Last update: Oct 2026

Cost of Living Comparison Between Cape Town and Oyo

For one person, living is cheaper in Oyo: $626 a month against $1,586 in Cape Town, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Cape Town
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Cape Town Living Index
30

Cost of Living Index in Oyo
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Oyo Living Index

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Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Oyo

🇳🇬 Nigeria

$626

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Oyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Oyo actually costs, broken down by who's living it.

A single person spends $1,586 per month in Cape Town vs $626 in Oyo, rent included.

Cape Town $1,586
Oyo $626

A couple spends around $2,425 per month in Cape Town vs $1,161 in Oyo, rent included.

Cape Town $2,425
Oyo $1,161

A family of three spends $3,263 per month in Cape Town vs $1,695 in Oyo, rent included.

Cape Town $3,263
Oyo $1,695

Cape Town costs about 153% more than Oyo, and outside of rent the biggest gap is in clothing.

Cape Town sits 17% above the global median, while Oyo is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.14 R 200

$3.72 ₦4,947

226.34%

Three-Course Dinner for Two, Mid-Range

$45.34 R 747

$50.8 ₦67.5K

-10.68%

Fast Food Meal (McDonalds, etc)

$5.88 R 96.9

$7.48 ₦9,946

-21.39%

Cappuccino

$2.50 R 41.18

$2.79 ₦3,711

-10.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 20.94

$0.40 ₦536

217.50%

Water (0.33 liter bottle)

$0.98 R 16.14

$0.12 ₦166

716.67%

Local Beer (0.5 liter draught)

$2.99 R 49.33

$0.39 ₦520

666.67%

Imported Beer (0.33 liter bottle)

$3.72 R 61.4

$0.51 ₦677

629.41%

Milk (1 liter)

$1.30 R 21.40

$3.08 ₦4,090

-57.79%

White Bread (500g)

$1.25 R 20.68

$0.52 ₦691

140.38%

Rice (white) (1kg)

$2.23 R 36.76

$0.89 ₦1,182

150.56%

Eggs

$3.11 R 51.2

$2.25 ₦2,994

38.22%

Local Cheese (1kg)

$9.06 R 149

$3.61 ₦4,799

150.97%

Chicken Fillets (1kg)

$6.92 R 114

$3.88 ₦5,167

78.35%

Beef Round Steak (1kg)

$9.30 R 153

$4.54 ₦6,035

104.85%

Apples (1kg)

$1.84 R 30.25

$1.65 ₦2,189

11.52%

Banana (1kg)

$1.96 R 32.29

$1.28 ₦1,703

53.12%

Oranges (1kg)

$1.67 R 27.45

$1.14 ₦1,519

46.49%

Tomato (1kg)

$2.17 R 35.70

$1.29 ₦1,714

68.22%

Potato (1kg)

$1.57 R 25.81

$1.32 ₦1,754

18.94%

Onion (1kg)

$1.48 R 24.45

$1.35 ₦1,792

9.63%

Lettuce (1 head)

$1.30 R 21.41

$0.89 ₦1,181

46.07%

Water (1.5 liter bottle)

$1.13 R 18.60

$0.31 ₦417

264.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 R 59.3

$0.55 ₦731

554.55%

Wine (Bottle)

$6.15 R 101

$2.52 ₦3,350

144.05%

Local Beer (0.5 liter bottle)

$1.38 R 22.66

$0.36 ₦484

283.33%

Imported Beer (0.33 liter bottle)

$2.14 R 35.20

$0.49 ₦656

336.73%

One-way Ticket (Public Transport)

$1.50 R 24.65

$0.37 ₦488

305.41%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

$14.98 ₦19.9K

305.54%

Taxi Start (Normal Tariff)

$0.59 R 9.71

$0.67 ₦891

-11.94%

Taxi (Normal Tariff) (1km)

$1.50 R 24.65

$0.92 ₦1,222

63.04%

Taxi 1hour Waiting (Normal Tariff)

$5.11 R 84.2

$2.24 ₦2,982

128.13%

Gasoline (1 liter)

