Last update: Oct 2026

Cost of Living Comparison Between Panama City and Treinta y Tres

For one person, living is cheaper in Treinta y Tres: $1,054 a month against $1,857 in Panama City, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
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Panama City Living Index
51

Cost of Living Index in Treinta y Tres
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Treinta y Tres Living Index

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Panama City

🇵🇦 Panama

$1,857

/mo nomad

Treinta y Tres

🇺🇾 Uruguay

$1,054

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Treinta y Tres

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Treinta y Tres actually costs, broken down by who's living it.

A single person spends $1,857 per month in Panama City vs $1,054 in Treinta y Tres, rent included.

Panama City $1,857
Treinta y Tres $1,054

A couple spends around $2,815 per month in Panama City vs $1,609 in Treinta y Tres, rent included.

Panama City $2,815
Treinta y Tres $1,609

A family of three spends $3,773 per month in Panama City vs $2,164 in Treinta y Tres, rent included.

Panama City $3,773
Treinta y Tres $2,164

Panama City costs about 76% more than Treinta y Tres, and outside of rent the biggest gap is in groceries.

Panama City sits 37% above the global median, while Treinta y Tres is 22% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.68 PAB 11.68

$13.69 UYU 549

-14.68%

Three-Course Dinner for Two, Mid-Range

$47.76 PAB 47.76

$44.36 UYU 1,781

7.66%

Fast Food Meal (McDonalds, etc)

$8.12 PAB 8.12

$8.52 UYU 342

-4.69%

Cappuccino

$4.23 PAB 4.23

$2.66 UYU 107

59.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 PAB 1.92

$2.74 UYU 110

-29.93%

Water (0.33 liter bottle)

$1.58 PAB 1.58

$2.00 UYU 80.1

-21.00%

Local Beer (0.5 liter draught)

$3.31 PAB 3.31

$2.30 UYU 92.2

43.91%

Imported Beer (0.33 liter bottle)

$3.98 PAB 3.98

$2.95 UYU 118

34.92%

Milk (1 liter)

$1.92 PAB 1.92

$1.11 UYU 44.58

72.97%

White Bread (500g)

$2.63 PAB 2.63

$2.22 UYU 89.0

18.47%

Rice (white) (1kg)

$3.39 PAB 3.39

$1.68 UYU 67.4

101.79%

Eggs

$2.67 PAB 2.67

$3.78 UYU 152

-29.37%

Local Cheese (1kg)

$12.21 PAB 12.21

$12.67 UYU 509

-3.63%

Chicken Fillets (1kg)

$6.91 PAB 6.91

$8.82 UYU 354

-21.66%

Beef Round Steak (1kg)

$10.58 PAB 10.58

$7.51 UYU 301

40.88%

Apples (1kg)

$4.16 PAB 4.16

$2.15 UYU 86.3

93.49%

Banana (1kg)

$1.97 PAB 1.97

$1.23 UYU 49.32

60.16%

Oranges (1kg)

$4.06 PAB 4.06

$1.53 UYU 61.6

165.36%

Tomato (1kg)

$4.18 PAB 4.18

$2.32 UYU 93.3

80.17%

Potato (1kg)

$3.47 PAB 3.47

$1.27 UYU 51.0

173.23%

Onion (1kg)

$4.26 PAB 4.26

$2.10 UYU 84.1

102.86%

Lettuce (1 head)

$2.44 PAB 2.44

$1.14 UYU 45.86

114.04%

Water (1.5 liter bottle)

$1.69 PAB 1.69

$1.90 UYU 76.2

-11.05%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 PAB 5.83

$5.39 UYU 216

8.16%

Wine (Bottle)

$11.43 PAB 11.43

$5.39 UYU 216

112.06%

Local Beer (0.5 liter bottle)

$1.38 PAB 1.38

$2.20 UYU 88.2

-37.27%

Imported Beer (0.33 liter bottle)

$2.76 PAB 2.76

$2.85 UYU 114

-3.16%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

Public Transport Monthly Pass (Regular Price)

$20.63 PAB 20.63

Taxi Start (Normal Tariff)

$2.55 PAB 2.55

$1.23 UYU 49.42

107.32%

Taxi (Normal Tariff) (1km)

$1.78 PAB 1.78

$0.43 UYU 17.27

313.95%

Taxi 1hour Waiting (Normal Tariff)

