Last update: Nov 2026

Cost of Living Comparison Between Oyo and London

For one person, living is cheaper in Oyo: $623 a month against $4,048 in London, rent and utilities included – about $41,100 less a year. Rent and utilities account for most of the difference.

Oyo, Nigeria
London, United Kingdom
Oyo
🇳🇬 Nigeria
$623
/mo nomad
London
🇬🇧 United Kingdom
$4,048
/mo nomad
Monthly Cost of Living

How much you'll spend in Oyo and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in London actually costs, broken down by who's living it.

A single person spends $623 per month in Oyo vs $4,048 in London, rent included.

  • Oyo $623
  • London $4,048

A couple spends around $1,151 per month in Oyo vs $5,903 in London, rent included.

  • Oyo $1,151
  • London $5,903

A family of three spends $1,679 per month in Oyo vs $7,758 in London, rent included.

  • Oyo $1,679
  • London $7,758

Oyo is about 85% cheaper than London, and outside of rent the biggest gap is in eating out.

Oyo sits 54% below the global median, while London is 199% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Oyo
London
Difference
Meal at Budget Restaurant
$3.84 ₦5,164
$26.36 £19.59
-85.43%
Three-Course Dinner for Two, Mid-Range
$49.17 ₦66.1K
$109 £80.7
-54.71%
Fast Food Meal (McDonalds, etc)
$7.42 ₦9,978
$10.71 £7.96
-30.72%
Cappuccino
$2.78 ₦3,736
$5.59 £4.15
-50.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₦581
$3.00 £2.23
-85.67%
Water (0.33 liter bottle)
$0.10 ₦137
$2.22 £1.65
-95.50%
Local Beer (0.5 liter draught)
$0.38 ₦516
$9.65 £7.17
-96.06%
Imported Beer (0.33 liter bottle)
$0.50 ₦674
$8.26 £6.14
-93.95%
🛒 Groceries & Markets
Oyo
London
Difference
Milk (1 liter)
$3.11 ₦4,186
$1.97 £1.46
57.87%
White Bread (500g)
$0.50 ₦675
$2.09 £1.55
-76.08%
Rice (white) (1kg)
$0.93 ₦1,251
$2.59 £1.93
-64.09%
Eggs
$2.24 ₦3,008
$5.37 £3.99
-58.29%
Local Cheese (1kg)
$3.60 ₦4,847
$13.12 £9.75
-72.56%
Chicken Fillets (1kg)
$3.81 ₦5,125
$11.03 £8.20
-65.46%
Beef Round Steak (1kg)
$4.37 ₦5,882
$17.73 £13.18
-75.35%
Apples (1kg)
$1.67 ₦2,252
$3.17 £2.36
-47.32%
Banana (1kg)
$1.31 ₦1,768
$1.38 £1.03
-5.07%
Oranges (1kg)
$1.13 ₦1,525
$2.82 £2.10
-59.93%
Tomato (1kg)
$1.49 ₦2,005
$3.36 £2.50
-55.65%
Potato (1kg)
$1.54 ₦2,065
$1.70 £1.26
-9.41%
Onion (1kg)
$1.50 ₦2,018
$1.78 £1.32
-15.73%
Lettuce (1 head)
$0.85 ₦1,139
$1.49 £1.11
-42.95%
Water (1.5 liter bottle)
$0.31 ₦423
$1.82 £1.35
-82.97%
Cigarettes 20 Pack (Marlboro, Camel)
$0.55 ₦736
$23.85 £17.73
-97.69%
Wine (Bottle)
$2.45 ₦3,295
$13.44 £9.99
-81.77%
Local Beer (0.5 liter bottle)
$0.38 ₦512
$3.11 £2.31
-87.78%
Imported Beer (0.33 liter bottle)
$0.46 ₦623
$4.49 £3.34
-89.76%
🚌 Getting Around
Oyo
London
Difference
One-way Ticket (Public Transport)
$0.38 ₦512
$4.13 £3.07
-90.80%
Public Transport Monthly Pass (Regular Price)
$14.76 ₦19.8K
$266 £198
-94.45%
Taxi Start (Normal Tariff)
$0.70 ₦944
$5.98 £4.45
-88.29%
Taxi (Normal Tariff) (1km)
$0.96 ₦1,291
$3.39 £2.52
-71.68%
Taxi 1hour Waiting (Normal Tariff)
$2.10 ₦2,822
$56.6 £42.03
-96.29%
Gasoline (1 liter)
$0.85 ₦1,149
$2.21 £1.64
-61.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3K ₦15.2M
$38.3K £28.4K
-70.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3K ₦38.0M
$41.0K £30.5K
-31.07%
🧾 Monthly Utilities & Internet
Oyo
London
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$14.83 ₦19.9K
$372 £277
-96.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.55 ₦19.6K
$18.66 £13.87
-22.03%
Internet (50+ Mbps, Unlimited Data)
$33.28 ₦44.8K
$40.53 £30.13
-17.89%
🎉 Sport & Entertainment
Oyo
London
Difference
Gym Membership (Monthly)
$15.13 ₦20.4K
$56.0 £41.63
-72.99%
Tennis Court (1 Hour on Weekend)
$4.72 ₦6,344
$17.10 £12.71
-72.40%
Cinema Ticket
$6.01 ₦8,088
$17.95 £13.34
-66.52%
🧸 Childcare & Education
Oyo
London
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$661 ₦889.1K
$2,946 £2,189
-77.56%
International Primary School, 1 Child (Yearly)
$19.8K ₦26.6M
$47.6K £35.4K
-58.39%
👕👟 Clothing & Footwear
Oyo
London
Difference
Jeans (Levis 501 Or Similar)
$6.11 ₦8,217
$116 £86.4
-94.74%
Summer Dress (H&M, Zara, etc)
$17.73 ₦23.8K
$56.9 £42.29
-68.84%
Sport Shoes (Adidas, Nike)
$15.21 ₦20.5K
$128 £95.1
-88.11%
Men's Leather Business Shoes
$10.64 ₦14.3K
$154 £114
-93.09%
🏠 Accommodation & Living
Oyo
London
Difference
1-bedroom Apartment, City Center (Monthly)
$438 ₦588.3K
$2,935 £2,182
-85.10%
1-bedroom Apartment, Outside City Center (Monthly)
$255 ₦342.4K
$2,258 £1,678
-88.72%
3-bedroom Apartment, City Center (Monthly)
$1,110 ₦1.5M
$5,250 £3,902
-78.85%
3-bedroom Apartment, Outside City Center (Monthly)
$676 ₦908.5K
$3,859 £2,868
-82.49%
Buy Apartment in City Center (m2)
$750 ₦1.0M
$17.2K £12.8K
-95.63%
Buy Apartment Outside City Center (m2)
$186 ₦250.3K
$8,278 £6,153
-97.75%
💵 Salaries & Financials
Oyo
London
Difference
Average Monthly Net Salary (After Tax)
$33.91 ₦45.6K
$5,621 £4,177
-99.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
4.78
109.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: November 2, 2026

