Cost of Living Comparison Between Benghazi and Panaji Cost of Living Comparison Between Benghazi and Panaji

Monthly Cost of Living

A single person spends $424 per month in Benghazi vs $437 in Panaji, rent included.

A couple spends around $722 per month in Benghazi vs $695 in Panaji, rent included.

A family of three spends $1,021 per month in Benghazi vs $953 in Panaji, rent included.

Benghazi is about 3% cheaper than Panaji, driven mainly by Clothing & Footwear.

Both Benghazi and Panaji are more affordable than the global median – Benghazi 69% lower, Panaji 68% lower.

Meal at Budget Restaurant

$2.42 LYD 15.31

$2.67 ₹253

-9.36%

Three-Course Dinner for Two, Mid-Range

$12.52 LYD 79.3

$15.97 ₹1,508

-21.60%

Fast Food Meal (McDonalds, etc)

$2.37 LYD 15.01

$3.70 ₹350

-35.95%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 LYD 13.67

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.41 LYD 2.57

Cappuccino

$0.64 LYD 4.07

$1.74 ₹165

-63.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 LYD 2.77

$0.43 ₹40.55

2.33%

Water (0.33 liter bottle)

$0.13 LYD 0.83

$0.20 ₹19.25

-35.00%

Local Beer (0.5 liter draught)

$1.06 ₹100

Imported Beer (0.33 liter bottle)

$1.89 ₹179

Milk (1 liter)

$0.82 LYD 5.22

$0.74 ₹70.3

10.81%

White Bread (500g)

$0.19 LYD 1.20

$0.49 ₹46.11

-61.22%

Rice (white) (1kg)

$1.35 LYD 8.54

$0.76 ₹71.9

77.63%

Eggs

$1.66 LYD 10.49

$0.88 ₹82.8

88.64%

Local Cheese (1kg)

$6.33 LYD 40.11

$5.65 ₹534

12.04%

Chicken Fillets (1kg)

$2.74 LYD 17.34

$3.45 ₹326

-20.58%

Beef Round Steak (1kg)

$11.59 LYD 73.4

Apples (1kg)

$2.27 LYD 14.39

$2.52 ₹238

-9.92%

Banana (1kg)

$1.73 LYD 10.94

$0.82 ₹77.1

110.98%

Oranges (1kg)

$1.15 LYD 7.26

$1.33 ₹125

-13.53%

Tomato (1kg)

$0.75 LYD 4.77

$0.43 ₹40.56

74.42%

Potato (1kg)

$0.86 LYD 5.47

$0.38 ₹35.50

126.32%

Onion (1kg)

$0.65 LYD 4.13

$0.41 ₹39.20

58.54%

Lettuce (1 head)

$0.34 LYD 2.17

$0.80 ₹75.7

-57.50%

Water (1.5 liter bottle)

$0.23 LYD 1.46

$0.36 ₹34.35

-36.11%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.39 LYD 15.12

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.53 LYD 3.34

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.82 LYD 5.18

Cigarettes 20 Pack (Marlboro, Camel)

$1.91 LYD 12.08

$3.79 ₹358

-49.60%

Wine (Bottle)

$7.37 ₹697

Local Beer (0.5 liter bottle)

$0.80 ₹75.7

Imported Beer (0.33 liter bottle)

$3.17 ₹300

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.41 ₹417

One-way Ticket (Public Transport)

$0.15 ₹14.48

Public Transport Monthly Pass (Regular Price)

$6.39 ₹604

Taxi Start (Normal Tariff)

$1.60 LYD 10.11

$0.33 ₹31.33

384.85%

Taxi (Normal Tariff) (1km)

$0.30 LYD 1.88

$0.55 ₹52.0

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₹200

Gasoline (1 liter)

$0.02 LYD 0.11

$1.07 ₹101

-98.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.8K LYD 81.1K

$16.6K ₹1.6M

-22.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K LYD 94.6K

$24.9K ₹2.4M

-39.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.91 ₹1,975

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.55 LYD 28.83

$3.53 ₹333

28.90%

Internet (50+ Mbps, Unlimited Data)

$19.14 LYD 121

$8.51 ₹804

124.91%

Gym Membership (Monthly)

$17.52 LYD 111

$30.77 ₹2,907

-43.06%

Tennis Court (1 Hour on Weekend)

$3.96 LYD 25.07

$3.11 ₹294

27.33%

Cinema Ticket

$6.42 LYD 40.66

$2.84 ₹268

126.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.3 LYD 489

$54.9 ₹5,186

40.75%

International Primary School, 1 Child (Yearly)

$358 LYD 2,269

$1,426 ₹134.7K

-74.87%

Jeans (Levis 501 Or Similar)

$42.91 LYD 272

$36.32 ₹3,431

18.14%

Summer Dress (H&M, Zara, etc)

$34.87 LYD 221

$26.51 ₹2,504

31.54%

Sport Shoes (Adidas, Nike)

$44.06 LYD 279

$20.91 ₹1,976

110.71%

Men's Leather Business Shoes

$68.2 LYD 432

$15.54 ₹1,468

338.67%

1-bedroom Apartment, City Center (Monthly)

$192 LYD 1,213

$175 ₹16.5K

9.68%

1-bedroom Apartment, Outside City Center (Monthly)

$120 LYD 760

$132 ₹12.5K

-9.14%

3-bedroom Apartment, City Center (Monthly)

$429 LYD 2,718

$350 ₹33.1K

22.62%

3-bedroom Apartment, Outside City Center (Monthly)

$259 LYD 1,640

$261 ₹24.7K

-0.72%

Buy Apartment in City Center (m2)

$920 ₹87.0K

Buy Apartment Outside City Center (m2)

$693 ₹65.5K

Average Monthly Net Salary (After Tax)

$267 LYD 1,692

$193 ₹18.2K

38.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Benghazi: August 30, 2026

Last update for Panaji: August 29, 2026

Cost Breakdown

A central one-bedroom costs $192 in Benghazi versus $175 in Panaji. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Benghazi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Benghazi versus $16.00 in Panaji. Groceries tell a different story – $128 in Benghazi vs $113 in Panaji – so Panaji wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Benghazi vs Panaji: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $424 in Benghazi, $437 in Panaji – roughly 3% apart. Panaji costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $636 per month in Benghazi and $656 in Panaji. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Benghazi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $424 in Benghazi and $437 in Panaji. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $77.3 per month in Benghazi and $54.9 in Panaji. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $424 in Benghazi and $437 in Panaji, leaving budget for savings and extras in both cases.

It depends on your priorities. Panaji has an edge in some lifestyle areas, with costs from $424 in Benghazi to $437 in Panaji. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Benghazi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panaji makes more sense. Both are solid long-term options with distinct trade-offs.