Last update: Oct 2026

Cost of Living Comparison Between Phan Thiet and Karachi

For one person, living is cheaper in Karachi: $482 a month against $647 in Phan Thiet, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Phan Thiet
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Phan Thiet Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Phan Thiet

🇻🇳 Vietnam

$647

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Phan Thiet and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phan Thiet and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $647 in Phan Thiet versus $482 in Karachi.

Phan Thiet $647
Karachi $482

Estimated couple costs with rent: $1,070 in Phan Thiet versus $750 in Karachi.

Phan Thiet $1,070
Karachi $750

Monthly costs for a family of three with rent: $1,493 in Phan Thiet versus $1,018 in Karachi.

Phan Thiet $1,493
Karachi $1,018

Living in Phan Thiet is roughly 34% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phan Thiet 52% lower, Karachi 64% lower.

Meal at Budget Restaurant

$2.71 ₫70.3K

$2.13 PKR 588

27.23%

Three-Course Dinner for Two, Mid-Range

$23.33 ₫603.9K

$13.30 PKR 3,680

75.41%

Fast Food Meal (McDonalds, etc)

$4.46 ₫115.4K

$5.45 PKR 1,508

-18.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$0.59 ₫15.4K

$2.09 PKR 579

-71.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₫10.2K

$0.40 PKR 111

Water (0.33 liter bottle)

$0.21 ₫5,436

$0.26 PKR 71.1

-19.23%

Local Beer (0.5 liter draught)

$0.64 ₫16.5K

Imported Beer (0.33 liter bottle)

$1.25 ₫32.4K

Milk (1 liter)

$1.32 ₫34.0K

$0.92 PKR 254

43.48%

White Bread (500g)

$0.38 ₫9,834

$0.56 PKR 156

-32.14%

Rice (white) (1kg)

$0.91 ₫23.6K

$1.25 PKR 345

-27.20%

Eggs

$1.14 ₫29.5K

$1.23 PKR 341

-7.32%

Local Cheese (1kg)

$11.95 ₫309.3K

$5.67 PKR 1,570

110.76%

Chicken Fillets (1kg)

$3.05 ₫78.9K

$3.16 PKR 876

-3.48%

Beef Round Steak (1kg)

$8.66 ₫224.2K

$6.28 PKR 1,737

37.90%

Apples (1kg)

$1.90 ₫49.2K

$1.26 PKR 348

50.79%

Banana (1kg)

$0.82 ₫21.3K

$0.53 PKR 148

54.72%

Oranges (1kg)

$1.06 ₫27.5K

$1.00 PKR 276

6.00%

Tomato (1kg)

$1.19 ₫30.7K

$0.56 PKR 154

112.50%

Potato (1kg)

$0.77 ₫20.0K

$0.33 PKR 91.4

133.33%

Onion (1kg)

$0.67 ₫17.3K

$0.34 PKR 95.1

97.06%

Lettuce (1 head)

$0.59 ₫15.3K

$0.42 PKR 116

40.48%

Water (1.5 liter bottle)

$0.51 ₫13.1K

$0.44 PKR 121

15.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.51 ₫39.1K

$1.84 PKR 509

-17.93%

Wine (Bottle)

$9.43 ₫244.2K

Local Beer (0.5 liter bottle)

$0.37 ₫9,708

Imported Beer (0.33 liter bottle)

$1.58 ₫40.9K

One-way Ticket (Public Transport)

$0.29 ₫7,633

$0.28 PKR 77.0

3.57%

Public Transport Monthly Pass (Regular Price)

$5.85 ₫151.6K

$9.99 PKR 2,764

-41.44%

Taxi Start (Normal Tariff)

$0.59 ₫15.4K

$0.92 PKR 256

-35.87%

Taxi (Normal Tariff) (1km)

$0.60 ₫15.6K

$0.70 PKR 193

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$2.70 ₫70.0K

$2.16 PKR 597

25.00%

Gasoline (1 liter)