$1.55 R 25.50

$0.82 ₦1,096

89.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K R 596.5K

$11.4K ₦15.1M

218.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K R 514.8K

$13.9K ₦18.4M

125.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 R 1,883

$14.96 ₦19.9K

664.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.91 R 476

$14.73 ₦19.6K

96.27%

Internet (50+ Mbps, Unlimited Data)

$39.73 R 654

$33.32 ₦44.3K

19.24%

Gym Membership (Monthly)

$49.01 R 808

$14.81 ₦19.7K

230.93%

Tennis Court (1 Hour on Weekend)

$10.99 R 181

$4.69 ₦6,235

134.33%

Cinema Ticket

$9.15 R 151

$6.19 ₦8,230

47.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$259 R 4,264

$658 ₦875.1K

-60.66%

International Primary School, 1 Child (Yearly)

$6,794 R 111.9K

$19.9K ₦26.5M

-65.91%

Jeans (Levis 501 Or Similar)

$56.2 R 926

$6.07 ₦8,075

825.54%

Summer Dress (H&M, Zara, etc)

$32.41 R 534

$17.88 ₦23.8K

81.26%

Sport Shoes (Adidas, Nike)

$121 R 1,987

$14.98 ₦19.9K

705.07%

Men's Leather Business Shoes

$108 R 1,781

$10.71 ₦14.2K

909.15%

1-bedroom Apartment, City Center (Monthly)

$1,021 R 16.8K

$432 ₦574.1K

136.54%

1-bedroom Apartment, Outside City Center (Monthly)

$717 R 11.8K

$260 ₦345.9K

175.67%

3-bedroom Apartment, City Center (Monthly)

$1,824 R 30.1K

$1,111 ₦1.5M

64.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,327 R 21.9K

$689 ₦916.8K

92.48%

Buy Apartment in City Center (m2)

$2,391 R 39.4K

$751 ₦998.8K

218.43%

Buy Apartment Outside City Center (m2)

$1,542 R 25.4K

$187 ₦249.1K

723.19%

Average Monthly Net Salary (After Tax)

$1,639 R 27.0K

$33.32 ₦44.3K

4817.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

9.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: October 10, 2026

Last update for Oyo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$717 45.2%

Oyo

$260 41.5% 63.7% $457

Groceries & Markets

Cape Town

$225 14.2%

Oyo

$141 22.5% 37.3% $84

Monthly Utilities & Internet

Cape Town

$183 11.5%

Oyo

$63 10.1% 65.6% $120

Eating Out

Cape Town

$176 11.1%

Oyo

$91 14.5% 48.5% $85

Clothing & Footwear

Cape Town

$143 9%

Oyo

$22 3.6% 84.4% $120

Getting Around

Cape Town

$75 4.7%

Oyo

$22 3.5% 71% $53

Sport & Entertainment

Cape Town

$67 4.2%

Oyo

$27 4.3% 59.6% $40

Cost Breakdown

A central one-bedroom costs $1,021 in Cape Town versus $432 in Oyo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4818% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Cape Town versus $51.0 in Oyo. Groceries tell a different story – $225 in Cape Town vs $141 in Oyo – so Oyo wins on supermarket bills even if dining out costs more.

Good to know

🇿🇦 Cape Town

🇳🇬 Oyo

🕒 Local time

20:56 8:56 PM

19:56 7:56 PM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

736,100

💱 Currency

South African Rand ZAR R

Nigerian Naira NGN ₦

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 17, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

USD to ZAR in detail →

On the map

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Between locations

Cape Town Oyo 4,890 km ≈ 7 h nonstop flight

From you

Cape Town
Oyo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Oyo: Cost of Living - Frequently Asked Questions

Cape Town costs about 153% more than Oyo, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,379 per month in Cape Town and $939 in Oyo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oyo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,586 in Cape Town and $626 in Oyo. That's a gap of about 153%.

Public transport costs about 306% less in Oyo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Oyo, where all-in costs run around $626, than in Cape Town at $1,586. In Oyo it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Oyo costs $626 versus $1,586 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Oyo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.