Last update: Oct 2026

Cost of Living Comparison Between Cromwell and Pohnpei

For one person, living is cheaper in Pohnpei: $1,667 a month against $1,877 in Cromwell, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Cromwell
Learn more

Cromwell Living Index
81

Cost of Living Index in Pohnpei
Learn more

Pohnpei Living Index

Jump to prices

Cromwell

🇳🇿 New Zealand

$1,877

/mo nomad

Pohnpei

🇫🇲 Micronesia

$1,667

/mo nomad

Monthly Cost of Living

How much you'll spend in Cromwell and in Pohnpei

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cromwell and in Pohnpei actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,877 in Cromwell versus $1,667 in Pohnpei.

Cromwell $1,877
Pohnpei $1,667

Estimated couple costs with rent: $2,785 in Cromwell versus $2,527 in Pohnpei.

Cromwell $2,785
Pohnpei $2,527

Monthly costs for a family of three with rent: $3,692 in Cromwell versus $3,388 in Pohnpei.

Cromwell $3,692
Pohnpei $3,388

Living in Cromwell is roughly 13% more expensive than in Pohnpei, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Cromwell 39% above, Pohnpei 23% above.

Meal at Budget Restaurant

$13.76 NZ$24.33

$11.38 $11.38

20.91%

Three-Course Dinner for Two, Mid-Range

$60.5 NZ$107

$44.31 $44.31

36.58%

Fast Food Meal (McDonalds, etc)

$11.14 NZ$19.70

$7.36 $7.36

51.36%

Cappuccino

$3.35 NZ$5.92

$2.94 $2.94

13.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 NZ$3.74

$1.26 $1.26

68.25%

Water (0.33 liter bottle)

$2.09 NZ$3.70

$4.08 $4.08

-48.77%

Local Beer (0.5 liter draught)

$6.81 NZ$12.04

Imported Beer (0.33 liter bottle)

$6.05 NZ$10.69

$3.02 $3.02

100.33%

Milk (1 liter)

$2.08 NZ$3.68

$0.25 $0.25

732.00%

White Bread (500g)

$2.01 NZ$3.55

$3.40 $3.40

-40.88%

Rice (white) (1kg)

$1.69 NZ$2.98

$3.10 $3.10

-45.48%

Eggs

$5.70 NZ$10.08

$7.27 $7.27

-21.60%

Local Cheese (1kg)

$8.54 NZ$15.10

$6.94 $6.94

23.05%

Chicken Fillets (1kg)

$9.35 NZ$16.54

$4.87 $4.87

91.99%

Beef Round Steak (1kg)

$16.22 NZ$28.69

$11.31 $11.31

43.41%

Apples (1kg)

$2.98 NZ$5.28

$5.82 $5.82

-48.80%

Banana (1kg)

$2.34 NZ$4.13

$3.60 $3.60

-35.00%

Oranges (1kg)

$3.11 NZ$5.51

$5.47 $5.47

-43.14%

Tomato (1kg)

$5.10 NZ$9.02

Potato (1kg)

$1.87 NZ$3.31

$5.10 $5.10

-63.33%

Onion (1kg)

$1.85 NZ$3.28

$4.95 $4.95

-62.63%

Lettuce (1 head)

$2.35 NZ$4.15

$3.77 $3.77

-37.67%

Water (1.5 liter bottle)

$0.58 NZ$1.03

$0.98 $0.98

-40.82%

Cigarettes 20 Pack (Marlboro, Camel)

$21.18 NZ$37.45

$8.98 $8.98

135.86%

Wine (Bottle)

$8.89 NZ$15.73

$2.92 $2.92

204.45%

Local Beer (0.5 liter bottle)

$3.21 NZ$5.68

Imported Beer (0.33 liter bottle)

$1.19 NZ$2.10

$2.41 $2.41

-50.62%

One-way Ticket (Public Transport)

$1.73 NZ$3.07

$1.02 $1.02

69.61%

Public Transport Monthly Pass (Regular Price)

$93.9 NZ$166

Taxi Start (Normal Tariff)

$2.17 NZ$3.85

$5.05 $5.05

-57.03%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.31

$1.22 $1.22

53.28%

Taxi 1hour Waiting (Normal Tariff)

