Last update: Oct 2026

Cost of Living Comparison Between Oyo and Cape Town

For one person, living is cheaper in Oyo: $626 a month against $1,586 in Cape Town, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Oyo
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Oyo Living Index
77

Cost of Living Index in Cape Town
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Cape Town Living Index

Jump to prices

Oyo

🇳🇬 Nigeria

$626

/mo nomad

Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyo and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in Cape Town actually costs, broken down by who's living it.

A single person spends $626 per month in Oyo vs $1,586 in Cape Town, rent included.

Oyo $626
Cape Town $1,586

A couple spends around $1,161 per month in Oyo vs $2,425 in Cape Town, rent included.

Oyo $1,161
Cape Town $2,425

A family of three spends $1,695 per month in Oyo vs $3,263 in Cape Town, rent included.

Oyo $1,695
Cape Town $3,263

Oyo is about 61% cheaper than Cape Town, and outside of rent the biggest gap is in clothing.

Oyo sits 54% below the global median, while Cape Town is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.72 ₦4,947

$12.14 R 200

-69.36%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦67.5K

$45.34 R 747

11.95%

Fast Food Meal (McDonalds, etc)

$7.48 ₦9,946

$5.88 R 96.9

27.21%

Cappuccino

$2.79 ₦3,711

$2.50 R 41.18

11.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₦536

$1.27 R 20.94

-68.50%

Water (0.33 liter bottle)

$0.12 ₦166

$0.98 R 16.14

-87.76%

Local Beer (0.5 liter draught)

$0.39 ₦520

$2.99 R 49.33

-86.96%

Imported Beer (0.33 liter bottle)

$0.51 ₦677

$3.72 R 61.4

-86.29%

Milk (1 liter)

$3.08 ₦4,090

$1.30 R 21.40

136.92%

White Bread (500g)

$0.52 ₦691

$1.25 R 20.68

-58.40%

Rice (white) (1kg)

$0.89 ₦1,182

$2.23 R 36.76

-60.09%

Eggs

$2.25 ₦2,994

$3.11 R 51.2

-27.65%

Local Cheese (1kg)

$3.61 ₦4,799

$9.06 R 149

-60.15%

Chicken Fillets (1kg)

$3.88 ₦5,167

$6.92 R 114

-43.93%

Beef Round Steak (1kg)

$4.54 ₦6,035

$9.30 R 153

-51.18%

Apples (1kg)

$1.65 ₦2,189

$1.84 R 30.25

-10.33%

Banana (1kg)

$1.28 ₦1,703

$1.96 R 32.29

-34.69%

Oranges (1kg)

$1.14 ₦1,519

$1.67 R 27.45

-31.74%

Tomato (1kg)

$1.29 ₦1,714

$2.17 R 35.70

-40.55%

Potato (1kg)

$1.32 ₦1,754

$1.57 R 25.81

-15.92%

Onion (1kg)

$1.35 ₦1,792

$1.48 R 24.45

-8.78%

Lettuce (1 head)

$0.89 ₦1,181

$1.30 R 21.41

-31.54%

Water (1.5 liter bottle)

$0.31 ₦417

$1.13 R 18.60

-72.57%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦731

$3.60 R 59.3

-84.72%

Wine (Bottle)

$2.52 ₦3,350

$6.15 R 101

-59.02%

Local Beer (0.5 liter bottle)

$0.36 ₦484

$1.38 R 22.66

-73.91%

Imported Beer (0.33 liter bottle)

$0.49 ₦656

$2.14 R 35.20

-77.10%

One-way Ticket (Public Transport)

$0.37 ₦488

$1.50 R 24.65

-75.33%

Public Transport Monthly Pass (Regular Price)

$14.98 ₦19.9K

$60.8 R 1,001

-75.34%

Taxi Start (Normal Tariff)

$0.67 ₦891

$0.59 R 9.71

13.56%

Taxi (Normal Tariff) (1km)

$0.92 ₦1,222

$1.50 R 24.65

-38.67%

Taxi 1hour Waiting (Normal Tariff)

$2.24 ₦2,982

$5.11 R 84.2

-56.16%

Gasoline (1 liter)

