Cost of Living Comparison Between Panaji and Benghazi Cost of Living Comparison Between Panaji and Benghazi

Monthly Cost of Living

A single person spends $486 per month in Panaji vs $439 in Benghazi, rent included.

A couple spends around $775 per month in Panaji vs $706 in Benghazi, rent included.

A family of three spends $1,064 per month in Panaji vs $973 in Benghazi, rent included.

Panaji costs about 11% more than Benghazi, driven mainly by Eating Out.

Both Panaji and Benghazi are more affordable than the global median – Panaji 64% lower, Benghazi 67% lower.

Currency
🍽 Eating Out
Panaji
Benghazi
Difference
Meal at Budget Restaurant
$3.59 ₹346
$2.69 LYD 17.15
33.46%
Three-Course Dinner for Two, Mid-Range
$17.54 ₹1,688
$14.71 LYD 93.7
19.24%
Fast Food Meal (McDonalds, etc)
$3.90 ₹376
$2.71 LYD 17.28
43.91%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$0.53 LYD 3.37
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.35 LYD 2.26
-
Cappuccino
$2.22 ₹214
$0.68 LYD 4.31
226.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 ₹43.86
$0.40 LYD 2.57
15.00%
Water (0.33 liter bottle)
$0.19 ₹18.42
$0.15 LYD 0.96
26.67%
Local Beer (0.5 liter draught)
$1.18 ₹113
-
-
Imported Beer (0.33 liter bottle)
$2.08 ₹200
-
-
🛒 Groceries & Markets
Panaji
Benghazi
Difference
Milk (1 liter)
$0.82 ₹79.2
$0.90 LYD 5.72
-8.89%
White Bread (500g)
$0.51 ₹49.01
$0.23 LYD 1.47
121.74%
Rice (white) (1kg)
$0.77 ₹73.7
$0.66 LYD 4.17
16.67%
Eggs
$0.99 ₹95.5
$1.32 LYD 8.41
-25.00%
Local Cheese (1kg)
$5.94 ₹572
$6.14 LYD 39.13
-3.26%
Chicken Fillets (1kg)
$3.95 ₹380
$3.71 LYD 23.64
6.47%
Beef Round Steak (1kg)
-
$8.63 LYD 55.0
-
Apples (1kg)
$2.56 ₹246
$1.42 LYD 9.05
80.28%
Banana (1kg)
$0.89 ₹85.8
$1.18 LYD 7.54
-24.58%
Oranges (1kg)
$1.29 ₹125
$0.68 LYD 4.34
89.71%
Tomato (1kg)
$0.66 ₹63.6
$0.49 LYD 3.11
34.69%
Potato (1kg)
$0.45 ₹43.37
$0.49 LYD 3.09
-8.16%
Onion (1kg)
$0.49 ₹47.15
$0.44 LYD 2.83
11.36%
Lettuce (1 head)
$0.95 ₹91.5
$0.27 LYD 1.72
251.85%
Water (1.5 liter bottle)
$0.38 ₹36.27
$0.22 LYD 1.40
72.73%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$2.33 LYD 14.83
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.71 LYD 4.54
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.67 LYD 4.27
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.97 ₹286
$2.79 LYD 17.80
6.45%
Wine (Bottle)
$7.16 ₹690
-
-
Local Beer (0.5 liter bottle)
$1.00 ₹96.2
-
-
Imported Beer (0.33 liter bottle)
$3.39 ₹326
-
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.75 ₹457
-
-
🚌 Getting Around
Panaji
Benghazi
Difference
One-way Ticket (Public Transport)
$0.16 ₹15.57
$0.94 LYD 5.96
-82.98%
Public Transport Monthly Pass (Regular Price)
$7.12 ₹686
$9.20 LYD 58.6
-22.61%
Taxi Start (Normal Tariff)
$0.45 ₹43.80
$0.91 LYD 5.77
-50.55%
Taxi (Normal Tariff) (1km)
-
$1.48 LYD 9.43
-
Taxi 1hour Waiting (Normal Tariff)
$1.47 ₹142
$3.91 LYD 24.89
-62.40%
Gasoline (1 liter)
$1.15 ₹111
$0.03 LYD 0.21
3733.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.0K ₹1.1M
$16.4K LYD 104.8K
-33.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K ₹2.3M
$14.8K LYD 94.1K
64.86%
🧾 Monthly Utilities & Internet
Panaji
Benghazi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$23.36 ₹2,249
$14.44 LYD 92.0
61.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.26 ₹410
$7.16 LYD 45.60
-40.50%
Internet (50+ Mbps, Unlimited Data)
$9.45 ₹910
$33.89 LYD 216
-72.12%
🎉 Sport & Entertainment
Panaji
Benghazi
Difference
Gym Membership (Monthly)
$34.59 ₹3,330
$19.05 LYD 121
81.57%
Tennis Court (1 Hour on Weekend)
$3.46 ₹333
$10.56 LYD 67.3
-67.23%
Cinema Ticket
$3.23 ₹311
$4.71 LYD 29.98
-31.42%
🧸 Childcare & Education
Panaji
Benghazi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.5 ₹5,828
$60.0 LYD 382
0.93%
International Primary School, 1 Child (Yearly)
$1,625 ₹156.5K
$869 LYD 5,534
87.06%
👕👟 Clothing & Footwear
Panaji
Benghazi
Difference
Jeans (Levis 501 Or Similar)
$41.17 ₹3,964
$27.57 LYD 176
49.33%
Summer Dress (H&M, Zara, etc)
$28.50 ₹2,744
$28.98 LYD 185
-1.66%
Sport Shoes (Adidas, Nike)
$23.46 ₹2,259
$48.49 LYD 309
-51.62%
Men's Leather Business Shoes
$17.56 ₹1,690
$63.3 LYD 403
-72.28%
🏠 Accommodation & Living
Panaji
Benghazi
Difference
1-bedroom Apartment, City Center (Monthly)
$191 ₹18.4K
$194 LYD 1,238
-1.89%
1-bedroom Apartment, Outside City Center (Monthly)
$148 ₹14.3K
$115 LYD 731
29.12%
3-bedroom Apartment, City Center (Monthly)
$390 ₹37.6K
$378 LYD 2,409
3.20%
3-bedroom Apartment, Outside City Center (Monthly)
$282 ₹27.1K
$231 LYD 1,472
21.96%
Buy Apartment in City Center (m2)
$896 ₹86.3K
-
-
Buy Apartment Outside City Center (m2)
$695 ₹66.9K
-
-
💵 Salaries & Financials
Panaji
Benghazi
Difference
Average Monthly Net Salary (After Tax)
$186 ₹17.9K
$263 LYD 1,675
-29.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.62
25
-61.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: July 11, 2026

