Cost of Living Comparison Between Ubud, Bali and Oyo Cost of Living Comparison Between Ubud, Bali and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $629 in Oyo.

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,147 in Oyo.

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $1,666 in Oyo.

Living in Ubud, Bali is roughly 114% more expensive than in Oyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Oyo is 53% below.

Meal at Budget Restaurant

$3.33 Rp 59.7K

$3.85 ₦5,099

-13.51%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 634.2K

$50.7 ₦67.1K

-30.14%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.1K

$7.69 ₦10.2K

-25.10%

Cappuccino

$2.63 Rp 47.1K

$2.88 ₦3,809

-8.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.1K

$0.42 ₦551

314.29%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.11 ₦151

600.00%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$0.36 ₦481

652.78%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$0.52 ₦683

769.23%

Milk (1 liter)

$1.53 Rp 27.5K

$3.11 ₦4,113

-50.80%

White Bread (500g)

$2.20 Rp 39.3K

$0.52 ₦683

323.08%

Rice (white) (1kg)

$1.22 Rp 21.8K

$0.95 ₦1,257

28.42%

Eggs

$2.14 Rp 38.3K

$2.30 ₦3,042

-6.96%

Local Cheese (1kg)

$17.73 Rp 317.5K

$3.55 ₦4,704

399.44%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$3.97 ₦5,262

-2.77%

Beef Round Steak (1kg)

$12.03 Rp 215.3K

$4.45 ₦5,892

170.34%

Apples (1kg)

$3.61 Rp 64.6K

$1.65 ₦2,183

118.79%

Banana (1kg)

$1.51 Rp 27.1K

$1.26 ₦1,671

19.84%

Oranges (1kg)

$2.32 Rp 41.5K

$1.10 ₦1,458

110.91%

Tomato (1kg)

$2.00 Rp 35.9K

$1.33 ₦1,756

50.38%

Potato (1kg)

$1.81 Rp 32.4K

$1.32 ₦1,751

37.12%

Onion (1kg)

$2.39 Rp 42.7K

$1.36 ₦1,800

75.74%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.83 ₦1,100

19.28%

Water (1.5 liter bottle)

$0.52 Rp 9,389

$0.29 ₦382

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$0.59 ₦782

269.49%

Wine (Bottle)

$22.98 Rp 411.4K

$2.71 ₦3,594

747.97%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$0.36 ₦479

566.67%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.7K

$0.47 ₦621

538.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,262

$0.40 ₦524

-40.00%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.2K

$15.16 ₦20.1K

-53.89%

Taxi Start (Normal Tariff)

$0.44 Rp 7,889

$0.70 ₦921

-37.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,595

$0.92 ₦1,214

-54.35%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$2.17 ₦2,877

151.15%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.82 ₦1,083

2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.6M

$11.4K ₦15.0M

114.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 571.0M

$13.8K ₦18.3M

130.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$14.88 ₦19.7K

443.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.8K

$16.33 ₦21.6K

-59.71%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.6K

$32.64 ₦43.2K

-44.12%

Gym Membership (Monthly)

$55.1 Rp 987.1K

$15.00 ₦19.9K

267.53%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.5K

$4.71 ₦6,233

292.99%

Cinema Ticket

$4.24 Rp 76.0K

$4.86 ₦6,433

-12.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$676 ₦895.0K

-28.15%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.6M

$20.0K ₦26.5M

-71.65%

Jeans (Levis 501 Or Similar)

$45.18 Rp 809.0K

$6.18 ₦8,189

631.07%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 619.0K

$18.39 ₦24.3K

87.98%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$14.96 ₦19.8K

429.08%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$10.49 ₦13.9K

639.94%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$442 ₦585.6K

154.76%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$261 ₦345.9K

158.05%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.8M

$1,115 ₦1.5M

224.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.1M

$681 ₦901.4K

154.82%

Buy Apartment in City Center (m2)

$2,829 Rp 50.7M

$754 ₦998.8K

275.02%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$189 ₦250.3K

1120.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$34.61 ₦45.8K

378.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Oyo: October 4, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $442 in Oyo. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 379% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $51.0 in Oyo. Groceries flip the comparison at $290 vs $142, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oyo: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 114% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 379% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,127 in Ubud, Bali versus $442 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,348 per month in Ubud, Bali versus $629 in Oyo – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

At $629 in Oyo versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Oyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Oyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.