Cost of Living Comparison Between Panaji and Benghazi Cost of Living Comparison Between Panaji and Benghazi

Monthly Cost of Living

A single person spends $474 per month in Panaji vs $442 in Benghazi, rent included.

A couple spends around $764 per month in Panaji vs $708 in Benghazi, rent included.

A family of three spends $1,055 per month in Panaji vs $973 in Benghazi, rent included.

Panaji costs about 7% more than Benghazi, driven mainly by Eating Out.

Both Panaji and Benghazi are more affordable than the global median – Panaji 65% lower, Benghazi 67% lower.

Meal at Budget Restaurant

$3.47 ₹331

$2.78 LYD 17.64

24.82%

Three-Course Dinner for Two, Mid-Range

$17.57 ₹1,674

$14.40 LYD 91.5

22.01%

Fast Food Meal (McDonalds, etc)

$3.87 ₹369

$2.79 LYD 17.69

38.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.56 LYD 3.59

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.36 LYD 2.28

Cappuccino

$2.13 ₹203

$0.64 LYD 4.07

232.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.78

$0.44 LYD 2.76

4.55%

Water (0.33 liter bottle)

$0.18 ₹16.73

$0.13 LYD 0.80

38.46%

Local Beer (0.5 liter draught)

$1.18 ₹113

Imported Beer (0.33 liter bottle)

$2.02 ₹192

Milk (1 liter)

$0.83 ₹79.0

$0.90 LYD 5.73

-7.78%

White Bread (500g)

$0.48 ₹45.61

$0.23 LYD 1.46

108.70%

Rice (white) (1kg)

$0.78 ₹74.5

$0.65 LYD 4.15

20.00%

Eggs

$0.99 ₹94.5

$1.32 LYD 8.37

-25.00%

Local Cheese (1kg)

$5.87 ₹559

$6.06 LYD 38.45

-3.14%

Chicken Fillets (1kg)

$3.93 ₹374

$3.60 LYD 22.86

9.17%

Beef Round Steak (1kg)

$8.52 LYD 54.1

Apples (1kg)

$2.47 ₹236

$1.42 LYD 8.99

73.94%

Banana (1kg)

$0.89 ₹85.2

$1.14 LYD 7.23

-21.93%

Oranges (1kg)

$1.35 ₹129

$0.67 LYD 4.25

101.49%

Tomato (1kg)

$0.62 ₹59.0

$0.50 LYD 3.16

24.00%

Potato (1kg)

$0.45 ₹43.20

$0.52 LYD 3.31

-13.46%

Onion (1kg)

$0.46 ₹43.43

$0.48 LYD 3.05

-4.17%

Lettuce (1 head)

$0.94 ₹89.8

$0.29 LYD 1.86

224.14%

Water (1.5 liter bottle)

$0.37 ₹35.61

$0.22 LYD 1.40

68.18%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.43 LYD 15.41

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 LYD 4.39

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 LYD 4.43

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₹269

$2.69 LYD 17.08

4.83%

Wine (Bottle)

$7.26 ₹691

Local Beer (0.5 liter bottle)

$1.06 ₹101

Imported Beer (0.33 liter bottle)

$3.44 ₹328

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.54 ₹432

One-way Ticket (Public Transport)

$0.19 ₹17.86

$0.95 LYD 6.03

-80.00%

Public Transport Monthly Pass (Regular Price)

$7.16 ₹682

$9.39 LYD 59.6

-23.75%

Taxi Start (Normal Tariff)

$0.45 ₹43.10

$0.89 LYD 5.66

-49.44%

Taxi (Normal Tariff) (1km)

$1.56 LYD 9.88

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹141

$3.96 LYD 25.12

-62.63%

Gasoline (1 liter)

$1.19 ₹113

$0.03 LYD 0.21

3866.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

$16.8K LYD 106.4K

-35.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.3M

$15.1K LYD 95.8K

58.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.32 ₹2,222

$13.99 LYD 88.8

66.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹405

$7.16 LYD 45.45

-40.64%

Internet (50+ Mbps, Unlimited Data)

$9.63 ₹918

$34.02 LYD 216

-71.69%

Gym Membership (Monthly)

$34.21 ₹3,259

$18.88 LYD 120

81.20%

Tennis Court (1 Hour on Weekend)

$3.46 ₹330

$10.24 LYD 65.0

-66.21%

Cinema Ticket

$3.12 ₹297

$4.54 LYD 28.85

-31.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.9 ₹5,892

$62.1 LYD 394

-0.37%

International Primary School, 1 Child (Yearly)

$1,611 ₹153.4K

$866 LYD 5,500

86.00%

Jeans (Levis 501 Or Similar)

$40.89 ₹3,895

$28.08 LYD 178

45.62%

Summer Dress (H&M, Zara, etc)

$28.65 ₹2,729

$29.11 LYD 185

-1.58%

Sport Shoes (Adidas, Nike)

$22.90 ₹2,181

$48.53 LYD 308

-52.81%

Men's Leather Business Shoes

$17.18 ₹1,637

$62.6 LYD 397

-72.54%

1-bedroom Apartment, City Center (Monthly)

$197 ₹18.7K

$189 LYD 1,200

4.05%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₹13.9K

$115 LYD 731

26.30%

3-bedroom Apartment, City Center (Monthly)

$389 ₹37.0K

$369 LYD 2,343

5.39%

3-bedroom Apartment, Outside City Center (Monthly)

$284 ₹27.0K

$231 LYD 1,466

22.84%

Buy Apartment in City Center (m2)

$906 ₹86.3K

Buy Apartment Outside City Center (m2)

$688 ₹65.6K

Average Monthly Net Salary (After Tax)

$189 ₹18.0K

$271 LYD 1,720

-30.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.62

-61.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panaji: June 2, 2026

Last update for Benghazi: June 1, 2026

Cost Breakdown

A central one-bedroom costs $197 in Panaji versus $189 in Benghazi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Benghazi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Panaji versus $14.00 in Benghazi. Monthly groceries follow the same trend: $121 vs $106 – making Benghazi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panaji vs Benghazi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $474 in Panaji, $442 in Benghazi – roughly 7% apart. Panaji costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $711 per month in Panaji and $664 in Benghazi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Benghazi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 14% more in Panaji, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $18.00 in Panaji and $14.00 in Benghazi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $474 in Panaji and $442 in Benghazi, leaving budget for savings and extras in both cases.

It depends on your priorities. Panaji has an edge in some lifestyle areas, with costs from $442 in Benghazi to $474 in Panaji. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Benghazi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panaji makes more sense. Both are solid long-term options with distinct trade-offs.