😐Monthly costs for one person with rent: $1,629 in Pohnpei versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,543 in Pohnpei versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $3,457 in Pohnpei versus $3,723 in Ubud, Bali.
🌍Living in Pohnpei is roughly 17% more expensive than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Pohnpei22% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Pohnpei
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.47$11.47
$3.57Rp 64.6K
221.29%
Three-Course Dinner for Two, Mid-Range
$44.20$44.20
$32.32Rp 584.4K
36.76%
Fast Food Meal(McDonalds, etc)
$7.29$7.29
$5.01Rp 90.5K
45.51%
Cappuccino
$3.02$3.02
$2.82Rp 51.1K
7.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.22$1.22
$1.35Rp 24.4K
-9.63%
Water(0.33 liter bottle)
$4.09$4.09
$0.73Rp 13.2K
460.27%
Local Beer(0.5 liter draught)
-
$2.93Rp 53.0K
-
Imported Beer(0.33 liter bottle)
$2.93$2.93
$3.94Rp 71.2K
-25.63%
🛒 Groceries & Markets
Pohnpei
Ubud, Bali
Difference
Milk(1 liter)
$0.27$0.27
$1.78Rp 32.2K
-84.83%
White Bread(500g)
$3.26$3.26
$2.45Rp 44.3K
33.06%
Rice(white)(1kg)
$3.07$3.07
$1.15Rp 20.8K
166.96%
Eggs
$7.08$7.08
$2.41Rp 43.7K
193.78%
Local Cheese(1kg)
$6.91$6.91
$14.33Rp 259.1K
-51.78%
Chicken Fillets(1kg)
$5.06$5.06
$4.19Rp 75.7K
20.76%
Beef Round Steak(1kg)
$11.67$11.67
$12.06Rp 218.1K
-3.23%
Apples(1kg)
$5.96$5.96
$3.64Rp 65.8K
63.74%
Banana(1kg)
$3.42$3.42
$1.57Rp 28.3K
117.83%
Oranges(1kg)
$5.35$5.35
$2.79Rp 50.4K
91.76%
Tomato(1kg)
-
$2.24Rp 40.5K
-
Potato(1kg)
$5.02$5.02
$1.98Rp 35.8K
153.54%
Onion(1kg)
$5.09$5.09
$2.28Rp 41.2K
123.25%
Lettuce(1 head)
$3.69$3.69
$1.05Rp 19.1K
251.43%
Water(1.5 liter bottle)
$0.98$0.98
$0.79Rp 14.2K
24.05%
Cigarettes 20 Pack(Marlboro, Camel)
$9.07$9.07
$3.19Rp 57.7K
184.33%
Wine(Bottle)
$2.93$2.93
$23.49Rp 424.8K
-87.53%
Local Beer(0.5 liter bottle)
-
$2.90Rp 52.4K
-
Imported Beer(0.33 liter bottle)
$2.61$2.61
$2.76Rp 49.8K
-5.43%
🚌 Getting Around
Pohnpei
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.02$1.02
$0.27Rp 4,821
277.78%
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.3K
-
Taxi Start(Normal Tariff)
$4.97$4.97
$0.45Rp 8,180
1004.44%
Taxi(Normal Tariff)(1km)
$1.22$1.22
$0.46Rp 8,311
165.22%
Taxi 1hour Waiting(Normal Tariff)
$4.03$4.03
$6.07Rp 109.7K
-33.61%
Gasoline(1 liter)
$3.75$3.75
$0.86Rp 15.6K
336.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6KRp 480.7M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5KRp 588.6M
-
🧾 Monthly Utilities & Internet
Pohnpei
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$133$133
$79.0Rp 1.4M
68.65%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$39.65$39.65
$4.09Rp 74.0K
869.44%
Internet(50+ Mbps, Unlimited Data)
$199$199
$23.85Rp 431.2K
736.14%
🎉 Sport & Entertainment
Pohnpei
Ubud, Bali
Difference
Gym Membership(Monthly)
$20.36$20.36
$98.8Rp 1.8M
-79.39%
Tennis Court(1 Hour on Weekend)
$50.1$50.1
$6.35Rp 114.9K
688.35%
Cinema Ticket
-
$4.01Rp 72.5K
-
🧸 Childcare & Education
Pohnpei
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$173$173
$297Rp 5.4M
-41.88%
International Primary School, 1 Child(Yearly)
-
$6,602Rp 119.4M
-
👕👟 Clothing & Footwear
Pohnpei
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$80.6$80.6
$53.4Rp 966.0K
50.83%
Summer Dress(H&M, Zara, etc)
$66.9$66.9
$38.11Rp 689.2K
75.47%
Sport Shoes(Adidas, Nike)
$109$109
$88.7Rp 1.6M
23.07%
Men's Leather Business Shoes
$98.3$98.3
$76.6Rp 1.4M
28.26%
🏠 Accommodation & Living
Pohnpei
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$888$888
$1,020Rp 18.4M
-12.90%
1-bedroom Apartment, Outside City Center(Monthly)
$616$616
$680Rp 12.3M
-9.42%
3-bedroom Apartment, City Center(Monthly)
$1,569$1,569
$3,469Rp 62.7M
-54.77%
3-bedroom Apartment, Outside City Center(Monthly)
$1,198$1,198
$2,090Rp 37.8M
-42.67%
Buy Apartment in City Center(m2)
-
$2,729Rp 49.3M
-
Buy Apartment Outside City Center(m2)
-
$2,295Rp 41.5M
-
💵 Salaries & Financials
Pohnpei
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$352$352
$164Rp 3.0M
115.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
360000
13.28
2710743.37%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pohnpei: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $888 in Pohnpei and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Pohnpei pays 115% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $44.00 in Pohnpei vs $32.00 in Ubud, Bali. Groceries flip the comparison at $291 vs $298, with Pohnpei cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pohnpei vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Pohnpei?
Ubud, Bali is cheaper overall, especially in Monthly Utilities & Internet, Eating Out, Clothing & Footwear, Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Pohnpei or Ubud, Bali?
Average pay runs 115% higher in Pohnpei, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Pohnpei and Ubud, Bali?
Rent for a central apartment: $888 in Pohnpei versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Pohnpei and in Ubud, Bali?
Shoppers in Pohnpei pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Pohnpei and in Ubud, Bali?
All in, you'll spend $1,629 per month in Pohnpei versus $1,392 in Ubud, Bali – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Pohnpei or in Ubud, Bali?
At $1,392 in Ubud, Bali versus $1,629 in Pohnpei, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Pohnpei. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Pohnpei or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Pohnpei, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Pohnpei or Ubud, Bali?
Safety-wise, Pohnpei and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Pohnpei. Beyond cost, consider language, visa policies, and how big the international community is in each city.