Cost of Living Comparison Between Ubud, Bali and Oyo Cost of Living Comparison Between Ubud, Bali and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $703 in Oyo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,281 in Oyo.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,859 in Oyo.

Living in Ubud, Bali is roughly 105% more expensive than Oyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Oyo is 47% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.65 ₦3,651

34.72%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$50.3 ₦69.3K

-35.25%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.18 ₦7,126

-2.12%

Cappuccino

$2.83 Rp 49.0K

$2.13 ₦2,935

32.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.34 ₦468

294.12%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.22 ₦303

213.64%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.85 ₦1,166

251.76%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.38 ₦1,901

178.99%

Milk (1 liter)

$1.74 Rp 30.2K

$2.24 ₦3,080

-22.32%

White Bread (500g)

$2.54 Rp 44.0K

$1.24 ₦1,705

104.84%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.34 ₦3,228

-49.15%

Eggs

$2.43 Rp 42.0K

$1.76 ₦2,418

38.07%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.17 ₦8,496

137.60%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.12 ₦5,674

1.46%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.35 ₦7,370

123.18%

Apples (1kg)

$3.69 Rp 63.9K

$3.55 ₦4,881

3.94%

Banana (1kg)

$1.61 Rp 27.8K

$2.10 ₦2,898

-23.33%

Oranges (1kg)

$2.69 Rp 46.5K

$2.09 ₦2,880

28.71%

Tomato (1kg)

$2.33 Rp 40.4K

$2.40 ₦3,301

-2.92%

Potato (1kg)

$1.91 Rp 33.0K

$2.28 ₦3,141

-16.23%

Onion (1kg)

$2.19 Rp 37.9K

$1.92 ₦2,647

14.06%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.97 ₦2,713

-46.19%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.35 ₦484

105.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.25 ₦1,714

150.40%

Wine (Bottle)

$23.49 Rp 407.1K

$3.17 ₦4,359

641.01%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.64 ₦884

328.13%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$0.88 ₦1,213

227.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.34 ₦473

-14.71%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$14.36 ₦19.8K

-43.11%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.24 ₦1,709

-63.71%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$2.26 ₦3,111

-81.42%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.58 ₦6,300

34.50%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.77 ₦1,067

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$20.4K ₦28.1M

28.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.5K ₦28.3M

58.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$41.78 ₦57.5K

87.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$9.99 ₦13.8K

-60.46%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$34.55 ₦47.6K

-29.38%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$14.43 ₦19.9K

569.02%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.59 ₦6,314

38.34%

Cinema Ticket

$4.04 Rp 70.0K

$6.24 ₦8,597

-35.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$82.7 ₦113.8K

266.07%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$2,271 ₦3.1M

187.26%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$19.56 ₦26.9K

175.26%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$24.26 ₦33.4K

56.55%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$48.20 ₦66.4K

80.00%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$34.59 ₦47.6K

127.98%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$412 ₦566.9K

145.86%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$248 ₦341.7K

171.78%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,055 ₦1.5M

221.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$637 ₦876.9K

229.46%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$742 ₦1.0M

302.24%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$184 ₦253.9K

1168.46%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$33.32 ₦45.9K

419.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Oyo: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $412 in Oyo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 420% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $50.0 in Oyo. Groceries flip the comparison at $298 vs $191, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oyo: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 105% gap adds up to real monthly savings that compound significantly over time.

Ubud, Bali pays 420% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $412 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $50.0 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $703 in Oyo – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

At $703 in Oyo versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Oyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Oyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 105% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.