Last update: Oct 2026

Cost of Living Comparison Between Panaji and Hyderabad

For one person, living is cheaper in Panaji: $435 a month against $491 in Hyderabad, rent and utilities included – about $670 less a year. Other living expenses account for most of the difference.

21

Cost of Living Index in Panaji
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Panaji Living Index
24

Cost of Living Index in Hyderabad
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Hyderabad Living Index

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Panaji

🇮🇳 India

$435

/mo nomad

Hyderabad

🇮🇳 India

$491

/mo nomad

Monthly Cost of Living

How much you'll spend in Panaji and in Hyderabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panaji and in Hyderabad actually costs, broken down by who's living it.

A single person spends $435 per month in Panaji vs $491 in Hyderabad, rent included.

Panaji $435
Hyderabad $491

A couple spends around $691 per month in Panaji vs $806 in Hyderabad, rent included.

Panaji $691
Hyderabad $806

A family of three spends $948 per month in Panaji vs $1,121 in Hyderabad, rent included.

Panaji $948
Hyderabad $1,121

Panaji is about 12% cheaper than Hyderabad, and outside of rent the biggest gap is in eating out.

Both Panaji and Hyderabad are more affordable than the global median – Panaji 68% lower, Hyderabad 64% lower.

Meal at Budget Restaurant

$2.56 ₹243

$2.65 ₹251

-3.40%

Three-Course Dinner for Two, Mid-Range

$15.63 ₹1,484

$15.86 ₹1,506

-1.45%

Fast Food Meal (McDonalds, etc)

$3.61 ₹342

$5.29 ₹502

-31.76%

Cappuccino

$1.68 ₹160

$2.31 ₹219

-27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.92

$0.46 ₹43.39

-8.70%

Water (0.33 liter bottle)

$0.16 ₹15.46

$0.15 ₹14.46

6.67%

Local Beer (0.5 liter draught)

$1.08 ₹102

$2.04 ₹194

-47.06%

Imported Beer (0.33 liter bottle)

$1.78 ₹169

$4.27 ₹405

-58.31%

Milk (1 liter)

$0.72 ₹68.8

$0.83 ₹78.5

-13.25%

White Bread (500g)

$0.52 ₹49.77

$0.57 ₹54.5

-8.77%

Rice (white) (1kg)

$0.75 ₹71.3

$0.72 ₹68.5

4.17%

Eggs

$0.88 ₹83.9

$1.02 ₹96.9

-13.73%

Local Cheese (1kg)

$7.42 ₹705

$6.95 ₹660

6.76%

Chicken Fillets (1kg)

$3.51 ₹334

$3.31 ₹314

6.04%

Apples (1kg)

$2.38 ₹226

$2.28 ₹216

4.39%

Banana (1kg)

$0.82 ₹77.6

$0.71 ₹67.0

15.49%

Oranges (1kg)

$1.31 ₹124

$1.12 ₹106

16.96%

Tomato (1kg)

$0.40 ₹37.88

$0.47 ₹44.19

-14.89%

Potato (1kg)

$0.38 ₹36.50

$0.39 ₹36.70

-2.56%

Onion (1kg)

$0.42 ₹39.58

$0.39 ₹36.70

7.69%

Lettuce (1 head)

$0.81 ₹76.6

$0.52 ₹49.52

55.77%

Water (1.5 liter bottle)

$0.34 ₹32.09

$0.30 ₹28.03

13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ₹366

$5.16 ₹490

-25.19%

Wine (Bottle)

$7.79 ₹740

$8.54 ₹811

-8.78%

Local Beer (0.5 liter bottle)

$0.97 ₹91.9

$1.75 ₹166

-44.57%

Imported Beer (0.33 liter bottle)

$3.11 ₹295

$2.62 ₹249

18.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.44 ₹422

$6.46 ₹614

-31.27%

One-way Ticket (Public Transport)

$0.16 ₹15.66

$0.50 ₹47.11

-68.00%

Public Transport Monthly Pass (Regular Price)

$6.43 ₹610

$14.88 ₹1,413

-56.79%

Taxi Start (Normal Tariff)

$0.30 ₹28.26

$0.96 ₹91.3

-68.75%

Taxi (Normal Tariff) (1km)

$0.50 ₹47.13

$0.53 ₹50.3

-5.66%

Taxi 1hour Waiting (Normal Tariff)

