Last update: Oct 2026

Cost of Living Comparison Between Pembroke and Lisbon

For one person, living is cheaper in Lisbon: $2,202 a month against $2,374 in Pembroke, rent and utilities included – about $2,100 less a year. The total is higher in Pembroke despite lower rent and utilities.

115

Cost of Living Index in Pembroke
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Pembroke Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Pembroke and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pembroke and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,374 in Pembroke versus $2,202 in Lisbon.

Pembroke $2,374
Lisbon $2,202

Estimated couple costs with rent: $3,871 in Pembroke versus $3,274 in Lisbon.

Pembroke $3,871
Lisbon $3,274

Monthly costs for a family of three with rent: $5,368 in Pembroke versus $4,346 in Lisbon.

Pembroke $5,368
Lisbon $4,346

Living in Pembroke is roughly 8% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Pembroke 75% above, Lisbon 62% above.

Meal at Budget Restaurant

$49.04 BMD 49.04

$17.04 €15.15

187.79%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$62.3 €55.4

144.13%

Fast Food Meal (McDonalds, etc)

$16.78 BMD 16.78

$11.02 €9.80

52.27%

Cappuccino

$4.38 BMD 4.38

$3.12 €2.78

40.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 BMD 3.02

$2.27 €2.02

33.04%

Water (0.33 liter bottle)

$3.05 BMD 3.05

$1.74 €1.55

75.29%

Local Beer (0.5 liter draught)

$7.63 BMD 7.63

$3.42 €3.04

123.10%

Imported Beer (0.33 liter bottle)

$8.86 BMD 8.86

$3.74 €3.33

136.90%

Milk (1 liter)

$4.80 BMD 4.80

$1.17 €1.04

310.26%

White Bread (500g)

$8.14 BMD 8.14

$1.86 €1.66

337.63%

Rice (white) (1kg)

$5.40 BMD 5.40

$1.54 €1.37

250.65%

Eggs

$7.07 BMD 7.07

$4.06 €3.61

74.14%

Local Cheese (1kg)

$23.42 BMD 23.42

$12.91 €11.49

81.41%

Chicken Fillets (1kg)

$21.37 BMD 21.37

$7.90 €7.03

170.51%

Beef Round Steak (1kg)

$19.80 BMD 19.80

$17.64 €15.69

12.24%

Apples (1kg)

$8.94 BMD 8.94

$2.26 €2.01

295.58%

Banana (1kg)

$6.75 BMD 6.75

$1.75 €1.55

285.71%

Oranges (1kg)

$7.25 BMD 7.25

$1.89 €1.68

283.60%

Tomato (1kg)

$8.46 BMD 8.46

$2.56 €2.27

230.47%

Potato (1kg)

$5.78 BMD 5.78

$1.85 €1.64

212.43%

Onion (1kg)

$4.05 BMD 4.05

$1.97 €1.75

105.58%

Lettuce (1 head)

$6.34 BMD 6.34

$1.45 €1.29

337.24%

Water (1.5 liter bottle)

$3.50 BMD 3.50

$0.77 €0.69

354.55%

Cigarettes 20 Pack (Marlboro, Camel)

$17.99 BMD 17.99

$6.71 €5.97

168.11%

Wine (Bottle)

$24.37 BMD 24.37

$5.67 €5.04

329.81%

Local Beer (0.5 liter bottle)

$5.17 BMD 5.17

$1.37 €1.22

277.37%

Imported Beer (0.33 liter bottle)

$4.27 BMD 4.27

$2.11 €1.88

102.37%

One-way Ticket (Public Transport)

$2.32 €2.07

Public Transport Monthly Pass (Regular Price)

$131 BMD 131

$44.43 €39.52

195.54%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$3.95 €3.51

61.27%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$1.05 €0.93

141.90%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$17.15 €15.26

310.79%

Gasoline (1 liter)

$2.42 BMD 2.42

$2.19 €1.95

10.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K BMD 37.3K

$33.8K €30.0K

10.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K BMD 42.9K

$38.3K €34.0K

12.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 BMD 291

$164 €146

77.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$18.48 €16.43

714.07%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$32.96 €29.32

386.17%

Gym Membership (Monthly)

$78.1 BMD 78.1

$45.87 €40.80

70.31%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$13.34 BMD 13.34

$9.75 €8.67

36.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,303 BMD 1,303

$684 €608

90.43%

International Primary School, 1 Child (Yearly)

$25.5K BMD 25.5K

$17.6K €15.7K

44.66%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$104 €92.3

-11.81%

Summer Dress (H&M, Zara, etc)

$71.1 BMD 71.1

$46.20 €41.09

53.85%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$99.7 €88.7

41.75%

Men's Leather Business Shoes

$127 BMD 127

$125 €111

1.82%

1-bedroom Apartment, City Center (Monthly)

$3,811 BMD 3,811

$1,589 €1,414

139.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

Buy Apartment in City Center (m2)

$7,793 €6,932

Buy Apartment Outside City Center (m2)

$4,418 €3,930

Average Monthly Net Salary (After Tax)

$8,056 BMD 8,056

$1,600 €1,423

403.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

3.85

124.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: October 20, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Pembroke

$748 31.5%

Lisbon

$273 12.4% 63.5% $475

Monthly Utilities & Internet

Pembroke

$601 25.3%

Lisbon

$215 9.8% 64.2% $386

Eating Out

Pembroke

$575 24.2%

Lisbon

$247 11.2% 57% $328

Clothing & Footwear

Pembroke

$194 8.2%

Lisbon

$168 7.7% 13.1% $25

Getting Around

Pembroke

$150 * 6.3%

Lisbon

$63 2.9% 58.2% $87

Sport & Entertainment

Pembroke

$105 4.4%

Lisbon

$65 3% 37.6% $39

Accommodation & Living

Pembroke

- * 0%

Lisbon

$1.2K 53.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,811 in Pembroke and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Pembroke pays 404% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $152 in Pembroke vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $748 vs $273 per month, with Lisbon cheaper across the board.

Good to know

🇧🇲 Pembroke

🇵🇹 Lisbon

🕒 Local time

21:06 9:06 PM

01:06 1:06 AM

4 h ahead of Pembroke

🌤 Weather

👥 Population

11,160

545,923 Capital

💱 Currency

Bermudian Dollar BMD $

Euro EUR €

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to BMD in detail →

On the map

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Highest

Between locations

Pembroke Lisbon 5,010 km ≈ 7 h nonstop flight

From you

Pembroke
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Lisbon: Cost of Living - Frequently Asked Questions

Pembroke and Lisbon differ by about 8% in total monthly costs ($2,374 vs $2,202 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 404% higher in Pembroke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,811 in Pembroke versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,303 in Pembroke versus $684 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 174% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $2,202 in Lisbon versus $2,374 in Pembroke, a $3,000 budget is realistic in Lisbon but tight or insufficient in Pembroke. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Pembroke and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 8% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.