Last update: Oct 2026

Cost of Living Comparison Between Karachi and Phan Thiet

For one person, living is cheaper in Karachi: $482 a month against $647 in Phan Thiet, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
32

Cost of Living Index in Phan Thiet
Learn more

Phan Thiet Living Index

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Karachi

🇵🇰 Pakistan

$482

/mo nomad

Phan Thiet

🇻🇳 Vietnam

$647

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Phan Thiet

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Phan Thiet actually costs, broken down by who's living it.

Monthly costs for one person with rent: $482 in Karachi versus $647 in Phan Thiet.

Karachi $482
Phan Thiet $647

Estimated couple costs with rent: $750 in Karachi versus $1,070 in Phan Thiet.

Karachi $750
Phan Thiet $1,070

Monthly costs for a family of three with rent: $1,018 in Karachi versus $1,493 in Phan Thiet.

Karachi $1,018
Phan Thiet $1,493

Living in Karachi costs roughly 26% less than in Phan Thiet, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Phan Thiet 52% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$2.71 ₫70.3K

-21.40%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$23.33 ₫603.9K

-42.99%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$4.46 ₫115.4K

22.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$0.59 ₫15.4K

254.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.40 ₫10.2K

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.21 ₫5,436

23.81%

Local Beer (0.5 liter draught)

$0.64 ₫16.5K

Imported Beer (0.33 liter bottle)

$1.25 ₫32.4K

Milk (1 liter)

$0.92 PKR 254

$1.32 ₫34.0K

-30.30%

White Bread (500g)

$0.56 PKR 156

$0.38 ₫9,834

47.37%

Rice (white) (1kg)

$1.25 PKR 345

$0.91 ₫23.6K

37.36%

Eggs

$1.23 PKR 341

$1.14 ₫29.5K

7.89%

Local Cheese (1kg)

$5.67 PKR 1,570

$11.95 ₫309.3K

-52.55%

Chicken Fillets (1kg)

$3.16 PKR 876

$3.05 ₫78.9K

3.61%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$8.66 ₫224.2K

-27.48%

Apples (1kg)

$1.26 PKR 348

$1.90 ₫49.2K

-33.68%

Banana (1kg)

$0.53 PKR 148

$0.82 ₫21.3K

-35.37%

Oranges (1kg)

$1.00 PKR 276

$1.06 ₫27.5K

-5.66%

Tomato (1kg)

$0.56 PKR 154

$1.19 ₫30.7K

-52.94%

Potato (1kg)

$0.33 PKR 91.4

$0.77 ₫20.0K

-57.14%

Onion (1kg)

$0.34 PKR 95.1

$0.67 ₫17.3K

-49.25%

Lettuce (1 head)

$0.42 PKR 116

$0.59 ₫15.3K

-28.81%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.51 ₫13.1K

-13.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$1.51 ₫39.1K

21.85%

Wine (Bottle)

$9.43 ₫244.2K

Local Beer (0.5 liter bottle)

$0.37 ₫9,708

Imported Beer (0.33 liter bottle)

$1.58 ₫40.9K

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.29 ₫7,633

-3.45%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$5.85 ₫151.6K

70.77%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.59 ₫15.4K

55.93%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.60 ₫15.6K

16.67%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$2.70 ₫70.0K

-20.00%

Gasoline (1 liter)

$1.38 PKR 382

$0.85 ₫22.0K

62.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$30.3K ₫785.1M

-40.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$27.6K ₫713.7M

-1.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$44.46 ₫1.2M

155.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$6.64 ₫171.9K

-10.39%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$9.19 ₫237.8K

43.20%

Gym Membership (Monthly)

$21.55 PKR 5,965

$24.09 ₫623.6K

-10.54%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$7.87 ₫203.7K

131.64%

Cinema Ticket

$4.21 PKR 1,165

$1.99 ₫51.4K

111.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$214 ₫5.6M

-75.68%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$3,808 ₫98.6M

-49.05%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$22.86 ₫591.8K

-23.23%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$23.30 ₫603.1K

0.90%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$38.44 ₫995.1K

79.16%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$57.7 ₫1.5M

-29.63%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$355 ₫9.2M

-66.72%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$271 ₫7.0M

-72.81%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$756 ₫19.6M

-52.69%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$606 ₫15.7M

-68.99%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$2,829 ₫73.2M

-62.52%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,195 ₫30.9M

-59.76%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

8.46

56.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Phan Thiet: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Phan Thiet

$60 9.3% 54.5% $72

Groceries & Markets

Karachi

$101 21%

Phan Thiet

$163 25.2% 60.8% $62

Accommodation & Living

Karachi

$74 15.3%

Phan Thiet

$271 41.8% 268% $197

Clothing & Footwear

Karachi

$68 14.1%

Phan Thiet

$64 9.9% 5.5% $3.7

Eating Out

Karachi

$61 12.7%

Phan Thiet

$50 7.8% 17.6% $11

Sport & Entertainment

Karachi

$30 6.2%

Phan Thiet

$28 4.3% 6.4% $1.9

Getting Around

Karachi

$16 3.2%

Phan Thiet

$11 1.7% 31.4% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $355 in Phan Thiet. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Karachi vs $23.00 in Phan Thiet for a mid-range dinner for two. Groceries echo the gap at $101 vs $163 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇻🇳 Phan Thiet

🕒 Local time

17:14 5:14 PM

19:14 7:14 PM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

255,000

💱 Currency

Pakistani Rupee PKR ₨

Vietnamese Dong VND ₫

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Phan Thiet 4,590 km ≈ 6 h nonstop flight

From you

Karachi
Phan Thiet

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Phan Thiet: Cost of Living - Frequently Asked Questions

Karachi and Phan Thiet differ by about 34% in total monthly costs ($482 vs $647 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $723 in Karachi and $970 in Phan Thiet to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $118 in Karachi versus $355 in Phan Thiet. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $482 per month in Karachi versus $647 in Phan Thiet – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 71% less than in Phan Thiet. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Phan Thiet are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 34% less than in Phan Thiet. Beyond cost, consider language, visa policies, and how big the international community is in each city.