Last update: Oct 2026

Cost of Living Comparison Between Oyo and Austin, TX

For one person, living is cheaper in Oyo: $626 a month against $2,663 in Austin, TX, rent and utilities included – about $24,400 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Oyo
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Oyo Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

Jump to prices

Oyo

🇳🇬 Nigeria

$626

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Oyo and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oyo and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $626 in Oyo versus $2,663 in Austin, TX.

Oyo $626
Austin, TX $2,663

Estimated couple costs with rent: $1,161 in Oyo versus $4,133 in Austin, TX.

Oyo $1,161
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,695 in Oyo versus $5,603 in Austin, TX.

Oyo $1,695
Austin, TX $5,603

Living in Oyo costs roughly 76% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Oyo is 54% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.72 ₦4,947

$20.77 $20.77

-82.09%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦67.5K

$84.6 $84.6

-39.99%

Fast Food Meal (McDonalds, etc)

$7.48 ₦9,946

$12.32 $12.32

-39.29%

Cappuccino

$2.79 ₦3,711

$5.63 $5.63

-50.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₦536

$3.72 $3.72

-89.25%

Water (0.33 liter bottle)

$0.12 ₦166

$2.50 $2.50

-95.20%

Local Beer (0.5 liter draught)

$0.39 ₦520

$8.05 $8.05

-95.16%

Imported Beer (0.33 liter bottle)

$0.51 ₦677

$9.01 $9.01

-94.34%

Milk (1 liter)

$3.08 ₦4,090

$1.12 $1.12

175.00%

White Bread (500g)

$0.52 ₦691

$3.75 $3.75

-86.13%

Rice (white) (1kg)

$0.89 ₦1,182

$3.26 $3.26

-72.70%

Eggs

$2.25 ₦2,994

$4.17 $4.17

-46.04%

Local Cheese (1kg)

$3.61 ₦4,799

$12.90 $12.90

-72.02%

Chicken Fillets (1kg)

$3.88 ₦5,167

$14.16 $14.16

-72.60%

Beef Round Steak (1kg)

$4.54 ₦6,035

$16.22 $16.22

-72.01%

Apples (1kg)

$1.65 ₦2,189

$4.33 $4.33

-61.89%

Banana (1kg)

$1.28 ₦1,703

$1.46 $1.46

-12.33%

Oranges (1kg)

$1.14 ₦1,519

$4.51 $4.51

-74.72%

Tomato (1kg)

$1.29 ₦1,714

$4.34 $4.34

-70.28%

Potato (1kg)

$1.32 ₦1,754

$2.58 $2.58

-48.84%

Onion (1kg)

$1.35 ₦1,792

$2.35 $2.35

-42.55%

Lettuce (1 head)

$0.89 ₦1,181

$1.78 $1.78

-50.00%

Water (1.5 liter bottle)

$0.31 ₦417

$2.22 $2.22

-86.04%

Cigarettes 20 Pack (Marlboro, Camel)

$0.55 ₦731

$9.88 $9.88

-94.43%

Wine (Bottle)

$2.52 ₦3,350

$15.08 $15.08

-83.29%

Local Beer (0.5 liter bottle)

$0.36 ₦484

$2.92 $2.92

-87.67%

Imported Beer (0.33 liter bottle)

$0.49 ₦656

$3.46 $3.46

-85.84%

One-way Ticket (Public Transport)

$0.37 ₦488

$1.49 $1.49

-75.17%

Public Transport Monthly Pass (Regular Price)

$14.98 ₦19.9K

$41.72 $41.72

-64.09%

Taxi Start (Normal Tariff)

$0.67 ₦891

$2.73 $2.73

-75.46%

Taxi (Normal Tariff) (1km)

$0.92 ₦1,222

$1.66 $1.66

-44.58%

Taxi 1hour Waiting (Normal Tariff)

$2.24 ₦2,982

$35.30 $35.30

-93.65%

Gasoline (1 liter)

