Cost of Living Comparison Between Oyo and Ubud, Bali Cost of Living Comparison Between Oyo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $696 in Oyo versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,249 in Oyo versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,801 in Oyo versus $3,694 in Ubud, Bali.

Living in Oyo costs roughly 50% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Oyo is 48% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$2.62 ₦3,560

$3.57 Rp 64.0K

-26.61%

Three-Course Dinner for Two, Mid-Range

$50.6 ₦68.9K

$32.50 Rp 582.3K

55.82%

Fast Food Meal (McDonalds, etc)

$5.31 ₦7,215

$4.86 Rp 87.1K

9.26%

Cappuccino

$2.20 ₦2,996

$2.75 Rp 49.2K

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₦499

$1.32 Rp 23.7K

-71.97%

Water (0.33 liter bottle)

$0.22 ₦300

$0.70 Rp 12.6K

-68.57%

Local Beer (0.5 liter draught)

$0.80 ₦1,084

$2.91 Rp 52.2K

-72.51%

Imported Beer (0.33 liter bottle)

$1.40 ₦1,898

$3.79 Rp 68.0K

-63.06%

Milk (1 liter)

$2.36 ₦3,211

$1.71 Rp 30.6K

38.01%

White Bread (500g)

$1.24 ₦1,685

$2.47 Rp 44.3K

-49.80%

Rice (white) (1kg)

$2.33 ₦3,174

$1.20 Rp 21.5K

94.17%

Eggs

$1.76 ₦2,388

$2.44 Rp 43.8K

-27.87%

Local Cheese (1kg)

$6.39 ₦8,686

$14.38 Rp 257.7K

-55.56%

Chicken Fillets (1kg)

$4.29 ₦5,828

$4.31 Rp 77.1K

-0.46%

Beef Round Steak (1kg)

$5.27 ₦7,173

$12.21 Rp 218.7K

-56.84%

Apples (1kg)

$3.44 ₦4,673

$3.68 Rp 66.0K

-6.52%

Banana (1kg)

$2.02 ₦2,752

$1.55 Rp 27.8K

30.32%

Oranges (1kg)

$2.17 ₦2,949

$2.79 Rp 49.9K

-22.22%

Tomato (1kg)

$2.31 ₦3,145

$2.33 Rp 41.8K

-0.86%

Potato (1kg)

$2.34 ₦3,181

$1.97 Rp 35.3K

18.78%

Onion (1kg)

$1.94 ₦2,639

$2.31 Rp 41.4K

-16.02%

Lettuce (1 head)

$1.93 ₦2,623

$1.06 Rp 19.1K

82.08%

Water (1.5 liter bottle)

$0.35 ₦480

$0.73 Rp 13.1K

-52.05%

Cigarettes 20 Pack (Marlboro, Camel)

$1.27 ₦1,725

$3.28 Rp 58.8K

-61.28%

Wine (Bottle)

$2.54 ₦3,461

$22.79 Rp 408.4K

-88.85%

Local Beer (0.5 liter bottle)

$0.68 ₦929

$2.81 Rp 50.3K

-75.80%

Imported Beer (0.33 liter bottle)

$0.87 ₦1,181

$2.78 Rp 49.9K

-68.71%

One-way Ticket (Public Transport)

$0.38 ₦511

$0.29 Rp 5,217

31.03%

Public Transport Monthly Pass (Regular Price)

$14.45 ₦19.7K

$8.06 Rp 144.4K

79.28%

Taxi Start (Normal Tariff)

$1.18 ₦1,610

$0.45 Rp 8,047

162.22%

Taxi (Normal Tariff) (1km)

$2.26 ₦3,079

$0.45 Rp 8,094

402.22%

Taxi 1hour Waiting (Normal Tariff)

$4.60 ₦6,258

$6.24 Rp 111.7K

-26.28%

Gasoline (1 liter)

$0.74 ₦1,010

$0.85 Rp 15.2K

-12.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ₦27.5M

$26.0K Rp 465.4M

-22.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₦28.0M

$31.7K Rp 567.2M

-34.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.78 ₦55.5K

$80.8 Rp 1.4M

-49.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.33 ₦14.0K

$4.06 Rp 72.7K

154.43%

Internet (50+ Mbps, Unlimited Data)

$34.44 ₦46.8K

$24.42 Rp 437.6K

41.03%

Gym Membership (Monthly)

$14.51 ₦19.7K

$97.7 Rp 1.7M

-85.14%

Tennis Court (1 Hour on Weekend)

$4.40 ₦5,978

$6.45 Rp 115.5K

-31.78%

Cinema Ticket

$6.28 ₦8,539

$4.04 Rp 72.4K

55.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.7 ₦111.1K

$304 Rp 5.4M

-73.13%

International Primary School, 1 Child (Yearly)

$2,276 ₦3.1M

$6,621 Rp 118.6M

-65.62%

Jeans (Levis 501 Or Similar)

$18.89 ₦25.7K

$54.2 Rp 971.7K

-65.17%

Summer Dress (H&M, Zara, etc)

$25.09 ₦34.1K

$38.78 Rp 694.7K

-35.30%

Sport Shoes (Adidas, Nike)

$49.44 ₦67.2K

$86.1 Rp 1.5M

-42.61%

Men's Leather Business Shoes

$33.92 ₦46.1K

$76.7 Rp 1.4M

-55.76%

1-bedroom Apartment, City Center (Monthly)

$416 ₦565.9K

$986 Rp 17.7M

-57.77%

1-bedroom Apartment, Outside City Center (Monthly)

$248 ₦336.7K

$658 Rp 11.8M

-62.37%

3-bedroom Apartment, City Center (Monthly)

$1,083 ₦1.5M

$3,369 Rp 60.4M

-67.87%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ₦860.9K

$2,066 Rp 37.0M

-69.35%

Buy Apartment in City Center (m2)

$722 ₦981.1K

$2,741 Rp 49.1M

-73.68%

Buy Apartment Outside City Center (m2)

$186 ₦253.0K

$2,228 Rp 39.9M

-91.65%

Average Monthly Net Salary (After Tax)

$33.68 ₦45.8K

$163 Rp 2.9M

-79.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $416 in Oyo and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 385% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Oyo vs $33.00 in Ubud, Bali. Groceries flip the comparison at $191 vs $297, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 102% gap adds up to real monthly savings that compound significantly over time.

On paper, Ubud, Bali earns 385% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $416 in Oyo versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $696 per month in Oyo versus $1,404 in Ubud, Bali – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

At $696 in Oyo versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Oyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.