Cost of Living Comparison Between Oyo and Phuket Cost of Living Comparison Between Oyo and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $629 in Oyo versus $1,190 in Phuket.

Estimated couple costs with rent: $1,147 in Oyo versus $2,006 in Phuket.

Monthly costs for a family of three with rent: $1,666 in Oyo versus $2,822 in Phuket.

Living in Oyo costs roughly 47% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Oyo 53% lower, Phuket 11% lower.

Meal at Budget Restaurant

$3.85 ₦5,099

$4.35 ฿146

-11.49%

Three-Course Dinner for Two, Mid-Range

$50.7 ₦67.1K

$32.45 ฿1,090

56.24%

Fast Food Meal (McDonalds, etc)

$7.69 ₦10.2K

$8.42 ฿283

-8.67%

Cappuccino

$2.88 ₦3,809

$2.81 ฿94.2

2.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₦551

$0.87 ฿29.38

-51.72%

Water (0.33 liter bottle)

$0.11 ₦151

$0.46 ฿15.44

-76.09%

Local Beer (0.5 liter draught)

$0.36 ₦481

$2.59 ฿86.8

-86.10%

Imported Beer (0.33 liter bottle)

$0.52 ₦683

$3.64 ฿122

-85.71%

Milk (1 liter)

$3.11 ₦4,113

$1.71 ฿57.3

81.87%

White Bread (500g)

$0.52 ₦683

$1.45 ฿48.56

-64.14%

Rice (white) (1kg)

$0.95 ₦1,257

$1.56 ฿52.4

-39.10%

Eggs

$2.30 ₦3,042

$2.10 ฿70.5

9.52%

Local Cheese (1kg)

$3.55 ₦4,704

$19.53 ฿656

-81.82%

Chicken Fillets (1kg)

$3.97 ₦5,262

$3.40 ฿114

16.76%

Beef Round Steak (1kg)

$4.45 ₦5,892

$11.14 ฿374

-60.05%

Apples (1kg)

$1.65 ₦2,183

$2.83 ฿95.1

-41.70%

Banana (1kg)

$1.26 ₦1,671

$1.62 ฿54.5

-22.22%

Oranges (1kg)

$1.10 ₦1,458

$2.22 ฿74.7

-50.45%

Tomato (1kg)

$1.33 ₦1,756

$2.15 ฿72.1

-38.14%

Potato (1kg)

$1.32 ₦1,751

$1.49 ฿50.1

-11.41%

Onion (1kg)

$1.36 ₦1,800

$1.33 ฿44.53

2.26%

Lettuce (1 head)

$0.83 ₦1,100

$1.07 ฿35.82

-22.43%

Water (1.5 liter bottle)

$0.29 ₦382

$0.51 ฿17.06

-43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$0.59 ₦782

$4.38 ฿147

-86.53%

Wine (Bottle)

$2.71 ₦3,594

$18.77 ฿630

-85.56%

Local Beer (0.5 liter bottle)

$0.36 ₦479

$1.74 ฿58.5

-79.31%

Imported Beer (0.33 liter bottle)

$0.47 ₦621

$2.78 ฿93.2

-83.09%

One-way Ticket (Public Transport)

$0.40 ₦524

$2.17 ฿72.8

-81.57%

Public Transport Monthly Pass (Regular Price)

$15.16 ₦20.1K

$22.28 ฿748

-31.96%

Taxi Start (Normal Tariff)

$0.70 ₦921

$3.02 ฿101

-76.82%

Taxi (Normal Tariff) (1km)

$0.92 ₦1,214

$1.06 ฿35.53

-13.21%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₦2,877

$3.71 ฿125

-41.51%

Gasoline (1 liter)

$0.82 ₦1,083

$1.43 ฿48.03

-42.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₦15.0M

$26.3K ฿884.7K

-56.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.8K ₦18.3M

$26.2K ฿879.9K

-47.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.88 ₦19.7K

$96.7 ฿3,246

-84.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 ₦21.6K

$11.41 ฿383

43.12%

Internet (50+ Mbps, Unlimited Data)

$32.64 ₦43.2K

$17.11 ฿574

90.77%

Gym Membership (Monthly)

$15.00 ₦19.9K

$52.8 ฿1,773

-71.59%

Tennis Court (1 Hour on Weekend)

$4.71 ₦6,233

$11.07 ฿372

-57.45%

Cinema Ticket

$4.86 ₦6,433

$7.65 ฿257

-36.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$676 ₦895.0K

$555 ฿18.6K

21.85%

International Primary School, 1 Child (Yearly)

$20.0K ₦26.5M

$11.3K ฿378.8K

77.46%

Jeans (Levis 501 Or Similar)

$6.18 ₦8,189

$63.4 ฿2,130

-90.26%

Summer Dress (H&M, Zara, etc)

$18.39 ₦24.3K

$28.61 ฿961

-35.72%

Sport Shoes (Adidas, Nike)

$14.96 ₦19.8K

$96.7 ฿3,248

-84.53%

Men's Leather Business Shoes

$10.49 ₦13.9K

$88.6 ฿2,975

-88.16%

1-bedroom Apartment, City Center (Monthly)

$442 ₦585.6K

$735 ฿24.7K

-39.81%

1-bedroom Apartment, Outside City Center (Monthly)

$261 ₦345.9K

$458 ฿15.4K

-42.96%

3-bedroom Apartment, City Center (Monthly)

$1,115 ₦1.5M

$2,102 ฿70.6K

-46.97%

3-bedroom Apartment, Outside City Center (Monthly)

$681 ₦901.4K

$1,187 ฿39.9K

-42.65%

Buy Apartment in City Center (m2)

$754 ₦998.8K

$3,493 ฿117.3K

-78.40%

Buy Apartment Outside City Center (m2)

$189 ₦250.3K

$2,491 ฿83.7K

-92.41%

Average Monthly Net Salary (After Tax)

$34.61 ₦45.8K

$501 ฿16.8K

-93.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

79.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 4, 2026

Last update for Phuket: October 4, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Oyo and $735 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 1347% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Oyo vs $32.00 in Phuket. Groceries flip the comparison at $142 vs $268, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Phuket: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 89% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1347% lower in Phuket. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $442 in Oyo versus $735 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $629 per month in Oyo versus $1,190 in Phuket – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

At $629 in Oyo versus $1,190 in Phuket, a $1,500 budget is realistic in Oyo but tight or insufficient in Phuket. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oyo and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 89% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.