$0.82 ₦1,096

$0.95 $0.95

-13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₦15.1M

$36.0K $36.0K

-68.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.9K ₦18.4M

$27.1K $27.1K

-48.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.96 ₦19.9K

$229 $229

-93.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.73 ₦19.6K

$59.4 $59.4

-75.20%

Internet (50+ Mbps, Unlimited Data)

$33.32 ₦44.3K

$69.9 $69.9

-52.34%

Gym Membership (Monthly)

$14.81 ₦19.7K

$57.2 $57.2

-74.13%

Tennis Court (1 Hour on Weekend)

$4.69 ₦6,235

$16.33 $16.33

-71.28%

Cinema Ticket

$6.19 ₦8,230

$14.28 $14.28

-56.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$658 ₦875.1K

$1,506 $1,506

-56.31%

International Primary School, 1 Child (Yearly)

$19.9K ₦26.5M

$21.5K $21.5K

-7.12%

Jeans (Levis 501 Or Similar)

$6.07 ₦8,075

$52.8 $52.8

-88.51%

Summer Dress (H&M, Zara, etc)

$17.88 ₦23.8K

$43.82 $43.82

-59.20%

Sport Shoes (Adidas, Nike)

$14.98 ₦19.9K

$84.8 $84.8

-82.33%

Men's Leather Business Shoes

$10.71 ₦14.2K

$103 $103

-89.60%

1-bedroom Apartment, City Center (Monthly)

$432 ₦574.1K

$1,907 $1,907

-77.37%

1-bedroom Apartment, Outside City Center (Monthly)

$260 ₦345.9K

$1,274 $1,274

-79.59%

3-bedroom Apartment, City Center (Monthly)

$1,111 ₦1.5M

$3,664 $3,664

-69.69%

3-bedroom Apartment, Outside City Center (Monthly)

$689 ₦916.8K

$2,538 $2,538

-72.84%

Buy Apartment in City Center (m2)

$751 ₦998.8K

$7,614 $7,614

-90.14%

Buy Apartment Outside City Center (m2)

$187 ₦249.1K

$3,157 $3,157

-94.07%

Average Monthly Net Salary (After Tax)

$33.32 ₦44.3K

$5,121 $5,121

-99.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

47.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oyo: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oyo

$260 41.5%

Austin, TX

$1.3K 47.8% 390% $1K

Groceries & Markets

Oyo

$141 22.5%

Austin, TX

$405 15.2% 187% $264

Eating Out

Oyo

$91 14.5%

Austin, TX

$354 13.3% 290% $263

Monthly Utilities & Internet

Oyo

$63 10.1%

Austin, TX

$358 13.5% 469% $295

Sport & Entertainment

Oyo

$27 4.3%

Austin, TX

$86 3.2% 216% $59

Clothing & Footwear

Oyo

$22 3.6%

Austin, TX

$128 4.8% 473% $106

Getting Around

Oyo

$22 3.5%

Austin, TX

$59 2.2% 170% $37

Cost Breakdown

A one-bedroom apartment in the center runs $432 in Oyo and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 15268% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Oyo vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $141 vs $405 per month, with Oyo cheaper across the board.

Good to know

🇳🇬 Oyo

🇺🇸 Austin, TX

🕒 Local time

19:59 7:59 PM

13:59 1:59 PM

6 h behind Oyo

🌤 Weather

👥 Population

736,100

974,447

💱 Currency

Nigerian Naira NGN ₦

United States Dollar USD $

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to NGN in detail →

On the map

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Between locations

Oyo Austin, TX 10,670 km ≈ 14 h nonstop flight

From you

Oyo
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oyo vs Austin, TX: Cost of Living - Frequently Asked Questions

Oyo wins on cost – living expenses run 325% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oyo the obvious pick if budget is a priority.

On paper, salaries run 15268% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $432 in Oyo versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $626 per month in Oyo versus $2,663 in Austin, TX – a 325% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oyo runs roughly 179% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $626 in Oyo versus $2,663 in Austin, TX, a $1,500 budget is realistic in Oyo but tight or insufficient in Austin, TX. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 325% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.