$28.41 NZ$50.2

$4.05 $4.05

601.48%

Gasoline (1 liter)

$1.74 NZ$3.07

$3.81 $3.81

-54.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K NZ$44.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K NZ$44.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 NZ$194

$134 $134

-18.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.00 NZ$49.52

$39.58 $39.58

-29.26%

Internet (50+ Mbps, Unlimited Data)

$51.0 NZ$90.2

$200 $200

-74.49%

Gym Membership (Monthly)

$38.81 NZ$68.6

$20.18 $20.18

92.32%

Tennis Court (1 Hour on Weekend)

$6.76 NZ$11.95

$49.10 $49.10

-86.23%

Cinema Ticket

$8.16 NZ$14.44

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 NZ$1,389

$168 $168

366.89%

International Primary School, 1 Child (Yearly)

$12.4K NZ$21.9K

Jeans (Levis 501 Or Similar)

$59.2 NZ$105

$78.4 $78.4

-24.52%

Summer Dress (H&M, Zara, etc)

$35.50 NZ$62.8

$69.2 $69.2

-48.72%

Sport Shoes (Adidas, Nike)

$92.1 NZ$163

$110 $110

-16.50%

Men's Leather Business Shoes

$132 NZ$233

$97.9 $97.9

34.65%

1-bedroom Apartment, City Center (Monthly)

$955 NZ$1,690

$907 $907

5.33%

1-bedroom Apartment, Outside City Center (Monthly)

$811 NZ$1,434

$630 $630

28.80%

3-bedroom Apartment, City Center (Monthly)

$1,602 NZ$2,834

$1,580 $1,580

1.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,269 NZ$2,244

$1,208 $1,208

5.08%

Buy Apartment in City Center (m2)

$4,811 NZ$8,509

Buy Apartment Outside City Center (m2)

$3,361 NZ$5,944

Average Monthly Net Salary (After Tax)

$2,917 NZ$5,159

$349 $349

734.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

360000

-100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cromwell: October 11, 2026

Last update for Pohnpei: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cromwell

$811 43.2%

Pohnpei

$630 37.8% 22.4% $181

Groceries & Markets

Cromwell

$320 17.1%

Pohnpei

$292 * 17.5% 8.7% $28

Eating Out

Cromwell

$247 13.1%

Pohnpei

$176 * 10.6% 28.7% $71

Monthly Utilities & Internet

Cromwell

$189 10.1%

Pohnpei

$373 22.4% 97.8% $185

Clothing & Footwear

Cromwell

$143 7.6%

Pohnpei

$160 9.6% 11.7% $17

Getting Around

Cromwell

$112 6%

Pohnpei

$15 * 0.9% 86.5% $97

Sport & Entertainment

Cromwell

$55 2.9%

Pohnpei

$20 * 1.2% 63.4% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $955 in Cromwell and $907 in Pohnpei. Housing cost is often the main lever when comparing two cities.

Cromwell pays 735% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Cromwell vs $44.00 in Pohnpei for a mid-range dinner for two. Groceries echo the gap at $320 vs $292 per month, with Pohnpei cheaper across the board.

Good to know

🇳🇿 Cromwell

🇫🇲 Pohnpei

🕒 Local time

21:16 9:16 PM

19:16 7:16 PM

2 h behind Cromwell

🌤 Weather

👥 Population

5,000

34,486

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Cromwell Pohnpei 5,880 km ≈ 8 h nonstop flight

From you

Cromwell
Pohnpei

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cromwell vs Pohnpei: Cost of Living - Frequently Asked Questions

Pohnpei is cheaper overall, especially in groceries, eating out, and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 735% higher in Cromwell, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $955 in Cromwell versus $907 in Pohnpei. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $786 in Cromwell versus $168 in Pohnpei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Pohnpei – a meal for two runs $44.00 versus $61.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,667 in Pohnpei versus $1,877 in Cromwell, a $2,500 budget is realistic in Pohnpei but tight or insufficient in Cromwell. The gap between the two cities makes Pohnpei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cromwell and Pohnpei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pohnpei gentler on the wallet – expenses run 13% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.