$0.85 ₫22.0K

$1.38 PKR 382

-38.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K ₫785.1M

$17.9K PKR 5.0M

69.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K ₫713.7M

$27.1K PKR 7.5M

1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.46 ₫1.2M

$113 PKR 31.4K

-60.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.64 ₫171.9K

$5.95 PKR 1,648

11.60%

Internet (50+ Mbps, Unlimited Data)

$9.19 ₫237.8K

$13.16 PKR 3,642

-30.17%

Gym Membership (Monthly)

$24.09 ₫623.6K

$21.55 PKR 5,965

11.79%

Tennis Court (1 Hour on Weekend)

$7.87 ₫203.7K

$18.23 PKR 5,044

-56.83%

Cinema Ticket

$1.99 ₫51.4K

$4.21 PKR 1,165

-52.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 ₫5.6M

$52.2 PKR 14.4K

311.26%

International Primary School, 1 Child (Yearly)

$3,808 ₫98.6M

$1,940 PKR 537.0K

96.26%

Jeans (Levis 501 Or Similar)

$22.86 ₫591.8K

$17.55 PKR 4,858

30.26%

Summer Dress (H&M, Zara, etc)

$23.30 ₫603.1K

$23.51 PKR 6,506

-0.89%

Sport Shoes (Adidas, Nike)

$38.44 ₫995.1K

$68.9 PKR 19.1K

-44.18%

Men's Leather Business Shoes

$57.7 ₫1.5M

$40.59 PKR 11.2K

42.10%

1-bedroom Apartment, City Center (Monthly)

$355 ₫9.2M

$118 PKR 32.7K

200.53%

1-bedroom Apartment, Outside City Center (Monthly)

$271 ₫7.0M

$73.6 PKR 20.4K

267.84%

3-bedroom Apartment, City Center (Monthly)

$756 ₫19.6M

$357 PKR 98.9K

111.38%

3-bedroom Apartment, Outside City Center (Monthly)

$606 ₫15.7M

$188 PKR 52.0K

222.46%

Buy Apartment in City Center (m2)

$2,829 ₫73.2M

$1,060 PKR 293.4K

166.82%

Buy Apartment Outside City Center (m2)

$1,195 ₫30.9M

$481 PKR 133.1K

148.50%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

13.21

-35.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phan Thiet: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phan Thiet

$271 41.8%

Karachi

$74 15.3% 72.8% $197

Groceries & Markets

Phan Thiet

$163 25.2%

Karachi

$101 21% 37.8% $62

Clothing & Footwear

Phan Thiet

$64 9.9%

Karachi

$68 14.1% 5.8% $3.7

Monthly Utilities & Internet

Phan Thiet

$60 9.3%

Karachi

$133 27.5% 120% $72

Eating Out

Phan Thiet

$50 7.8%

Karachi

$61 12.7% 21.4% $11

Sport & Entertainment

Phan Thiet

$28 4.3%

Karachi

$30 6.2% 6.8% $1.9

Getting Around

Phan Thiet

$11 1.7%

Karachi

$16 3.2% 45.7% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $355 in Phan Thiet and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Phan Thiet vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $163 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇻🇳 Phan Thiet

🇵🇰 Karachi

🕒 Local time

15:16 3:16 PM

13:16 1:16 PM

2 h behind Phan Thiet

🌤 Weather

👥 Population

255,000

14,910,352

💱 Currency

Vietnamese Dong VND ₫

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Phan Thiet Karachi 4,590 km ≈ 6 h nonstop flight

From you

Phan Thiet
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phan Thiet vs Karachi: Cost of Living - Frequently Asked Questions

Phan Thiet and Karachi differ by about 34% in total monthly costs ($647 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $970 in Phan Thiet and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $355 in Phan Thiet versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $647 per month in Phan Thiet versus $482 in Karachi – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 71% less than in Phan Thiet. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Phan Thiet and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 34% less than in Phan Thiet. Beyond cost, consider language, visa policies, and how big the international community is in each city.