Last update: Oct 2026

Cost of Living Comparison Between Colorado Springs, CO and Pembroke

For one person, living is cheaper in Pembroke: $2,374 a month against $2,980 in Colorado Springs, CO, rent and utilities included – about $7,300 less a year. Higher rent and utilities in Colorado Springs, CO outweigh lower spending on other living expenses.

145

Cost of Living Index in Colorado Springs, CO
Learn more

Colorado Springs, CO Living Index
115

Cost of Living Index in Pembroke
Learn more

Pembroke Living Index

Jump to prices

Colorado Springs, CO

🇺🇸 United States

$2,980

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Colorado Springs, CO and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Colorado Springs, CO and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,980 in Colorado Springs, CO versus $2,374 in Pembroke.

Colorado Springs, CO $2,980
Pembroke $2,374

Estimated couple costs with rent: $4,295 in Colorado Springs, CO versus $3,871 in Pembroke.

Colorado Springs, CO $4,295
Pembroke $3,871

Monthly costs for a family of three with rent: $5,610 in Colorado Springs, CO versus $5,368 in Pembroke.

Colorado Springs, CO $5,610
Pembroke $5,368

Living in Colorado Springs, CO is roughly 26% more expensive than in Pembroke, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Colorado Springs, CO 120% above, Pembroke 75% above.

Meal at Budget Restaurant

$19.78 $19.78

$49.04 BMD 49.04

-59.67%

Three-Course Dinner for Two, Mid-Range

$85.6 $85.6

$152 BMD 152

-43.69%

Fast Food Meal (McDonalds, etc)

$12.79 $12.79

$16.78 BMD 16.78

-23.78%

Cappuccino

$5.55 $5.55

$4.38 BMD 4.38

26.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.02 BMD 3.02

-12.58%

Water (0.33 liter bottle)

$2.20 $2.20

$3.05 BMD 3.05

-27.87%

Local Beer (0.5 liter draught)

$6.15 $6.15

$7.63 BMD 7.63

-19.40%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$8.86 BMD 8.86

-19.41%

Milk (1 liter)

$0.98 $0.98

$4.80 BMD 4.80

-79.58%

White Bread (500g)

$3.32 $3.32

$8.14 BMD 8.14

-59.21%

Rice (white) (1kg)

$4.25 $4.25

$5.40 BMD 5.40

-21.30%

Eggs

$6.19 $6.19

$7.07 BMD 7.07

-12.45%

Local Cheese (1kg)

$14.93 $14.93

$23.42 BMD 23.42

-36.25%

Chicken Fillets (1kg)

$13.34 $13.34

$21.37 BMD 21.37

-37.58%

Beef Round Steak (1kg)

$19.49 $19.49

$19.80 BMD 19.80

-1.57%

Apples (1kg)

$5.60 $5.60

$8.94 BMD 8.94

-37.36%

Banana (1kg)

$1.36 $1.36

$6.75 BMD 6.75

-79.85%

Oranges (1kg)

$4.33 $4.33

$7.25 BMD 7.25

-40.28%

Tomato (1kg)

$4.58 $4.58

$8.46 BMD 8.46

-45.86%

Potato (1kg)

$2.39 $2.39

$5.78 BMD 5.78

-58.65%

Onion (1kg)

$2.60 $2.60

$4.05 BMD 4.05

-35.80%

Lettuce (1 head)

$2.40 $2.40

$6.34 BMD 6.34

-62.15%

Water (1.5 liter bottle)

$1.93 $1.93

$3.50 BMD 3.50

-44.86%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 $10.17

$17.99 BMD 17.99

-43.47%

Wine (Bottle)

$19.27 $19.27

$24.37 BMD 24.37

-20.93%

Local Beer (0.5 liter bottle)

$3.31 $3.31

$5.17 BMD 5.17

-35.98%

Imported Beer (0.33 liter bottle)

$4.69 $4.69

$4.27 BMD 4.27

9.84%

One-way Ticket (Public Transport)

$1.76 $1.76

Public Transport Monthly Pass (Regular Price)

$63.8 $63.8

$131 BMD 131

-51.41%

Taxi Start (Normal Tariff)

$3.73 $3.73

$6.37 BMD 6.37

-41.44%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.54 BMD 2.54

-44.09%

Taxi 1hour Waiting (Normal Tariff)

