Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Oyo

For one person, living is cheaper in Oyo: $626 a month against $2,663 in Austin, TX, rent and utilities included – about $24,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
30

Cost of Living Index in Oyo
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Oyo Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Oyo

🇳🇬 Nigeria

$626

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Oyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Oyo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $626 in Oyo.

Austin, TX $2,663
Oyo $626

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,161 in Oyo.

Austin, TX $4,133
Oyo $1,161

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,695 in Oyo.

Austin, TX $5,603
Oyo $1,695

Living in Austin, TX is roughly 325% more expensive than in Oyo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Oyo is 54% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.72 ₦4,947

458.33%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$50.8 ₦67.5K

66.65%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$7.48 ₦9,946

64.71%

Cappuccino

$5.63 $5.63

$2.79 ₦3,711

101.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.40 ₦536

830.00%

Water (0.33 liter bottle)

$2.50 $2.50

$0.12 ₦166

1983.33%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.39 ₦520

1964.10%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$0.51 ₦677

1666.67%

Milk (1 liter)

$1.12 $1.12

$3.08 ₦4,090

-63.64%

White Bread (500g)

$3.75 $3.75

$0.52 ₦691

621.15%

Rice (white) (1kg)

$3.26 $3.26

$0.89 ₦1,182

266.29%

Eggs

$4.17 $4.17

$2.25 ₦2,994

85.33%

Local Cheese (1kg)

$12.90 $12.90

$3.61 ₦4,799

257.34%

Chicken Fillets (1kg)

$14.16 $14.16

$3.88 ₦5,167

264.95%

Beef Round Steak (1kg)

$16.22 $16.22

$4.54 ₦6,035

257.27%

Apples (1kg)

$4.33 $4.33

$1.65 ₦2,189

162.42%

Banana (1kg)

$1.46 $1.46

$1.28 ₦1,703

14.06%

Oranges (1kg)

$4.51 $4.51

$1.14 ₦1,519

295.61%

Tomato (1kg)

$4.34 $4.34

$1.29 ₦1,714

236.43%

Potato (1kg)

$2.58 $2.58

$1.32 ₦1,754

95.45%

Onion (1kg)

$2.35 $2.35

$1.35 ₦1,792

74.07%

Lettuce (1 head)

$1.78 $1.78

$0.89 ₦1,181

100.00%

Water (1.5 liter bottle)

$2.22 $2.22

$0.31 ₦417

616.13%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$0.55 ₦731

1696.36%

Wine (Bottle)

$15.08 $15.08

$2.52 ₦3,350

498.41%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.36 ₦484

711.11%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$0.49 ₦656

606.12%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.37 ₦488

302.70%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$14.98 ₦19.9K

178.50%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.67 ₦891

307.46%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.92 ₦1,222

80.43%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.24 ₦2,982

1475.89%

Gasoline (1 liter)

$0.95 $0.95

$0.82 ₦1,096

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$11.4K ₦15.1M

217.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$13.9K ₦18.4M

95.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$14.96 ₦19.9K

1430.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$14.73 ₦19.6K

303.19%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$33.32 ₦44.3K

109.81%

Gym Membership (Monthly)

$57.2 $57.2

$14.81 ₦19.7K

286.50%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.69 ₦6,235

248.19%

Cinema Ticket

$14.28 $14.28

$6.19 ₦8,230

130.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$658 ₦875.1K

128.89%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$19.9K ₦26.5M

7.67%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$6.07 ₦8,075

770.02%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$17.88 ₦23.8K

145.08%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$14.98 ₦19.9K

465.89%

Men's Leather Business Shoes

$103 $103

$10.71 ₦14.2K

861.81%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$432 ₦574.1K

341.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$260 ₦345.9K

389.92%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,111 ₦1.5M

229.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$689 ₦916.8K

268.25%

Buy Apartment in City Center (m2)

$7,614 $7,614

$751 ₦998.8K

913.92%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$187 ₦249.1K

1585.74%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$33.32 ₦44.3K

15268.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-32.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Oyo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Oyo

$260 41.5% 79.6% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Oyo

$141 22.5% 65.1% $264

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Oyo

$63 10.1% 82.4% $295

Eating Out

Austin, TX

$354 13.3%

Oyo

$91 14.5% 74.4% $263

Clothing & Footwear

Austin, TX

$128 4.8%

Oyo

$22 3.6% 82.5% $106

Sport & Entertainment

Austin, TX

$86 3.2%

Oyo

$27 4.3% 68.3% $59

Getting Around

Austin, TX

$59 2.2%

Oyo

$22 3.5% 63% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $432 in Oyo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 15268% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $51.0 in Oyo for a mid-range dinner for two. Groceries echo the gap at $405 vs $141 per month, with Oyo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇳🇬 Oyo

🕒 Local time

13:18 1:18 PM

19:18 7:18 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

736,100

💱 Currency

United States Dollar USD $

Nigerian Naira NGN ₦

📈 Exchange rate

1 USD = 0.889 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, EUR to USD – United States Dollar Converter

🇳🇬 Nigerian Naira (₦)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

NGN to USD in detail →

On the map

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Between locations

Austin, TX Oyo 10,670 km ≈ 14 h nonstop flight

From you

Austin, TX
Oyo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oyo: Cost of Living - Frequently Asked Questions

Oyo wins on cost – living expenses run 325% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oyo the obvious pick if budget is a priority.

Average pay runs 15268% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $432 in Oyo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $626 in Oyo – a 325% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Oyo runs roughly 179% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $626 in Oyo versus $2,663 in Austin, TX, a $1,500 budget is realistic in Oyo but tight or insufficient in Austin, TX. The gap between the two cities makes Oyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Oyo gentler on the wallet – expenses run 325% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.