🙂Monthly costs for one person with rent: $703 in Oyo versus $1,287 in Playa del Carmen.
🙂Estimated couple costs with rent: $1,281 in Oyo versus $2,184 in Playa del Carmen.
🙂Monthly costs for a family of three with rent: $1,859 in Oyo versus $3,082 in Playa del Carmen.
🙂Living in Oyo costs roughly 45% less than in Playa del Carmen, driven mainly by Eating Out.
📊Both cities sit below the global median: Oyo47% lower, Playa del Carmen4% lower.
Currency
🍽 Eating Out
Oyo
Playa del Carmen
Difference
Meal at Budget Restaurant
$2.65₦3,651
$11.94MX$209
-77.81%
Three-Course Dinner for Two, Mid-Range
$50.3₦69.3K
$42.75MX$748
17.71%
Fast Food Meal(McDonalds, etc)
$5.18₦7,126
$10.59MX$185
-51.09%
Cappuccino
$2.13₦2,935
$3.62MX$63.4
-41.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.34₦468
$1.47MX$25.69
-76.87%
Water(0.33 liter bottle)
$0.22₦303
$0.94MX$16.51
-76.60%
Local Beer(0.5 liter draught)
$0.85₦1,166
$3.09MX$54.1
-72.49%
Imported Beer(0.33 liter bottle)
$1.38₦1,901
$4.46MX$78.0
-69.06%
🛒 Groceries & Markets
Oyo
Playa del Carmen
Difference
Milk(1 liter)
$2.24₦3,080
$1.43MX$24.94
56.64%
White Bread(500g)
$1.24₦1,705
$1.88MX$32.97
-34.04%
Rice(white)(1kg)
$2.34₦3,228
$1.63MX$28.50
43.56%
Eggs
$1.76₦2,418
$2.64MX$46.26
-33.33%
Local Cheese(1kg)
$6.17₦8,496
$8.21MX$144
-24.85%
Chicken Fillets(1kg)
$4.12₦5,674
$8.29MX$145
-50.30%
Beef Round Steak(1kg)
$5.35₦7,370
$11.10MX$194
-51.80%
Apples(1kg)
$3.55₦4,881
$2.65MX$46.40
33.96%
Banana(1kg)
$2.10₦2,898
$1.50MX$26.26
40.00%
Oranges(1kg)
$2.09₦2,880
$1.99MX$34.79
5.03%
Tomato(1kg)
$2.40₦3,301
$2.08MX$36.33
15.38%
Potato(1kg)
$2.28₦3,141
$1.79MX$31.29
27.37%
Onion(1kg)
$1.92₦2,647
$2.18MX$38.09
-11.93%
Lettuce(1 head)
$1.97₦2,713
$1.08MX$18.84
82.41%
Water(1.5 liter bottle)
$0.35₦484
$1.04MX$18.15
-66.35%
Cigarettes 20 Pack(Marlboro, Camel)
$1.25₦1,714
$3.97MX$69.5
-68.51%
Wine(Bottle)
$3.17₦4,359
$10.20MX$179
-68.92%
Local Beer(0.5 liter bottle)
$0.64₦884
$1.73MX$30.22
-63.01%
Imported Beer(0.33 liter bottle)
$0.88₦1,213
$2.50MX$43.71
-64.80%
🚌 Getting Around
Oyo
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.34₦473
$0.52MX$9.07
-34.62%
Public Transport Monthly Pass(Regular Price)
$14.36₦19.8K
$26.97MX$472
-46.76%
Taxi Start(Normal Tariff)
$1.24₦1,709
$3.14MX$55.0
-60.51%
Taxi(Normal Tariff)(1km)
$2.26₦3,111
$2.40MX$42.04
-5.83%
Taxi 1hour Waiting(Normal Tariff)
$4.58₦6,300
$3.09MX$54.0
48.22%
Gasoline(1 liter)
$0.77₦1,067
$1.27MX$22.28
-39.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K₦28.1M
$30.9KMX$540.4K
-33.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K₦28.3M
$23.3KMX$408.0K
-11.89%
🧾 Monthly Utilities & Internet
Oyo
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$41.78₦57.5K
$82.0MX$1,435
-49.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.99₦13.8K
$22.45MX$393
-55.50%
Internet(50+ Mbps, Unlimited Data)
$34.55₦47.6K
$29.66MX$519
16.49%
🎉 Sport & Entertainment
Oyo
Playa del Carmen
Difference
Gym Membership(Monthly)
$14.43₦19.9K
$51.9MX$908
-72.18%
Tennis Court(1 Hour on Weekend)
$4.59₦6,314
$18.67MX$327
-75.42%
Cinema Ticket
$6.24₦8,597
$4.97MX$87.0
25.55%
🧸 Childcare & Education
Oyo
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$82.7₦113.8K
$198MX$3,462
-58.21%
International Primary School, 1 Child(Yearly)
$2,271₦3.1M
$5,273MX$92.3K
-56.94%
👕👟 Clothing & Footwear
Oyo
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$19.56₦26.9K
$36.34MX$636
-46.18%
Summer Dress(H&M, Zara, etc)
$24.26₦33.4K
$40.05MX$701
-39.43%
Sport Shoes(Adidas, Nike)
$48.20₦66.4K
$79.9MX$1,398
-39.66%
Men's Leather Business Shoes
$34.59₦47.6K
$88.9MX$1,555
-61.08%
🏠 Accommodation & Living
Oyo
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$412₦566.9K
$963MX$16.9K
-57.26%
1-bedroom Apartment, Outside City Center(Monthly)
$248₦341.7K
$465MX$8,133
-46.60%
3-bedroom Apartment, City Center(Monthly)
$1,055₦1.5M
$1,596MX$27.9K
-33.91%
3-bedroom Apartment, Outside City Center(Monthly)
$637₦876.9K
$1,209MX$21.2K
-47.32%
Buy Apartment in City Center(m2)
$742₦1.0M
$3,942MX$69.0K
-81.18%
Buy Apartment Outside City Center(m2)
$184₦253.9K
$6,448MX$112.8K
-97.14%
💵 Salaries & Financials
Oyo
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$33.32₦45.9K
$720MX$12.6K
-95.37%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
11.42
-12.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Oyo: April 27, 2026
Last update for Playa del Carmen: April 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $412 in Oyo and $963 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 2062% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $50.0 in Oyo vs $43.00 in Playa del Carmen. Groceries flip the comparison at $191 vs $251, with Oyo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oyo vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Oyo?
Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 83% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Oyo or Playa del Carmen?
On paper, Playa del Carmen earns 2062% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Oyo and Playa del Carmen?
Rent for a central apartment: $412 in Oyo versus $963 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Oyo or Playa del Carmen?
Dining out is cheaper in Oyo – a meal for two runs $50.0 versus $43.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Oyo vs Playa del Carmen?
All in, you'll spend $703 per month in Oyo versus $1,287 in Playa del Carmen – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Oyo or Playa del Carmen?
At $703 in Oyo versus $1,287 in Playa del Carmen, a $1,500 budget is realistic in Oyo but tight or insufficient in Playa del Carmen. The gap between the two cities makes Oyo the clear choice for anyone on this budget.
Is Oyo or Playa del Carmen more family-friendly?
For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Oyo gentler on the wallet – expenses run 83% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.