Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Pembroke

For one person, living is cheaper in Lisbon: $2,202 a month against $2,374 in Pembroke, rent and utilities included – about $2,100 less a year. The total is higher in Pembroke despite lower rent and utilities.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
115

Cost of Living Index in Pembroke
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Pembroke Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $2,374 in Pembroke.

Lisbon $2,202
Pembroke $2,374

Estimated couple costs with rent: $3,274 in Lisbon versus $3,871 in Pembroke.

Lisbon $3,274
Pembroke $3,871

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $5,368 in Pembroke.

Lisbon $4,346
Pembroke $5,368

Living in Lisbon costs roughly 7% less than in Pembroke, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lisbon 62% above, Pembroke 75% above.

Meal at Budget Restaurant

$17.04 €15.15

$49.04 BMD 49.04

-65.25%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.4

$152 BMD 152

-59.04%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$16.78 BMD 16.78

-34.33%

Cappuccino

$3.12 €2.78

$4.38 BMD 4.38

-28.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$3.02 BMD 3.02

-24.83%

Water (0.33 liter bottle)

$1.74 €1.55

$3.05 BMD 3.05

-42.95%

Local Beer (0.5 liter draught)

$3.42 €3.04

$7.63 BMD 7.63

-55.18%

Imported Beer (0.33 liter bottle)

$3.74 €3.33

$8.86 BMD 8.86

-57.79%

Milk (1 liter)

$1.17 €1.04

$4.80 BMD 4.80

-75.63%

White Bread (500g)

$1.86 €1.66

$8.14 BMD 8.14

-77.15%

Rice (white) (1kg)

$1.54 €1.37

$5.40 BMD 5.40

-71.48%

Eggs

$4.06 €3.61

$7.07 BMD 7.07

-42.57%

Local Cheese (1kg)

$12.91 €11.49

$23.42 BMD 23.42

-44.88%

Chicken Fillets (1kg)

$7.90 €7.03

$21.37 BMD 21.37

-63.03%

Beef Round Steak (1kg)

$17.64 €15.69

$19.80 BMD 19.80

-10.91%

Apples (1kg)

$2.26 €2.01

$8.94 BMD 8.94

-74.72%

Banana (1kg)

$1.75 €1.55

$6.75 BMD 6.75

-74.07%

Oranges (1kg)

$1.89 €1.68

$7.25 BMD 7.25

-73.93%

Tomato (1kg)

$2.56 €2.27

$8.46 BMD 8.46

-69.74%

Potato (1kg)

$1.85 €1.64

$5.78 BMD 5.78

-67.99%

Onion (1kg)

$1.97 €1.75

$4.05 BMD 4.05

-51.36%

Lettuce (1 head)

$1.45 €1.29

$6.34 BMD 6.34

-77.13%

Water (1.5 liter bottle)

$0.77 €0.69

$3.50 BMD 3.50

-78.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

$17.99 BMD 17.99

-62.70%

Wine (Bottle)

$5.67 €5.04

$24.37 BMD 24.37

-76.73%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$5.17 BMD 5.17

-73.50%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$4.27 BMD 4.27

-50.59%

One-way Ticket (Public Transport)

$2.32 €2.07

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

$131 BMD 131

-66.16%

Taxi Start (Normal Tariff)

$3.95 €3.51

$6.37 BMD 6.37

-37.99%

Taxi (Normal Tariff) (1km)

$1.05 €0.93

$2.54 BMD 2.54

-58.66%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

$70.5 BMD 70.5

-75.66%

Gasoline (1 liter)

$2.19 €1.95

$2.42 BMD 2.42

-9.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$37.3K BMD 37.3K

-9.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$42.9K BMD 42.9K

-10.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$291 BMD 291

-43.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.43

$150 BMD 150

-87.72%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.32

$160 BMD 160

-79.43%

Gym Membership (Monthly)

$45.87 €40.80

$78.1 BMD 78.1

-41.28%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

Cinema Ticket

$9.75 €8.67

$13.34 BMD 13.34

-26.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

$1,303 BMD 1,303

-47.49%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$25.5K BMD 25.5K

-30.87%

Jeans (Levis 501 Or Similar)

$104 €92.3

$91.5 BMD 91.5

13.39%

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

$71.1 BMD 71.1

-35.00%

Sport Shoes (Adidas, Nike)

$99.7 €88.7

$141 BMD 141

-29.45%

Men's Leather Business Shoes

$125 €111

$127 BMD 127

-1.79%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,414

$3,811 BMD 3,811

-58.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

Buy Apartment in City Center (m2)

$7,793 €6,932

Buy Apartment Outside City Center (m2)

$4,418 €3,930

Average Monthly Net Salary (After Tax)

$1,600 €1,423

$8,056 BMD 8,056

-80.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

8.63

-55.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Pembroke: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Pembroke

- * 0% 100%

Groceries & Markets

Lisbon

$273 12.4%

Pembroke

$748 31.5% 174% $475

Eating Out

Lisbon

$247 11.2%

Pembroke

$575 24.2% 133% $328

Monthly Utilities & Internet

Lisbon

$215 9.8%

Pembroke

$601 25.3% 179% $386

Clothing & Footwear

Lisbon

$168 7.7%

Pembroke

$194 8.2% 15.1% $25

Sport & Entertainment

Lisbon

$65 3%

Pembroke

$105 4.4% 60.3% $39

Getting Around

Lisbon

$63 2.9%

Pembroke

$150 * 6.3% 139% $87

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $3,811 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 404% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $273 vs $748 per month, with Lisbon cheaper across the board.

Good to know

🇵🇹 Lisbon

🇧🇲 Pembroke

🕒 Local time

01:07 1:07 AM

22:07 10:07 PM

3 h behind Lisbon

🌤 Weather

👥 Population

545,923 Capital

11,160

💱 Currency

Euro EUR €

Bermudian Dollar BMD $

📈 Exchange rate

1 EUR = 1.12 USD

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Lisbon Pembroke 5,010 km ≈ 7 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Lisbon vs Pembroke: Cost of Living - Frequently Asked Questions

Lisbon and Pembroke differ by about 8% in total monthly costs ($2,202 vs $2,374 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 404% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,589 in Lisbon versus $3,811 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Lisbon versus $1,303 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 174% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $2,202 in Lisbon versus $2,374 in Pembroke, a $3,000 budget is realistic in Lisbon but tight or insufficient in Pembroke. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 8% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.