$25.07 $25.07

$70.5 BMD 70.5

-64.41%

Gasoline (1 liter)

$1.02 $1.02

$2.42 BMD 2.42

-57.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$37.3K BMD 37.3K

-25.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$42.9K BMD 42.9K

-37.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$291 BMD 291

-30.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$96.1 $96.1

$150 BMD 150

-36.13%

Internet (50+ Mbps, Unlimited Data)

$100 $100

$160 BMD 160

-37.38%

Gym Membership (Monthly)

$57.5 $57.5

$78.1 BMD 78.1

-26.37%

Tennis Court (1 Hour on Weekend)

$33.26 $33.26

Cinema Ticket

$14.73 $14.73

$13.34 BMD 13.34

10.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 $1,473

$1,303 BMD 1,303

13.08%

International Primary School, 1 Child (Yearly)

$24.4K $24.4K

$25.5K BMD 25.5K

-4.19%

Jeans (Levis 501 Or Similar)

$59.4 $59.4

$91.5 BMD 91.5

-35.11%

Summer Dress (H&M, Zara, etc)

$34.73 $34.73

$71.1 BMD 71.1

-51.14%

Sport Shoes (Adidas, Nike)

$80.8 $80.8

$141 BMD 141

-42.88%

Men's Leather Business Shoes

$103 $103

$127 BMD 127

-18.98%

1-bedroom Apartment, City Center (Monthly)

$1,719 $1,719

$3,811 BMD 3,811

-54.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,520 $1,520

3-bedroom Apartment, City Center (Monthly)

$2,728 $2,728

3-bedroom Apartment, Outside City Center (Monthly)

$2,370 $2,370

Buy Apartment in City Center (m2)

$2,598 $2,598

Buy Apartment Outside City Center (m2)

$2,420 $2,420

Average Monthly Net Salary (After Tax)

$4,333 $4,333

$8,056 BMD 8,056

-46.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

8.63

-22.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Colorado Springs, CO: October 17, 2026

Last update for Pembroke: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Colorado Springs, CO

$1.5K 51%

Pembroke

- * 0% 100%

Groceries & Markets

Colorado Springs, CO

$441 14.8%

Pembroke

$748 31.5% 69.8% $307

Monthly Utilities & Internet

Colorado Springs, CO

$398 13.4%

Pembroke

$601 25.3% 51.1% $203

Eating Out

Colorado Springs, CO

$328 11%

Pembroke

$575 24.2% 75.7% $248

Clothing & Footwear

Colorado Springs, CO

$125 4.2%

Pembroke

$194 8.2% 55.2% $69

Sport & Entertainment

Colorado Springs, CO

$87 2.9%

Pembroke

$105 4.4% 20.5% $18

Getting Around

Colorado Springs, CO

$82 2.7%

Pembroke

$150 * 6.3% 84.1% $69

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,719 in Colorado Springs, CO and $3,811 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $86.0 in Colorado Springs, CO vs $152 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $441 vs $748 per month, with Colorado Springs, CO cheaper across the board.

Good to know

🇺🇸 Colorado Springs, CO

🇧🇲 Pembroke

🕒 Local time

13:44 1:44 PM

16:44 4:44 PM

3 h ahead of Colorado Springs, CO

🌤 Weather

👥 Population

478,961

11,160

💱 Currency

United States Dollar USD $

Bermudian Dollar BMD $

📈 Exchange rate

1 USD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

🇧🇲 Bermudian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 24, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bermudian Dollar exchange rates as of October 24, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

BMD to USD in detail →

On the map

Lowest

Highest

Between locations

Colorado Springs, CO Pembroke 3,660 km ≈ 5 h nonstop flight

From you

Colorado Springs, CO
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Colorado Springs, CO vs Pembroke: Cost of Living - Frequently Asked Questions

Colorado Springs, CO and Pembroke differ by about 26% in total monthly costs ($2,980 vs $2,374 including rent). Pembroke is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 86% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,719 in Colorado Springs, CO versus $3,811 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Colorado Springs, CO pay roughly 70% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Pembroke – a meal for two runs $152 versus $86.0 in Colorado Springs, CO. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Pembroke is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Pembroke is more practical. Housing and childcare are both notably cheaper than in Colorado Springs, CO, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Colorado Springs, CO and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pembroke gentler on the wallet – expenses run 26% less than in Colorado Springs, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.