Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Nosara

For one person, living is cheaper in Nosara: $1,837 a month against $2,355 in Pembroke, rent and utilities included – about $6,200 less a year. The total is higher in Pembroke despite lower rent and utilities.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
89

Cost of Living Index in Nosara
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Nosara Living Index

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Pembroke

🇧🇲 Bermuda

$2,355

/mo nomad

Nosara

🇨🇷 Costa Rica

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Nosara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Nosara actually costs, broken down by who's living it.

A single person spends $2,355 per month in Pembroke vs $1,837 in Nosara, rent included.

Pembroke $2,355
Nosara $1,837

A couple spends around $3,881 per month in Pembroke vs $2,775 in Nosara, rent included.

Pembroke $3,881
Nosara $2,775

A family of three spends $5,406 per month in Pembroke vs $3,712 in Nosara, rent included.

Pembroke $5,406
Nosara $3,712

Pembroke costs about 28% more than Nosara, and outside of rent the biggest gap is in groceries.

Both Pembroke and Nosara sit above the global median – Pembroke by 76%, Nosara by 37%.

Meal at Budget Restaurant

$50.6 BMD 50.6

$12.22 ₡5,509

313.83%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$60.2 ₡27.1K

150.95%

Fast Food Meal (McDonalds, etc)

$16.82 BMD 16.82

$7.54 ₡3,399

123.08%

Cappuccino

$4.45 BMD 4.45

$4.31 ₡1,941

3.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$1.72 ₡773

73.26%

Water (0.33 liter bottle)

$3.18 BMD 3.18

$1.35 ₡608

135.56%

Local Beer (0.5 liter draught)

$7.66 BMD 7.66

$3.24 ₡1,459

136.42%

Imported Beer (0.33 liter bottle)

$9.09 BMD 9.09

$4.48 ₡2,018

102.90%

Milk (1 liter)

$4.82 BMD 4.82

$1.57 ₡707

207.01%

White Bread (500g)

$7.95 BMD 7.95

$3.17 ₡1,429

150.79%

Rice (white) (1kg)

$5.57 BMD 5.57

$2.42 ₡1,091

130.17%

Eggs

$7.35 BMD 7.35

$3.57 ₡1,609

105.88%

Local Cheese (1kg)

$23.15 BMD 23.15

$7.43 ₡3,349

211.57%

Chicken Fillets (1kg)

$21.62 BMD 21.62

$10.42 ₡4,697

107.49%

Beef Round Steak (1kg)

$19.72 BMD 19.72

$13.66 ₡6,156

44.36%

Apples (1kg)

$8.94 BMD 8.94

$2.32 ₡1,044

285.34%

Banana (1kg)

$6.69 BMD 6.69

$1.61 ₡728

315.53%

Oranges (1kg)

$7.01 BMD 7.01

$4.74 ₡2,138

47.89%

Tomato (1kg)

$8.56 BMD 8.56

$1.66 ₡747

415.66%

Potato (1kg)

$5.81 BMD 5.81

$3.72 ₡1,679

56.18%

Onion (1kg)

$4.12 BMD 4.12

$3.57 ₡1,611

15.41%

Lettuce (1 head)

$6.22 BMD 6.22

$1.10 ₡497

465.45%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$2.55 ₡1,149

39.61%

Cigarettes 20 Pack (Marlboro, Camel)

$17.84 BMD 17.84

$4.95 ₡2,232

260.40%

Wine (Bottle)

$24.41 BMD 24.41

$20.01 ₡9,020

21.99%

Local Beer (0.5 liter bottle)

$5.32 BMD 5.32

$2.79 ₡1,256

90.68%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$3.53 ₡1,589

20.96%

One-way Ticket (Public Transport)

$1.19 ₡537

Public Transport Monthly Pass (Regular Price)

$129 BMD 129

$72.1 ₡32.5K

78.69%

Taxi Start (Normal Tariff)

$6.69 BMD 6.69

$2.24 ₡1,011

198.66%

Taxi (Normal Tariff) (1km)

$2.43 BMD 2.43

$1.55 ₡701

56.77%

Taxi 1hour Waiting (Normal Tariff)

