Last update: Oct 2026

Cost of Living Comparison Between Spokane, WA and Pembroke

For one person, living is cheaper in Pembroke: $2,374 a month against $2,722 in Spokane, WA, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Spokane, WA outweigh lower spending on other living expenses.

131

Cost of Living Index in Spokane, WA
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Spokane, WA Living Index
115

Cost of Living Index in Pembroke
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Pembroke Living Index

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Spokane, WA

🇺🇸 United States

$2,722

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Spokane, WA and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spokane, WA and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,722 in Spokane, WA versus $2,374 in Pembroke.

Spokane, WA $2,722
Pembroke $2,374

Estimated couple costs with rent: $4,009 in Spokane, WA versus $3,871 in Pembroke.

Spokane, WA $4,009
Pembroke $3,871

Monthly costs for a family of three with rent: $5,297 in Spokane, WA versus $5,368 in Pembroke.

Spokane, WA $5,297
Pembroke $5,368

Living in Spokane, WA is roughly 15% more expensive than in Pembroke, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Spokane, WA 101% above, Pembroke 75% above.

Meal at Budget Restaurant

$19.89 $19.89

$49.04 BMD 49.04

-59.44%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$152 BMD 152

-51.00%

Fast Food Meal (McDonalds, etc)

$13.10 $13.10

$16.78 BMD 16.78

-21.93%

Cappuccino

$5.14 $5.14

$4.38 BMD 4.38

17.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 $2.34

$3.02 BMD 3.02

-22.52%

Water (0.33 liter bottle)

$2.23 $2.23

$3.05 BMD 3.05

-26.89%

Local Beer (0.5 liter draught)

$7.03 $7.03

$7.63 BMD 7.63

-7.86%

Imported Beer (0.33 liter bottle)

$6.06 $6.06

$8.86 BMD 8.86

-31.60%

Milk (1 liter)

$0.94 $0.94

$4.80 BMD 4.80

-80.42%

White Bread (500g)

$3.37 $3.37

$8.14 BMD 8.14

-58.60%

Rice (white) (1kg)

$4.85 $4.85

$5.40 BMD 5.40

-10.19%

Eggs

$5.74 $5.74

$7.07 BMD 7.07

-18.81%

Local Cheese (1kg)

$15.96 $15.96

$23.42 BMD 23.42

-31.85%

Chicken Fillets (1kg)

$13.91 $13.91

$21.37 BMD 21.37

-34.91%

Beef Round Steak (1kg)

$16.97 $16.97

$19.80 BMD 19.80

-14.29%

Apples (1kg)

$6.47 $6.47

$8.94 BMD 8.94

-27.63%

Banana (1kg)

$1.67 $1.67

$6.75 BMD 6.75

-75.26%

Oranges (1kg)

$5.37 $5.37

$7.25 BMD 7.25

-25.93%

Tomato (1kg)

$5.83 $5.83

$8.46 BMD 8.46

-31.09%

Potato (1kg)

$3.14 $3.14

$5.78 BMD 5.78

-45.67%

Onion (1kg)

$3.02 $3.02

$4.05 BMD 4.05

-25.43%

Lettuce (1 head)

$2.07 $2.07

$6.34 BMD 6.34

-67.35%

Water (1.5 liter bottle)

$1.89 $1.89

$3.50 BMD 3.50

-46.00%

Cigarettes 20 Pack (Marlboro, Camel)

$12.26 $12.26

$17.99 BMD 17.99

-31.85%

Wine (Bottle)

$14.16 $14.16

$24.37 BMD 24.37

-41.90%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$5.17 BMD 5.17

-64.80%

Imported Beer (0.33 liter bottle)

$4.90 $4.90

$4.27 BMD 4.27

14.75%

One-way Ticket (Public Transport)

$2.02 $2.02

Public Transport Monthly Pass (Regular Price)

$54.2 $54.2

$131 BMD 131

-58.75%

Taxi Start (Normal Tariff)

