349

Estimated couple costs with rent: $2,526 in Pohnpei versus $2,305 in Ubud, Bali.

Pohnpei $2,526
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,390 in Pohnpei versus $3,261 in Ubud, Bali.

Pohnpei $3,390
Ubud, Bali $3,261

Living in Pohnpei is roughly 23% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$11.42 $11.42

$3.32 Rp 59.9K

243.98%

Three-Course Dinner for Two, Mid-Range

$45.11 $45.11

$35.64 Rp 642.4K

26.57%

Fast Food Meal (McDonalds, etc)

$7.55 $7.55

$5.53 Rp 99.7K

36.53%

Cappuccino

$2.94 $2.94

$2.72 Rp 49.0K

8.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 $1.21

$1.70 Rp 30.7K

-28.82%

Water (0.33 liter bottle)

$3.90 $3.90

$0.76 Rp 13.7K

413.16%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$4.38 Rp 79.0K

-32.19%

Milk (1 liter)

$0.25 $0.25

$1.49 Rp 26.9K

-83.22%

White Bread (500g)

$3.28 $3.28

$2.28 Rp 41.0K

43.86%

Rice (white) (1kg)

$2.98 $2.98

$1.19 Rp 21.5K

150.42%

Eggs

$7.16 $7.16

$2.04 Rp 36.7K

250.98%

Local Cheese (1kg)

$7.21 $7.21

$17.70 Rp 319.1K

-59.27%

Chicken Fillets (1kg)

$5.02 $5.02

$3.96 Rp 71.4K

26.77%

Beef Round Steak (1kg)

$11.70 $11.70

$12.19 Rp 219.7K

-4.02%

Apples (1kg)

$6.04 $6.04

$3.66 Rp 65.9K

65.03%

Banana (1kg)

$3.55 $3.55

$1.52 Rp 27.4K

133.55%

Oranges (1kg)

$5.39 $5.39

$2.23 Rp 40.2K

141.70%

Tomato (1kg)

$1.97 Rp 35.6K

Potato (1kg)

$4.87 $4.87

$1.85 Rp 33.3K

163.24%

Onion (1kg)

$5.07 $5.07

$2.42 Rp 43.7K

109.50%

Lettuce (1 head)

$3.83 $3.83

$0.99 Rp 17.8K

286.87%

Water (1.5 liter bottle)

$0.98 $0.98

$0.51 Rp 9,255

92.16%

Cigarettes 20 Pack (Marlboro, Camel)

$8.85 $8.85

$2.22 Rp 40.0K

298.65%

Wine (Bottle)

$2.98 $2.98

$22.24 Rp 400.9K

-86.60%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

Imported Beer (0.33 liter bottle)

$2.36 $2.36

$2.97 Rp 53.5K

-20.54%

One-way Ticket (Public Transport)

$0.97 $0.97

$0.25 Rp 4,525

288.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$4.91 $4.91

$0.44 Rp 7,923

1015.91%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$0.43 Rp 7,753

190.70%

Taxi 1hour Waiting (Normal Tariff)

$4.10 $4.10

$5.41 Rp 97.5K

-24.21%

Gasoline (1 liter)

$3.64 $3.64

$0.82 Rp 14.9K

343.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 $134

$79.1 Rp 1.4M

69.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.34 $39.34

$6.45 Rp 116.2K

509.92%

Internet (50+ Mbps, Unlimited Data)

$200 $200

$18.58 Rp 334.9K

978.15%

Gym Membership (Monthly)

$20.08 $20.08

$49.48 Rp 892.0K

-59.42%

Tennis Court (1 Hour on Weekend)

$50.0 $50.0

$17.65 Rp 318.1K

183.40%

Cinema Ticket

$4.27 Rp 77.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 $171

$491 Rp 8.8M

-65.10%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

Jeans (Levis 501 Or Similar)

$80.6 $80.6

$44.64 Rp 804.7K

80.65%

Summer Dress (H&M, Zara, etc)

$66.9 $66.9

$34.95 Rp 630.1K

91.36%

Sport Shoes (Adidas, Nike)

$110 $110

$79.9 Rp 1.4M

37.18%

Men's Leather Business Shoes

$97.9 $97.9

$79.4 Rp 1.4M

23.27%

1-bedroom Apartment, City Center (Monthly)

$890 $890

$1,125 Rp 20.3M

-20.90%

1-bedroom Apartment, Outside City Center (Monthly)

$625 $625

$671 Rp 12.1M

-6.97%

3-bedroom Apartment, City Center (Monthly)

$1,581 $1,581

$3,565 Rp 64.3M

-55.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,203 $1,203

$1,723 Rp 31.1M

-30.19%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$352 $352

$164 Rp 3.0M

115.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

360000

13.78

2612381.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pohnpei: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pohnpei

$625 37.6%

Ubud, Bali

$672 49.8% 7.5% $47

Monthly Utilities & Internet

Pohnpei

$373 22.5%

Ubud, Bali

$104 7.7% 72.1% $269

Groceries & Markets

Pohnpei

$293 * 17.6%

Ubud, Bali

$288 21.4% 1.6% $4.8

Eating Out

Pohnpei

$176 * 10.6%

Ubud, Bali

$108 8% 38.7% $68

Clothing & Footwear

Pohnpei

$160 9.6%

Ubud, Bali

$108 8% 32.7% $52

Sport & Entertainment

Pohnpei

$20 * 1.2%

Ubud, Bali

$58 4.3% 189% $38

Getting Around

Pohnpei

$15 * 0.9%

Ubud, Bali

$11 0.9% 24.3% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $890 in Pohnpei and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Pohnpei pays about 2.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Pohnpei vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $293 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇫🇲 Pohnpei

🇮🇩 Ubud, Bali

🕒 Local time

22:22 10:22 PM

19:22 7:22 PM

3 h behind Pohnpei

🌤 Weather

👥 Population

34,486

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

On the map

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Between locations

Pohnpei Ubud, Bali 5,060 km ≈ 7 h nonstop flight

From you

Pohnpei
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pohnpei vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in utilities, eating out, and clothing. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay in Pohnpei is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $890 in Pohnpei versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $45 in Pohnpei. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $171 in Pohnpei versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pohnpei and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Pohnpei on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.