Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Southampton

For one person, living is cheaper in Pembroke: $2,374 a month against $3,694 in Southampton, rent and utilities included – about $15,800 less a year. Higher rent and utilities in Southampton outweigh lower spending on other living expenses.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
179

Cost of Living Index in Southampton
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Southampton Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Southampton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Southampton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $3,694 in Southampton.

Pembroke $2,374
Southampton $3,694

Estimated couple costs with rent: $3,871 in Pembroke versus $8,281 in Southampton.

Pembroke $3,871
Southampton $8,281

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $12.9K in Southampton.

Pembroke $5,368
Southampton $12.9K

Living in Pembroke costs roughly 36% less than in Southampton, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Pembroke 75% above, Southampton 173% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$50.7 BMD 50.7

-3.27%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$151 BMD 151

0.78%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$16.82 BMD 16.82

-0.24%

Cappuccino

$4.38 BMD 4.38

$6.02 BMD 6.02

-27.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$2.98 BMD 2.98

1.34%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$3.09 BMD 3.09

-1.29%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$7.55 BMD 7.55

1.06%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$9.03 BMD 9.03

-1.88%

Milk (1 liter)

$4.80 BMD 4.80

$4.79 BMD 4.79

0.21%

White Bread (500g)

$8.14 BMD 8.14

$7.98 BMD 7.98

2.01%

Rice (white) (1kg)

$5.40 BMD 5.40

$5.45 BMD 5.45

-0.92%

Eggs

$7.07 BMD 7.07

$7.33 BMD 7.33

-3.55%

Local Cheese (1kg)

$23.42 BMD 23.42

$23.09 BMD 23.09

1.43%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$21.09 BMD 21.09

1.33%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$19.30 BMD 19.30

2.59%

Apples (1kg)

$8.94 BMD 8.94

$8.88 BMD 8.88

0.68%

Banana (1kg)

$6.75 BMD 6.75

$6.79 BMD 6.79

-0.59%

Oranges (1kg)

$7.25 BMD 7.25

$7.23 BMD 7.23

0.28%

Tomato (1kg)

$8.46 BMD 8.46

$8.49 BMD 8.49

-0.35%

Potato (1kg)

$5.78 BMD 5.78

$5.86 BMD 5.86

-1.37%

Onion (1kg)

$4.05 BMD 4.05

$4.13 BMD 4.13

-1.94%

Lettuce (1 head)

$6.34 BMD 6.34

$6.39 BMD 6.39

-0.78%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$3.39 BMD 3.39

3.24%

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$18.34 BMD 18.34

-1.91%

Wine (Bottle)

$24.37 BMD 24.37

$23.79 BMD 23.79

2.44%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$5.12 BMD 5.12

0.98%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$4.20 BMD 4.20

1.67%

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$6.60 BMD 6.60

-3.48%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$3.07 BMD 3.07

-17.26%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$70.9 BMD 70.9

-0.56%

Gasoline (1 liter)

$2.42 BMD 2.42

$2.10 BMD 2.10

15.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$37.4K BMD 37.4K

-0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$43.4K BMD 43.4K

-1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$288 BMD 288

0.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$148 BMD 148

1.98%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$162 BMD 162

-1.17%

Gym Membership (Monthly)

$78.1 BMD 78.1

Cinema Ticket

$13.34 BMD 13.34

$13.37 BMD 13.37

-0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$1,314 BMD 1,314

-0.86%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$24.9K BMD 24.9K

2.38%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$90.3 BMD 90.3

1.36%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$70.2 BMD 70.2

1.27%

Sport Shoes (Adidas, Nike)

$141 BMD 141

0.46%

Men's Leather Business Shoes

$127 BMD 127

$131 BMD 131

-3.11%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 BMD 1,503

3-bedroom Apartment, Outside City Center (Monthly)

$7,867 BMD 7,867

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

$9,763 BMD 9,763

-17.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Southampton: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Southampton

$742 20.1% 0.9% $6.6

Monthly Utilities & Internet

Pembroke

$601 25.3%

Southampton

$598 16.2% 0.6% $3.5

Eating Out

Pembroke

$575 24.2%

Southampton

$608 16.5% 5.7% $33

Clothing & Footwear

Pembroke

$194 8.2%

Southampton

$195 5.3% 0.3% $0.6

Getting Around

Pembroke

$150 * 6.3%

Southampton

$22 * 0.6% 85.4% $128

Sport & Entertainment

Pembroke

$105 4.4%

Southampton

$27 * 0.7% 74.5% $78

Accommodation & Living

Pembroke

- * 0%

Southampton

$1.5K 40.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Southampton pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $152 in Pembroke vs $151 in Southampton for a mid-range dinner for two. Groceries echo the gap at $748 vs $742 per month, with Southampton cheaper across the board.

Good to know

🇧🇲 Pembroke

🇧🇲 Southampton

🕒 Local time

21:07 9:07 PM

Same time as Pembroke

🌤 Weather

👥 Population

11,160

6,260

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Pembroke Southampton 9 km

From you

Pembroke
Southampton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Southampton: Cost of Living - Frequently Asked Questions

Pembroke wins on cost – living expenses run 56% lower than in Southampton. Housing and daily spending are where you'll feel the difference most, making Pembroke the obvious pick if budget is a priority.

On paper, salaries run 21% lower in Southampton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Shoppers in Southampton pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,374 per month in Pembroke versus $3,694 in Southampton – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,374 in Pembroke versus $3,694 in Southampton, a $2,000 budget is realistic in Pembroke but tight or insufficient in Southampton. The gap between the two cities makes Pembroke the clear choice for anyone on this budget.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Pembroke and Southampton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 56% less than in Southampton. Beyond cost, consider language, visa policies, and how big the international community is in each city.