Cost of Living Comparison Between Playa del Carmen and Oyo Cost of Living Comparison Between Playa del Carmen and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,330 in Playa del Carmen versus $615 in Oyo.

Estimated couple costs with rent: $2,336 in Playa del Carmen versus $1,120 in Oyo.

Monthly costs for a family of three with rent: $3,341 in Playa del Carmen versus $1,625 in Oyo.

Living in Playa del Carmen is roughly 116% more expensive than in Oyo, driven mainly by Eating Out.

Both cities sit below the global median: Playa del Carmen 3% lower, Oyo 55% lower.

Currency
🍽 Eating Out
Playa del Carmen
Oyo
Difference
Meal at Budget Restaurant
$13.02 MX$221
$3.79 ₦5,102
243.54%
Three-Course Dinner for Two, Mid-Range
$46.25 MX$784
$50.7 ₦68.2K
-8.71%
Fast Food Meal (McDonalds, etc)
$12.59 MX$213
$7.35 ₦9,894
71.29%
Cappuccino
$4.00 MX$67.9
$2.73 ₦3,671
46.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.42 MX$24.08
$0.44 ₦591
222.73%
Water (0.33 liter bottle)
$0.81 MX$13.73
$0.12 ₦162
575.00%
Local Beer (0.5 liter draught)
$3.05 MX$51.7
$0.39 ₦519
682.05%
Imported Beer (0.33 liter bottle)
$6.82 MX$116
$0.50 ₦671
1264.00%
🛒 Groceries & Markets
Playa del Carmen
Oyo
Difference
Milk (1 liter)
$1.71 MX$29.04
$3.10 ₦4,169
-44.84%
White Bread (500g)
$2.22 MX$37.62
$0.54 ₦730
311.11%
Rice (white) (1kg)
$1.72 MX$29.13
$0.86 ₦1,157
100.00%
Eggs
$2.71 MX$45.99
$2.15 ₦2,900
26.05%
Local Cheese (1kg)
$9.37 MX$159
$3.42 ₦4,605
173.98%
Chicken Fillets (1kg)
$8.86 MX$150
$3.86 ₦5,198
129.53%
Beef Round Steak (1kg)
$12.78 MX$217
$4.38 ₦5,890
191.78%
Apples (1kg)
$3.13 MX$53.0
$1.70 ₦2,288
84.12%
Banana (1kg)
$1.55 MX$26.24
$1.23 ₦1,651
26.02%
Oranges (1kg)
$2.15 MX$36.51
$1.07 ₦1,441
100.93%
Tomato (1kg)
$2.35 MX$39.89
$1.26 ₦1,700
86.51%
Potato (1kg)
$2.02 MX$34.23
$1.35 ₦1,821
49.63%
Onion (1kg)
$1.99 MX$33.67
$1.33 ₦1,793
49.62%
Lettuce (1 head)
$1.24 MX$21.09
$0.88 ₦1,189
40.91%
Water (1.5 liter bottle)
$1.19 MX$20.21
$0.31 ₦419
283.87%
Cigarettes 20 Pack (Marlboro, Camel)
$4.65 MX$78.8
$0.56 ₦759
730.36%
Wine (Bottle)
$10.47 MX$177
$2.61 ₦3,512
301.15%
Local Beer (0.5 liter bottle)
$1.58 MX$26.82
$0.38 ₦517
315.79%
Imported Beer (0.33 liter bottle)
$2.92 MX$49.48
$0.46 ₦619
534.78%
🚌 Getting Around
Playa del Carmen
Oyo
Difference
One-way Ticket (Public Transport)
$0.56 MX$9.53
$0.38 ₦517
47.37%
Public Transport Monthly Pass (Regular Price)
$29.76 MX$504
$14.49 ₦19.5K
105.38%
Taxi Start (Normal Tariff)
$5.32 MX$90.2
$0.68 ₦911
682.35%
Taxi (Normal Tariff) (1km)
$3.72 MX$63.0
$0.88 ₦1,179
322.73%
Taxi 1hour Waiting (Normal Tariff)
$5.78 MX$97.9
$2.10 ₦2,821
175.24%
Gasoline (1 liter)
$1.55 MX$26.27
$0.83 ₦1,123
86.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.4K MX$379.1K
$11.0K ₦14.8M
103.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K MX$433.3K
$13.7K ₦18.4M
86.58%
🧾 Monthly Utilities & Internet
Playa del Carmen
Oyo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.3 MX$1,513
$14.81 ₦19.9K
502.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.30 MX$395
$16.13 ₦21.7K
44.45%
Internet (50+ Mbps, Unlimited Data)
$31.72 MX$538
$25.03 ₦33.7K
26.73%
🎉 Sport & Entertainment
Playa del Carmen
