Cost of Living Comparison Between Ubud, Bali and Oyo Cost of Living Comparison Between Ubud, Bali and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $696 in Oyo.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,249 in Oyo.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,801 in Oyo.

Living in Ubud, Bali is roughly 102% more expensive than Oyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Oyo is 48% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.62 ₦3,560

36.26%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$50.6 ₦68.9K

-35.82%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.31 ₦7,215

-8.47%

Cappuccino

$2.75 Rp 49.2K

$2.20 ₦2,996

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.37 ₦499

256.76%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 ₦300

218.18%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.80 ₦1,084

263.75%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.40 ₦1,898

170.71%

Milk (1 liter)

$1.71 Rp 30.6K

$2.36 ₦3,211

-27.54%

White Bread (500g)

$2.47 Rp 44.3K

$1.24 ₦1,685

99.19%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.33 ₦3,174

-48.50%

Eggs

$2.44 Rp 43.8K

$1.76 ₦2,388

38.64%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.39 ₦8,686

125.04%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.29 ₦5,828

0.47%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.27 ₦7,173

131.69%

Apples (1kg)

$3.68 Rp 66.0K

$3.44 ₦4,673

6.98%

Banana (1kg)

$1.55 Rp 27.8K

$2.02 ₦2,752

-23.27%

Oranges (1kg)

$2.79 Rp 49.9K

$2.17 ₦2,949

28.57%

Tomato (1kg)

$2.33 Rp 41.8K

$2.31 ₦3,145

0.87%

Potato (1kg)

$1.97 Rp 35.3K

$2.34 ₦3,181

-15.81%

Onion (1kg)

$2.31 Rp 41.4K

$1.94 ₦2,639

19.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.93 ₦2,623

-45.08%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.35 ₦480

108.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.27 ₦1,725

158.27%

Wine (Bottle)

$22.79 Rp 408.4K

$2.54 ₦3,461

797.24%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.68 ₦929

313.24%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$0.87 ₦1,181

219.54%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.38 ₦511

-23.68%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$14.45 ₦19.7K

-44.22%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.18 ₦1,610

-61.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.26 ₦3,079

-80.09%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.60 ₦6,258

35.65%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.74 ₦1,010

14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$20.2K ₦27.5M

28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.6K ₦28.0M

53.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$40.78 ₦55.5K

98.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$10.33 ₦14.0K

-60.70%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$34.44 ₦46.8K

-29.09%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$14.51 ₦19.7K

573.12%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.40 ₦5,978

46.59%

Cinema Ticket

$4.04 Rp 72.4K

$6.28 ₦8,539

-35.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$81.7 ₦111.1K

272.18%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,276 ₦3.1M

190.89%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$18.89 ₦25.7K

187.08%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$25.09 ₦34.1K

54.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$49.44 ₦67.2K

74.23%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$33.92 ₦46.1K

126.03%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$416 ₦565.9K

136.82%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$248 ₦336.7K

165.74%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,083 ₦1.5M

211.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$633 ₦860.9K

226.29%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$722 ₦981.1K

279.95%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$186 ₦253.0K

1097.17%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$33.68 ₦45.8K

385.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Oyo: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $416 in Oyo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 385% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $51.0 in Oyo. Groceries flip the comparison at $297 vs $191, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oyo: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 102% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 385% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Ubud, Bali versus $416 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $696 in Oyo – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

At $696 in Oyo versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Oyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Oyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.