Cost of Living Comparison Between Oyo and Phuket Cost of Living Comparison Between Oyo and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $703 in Oyo versus $1,232 in Phuket.

Estimated couple costs with rent: $1,281 in Oyo versus $2,255 in Phuket.

Monthly costs for a family of three with rent: $1,859 in Oyo versus $3,279 in Phuket.

Living in Oyo costs roughly 43% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Oyo 47% lower, Phuket 8% lower.

Currency
🍽 Eating Out
Oyo
Phuket
Difference
Meal at Budget Restaurant
$2.65 ₦3,622
$4.63 ฿151
-42.76%
Three-Course Dinner for Two, Mid-Range
$50.3 ₦68.7K
$46.84 ฿1,523
7.43%
Fast Food Meal (McDonalds, etc)
$5.18 ₦7,068
$8.84 ฿287
-41.40%
Cappuccino
$2.13 ₦2,911
$3.00 ฿97.4
-29.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 ₦464
$0.74 ฿24.11
-54.05%
Water (0.33 liter bottle)
$0.22 ₦301
$0.37 ฿11.88
-40.54%
Local Beer (0.5 liter draught)
$0.85 ₦1,156
$2.44 ฿79.3
-65.16%
Imported Beer (0.33 liter bottle)
$1.38 ₦1,885
$3.61 ฿117
-61.77%
🛒 Groceries & Markets
Oyo
Phuket
Difference
Milk (1 liter)
$2.24 ₦3,055
$2.26 ฿73.5
-0.88%
White Bread (500g)
$1.24 ₦1,691
$1.84 ฿59.8
-32.61%
Rice (white) (1kg)
$2.34 ₦3,202
$2.24 ฿73.0
4.46%
Eggs
$1.76 ₦2,399
$2.32 ฿75.3
-24.14%
Local Cheese (1kg)
$6.17 ₦8,427
$19.67 ฿639
-68.63%
Chicken Fillets (1kg)
$4.12 ₦5,628
$3.65 ฿119
12.88%
Beef Round Steak (1kg)
$5.35 ₦7,310
$13.10 ฿426
-59.16%
Apples (1kg)
$3.55 ₦4,842
$3.39 ฿110
4.72%
Banana (1kg)
$2.10 ₦2,875
$1.64 ฿53.4
28.05%
Oranges (1kg)
$2.09 ₦2,856
$2.41 ฿78.5
-13.28%
Tomato (1kg)
$2.40 ₦3,274
$2.03 ฿66.0
18.23%
Potato (1kg)
$2.28 ₦3,115
$1.56 ฿50.6
46.15%
Onion (1kg)
$1.92 ₦2,626
$1.50 ฿48.66
28.00%
Lettuce (1 head)
$1.97 ₦2,691
$1.02 ฿33.30
93.14%
Water (1.5 liter bottle)
$0.35 ₦480
$0.49 ฿15.91
-28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$1.25 ₦1,701
$4.45 ฿145
-71.91%
Wine (Bottle)
$3.17 ₦4,324
$18.88 ฿614
-83.21%
Local Beer (0.5 liter bottle)
$0.64 ₦877
$1.78 ฿57.7
-64.04%
Imported Beer (0.33 liter bottle)
$0.88 ₦1,203
$2.75 ฿89.5
-68.00%
🚌 Getting Around
Oyo
Phuket
Difference
One-way Ticket (Public Transport)
$0.34 ₦469
$1.40 ฿45.54
-75.71%
Public Transport Monthly Pass (Regular Price)
$14.36 ₦19.6K
$11.48 ฿373
25.09%
Taxi Start (Normal Tariff)
$1.24 ₦1,695
$3.12 ฿101
-60.26%
Taxi (Normal Tariff) (1km)
$2.26 ₦3,086
$1.00 ฿32.48
126.00%
Taxi 1hour Waiting (Normal Tariff)
$4.58 ₦6,249
$14.09 ฿458
-67.49%
Gasoline (1 liter)
$0.77 ₦1,058
$1.35 ฿43.93
-42.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K ₦27.9M
$27.2K ฿883.7K
-24.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K ₦28.1M
$32.9K ฿1.1M
-37.60%
🧾 Monthly Utilities & Internet
Oyo
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.78 ₦57.1K
$125 ฿4,063
-66.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.99 ₦13.6K
$13.57 ฿441
-26.38%
Internet (50+ Mbps, Unlimited Data)
$34.55 ₦47.2K
$18.52 ฿602
86.56%
🎉 Sport & Entertainment
Oyo
Phuket
Difference
Gym Membership (Monthly)
$14.43 ₦19.7K
$61.5 ฿1,999
-76.53%
Tennis Court (1 Hour on Weekend)
$4.59 ₦6,263
$16.84 ฿547
-72.74%
Cinema Ticket
$6.24 ₦8,527
$9.19 ฿299
-32.10%
🧸 Childcare & Education
Oyo
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$82.7 ₦112.9K
$698 ฿22.7K
-88.16%
International Primary School, 1 Child (Yearly)
$2,271 ₦3.1M
$15.6K ฿506.9K
-85.44%
👕👟 Clothing & Footwear
Oyo
Phuket
Difference
Jeans (Levis 501 Or Similar)
$19.56 ₦26.7K
$57.8 ฿1,878
-66.14%
Summer Dress (H&M, Zara, etc)
$24.26 ₦33.1K
$35.24 ฿1,146
-31.16%
Sport Shoes (Adidas, Nike)
$48.20 ₦65.8K
$113 ฿3,677
-57.39%
Men's Leather Business Shoes
$34.59 ₦47.2K
$86.4 ฿2,808
-59.96%
🏠 Accommodation & Living
Oyo
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$412 ₦562.3K
$616 ฿20.0K
-33.15%
1-bedroom Apartment, Outside City Center (Monthly)
$248 ₦338.9K
$446 ฿14.5K
-44.36%
3-bedroom Apartment, City Center (Monthly)
$1,055 ₦1.4M
$2,048 ฿66.6K
-48.48%
3-bedroom Apartment, Outside City Center (Monthly)
$637 ₦869.8K
$1,492 ฿48.5K
-57.32%
Buy Apartment in City Center (m2)
$742 ₦1.0M
$3,779 ฿122.8K
-80.36%
Buy Apartment Outside City Center (m2)
$184 ₦251.9K
$2,649 ฿86.1K
-93.04%
💵 Salaries & Financials
Oyo
Phuket
Difference
Average Monthly Net Salary (After Tax)
$33.32 ₦45.5K
$524 ฿17.0K
-93.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
5.33
87.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: April 27, 2026

Last update for Phuket: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $412 in Oyo and $616 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 1472% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Oyo vs $47.00 in Phuket. Groceries flip the comparison at $191 vs $292, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oyo vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Oyo?
Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 75% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Oyo or Phuket?
On paper, Phuket earns 1472% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Oyo and Phuket?
Rent for a central apartment: $412 in Oyo versus $616 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Oyo or Phuket?
Dining out is cheaper in Oyo – a meal for two runs $50.0 versus $47.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Oyo vs Phuket?
All in, you'll spend $703 per month in Oyo versus $1,232 in Phuket – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Oyo or Phuket?
At $703 in Oyo versus $1,232 in Phuket, a $1,500 budget is realistic in Oyo but tight or insufficient in Phuket. The gap between the two cities makes Oyo the clear choice for anyone on this budget.
Is Oyo or Phuket more family-friendly?
For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Oyo or Phuket?
Safety-wise, Oyo and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Oyo gentler on the wallet – expenses run 75% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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