Cost of Living Comparison Between Oyo and Ubud, Bali Cost of Living Comparison Between Oyo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $629 in Oyo versus $1,348 in Ubud, Bali.

Estimated couple costs with rent: $1,147 in Oyo versus $2,312 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,666 in Oyo versus $3,276 in Ubud, Bali.

Living in Oyo costs roughly 53% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Oyo is 53% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.85 ₦5,099

$3.33 Rp 59.7K

15.62%

Three-Course Dinner for Two, Mid-Range

$50.7 ₦67.1K

$35.42 Rp 634.2K

43.14%

Fast Food Meal (McDonalds, etc)

$7.69 ₦10.2K

$5.76 Rp 103.1K

33.51%

Cappuccino

$2.88 ₦3,809

$2.63 Rp 47.1K

9.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₦551

$1.74 Rp 31.1K

-75.86%

Water (0.33 liter bottle)

$0.11 ₦151

$0.77 Rp 13.8K

-85.71%

Local Beer (0.5 liter draught)

$0.36 ₦481

$2.71 Rp 48.4K

-86.72%

Imported Beer (0.33 liter bottle)

$0.52 ₦683

$4.52 Rp 80.9K

-88.50%

Milk (1 liter)

$3.11 ₦4,113

$1.53 Rp 27.5K

103.27%

White Bread (500g)

$0.52 ₦683

$2.20 Rp 39.3K

-76.36%

Rice (white) (1kg)

$0.95 ₦1,257

$1.22 Rp 21.8K

-22.13%

Eggs

$2.30 ₦3,042

$2.14 Rp 38.3K

7.48%

Local Cheese (1kg)

$3.55 ₦4,704

$17.73 Rp 317.5K

-79.98%

Chicken Fillets (1kg)

$3.97 ₦5,262

$3.86 Rp 69.0K

2.85%

Beef Round Steak (1kg)

$4.45 ₦5,892

$12.03 Rp 215.3K

-63.01%

Apples (1kg)

$1.65 ₦2,183

$3.61 Rp 64.6K

-54.29%

Banana (1kg)

$1.26 ₦1,671

$1.51 Rp 27.1K

-16.56%

Oranges (1kg)

$1.10 ₦1,458

$2.32 Rp 41.5K

-52.59%

Tomato (1kg)

$1.33 ₦1,756

$2.00 Rp 35.9K

-33.50%

Potato (1kg)

$1.32 ₦1,751

$1.81 Rp 32.4K

-27.07%

Onion (1kg)

$1.36 ₦1,800

$2.39 Rp 42.7K

-43.10%

Lettuce (1 head)

$0.83 ₦1,100

$0.99 Rp 17.8K

-16.16%

Water (1.5 liter bottle)

$0.29 ₦382

$0.52 Rp 9,389

-44.23%

Cigarettes 20 Pack (Marlboro, Camel)

$0.59 ₦782

$2.18 Rp 39.1K

-72.94%

Wine (Bottle)

$2.71 ₦3,594

$22.98 Rp 411.4K

-88.21%

Local Beer (0.5 liter bottle)

$0.36 ₦479

$2.40 Rp 42.9K

-85.00%

Imported Beer (0.33 liter bottle)

$0.47 ₦621

$3.00 Rp 53.7K

-84.33%

One-way Ticket (Public Transport)

$0.40 ₦524

$0.24 Rp 4,262

66.67%

Public Transport Monthly Pass (Regular Price)

$15.16 ₦20.1K

$6.99 Rp 125.2K

116.88%

Taxi Start (Normal Tariff)

$0.70 ₦921

$0.44 Rp 7,889

59.09%

Taxi (Normal Tariff) (1km)

$0.92 ₦1,214

$0.42 Rp 7,595

119.05%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₦2,877

$5.45 Rp 97.6K

-60.18%

Gasoline (1 liter)

$0.82 ₦1,083

$0.84 Rp 15.1K

-2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₦15.0M

$24.3K Rp 435.6M

-53.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.8K ₦18.3M

$31.9K Rp 571.0M

-56.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.88 ₦19.7K

$80.8 Rp 1.4M

-81.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 ₦21.6K

$6.58 Rp 117.8K

148.18%

Internet (50+ Mbps, Unlimited Data)

$32.64 ₦43.2K

$18.24 Rp 326.6K

78.95%

Gym Membership (Monthly)

$15.00 ₦19.9K

$55.1 Rp 987.1K

-72.79%

Tennis Court (1 Hour on Weekend)

$4.71 ₦6,233

$18.51 Rp 331.5K

-74.55%

Cinema Ticket

$4.86 ₦6,433

$4.24 Rp 76.0K

14.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$676 ₦895.0K

$486 Rp 8.7M

39.18%

International Primary School, 1 Child (Yearly)

$20.0K ₦26.5M

$5,676 Rp 101.6M

252.70%

Jeans (Levis 501 Or Similar)

$6.18 ₦8,189

$45.18 Rp 809.0K

-86.32%

Summer Dress (H&M, Zara, etc)

$18.39 ₦24.3K

$34.57 Rp 619.0K

-46.80%

Sport Shoes (Adidas, Nike)

$14.96 ₦19.8K

$79.2 Rp 1.4M

-81.10%

Men's Leather Business Shoes

$10.49 ₦13.9K

$77.6 Rp 1.4M

-86.49%

1-bedroom Apartment, City Center (Monthly)

$442 ₦585.6K

$1,127 Rp 20.2M

-60.75%

1-bedroom Apartment, Outside City Center (Monthly)

$261 ₦345.9K

$674 Rp 12.1M

-61.25%

3-bedroom Apartment, City Center (Monthly)

$1,115 ₦1.5M

$3,618 Rp 64.8M

-69.19%

3-bedroom Apartment, Outside City Center (Monthly)

$681 ₦901.4K

$1,735 Rp 31.1M

-60.76%

Buy Apartment in City Center (m2)

$754 ₦998.8K

$2,829 Rp 50.7M

-73.33%

Buy Apartment Outside City Center (m2)

$189 ₦250.3K

$2,307 Rp 41.3M

-91.80%

Average Monthly Net Salary (After Tax)

$34.61 ₦45.8K

$166 Rp 3.0M

-79.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 4, 2026

Last update for Ubud, Bali: October 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Oyo and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 379% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Oyo vs $35.00 in Ubud, Bali. Groceries flip the comparison at $142 vs $290, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear. The 114% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 379% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $442 in Oyo versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $629 per month in Oyo versus $1,348 in Ubud, Bali – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $629 in Oyo versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Oyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.