$0.82 ₦1,096

$1.55 R 25.50

-47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₦15.1M

$36.2K R 596.5K

-68.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.9K ₦18.4M

$31.2K R 514.8K

-55.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.96 ₦19.9K

$114 R 1,883

-86.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.73 ₦19.6K

$28.91 R 476

-49.05%

Internet (50+ Mbps, Unlimited Data)

$33.32 ₦44.3K

$39.73 R 654

-16.13%

Gym Membership (Monthly)

$14.81 ₦19.7K

$49.01 R 808

-69.78%

Tennis Court (1 Hour on Weekend)

$4.69 ₦6,235

$10.99 R 181

-57.32%

Cinema Ticket

$6.19 ₦8,230

$9.15 R 151

-32.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$658 ₦875.1K

$259 R 4,264

154.18%

International Primary School, 1 Child (Yearly)

$19.9K ₦26.5M

$6,794 R 111.9K

193.33%

Jeans (Levis 501 Or Similar)

$6.07 ₦8,075

$56.2 R 926

-89.20%

Summer Dress (H&M, Zara, etc)

$17.88 ₦23.8K

$32.41 R 534

-44.83%

Sport Shoes (Adidas, Nike)

$14.98 ₦19.9K

$121 R 1,987

-87.58%

Men's Leather Business Shoes

$10.71 ₦14.2K

$108 R 1,781

-90.09%

1-bedroom Apartment, City Center (Monthly)

$432 ₦574.1K

$1,021 R 16.8K

-57.72%

1-bedroom Apartment, Outside City Center (Monthly)

$260 ₦345.9K

$717 R 11.8K

-63.72%

3-bedroom Apartment, City Center (Monthly)

$1,111 ₦1.5M

$1,824 R 30.1K

-39.11%

3-bedroom Apartment, Outside City Center (Monthly)

$689 ₦916.8K

$1,327 R 21.9K

-48.05%

Buy Apartment in City Center (m2)

$751 ₦998.8K

$2,391 R 39.4K

-68.60%

Buy Apartment Outside City Center (m2)

$187 ₦249.1K

$1,542 R 25.4K

-87.85%

Average Monthly Net Salary (After Tax)

$33.32 ₦44.3K

$1,639 R 27.0K

-97.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

-8.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 10, 2026

Last update for Cape Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyo

$260 41.5%

Cape Town

$717 45.2% 176% $457

Groceries & Markets

Oyo

$141 22.5%

Cape Town

$225 14.2% 59.4% $84

Eating Out

Oyo

$91 14.5%

Cape Town

$176 11.1% 94.1% $85

Monthly Utilities & Internet

Oyo

$63 10.1%

Cape Town

$183 11.5% 190% $120

Sport & Entertainment

Oyo

$27 4.3%

Cape Town

$67 4.2% 148% $40

Clothing & Footwear

Oyo

$22 3.6%

Cape Town

$143 9% 539% $120

Getting Around

Oyo

$22 3.5%

Cape Town

$75 4.7% 245% $53

Cost Breakdown

A central one-bedroom costs $432 in Oyo versus $1,021 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4818% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51.0 in Oyo versus $45.00 in Cape Town. Groceries tell a different story – $141 in Oyo vs $225 in Cape Town – so Oyo wins on supermarket bills even if dining out costs more.

Good to know

🇳🇬 Oyo

🇿🇦 Cape Town

🕒 Local time

17:31 5:31 PM

18:31 6:31 PM

1 h ahead of Oyo

🌤 Weather

👥 Population

736,100

3,740,026 Capital

💱 Currency

Nigerian Naira NGN ₦

South African Rand ZAR R

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

South African Rand exchange rates as of October 17, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Oyo Cape Town 4,890 km ≈ 7 h nonstop flight

From you

Oyo
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 153% more than Oyo, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $939 per month in Oyo and $2,379 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oyo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $626 in Oyo and $1,586 in Cape Town. That's a gap of about 153%.

Public transport costs about 306% less in Oyo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Oyo, where all-in costs run around $626, than in Cape Town at $1,586. In Oyo it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Oyo costs $626 versus $1,586 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Oyo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.