Last update: Oct 2026

Cost of Living Comparison Between Hyderabad and Panaji

For one person, living is cheaper in Panaji: $435 a month against $491 in Hyderabad, rent and utilities included – about $670 less a year. Other living expenses account for most of the difference.

24

Cost of Living Index in Hyderabad
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Hyderabad Living Index
21

Cost of Living Index in Panaji
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Panaji Living Index

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Hyderabad

🇮🇳 India

$491

/mo nomad

Panaji

🇮🇳 India

$435

/mo nomad

Monthly Cost of Living

How much you'll spend in Hyderabad and in Panaji

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hyderabad and in Panaji actually costs, broken down by who's living it.

A single person spends $491 per month in Hyderabad vs $435 in Panaji, rent included.

Hyderabad $491
Panaji $435

A couple spends around $806 per month in Hyderabad vs $691 in Panaji, rent included.

Hyderabad $806
Panaji $691

A family of three spends $1,121 per month in Hyderabad vs $948 in Panaji, rent included.

Hyderabad $1,121
Panaji $948

Hyderabad costs about 13% more than Panaji, and outside of rent the biggest gap is in eating out.

Both Hyderabad and Panaji are more affordable than the global median – Hyderabad 64% lower, Panaji 68% lower.

Meal at Budget Restaurant

$2.65 ₹251

$2.56 ₹243

3.52%

Three-Course Dinner for Two, Mid-Range

$15.86 ₹1,506

$15.63 ₹1,484

1.47%

Fast Food Meal (McDonalds, etc)

$5.29 ₹502

$3.61 ₹342

46.54%

Cappuccino

$2.31 ₹219

$1.68 ₹160

37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.38

$0.42 ₹39.92

9.52%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.16 ₹15.46

-6.25%

Local Beer (0.5 liter draught)

$2.04 ₹194

$1.08 ₹102

88.89%

Imported Beer (0.33 liter bottle)

$4.27 ₹405

$1.78 ₹169

139.89%

Milk (1 liter)

$0.83 ₹78.5

$0.72 ₹68.8

15.28%

White Bread (500g)

$0.57 ₹54.5

$0.52 ₹49.76

9.62%

Rice (white) (1kg)

$0.72 ₹68.5

$0.75 ₹71.3

-4.00%

Eggs

$1.02 ₹96.9

$0.88 ₹83.8

15.91%

Local Cheese (1kg)

$6.95 ₹660

$7.42 ₹705

-6.33%

Chicken Fillets (1kg)

$3.31 ₹314

$3.51 ₹334

-5.70%

Apples (1kg)

$2.28 ₹216

$2.38 ₹226

-4.20%

Banana (1kg)

$0.71 ₹67.0

$0.82 ₹77.6

-13.41%

Oranges (1kg)

$1.12 ₹106

$1.31 ₹124

-14.50%

Tomato (1kg)

$0.47 ₹44.18

$0.40 ₹37.88

17.50%

Potato (1kg)

$0.39 ₹36.70

$0.38 ₹36.50

2.63%

Onion (1kg)

$0.39 ₹36.70

$0.42 ₹39.57

-7.14%

Lettuce (1 head)

$0.52 ₹49.51

$0.81 ₹76.6

-35.80%

Water (1.5 liter bottle)

$0.30 ₹28.02

$0.34 ₹32.09

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.16 ₹490

$3.86 ₹366

33.68%

Wine (Bottle)

$8.54 ₹811

$7.79 ₹740

9.63%

Local Beer (0.5 liter bottle)

$1.75 ₹166

$0.97 ₹91.9

80.41%

Imported Beer (0.33 liter bottle)

$2.62 ₹249

$3.11 ₹295

-15.76%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.46 ₹613

$4.44 ₹422

45.50%

One-way Ticket (Public Transport)

$0.50 ₹47.10

$0.16 ₹15.65

212.50%

Public Transport Monthly Pass (Regular Price)

$14.88 ₹1,413

$6.43 ₹610

131.42%

Taxi Start (Normal Tariff)

$0.96 ₹91.3

$0.30 ₹28.26

220.00%

Taxi (Normal Tariff) (1km)

$0.53 ₹50.3

$0.50 ₹47.13

6.00%

Taxi 1hour Waiting (Normal Tariff)