Last update for London: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Oyo
$255
London
$2.3K 787% $2K
Groceries & Markets
Oyo
$143
London
$360 153% $218
Eating Out
Oyo
$91
London
$396 333% $304
Monthly Utilities & Internet
Oyo
$63
London
$432 589% $369
Sport & Entertainment
Oyo
$27
London
$92 238% $65
Clothing & Footwear
Oyo
$22
London
$205 816% $182
Getting Around
Oyo
$22
London
$305 1302% $284

Cost Breakdown

A central one-bedroom costs $438 in Oyo versus $2,935 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 166 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49 in Oyo versus $109 in London. Monthly groceries follow the same trend: $143 vs $360 – making Oyo the more affordable choice for daily food spending.

Good to know
🇳🇬 Oyo
🇬🇧 London
🕒 Local time
07:01 7:01 AM
06:01 6:01 AM
1 h behind Oyo
🌤 Weather
👥 Population
736,100
8,908,083 Capital
💱 Currency
Exchange rates and currency converter

GBP, USD, EUR to NGN – Nigerian Naira Converter

Nigerian Naira exchange rates as of November 6, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,510 NGN (10,000 NGN = 6.62 EUR).

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • Oyo London 4,870 km ≈ 7 h nonstop flight
From you
  • Oyo
  • London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oyo vs London: Cost of Living - Frequently Asked Questions
How do living costs in Oyo and in London compare overall?
Monthly costs with rent: $623 in Oyo, $4,048 in London – Oyo comes out roughly 85% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Oyo compared to London?
For a comfortable life, plan on about $934 per month in Oyo and $6,072 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Oyo and London?
Rent is clearly cheaper in Oyo, especially for central apartments: a one-bedroom in the center costs $438 there versus $2,935 in London.
Which city has cheaper grocery shopping?
Groceries cost about 153% more in London, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $49 in Oyo and $109 in London. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Oyo, where all-in costs run around $623, than in London at $4,048. In Oyo it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
Where should families live: Oyo or London?
Families tend to lean toward Oyo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Oyo and London?
If budget matters most, go with Oyo. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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