$5.10 $5.10

$6.37 BMD 6.37

-19.94%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$2.54 BMD 2.54

-32.68%

Taxi 1hour Waiting (Normal Tariff)

$39.65 $39.65

$70.5 BMD 70.5

-43.72%

Gasoline (1 liter)

$1.35 $1.35

$2.42 BMD 2.42

-44.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$37.3K BMD 37.3K

-24.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$42.9K BMD 42.9K

-37.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$291 BMD 291

-39.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.2 $76.2

$150 BMD 150

-49.38%

Internet (50+ Mbps, Unlimited Data)

$74.4 $74.4

$160 BMD 160

-53.55%

Gym Membership (Monthly)

$57.2 $57.2

$78.1 BMD 78.1

-26.82%

Tennis Court (1 Hour on Weekend)

$15.16 $15.16

Cinema Ticket

$16.15 $16.15

$13.34 BMD 13.34

21.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,373 $1,373

$1,303 BMD 1,303

5.41%

International Primary School, 1 Child (Yearly)

$21.9K $21.9K

$25.5K BMD 25.5K

-14.14%

Jeans (Levis 501 Or Similar)

$53.6 $53.6

$91.5 BMD 91.5

-41.39%

Summer Dress (H&M, Zara, etc)

$49.12 $49.12

$71.1 BMD 71.1

-30.89%

Sport Shoes (Adidas, Nike)

$114 $114

$141 BMD 141

-19.09%

Men's Leather Business Shoes

$142 $142

$127 BMD 127

11.99%

1-bedroom Apartment, City Center (Monthly)

$1,601 $1,601

$3,811 BMD 3,811

-58.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 $1,302

3-bedroom Apartment, City Center (Monthly)

$2,679 $2,679

3-bedroom Apartment, Outside City Center (Monthly)

$2,136 $2,136

Buy Apartment in City Center (m2)

$3,455 $3,455

Buy Apartment Outside City Center (m2)

$2,302 $2,302

Average Monthly Net Salary (After Tax)

$4,426 $4,426

$8,056 BMD 8,056

-45.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.76

8.63

-21.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spokane, WA: October 20, 2026

Last update for Pembroke: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spokane, WA

$1.3K 47.8%

Pembroke

- * 0% 100%

Groceries & Markets

Spokane, WA

$440 16.2%

Pembroke

$748 31.5% 69.9% $308

Monthly Utilities & Internet

Spokane, WA

$327 12%

Pembroke

$601 25.3% 84% $275

Eating Out

Spokane, WA

$326 12%

Pembroke

$575 24.2% 76.7% $250

Clothing & Footwear

Spokane, WA

$162 5.9%

Pembroke

$194 8.2% 19.9% $32

Sport & Entertainment

Spokane, WA

$89 3.3%

Pembroke

$105 4.4% 17.1% $15

Getting Around

Spokane, WA

$76 2.8%

Pembroke

$150 * 6.3% 98.1% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,601 in Spokane, WA and $3,811 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 82% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $75.0 in Spokane, WA vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $440 vs $748 per month, with Spokane, WA cheaper across the board.

Good to know

🇺🇸 Spokane, WA

🇧🇲 Pembroke

🕒 Local time

17:06 5:06 PM

21:06 9:06 PM

4 h ahead of Spokane, WA

🌤 Weather

👥 Population

228,989

11,160

💱 Currency

United States Dollar USD $

Bermudian Dollar BMD $

📈 Exchange rate

1 USD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

🇧🇲 Bermudian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 25, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

BMD to USD in detail →

On the map

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Highest

Between locations

Spokane, WA Pembroke 4,700 km ≈ 6 h nonstop flight

From you

Spokane, WA
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spokane, WA vs Pembroke: Cost of Living - Frequently Asked Questions

Spokane, WA and Pembroke differ by about 15% in total monthly costs ($2,722 vs $2,374 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 82% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,601 in Spokane, WA versus $3,811 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,373 in Spokane, WA versus $1,303 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Spokane, WA pay roughly 70% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Spokane, WA and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 15% less than in Spokane, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.