$22.17 PAB 22.17

$10.75 UYU 431

106.23%

Gasoline (1 liter)

$1.24 PAB 1.24

$1.88 UYU 75.4

-34.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K PAB 24.4K

$20.0K UYU 802.4K

22.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K PAB 21.3K

$36.1K UYU 1.5M

-41.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 PAB 131

$114 UYU 4,586

14.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.83 PAB 27.83

$12.66 UYU 508

119.83%

Internet (50+ Mbps, Unlimited Data)

$49.32 PAB 49.32

$37.83 UYU 1,518

30.37%

Gym Membership (Monthly)

$45.69 PAB 45.69

$30.40 UYU 1,220

50.30%

Tennis Court (1 Hour on Weekend)

$34.10 PAB 34.10

Cinema Ticket

$8.47 PAB 8.47

$6.13 UYU 246

38.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$553 PAB 553

$173 UYU 6,934

220.38%

International Primary School, 1 Child (Yearly)

$9,719 PAB 9,719

$2,661 UYU 106.8K

265.23%

Jeans (Levis 501 Or Similar)

$66.4 PAB 66.4

$62.7 UYU 2,516

5.98%

Summer Dress (H&M, Zara, etc)

$47.39 PAB 47.39

$20.07 UYU 805

136.12%

Sport Shoes (Adidas, Nike)

$95.7 PAB 95.7

$98.7 UYU 3,962

-3.11%

Men's Leather Business Shoes

$113 PAB 113

$111 UYU 4,470

1.14%

1-bedroom Apartment, City Center (Monthly)

$1,322 PAB 1,322

$458 UYU 18.4K

189.03%

1-bedroom Apartment, Outside City Center (Monthly)

$874 PAB 874

$249 UYU 10.0K

250.86%

3-bedroom Apartment, City Center (Monthly)

$2,153 PAB 2,153

$614 UYU 24.6K

250.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 PAB 1,580

$375 UYU 15.1K

321.04%

Buy Apartment in City Center (m2)

$3,097 PAB 3,097

$789 UYU 31.7K

292.75%

Buy Apartment Outside City Center (m2)

$1,698 PAB 1,698

Average Monthly Net Salary (After Tax)

$914 PAB 914

$753 UYU 30.2K

21.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

59.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 20, 2026

Last update for Treinta y Tres: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$874 47.1%

Treinta y Tres

$249 23.7% 71.5% $625

Groceries & Markets

Panama City

$327 17.6%

Treinta y Tres

$258 24.5% 20.9% $68

Monthly Utilities & Internet

Panama City

$208 11.2%

Treinta y Tres

$165 15.6% 21% $44

Eating Out

Panama City

$207 11.2%

Treinta y Tres

$203 19.3% 1.8% $3.7

Clothing & Footwear

Panama City

$145 7.8%

Treinta y Tres

$132 12.5% 9.1% $13

Sport & Entertainment

Panama City

$63 3.4%

Treinta y Tres

$43 4.1% 31.9% $20

Getting Around

Panama City

$33 1.8%

Treinta y Tres

$3.4 * 0.3% 89.9% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,322 in Panama City versus $458 in Treinta y Tres. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Panama City versus $44.00 in Treinta y Tres. Monthly groceries follow the same trend: $327 vs $258 – making Treinta y Tres the more affordable choice for daily food spending.

Good to know

🇵🇦 Panama City

🇺🇾 Treinta y Tres

🕒 Local time

21:30 9:30 PM

23:30 11:30 PM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

32,259

💱 Currency

Panamanian Balboa PAB B/.

Uruguayan Peso UYU $U

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 21, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

Uruguayan Peso exchange rates as of October 21, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to PAB in detail →

On the map

Lowest

Highest

Between locations

Panama City Treinta y Tres 5,390 km ≈ 7 h nonstop flight

From you

Panama City
Treinta y Tres

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Treinta y Tres: Cost of Living - Frequently Asked Questions

Yes – Panama City is pricier by about 76%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,786 per month in Panama City and $1,580 in Treinta y Tres. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Treinta y Tres, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,857 in Panama City and $1,054 in Treinta y Tres. That's a gap of about 76%.

Kindergarten costs $553 per month in Panama City and $173 in Treinta y Tres. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Treinta y Tres, where all-in costs run around $1,054, than in Panama City at $1,857. In Treinta y Tres it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

Families tend to lean toward Treinta y Tres – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Treinta y Tres. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.