Last update: Oct 2026

Cost of Living Comparison Between Benghazi and Panaji

For one person, living costs are similar in Benghazi and in Panaji: $424 and $443 a month, rent and utilities included.

20

Cost of Living Index in Benghazi
Learn more

Benghazi Living Index
21

Cost of Living Index in Panaji
Learn more

Panaji Living Index

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Benghazi

🇱🇾 Libya

$424

/mo nomad

Panaji

🇮🇳 India

$443

/mo nomad

Monthly Cost of Living

How much you'll spend in Benghazi and in Panaji

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Benghazi and in Panaji actually costs, broken down by who's living it.

A single person spends $424 per month in Benghazi vs $443 in Panaji, rent included.

Benghazi $424
Panaji $443

A couple spends around $713 per month in Benghazi vs $702 in Panaji, rent included.

Benghazi $713
Panaji $702

A family of three spends $1,003 per month in Benghazi vs $961 in Panaji, rent included.

Benghazi $1,003
Panaji $961

Benghazi is about 4% cheaper than Panaji, and outside of rent the biggest gap is in clothing.

Both Benghazi and Panaji are more affordable than the global median – Benghazi 69% lower, Panaji 67% lower.

Meal at Budget Restaurant

$2.47 LYD 15.84

$2.66 ₹253

-7.14%

Three-Course Dinner for Two, Mid-Range

$12.64 LYD 81.0

$15.74 ₹1,495

-19.70%

Fast Food Meal (McDonalds, etc)

$2.39 LYD 15.34

$3.70 ₹352

-35.41%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.13 LYD 13.63

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.41 LYD 2.60

Cappuccino

$0.66 LYD 4.21

$1.73 ₹164

-61.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 LYD 2.75

$0.46 ₹43.74

-6.52%

Water (0.33 liter bottle)

$0.14 LYD 0.91

$0.16 ₹15.42

-12.50%

Local Beer (0.5 liter draught)

$1.02 ₹96.8

Imported Beer (0.33 liter bottle)

$1.88 ₹179

Milk (1 liter)

$0.76 LYD 4.85

$0.73 ₹69.3

4.11%

White Bread (500g)

$0.15 LYD 0.93

$0.52 ₹49.16

-71.15%

Rice (white) (1kg)

$1.36 LYD 8.72

$0.77 ₹72.8

76.62%

Eggs

$1.65 LYD 10.55

$0.90 ₹85.2

83.33%

Local Cheese (1kg)

$6.27 LYD 40.17

$7.35 ₹698

-14.69%

Chicken Fillets (1kg)

$2.77 LYD 17.77

$3.53 ₹335

-21.53%

Beef Round Steak (1kg)

$11.47 LYD 73.5

Apples (1kg)

$2.36 LYD 15.14

$2.50 ₹237

-5.60%

Banana (1kg)

$1.83 LYD 11.74

$0.88 ₹83.2

107.95%

Oranges (1kg)

$1.16 LYD 7.42

$1.26 ₹120

-7.94%

Tomato (1kg)

$0.70 LYD 4.50

$0.40 ₹37.53

75.00%

Potato (1kg)

$0.82 LYD 5.24

$0.36 ₹34.03

127.78%

Onion (1kg)

$0.64 LYD 4.09

$0.44 ₹42.09

45.45%

Lettuce (1 head)

$0.37 LYD 2.38

$0.88 ₹83.6

-57.95%

Water (1.5 liter bottle)

$0.23 LYD 1.47

$0.37 ₹35.45

-37.84%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.33 LYD 14.92

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.57 LYD 3.66

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.74 LYD 4.77

Cigarettes 20 Pack (Marlboro, Camel)

$1.89 LYD 12.12

$3.81 ₹361

-50.39%

Wine (Bottle)

$7.65 ₹726

Local Beer (0.5 liter bottle)

$0.98 ₹92.8

Imported Beer (0.33 liter bottle)

$3.11 ₹296

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.50 ₹428

One-way Ticket (Public Transport)

$0.14 ₹12.98

Public Transport Monthly Pass (Regular Price)

$6.21 ₹590

Taxi Start (Normal Tariff)

$1.59 LYD 10.21

$0.33 ₹31.75

381.82%

Taxi (Normal Tariff) (1km)

$0.32 LYD 2.06

$0.55 ₹52.3

-41.82%

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₹202

Gasoline (1 liter)