Oyo
Difference
Gym Membership (Monthly)
$68.8 MX$1,165
$14.97 ₦20.2K
359.32%
Tennis Court (1 Hour on Weekend)
$29.40 MX$498
$4.75 ₦6,400
518.95%
Cinema Ticket
$5.06 MX$85.7
$4.49 ₦6,041
12.69%
🧸 Childcare & Education
Playa del Carmen
Oyo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$222 MX$3,765
$670 ₦901.5K
-66.83%
International Primary School, 1 Child (Yearly)
$4,293 MX$72.7K
$19.8K ₦26.6M
-78.29%
👕👟 Clothing & Footwear
Playa del Carmen
Oyo
Difference
Jeans (Levis 501 Or Similar)
$46.21 MX$783
$5.94 ₦7,997
677.95%
Summer Dress (H&M, Zara, etc)
$44.43 MX$753
$20.33 ₦27.4K
118.54%
Sport Shoes (Adidas, Nike)
$95.5 MX$1,618
$14.57 ₦19.6K
555.18%
Men's Leather Business Shoes
$92.5 MX$1,568
$10.41 ₦14.0K
788.95%
🏠 Accommodation & Living
Playa del Carmen
Oyo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,069 MX$18.1K
$435 ₦585.3K
145.87%
1-bedroom Apartment, Outside City Center (Monthly)
$393 MX$6,663
$252 ₦339.0K
56.12%
3-bedroom Apartment, City Center (Monthly)
$1,988 MX$33.7K
$1,110 ₦1.5M
79.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,304 MX$22.1K
$672 ₦904.1K
94.18%
Buy Apartment in City Center (m2)
$4,037 MX$68.4K
$734 ₦987.5K
450.34%
Buy Apartment Outside City Center (m2)
$6,627 MX$112.3K
$184 ₦248.3K
3492.16%
💵 Salaries & Financials
Playa del Carmen
Oyo
Difference
Average Monthly Net Salary (After Tax)
$747 MX$12.7K
$33.59 ₦45.2K
2123.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.6
10
16.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: August 18, 2026

Last update for Oyo: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,069 in Playa del Carmen and $435 in Oyo. Housing cost is often the main lever when comparing two cities.

Playa del Carmen pays 2123% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Playa del Carmen vs $51.0 in Oyo. Groceries flip the comparison at $277 vs $140, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Oyo: Cost of Living - Frequently Asked Questions
Is Oyo cheaper than Playa del Carmen?
Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 116% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Oyo?
Average pay runs 2123% higher in Playa del Carmen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Playa del Carmen and Oyo?
Rent for a central apartment: $1,069 in Playa del Carmen versus $435 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Playa del Carmen or in Oyo?
Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $46.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Playa del Carmen and in Oyo?
All in, you'll spend $1,330 per month in Playa del Carmen versus $615 in Oyo – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Playa del Carmen or in Oyo?
At $615 in Oyo versus $1,330 in Playa del Carmen, a $1,500 budget is realistic in Oyo but tight or insufficient in Playa del Carmen. The gap between the two cities makes Oyo the clear choice for anyone on this budget.
Is Playa del Carmen or Oyo more family-friendly?
For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Oyo gentler on the wallet – expenses run 116% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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