Last update for Benghazi: July 12, 2026

Cost Breakdown

A central one-bedroom costs $191 in Panaji versus $194 in Benghazi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Benghazi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Panaji versus $15.00 in Benghazi. Monthly groceries follow the same trend: $121 vs $108 – making Benghazi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Panaji vs Benghazi: Cost of Living - Frequently Asked Questions
How do living costs in Panaji and in Benghazi compare overall?
Monthly costs with rent: $486 in Panaji, $439 in Benghazi – roughly 11% apart. Panaji costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Panaji compared to Benghazi?
For a comfortable life, plan on about $730 per month in Panaji and $659 in Benghazi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Panaji and Benghazi?
Rent is clearly cheaper in Benghazi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 13% more in Panaji, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $18.00 in Panaji and $15.00 in Benghazi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How far does $1,200 go in Panaji compared to Benghazi?
$1,200 covers both cities comfortably – all-in costs are $486 in Panaji and $439 in Benghazi, leaving budget for savings and extras in both cases.
How does quality of life compare between Panaji and Benghazi?
It depends on your priorities. Panaji has an edge in some lifestyle areas, with costs from $439 in Benghazi to $486 in Panaji. Climate, culture, job market, and personal taste all factor in.
How do I decide between Panaji and Benghazi?
If budget matters most, go with Benghazi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panaji makes more sense. Both are solid long-term options with distinct trade-offs.

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