Cost of Living Comparison Between Phuket and Oyo Cost of Living Comparison Between Phuket and Oyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,261 in Phuket versus $615 in Oyo.

Estimated couple costs with rent: $2,078 in Phuket versus $1,120 in Oyo.

Monthly costs for a family of three with rent: $2,896 in Phuket versus $1,625 in Oyo.

Living in Phuket is roughly 105% more expensive than in Oyo, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 8% lower, Oyo 55% lower.

Meal at Budget Restaurant

$4.43 ฿145

$3.79 ₦5,102

16.89%

Three-Course Dinner for Two, Mid-Range

$35.07 ฿1,151

$50.7 ₦68.2K

-30.77%

Fast Food Meal (McDonalds, etc)

$8.96 ฿294

$7.35 ₦9,894

21.90%

Cappuccino

$3.00 ฿98.4

$2.73 ₦3,671

9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.33

$0.44 ₦591

75.00%

Water (0.33 liter bottle)

$0.47 ฿15.44

$0.12 ₦162

291.67%

Local Beer (0.5 liter draught)

$2.40 ฿78.6

$0.39 ₦519

515.38%

Imported Beer (0.33 liter bottle)

$3.75 ฿123

$0.50 ₦671

650.00%

Milk (1 liter)

$1.82 ฿59.8

$3.10 ₦4,169

-41.29%

White Bread (500g)

$1.42 ฿46.65

$0.54 ₦730

162.96%

Rice (white) (1kg)

$1.55 ฿50.8

$0.86 ₦1,157

80.23%

Eggs

$2.13 ฿69.9

$2.15 ₦2,900

-0.93%

Local Cheese (1kg)

$19.76 ฿648

$3.42 ₦4,605

477.78%

Chicken Fillets (1kg)

$3.48 ฿114

$3.86 ₦5,198

-9.84%

Beef Round Steak (1kg)

$11.09 ฿364

$4.38 ₦5,890

153.20%

Apples (1kg)

$2.91 ฿95.5

$1.70 ₦2,288

71.18%

Banana (1kg)

$1.66 ฿54.6

$1.23 ₦1,651

34.96%

Oranges (1kg)

$2.27 ฿74.5

$1.07 ₦1,441

112.15%

Tomato (1kg)

$2.10 ฿68.8

$1.26 ₦1,700

66.67%

Potato (1kg)

$1.47 ฿48.24

$1.35 ₦1,821

8.89%

Onion (1kg)

$1.41 ฿46.29

$1.33 ₦1,793

6.02%

Lettuce (1 head)

$1.09 ฿35.78

$0.88 ₦1,189

23.86%

Water (1.5 liter bottle)

$0.54 ฿17.58

$0.31 ₦419

74.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 ฿147

$0.56 ₦759

700.00%

Wine (Bottle)

$18.72 ฿614

$2.61 ₦3,512

617.24%

Local Beer (0.5 liter bottle)

$1.84 ฿60.4

$0.38 ₦517

384.21%

Imported Beer (0.33 liter bottle)

$2.95 ฿96.7

$0.46 ₦619

541.30%

One-way Ticket (Public Transport)

$2.26 ฿74.1

$0.38 ₦517

494.74%

Public Transport Monthly Pass (Regular Price)

$23.07 ฿757

$14.49 ₦19.5K

59.21%

Taxi Start (Normal Tariff)

$3.04 ฿99.9

$0.68 ₦911

347.06%

Taxi (Normal Tariff) (1km)

$1.09 ฿35.82

$0.88 ₦1,179

23.86%

Taxi 1hour Waiting (Normal Tariff)

$3.82 ฿125

$2.10 ₦2,821

81.90%

Gasoline (1 liter)

$1.49 ฿48.79

$0.83 ₦1,123

79.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K ฿900.3K

$11.0K ₦14.8M

149.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K ฿902.7K

$13.7K ₦18.4M

100.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 ฿3,340

$14.81 ₦19.9K

587.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿370

$16.13 ₦21.7K

-30.07%

Internet (50+ Mbps, Unlimited Data)

$17.75 ฿582

$25.03 ₦33.7K

-29.09%

Gym Membership (Monthly)

$54.2 ฿1,777

$14.97 ₦20.2K

261.86%

Tennis Court (1 Hour on Weekend)

$10.96 ฿360

$4.75 ₦6,400

130.74%

Cinema Ticket

$7.85 ฿258

$4.49 ₦6,041

74.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$577 ฿18.9K

$670 ₦901.5K

-13.82%

International Primary School, 1 Child (Yearly)

$11.6K ฿381.6K

$19.8K ₦26.6M

-41.18%

Jeans (Levis 501 Or Similar)

$65.4 ฿2,144

$5.94 ₦7,997

1000.34%

Summer Dress (H&M, Zara, etc)

$28.89 ฿948

$20.33 ₦27.4K

42.11%

Sport Shoes (Adidas, Nike)

$99.1 ฿3,250

$14.57 ₦19.6K

579.89%

Men's Leather Business Shoes

$90.3 ฿2,961

$10.41 ₦14.0K

766.95%

1-bedroom Apartment, City Center (Monthly)

$756 ฿24.8K

$435 ₦585.3K

73.79%

1-bedroom Apartment, Outside City Center (Monthly)

$487 ฿16.0K

$252 ₦339.0K

93.48%

3-bedroom Apartment, City Center (Monthly)

$2,085 ฿68.4K

$1,110 ₦1.5M

87.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,207 ฿39.6K

$672 ₦904.1K

79.77%

Buy Apartment in City Center (m2)

$3,591 ฿117.8K

$734 ₦987.5K

389.47%

Buy Apartment Outside City Center (m2)

$2,610 ฿85.6K

$184 ₦248.3K

1314.82%

Average Monthly Net Salary (After Tax)

$502 ฿16.5K

$33.59 ₦45.2K

1395.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-44.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: August 18, 2026

Last update for Oyo: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $756 in Phuket and $435 in Oyo. Housing cost is often the main lever when comparing two cities.

Phuket pays 1395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Phuket vs $51.0 in Oyo. Groceries flip the comparison at $272 vs $140, with Oyo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Oyo: Cost of Living - Frequently Asked Questions

Oyo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 105% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1395% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $756 in Phuket versus $435 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Oyo – a meal for two runs $51.0 versus $35.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,261 per month in Phuket versus $615 in Oyo – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

At $615 in Oyo versus $1,261 in Phuket, a $1,500 budget is realistic in Oyo but tight or insufficient in Phuket. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

For families, Oyo is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Oyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Oyo gentler on the wallet – expenses run 105% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.