$0.02 LYD 0.13

$1.09 ₹104

-98.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K LYD 80.6K

$17.1K ₹1.6M

-26.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.7K LYD 94.3K

$24.7K ₹2.3M

-40.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.97 ₹1,991

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.45 LYD 28.50

$3.60 ₹342

23.61%

Internet (50+ Mbps, Unlimited Data)

$18.67 LYD 120

$8.79 ₹835

112.40%

Gym Membership (Monthly)

$17.33 LYD 111

$27.90 ₹2,650

-37.89%

Tennis Court (1 Hour on Weekend)

$3.82 LYD 24.46

$3.23 ₹307

18.27%

Cinema Ticket

$6.39 LYD 40.94

$2.85 ₹271

124.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$76.7 LYD 492

$55.3 ₹5,255

38.70%

International Primary School, 1 Child (Yearly)

$352 LYD 2,258

$1,477 ₹140.2K

-76.14%

Jeans (Levis 501 Or Similar)

$42.16 LYD 270

$37.57 ₹3,568

12.22%

Summer Dress (H&M, Zara, etc)

$34.96 LYD 224

$26.45 ₹2,511

32.17%

Sport Shoes (Adidas, Nike)

$42.12 LYD 270

$21.48 ₹2,040

96.09%

Men's Leather Business Shoes

$68.4 LYD 438

$16.03 ₹1,522

326.76%

1-bedroom Apartment, City Center (Monthly)

$190 LYD 1,220

$174 ₹16.5K

9.44%

1-bedroom Apartment, Outside City Center (Monthly)

$119 LYD 762

$136 ₹12.9K

-12.56%

3-bedroom Apartment, City Center (Monthly)

$430 LYD 2,755

$358 ₹34.0K

20.25%

3-bedroom Apartment, Outside City Center (Monthly)

$260 LYD 1,667

$262 ₹24.8K

-0.59%

Buy Apartment in City Center (m2)

$936 ₹88.8K

Buy Apartment Outside City Center (m2)

$699 ₹66.4K

Average Monthly Net Salary (After Tax)

$268 LYD 1,718

$192 ₹18.2K

39.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Benghazi: October 20, 2026

Last update for Panaji: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Benghazi

$127 30%

Panaji

$120 27.1% 5.5% $7

Accommodation & Living

Benghazi

$119 28.1%

Panaji

$136 30.7% 14.4% $17

Clothing & Footwear

Benghazi

$84 19.9%

Panaji

$46 10.3% 45.9% $39

Eating Out

Benghazi

$37 8.8%

Panaji

$65 14.6% 73.8% $27

Sport & Entertainment

Benghazi

$30 7.1%

Panaji

$34 7.6% 11.6% $3.5

Monthly Utilities & Internet

Benghazi

$23 * 5.5%

Panaji

$33 7.5% 44.4% $10

Getting Around

Benghazi

$3.2 * 0.8%

Panaji

$9.9 2.2% 208% $6.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $190 in Benghazi versus $174 in Panaji. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Benghazi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Benghazi versus $16.00 in Panaji. Groceries tell a different story – $127 in Benghazi vs $120 in Panaji – so Panaji wins on supermarket bills even if dining out costs more.

Good to know

🇱🇾 Benghazi

🇮🇳 Panaji

🕒 Local time

14:29 2:29 PM

17:59 5:59 PM

3 h 30 min ahead of Benghazi

🌤 Weather

👥 Population

631,555

114,759

💱 Currency

Libyan Dinar LYD ل.د

Indian Rupee INR ₹

📈 Exchange rate

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to LYD – Libyan Dinar Converter

🇺🇸 United States Dollar ($)

🇱🇾 Libyan Dinar (ل.د)

Libyan Dinar exchange rates as of October 20, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to LYD in detail →

On the map

Lowest

Highest

Between locations

Benghazi Panaji 5,710 km ≈ 8 h nonstop flight

From you

Benghazi
Panaji

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Benghazi vs Panaji: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $424 in Benghazi, $443 in Panaji – roughly 4% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $636 per month in Benghazi and $665 in Panaji. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Benghazi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $424 in Benghazi and $443 in Panaji. That's a gap of about 4%.

Kindergarten costs $76.7 per month in Benghazi and $55.3 in Panaji. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $424 in Benghazi and $443 in Panaji, leaving budget for savings and extras in both cases.

It depends on your priorities. Panaji has an edge in some lifestyle areas, with costs from $424 in Benghazi to $443 in Panaji. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Benghazi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panaji makes more sense. Both are solid long-term options with distinct trade-offs.