$69.1 BMD 69.1

$8.86 ₡3,993

680.02%

Gasoline (1 liter)

$2.42 BMD 2.42

$1.57 ₡708

54.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K BMD 36.8K

$21.8K ₡9.8M

68.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$34.6K ₡15.6M

25.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 BMD 286

$93.5 ₡42.1K

205.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$35.11 ₡15.8K

328.65%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$51.5 ₡23.2K

212.29%

Gym Membership (Monthly)

$80.2 BMD 80.2

$71.4 ₡32.2K

12.34%

Tennis Court (1 Hour on Weekend)

$35.44 ₡16.0K

Cinema Ticket

$13.32 BMD 13.32

$7.84 ₡3,535

69.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,324 BMD 1,324

$490 ₡220.7K

170.55%

International Primary School, 1 Child (Yearly)

$24.7K BMD 24.7K

$11.9K ₡5.4M

107.70%

Jeans (Levis 501 Or Similar)

$90.5 BMD 90.5

$53.5 ₡24.1K

69.01%

Summer Dress (H&M, Zara, etc)

$71.2 BMD 71.2

$55.8 ₡25.1K

27.60%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$79.3 ₡35.7K

77.45%

Men's Leather Business Shoes

$128 BMD 128

$78.9 ₡35.6K

62.22%

1-bedroom Apartment, City Center (Monthly)

$3,765 BMD 3,765

$786 ₡354.3K

379.04%

1-bedroom Apartment, Outside City Center (Monthly)

$780 ₡351.6K

3-bedroom Apartment, City Center (Monthly)

$3,860 ₡1.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 ₡634.4K

Buy Apartment in City Center (m2)

$6,972 ₡3.1M

Buy Apartment Outside City Center (m2)

$1,201 ₡541.3K

Average Monthly Net Salary (After Tax)

$7,935 BMD 7,935

$876 ₡395.0K

805.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

8.62

0.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 5, 2026

Last update for Nosara: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$749 31.4%

Nosara

$350 19.3% 53.3% $400

Monthly Utilities & Internet

Pembroke

$597 25%

Nosara

$180 9.9% 69.8% $417

Eating Out

Pembroke

$590 24.7%

Nosara

$209 11.6% 64.5% $380

Clothing & Footwear

Pembroke

$194 8.1%

Nosara

$120 6.6% 37.8% $73

Getting Around

Pembroke

$148 * 6.2%

Nosara

$87 4.8% 41.2% $61

Sport & Entertainment

Pembroke

$107 4.5%

Nosara

$87 4.8% 18.5% $20

Accommodation & Living

Pembroke

- * 0%

Nosara

$780 43%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $3,765 in Pembroke versus $786 in Nosara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 805% higher in Pembroke, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $151 in Pembroke versus $60.0 in Nosara. Monthly groceries follow the same trend: $749 vs $350 – making Nosara the more affordable choice for daily food spending.

Good to know

🇧🇲 Pembroke

🇨🇷 Nosara

🕒 Local time

00:22 12:22 AM

21:22 9:22 PM

3 h behind Pembroke

🌤 Weather

👥 Population

11,160

4,912

💱 Currency

Bermudian Dollar BMD $

Costa Rican Colón CRC ₡

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

Exchange rates and currency converter

CRC, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Costa Rican Colón exchange rates as of October 10, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 506 CRC (1,000 CRC = 1.98 EUR).

USD to BMD in detail →

On the map

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Highest

Between locations

Pembroke Nosara 3,280 km ≈ 4 h 30 min nonstop flight

From you

Pembroke
Nosara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Nosara: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,355 in Pembroke, $1,837 in Nosara – roughly 28% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,533 per month in Pembroke and $2,756 in Nosara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nosara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 79% less in Nosara. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,324 per month in Pembroke and $490 in Nosara. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Nosara, where all-in costs run around $1,837, than in Pembroke at $2,355. In Nosara it covers expenses comfortably, while in Pembroke it requires careful planning or may not stretch far enough.

It depends on your priorities. Pembroke has an edge in some lifestyle areas, with costs from $1,837 in Nosara to $2,355 in Pembroke. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nosara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pembroke makes more sense. Both are solid long-term options with distinct trade-offs.