$2.12 ₹202

$1.13 ₹108

87.61%

Gasoline (1 liter)

$1.04 ₹98.3

$1.17 ₹111

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K ₹1.6M

$15.3K ₹1.5M

10.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₹2.4M

$22.8K ₹2.2M

10.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.79 ₹1,974

$35.47 ₹3,368

-41.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.47 ₹330

$4.20 ₹399

-17.38%

Internet (50+ Mbps, Unlimited Data)

$8.98 ₹853

$7.92 ₹752

13.38%

Gym Membership (Monthly)

$27.58 ₹2,619

$24.75 ₹2,350

11.43%

Tennis Court (1 Hour on Weekend)

$3.23 ₹307

$7.27 ₹691

-55.57%

Cinema Ticket

$2.95 ₹280

$3.08 ₹293

-4.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$54.2 ₹5,144

$103 ₹9,768

-47.34%

International Primary School, 1 Child (Yearly)

$1,415 ₹134.4K

$2,753 ₹261.4K

-48.59%

Jeans (Levis 501 Or Similar)

$35.85 ₹3,405

$22.36 ₹2,123

60.33%

Summer Dress (H&M, Zara, etc)

$26.15 ₹2,483

$21.36 ₹2,028

22.43%

Sport Shoes (Adidas, Nike)

$20.61 ₹1,957

$43.24 ₹4,106

-52.34%

Men's Leather Business Shoes

$15.39 ₹1,462

$35.07 ₹3,331

-56.12%

1-bedroom Apartment, City Center (Monthly)

$176 ₹16.7K

$229 ₹21.7K

-23.03%

1-bedroom Apartment, Outside City Center (Monthly)

$132 ₹12.6K

$132 ₹12.5K

0.36%

3-bedroom Apartment, City Center (Monthly)

$353 ₹33.6K

$614 ₹58.3K

-42.44%

3-bedroom Apartment, Outside City Center (Monthly)

$259 ₹24.6K

$332 ₹31.5K

-21.87%

Buy Apartment in City Center (m2)

$896 ₹85.1K

$1,349 ₹128.1K

-33.54%

Buy Apartment Outside City Center (m2)

$687 ₹65.2K

$766 ₹72.7K

-10.32%

Average Monthly Net Salary (After Tax)

$187 ₹17.8K

$1,209 ₹114.8K

-84.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.74

8.46

15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: October 11, 2026

Last update for Hyderabad: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panaji

$132 30.5%

Hyderabad

$132 26.9% 0.4% $0.5

Groceries & Markets

Panaji

$119 27.3%

Hyderabad

$119 24.3% 0.5% $0.6

Eating Out

Panaji

$63 14.4%

Hyderabad

$86 17.5% 36.9% $23

Clothing & Footwear

Panaji

$44 10.2%

Hyderabad

$55 11.2% 24.5% $11

Sport & Entertainment

Panaji

$33 7.7%

Hyderabad

$31 6.3% 7.7% $2.6

Monthly Utilities & Internet

Panaji

$33 7.7%

Hyderabad

$48 9.7% 43.2% $14

Getting Around

Panaji

$9.9 2.3%

Hyderabad

$20 4.2% 108% $11

Cost Breakdown

A central one-bedroom costs $176 in Panaji versus $229 in Hyderabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Hyderabad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in Panaji versus $16.00 in Hyderabad. Monthly groceries follow the same trend: $119 vs $119 – making Panaji the more affordable choice for daily food spending.

Good to know

🇮🇳 Panaji

🇮🇳 Hyderabad

🕒 Local time

19:27 7:27 PM

Same time as Panaji

🌤 Weather

👥 Population

114,759

6,809,970

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Panaji Hyderabad 540 km ≈ 1 h 15 min nonstop flight

From you

Panaji
Hyderabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Hyderabad: Cost of Living - Frequently Asked Questions

Hyderabad costs about 13% more than Panaji, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $652 per month in Panaji and $737 in Hyderabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panaji, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 131% less in Panaji. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $54.2 per month in Panaji and $103 in Hyderabad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $435 in Panaji and $491 in Hyderabad, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Panaji costs $435 versus $491 in Hyderabad. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Panaji. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hyderabad makes more sense. Both are solid long-term options with distinct trade-offs.