$1.13 ₹108

$2.12 ₹202

-46.70%

Gasoline (1 liter)

$1.17 ₹111

$1.04 ₹98.3

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.3K ₹1.5M

$16.8K ₹1.6M

-9.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$25.2K ₹2.4M

-9.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.47 ₹3,368

$20.79 ₹1,974

70.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.20 ₹399

$3.47 ₹330

21.04%

Internet (50+ Mbps, Unlimited Data)

$7.92 ₹752

$8.98 ₹852

-11.80%

Gym Membership (Monthly)

$24.75 ₹2,350

$27.58 ₹2,619

-10.26%

Tennis Court (1 Hour on Weekend)

$7.27 ₹691

$3.23 ₹307

125.08%

Cinema Ticket

$3.08 ₹293

$2.95 ₹280

4.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₹9,767

$54.2 ₹5,144

89.88%

International Primary School, 1 Child (Yearly)

$2,753 ₹261.4K

$1,415 ₹134.4K

94.52%

Jeans (Levis 501 Or Similar)

$22.36 ₹2,123

$35.85 ₹3,404

-37.63%

Summer Dress (H&M, Zara, etc)

$21.36 ₹2,028

$26.15 ₹2,483

-18.32%

Sport Shoes (Adidas, Nike)

$43.24 ₹4,106

$20.61 ₹1,957

109.80%

Men's Leather Business Shoes

$35.07 ₹3,330

$15.39 ₹1,462

127.88%

1-bedroom Apartment, City Center (Monthly)

$229 ₹21.7K

$176 ₹16.7K

29.91%

1-bedroom Apartment, Outside City Center (Monthly)

$132 ₹12.5K

$132 ₹12.6K

-0.36%

3-bedroom Apartment, City Center (Monthly)

$614 ₹58.3K

$353 ₹33.6K

73.75%

3-bedroom Apartment, Outside City Center (Monthly)

$332 ₹31.5K

$259 ₹24.6K

27.99%

Buy Apartment in City Center (m2)

$1,349 ₹128.1K

$896 ₹85.1K

50.46%

Buy Apartment Outside City Center (m2)

$766 ₹72.7K

$687 ₹65.2K

11.51%

Average Monthly Net Salary (After Tax)

$1,209 ₹114.8K

$187 ₹17.8K

546.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

9.74

-13.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hyderabad: October 12, 2026

Last update for Panaji: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hyderabad

$132 26.9%

Panaji

$132 30.5% 0.4% $0.5

Groceries & Markets

Hyderabad

$119 24.3%

Panaji

$119 27.3% 0.5% $0.6

Eating Out

Hyderabad

$86 17.5%

Panaji

$63 14.4% 27% $23

Clothing & Footwear

Hyderabad

$55 11.2%

Panaji

$44 10.2% 19.7% $11

Monthly Utilities & Internet

Hyderabad

$48 9.7%

Panaji

$33 7.7% 30.2% $14

Sport & Entertainment

Hyderabad

$31 6.3%

Panaji

$33 7.7% 8.3% $2.6

Getting Around

Hyderabad

$20 4.2%

Panaji

$9.9 2.3% 51.8% $11

Cost Breakdown

A central one-bedroom costs $229 in Hyderabad versus $176 in Panaji. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Hyderabad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16.00 in Hyderabad versus $16.00 in Panaji. Monthly groceries follow the same trend: $119 vs $119 – making Hyderabad the more affordable choice for daily food spending.

Good to know

🇮🇳 Hyderabad

🇮🇳 Panaji

🕒 Local time

20:28 8:28 PM

Same time as Hyderabad

🌤 Weather

👥 Population

6,809,970

114,759

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Between locations

Hyderabad Panaji 540 km ≈ 1 h 15 min nonstop flight

From you

Hyderabad
Panaji

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hyderabad vs Panaji: Cost of Living - Frequently Asked Questions

Hyderabad costs about 13% more than Panaji, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $737 per month in Hyderabad and $652 in Panaji. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panaji, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 131% less in Panaji. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $103 per month in Hyderabad and $54.2 in Panaji. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $491 in Hyderabad and $435 in Panaji, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Panaji costs $435 versus $491 in Hyderabad. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Panaji. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hyderabad makes more sense. Both are solid long-term options with distinct trade-offs.