Last update: Oct 2026

Cost of Living Comparison Between Southampton and Pembroke

For one person, living is cheaper in Pembroke: $2,374 a month against $3,694 in Southampton, rent and utilities included – about $15,800 less a year. Higher rent and utilities in Southampton outweigh lower spending on other living expenses.

179

Cost of Living Index in Southampton
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Southampton Living Index
115

Cost of Living Index in Pembroke
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Pembroke Living Index

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Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Southampton and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Southampton and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,694 in Southampton versus $2,374 in Pembroke.

Southampton $3,694
Pembroke $2,374

Estimated couple costs with rent: $8,281 in Southampton versus $3,871 in Pembroke.

Southampton $8,281
Pembroke $3,871

Monthly costs for a family of three with rent: $12.9K in Southampton versus $5,368 in Pembroke.

Southampton $12.9K
Pembroke $5,368

Living in Southampton is roughly 56% more expensive than in Pembroke, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Southampton 173% above, Pembroke 75% above.

Meal at Budget Restaurant

$50.7 BMD 50.7

$49.04 BMD 49.04

3.38%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$152 BMD 152

-0.78%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$16.78 BMD 16.78

0.24%

Cappuccino

$6.02 BMD 6.02

$4.38 BMD 4.38

37.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$3.02 BMD 3.02

-1.32%

Water (0.33 liter bottle)

$3.09 BMD 3.09

$3.05 BMD 3.05

1.31%

Local Beer (0.5 liter draught)

$7.55 BMD 7.55

$7.63 BMD 7.63

-1.05%

Imported Beer (0.33 liter bottle)

$9.03 BMD 9.03

$8.86 BMD 8.86

1.92%

Milk (1 liter)

$4.79 BMD 4.79

$4.80 BMD 4.80

-0.21%

White Bread (500g)

$7.98 BMD 7.98

$8.14 BMD 8.14

-1.97%

Rice (white) (1kg)

$5.45 BMD 5.45

$5.40 BMD 5.40

0.93%

Eggs

$7.33 BMD 7.33

$7.07 BMD 7.07

3.68%

Local Cheese (1kg)

$23.09 BMD 23.09

$23.42 BMD 23.42

-1.41%

Chicken Fillets (1kg)

$21.09 BMD 21.09

$21.37 BMD 21.37

-1.31%

Beef Round Steak (1kg)

$19.30 BMD 19.30

$19.80 BMD 19.80

-2.53%

Apples (1kg)

$8.88 BMD 8.88

$8.94 BMD 8.94

-0.67%

Banana (1kg)

$6.79 BMD 6.79

$6.75 BMD 6.75

0.59%

Oranges (1kg)

$7.23 BMD 7.23

$7.25 BMD 7.25

-0.28%

Tomato (1kg)

$8.49 BMD 8.49

$8.46 BMD 8.46

0.35%

Potato (1kg)

$5.86 BMD 5.86

$5.78 BMD 5.78

1.38%

Onion (1kg)

$4.13 BMD 4.13

$4.05 BMD 4.05

1.98%

Lettuce (1 head)

$6.39 BMD 6.39

$6.34 BMD 6.34

0.79%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$3.50 BMD 3.50

-3.14%

Cigarettes 20 Pack (Marlboro, Camel)

$18.34 BMD 18.34

$17.99 BMD 17.99

1.95%

Wine (Bottle)

$23.79 BMD 23.79

$24.37 BMD 24.37

-2.38%

Local Beer (0.5 liter bottle)

$5.12 BMD 5.12

$5.17 BMD 5.17

-0.97%

Imported Beer (0.33 liter bottle)

$4.20 BMD 4.20

$4.27 BMD 4.27

-1.64%

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

Taxi Start (Normal Tariff)

$6.60 BMD 6.60

$6.37 BMD 6.37

3.61%

Taxi (Normal Tariff) (1km)

$3.07 BMD 3.07

$2.54 BMD 2.54

20.87%

Taxi 1hour Waiting (Normal Tariff)

$70.9 BMD 70.9

$70.5 BMD 70.5

0.57%

Gasoline (1 liter)

$2.10 BMD 2.10

$2.42 BMD 2.42

-13.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K BMD 37.4K

$37.3K BMD 37.3K

0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$42.9K BMD 42.9K

1.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$291 BMD 291

-0.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$148 BMD 148

$150 BMD 150

-1.94%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$160 BMD 160

1.18%

Gym Membership (Monthly)

$78.1 BMD 78.1

Cinema Ticket

$13.37 BMD 13.37

$13.34 BMD 13.34

0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 BMD 1,314

$1,303 BMD 1,303

0.87%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$25.5K BMD 25.5K

-2.33%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$91.5 BMD 91.5

-1.34%

Summer Dress (H&M, Zara, etc)

$70.2 BMD 70.2

$71.1 BMD 71.1

-1.25%

Sport Shoes (Adidas, Nike)

$141 BMD 141

-0.46%

Men's Leather Business Shoes

$131 BMD 131

$127 BMD 127

3.21%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 BMD 1,503

3-bedroom Apartment, Outside City Center (Monthly)

$7,867 BMD 7,867

Average Monthly Net Salary (After Tax)

$9,763 BMD 9,763

$8,056 BMD 8,056

21.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Southampton: October 19, 2026

Last update for Pembroke: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Southampton

$1.5K 40.7%

Pembroke

- * 0% 100%

Groceries & Markets

Southampton

$742 20.1%

Pembroke

$748 31.5% 0.9% $6.6

Eating Out

Southampton

$608 16.5%

Pembroke

$575 24.2% 5.4% $33

Monthly Utilities & Internet

Southampton

$598 16.2%

Pembroke

$601 25.3% 0.6% $3.5

Clothing & Footwear

Southampton

$195 5.3%

Pembroke

$194 8.2% 0.3% $0.6

Sport & Entertainment

Southampton

$27 * 0.7%

Pembroke

$105 4.4% 292% $78

Getting Around

Southampton

$22 * 0.6%

Pembroke

$150 * 6.3% 584% $128

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Southampton pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $151 in Southampton vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $742 vs $748 per month, with Southampton cheaper across the board.

Good to know

🇧🇲 Southampton

🇧🇲 Pembroke

🕒 Local time

21:06 9:06 PM

Same time as Southampton

🌤 Weather

👥 Population

6,260

11,160

💱 Currency

Bermudian Dollar BMD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Southampton Pembroke 9 km

From you

Southampton
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Southampton vs Pembroke: Cost of Living - Frequently Asked Questions

Pembroke wins on cost – living expenses run 56% lower than in Southampton. Housing and daily spending are where you'll feel the difference most, making Pembroke the obvious pick if budget is a priority.

Average pay runs 21% higher in Southampton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Southampton pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $3,694 per month in Southampton versus $2,374 in Pembroke – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,374 in Pembroke versus $3,694 in Southampton, a $2,000 budget is realistic in Pembroke but tight or insufficient in Southampton. The gap between the two cities makes Pembroke the clear choice for anyone on this budget.

Both work as nomad bases, but Pembroke delivers better value – similar infrastructure at $2,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Pembroke hard to pass up.

Safety-wise, Southampton and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 56% less than in Southampton. Beyond cost, consider language, visa policies, and how big the international community is in each city.