Last update: Oct 2026

Cost of Living Comparison Between Owensboro, KY and London, Canada

For one person, living is cheaper in Owensboro, KY: $1,977 a month against $2,342 in London, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

Owensboro, KY, United States
London, Canada
Owensboro, KY
🇺🇸 United States
$1,977
/mo nomad
London
🇨🇦 Canada
$2,342
/mo nomad
Monthly Cost of Living

How much you'll spend in Owensboro, KY and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owensboro, KY and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,977 in Owensboro, KY versus $2,342 in London.

  • Owensboro, KY $1,977
  • London $2,342

Estimated couple costs with rent: $2,919 in Owensboro, KY versus $3,356 in London.

  • Owensboro, KY $2,919
  • London $3,356

Monthly costs for a family of three with rent: $3,861 in Owensboro, KY versus $4,370 in London.

  • Owensboro, KY $3,861
  • London $4,370

Living in Owensboro, KY costs roughly 16% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Owensboro, KY 45% above, London 72% above.

Currency
🍽 Eating Out
Owensboro, KY
London
Difference
Meal at Budget Restaurant
$19.39 $19.39
$21.44 CA$30.09
-9.56%
Three-Course Dinner for Two, Mid-Range
$59.8 $59.8
$64.9 CA$91.0
-7.75%
Fast Food Meal (McDonalds, etc)
$9.82 $9.82
$12.45 CA$17.47
-21.12%
Cappuccino
$5.53 $5.53
$3.75 CA$5.26
47.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.88 $1.88
$2.21 CA$3.11
-14.93%
Water (0.33 liter bottle)
$1.35 $1.35
$2.13 CA$2.99
-36.62%
Local Beer (0.5 liter draught)
$3.99 $3.99
$6.26 CA$8.78
-36.26%
Imported Beer (0.33 liter bottle)
$4.96 $4.96
$6.40 CA$8.98
-22.50%
🛒 Groceries & Markets
Owensboro, KY
London
Difference
Milk (1 liter)
$0.79 $0.79
$1.89 CA$2.65
-58.20%
White Bread (500g)
$3.24 $3.24
$2.67 CA$3.75
21.35%
Rice (white) (1kg)
$4.28 $4.28
$4.07 CA$5.71
5.16%
Eggs
$3.02 $3.02
$3.69 CA$5.17
-18.16%
Local Cheese (1kg)
$6.67 $6.67
$10.02 CA$14.06
-33.43%
Chicken Fillets (1kg)
$11.01 $11.01
$11.75 CA$16.49
-6.30%
Beef Round Steak (1kg)
$12.10 $12.10
$14.92 CA$20.94
-18.90%
Apples (1kg)
$4.34 $4.34
$4.38 CA$6.14
-0.91%
Banana (1kg)
$1.24 $1.24
$1.21 CA$1.69
2.48%
Oranges (1kg)
$2.69 $2.69
$3.79 CA$5.32
-29.02%
Tomato (1kg)
$3.56 $3.56
$4.21 CA$5.91
-15.44%
Potato (1kg)
$2.27 $2.27
$3.20 CA$4.49
-29.06%
Onion (1kg)
$2.17 $2.17
$3.07 CA$4.32
-29.32%
Lettuce (1 head)
$2.06 $2.06
$2.52 CA$3.54
-18.25%
Water (1.5 liter bottle)
$1.51 $1.51
$1.54 CA$2.17
-1.95%
Cigarettes 20 Pack (Marlboro, Camel)
$8.73 $8.73
$12.01 CA$16.86
-27.31%
Wine (Bottle)
$7.85 $7.85
$12.68 CA$17.80
-38.09%
Local Beer (0.5 liter bottle)
$1.86 $1.86
$2.55 CA$3.58
-27.06%
Imported Beer (0.33 liter bottle)
$4.94 $4.94
$2.91 CA$4.09
69.76%
🚌 Getting Around
Owensboro, KY
London
Difference
One-way Ticket (Public Transport)
$1.02 $1.02
$2.55 CA$3.58
-60.00%
Public Transport Monthly Pass (Regular Price)
$30.58 $30.58
$80.3 CA$113
-61.91%
Taxi Start (Normal Tariff)
$5.54 $5.54
$2.45 CA$3.44
126.12%
Taxi (Normal Tariff) (1km)
$1.04 $1.04
$1.64 CA$2.30
-36.59%
Taxi 1hour Waiting (Normal Tariff)
$18.13 $18.13
$22.15 CA$31.08
-18.15%
Gasoline (1 liter)
$0.86 $0.86
$1.25 CA$1.75
-31.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$26.8K CA$37.6K
4.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$23.2K CA$32.5K
17.39%
🧾 Monthly Utilities & Internet
Owensboro, KY
London
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 $172
$139 CA$195
23.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.9 $60.9
$39.22 CA$55.1
55.25%
Internet (50+ Mbps, Unlimited Data)
$59.7 $59.7
$56.6 CA$79.4
5.53%
🎉 Sport & Entertainment
Owensboro, KY
London
Difference
Gym Membership (Monthly)
$49.91 $49.91
$35.95 CA$50.5
38.83%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
$28.81 CA$40.43
-64.70%
Cinema Ticket
$13.19 $13.19
$10.83 CA$15.20
21.79%
🧸 Childcare & Education
Owensboro, KY
London
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$419 CA$589
-
International Primary School, 1 Child (Yearly)
-
$20.8K CA$29.2K
-
👕👟 Clothing & Footwear
Owensboro, KY
London
Difference
Jeans (Levis 501 Or Similar)
$74.5 $74.5
$54.2 CA$76.0
37.53%
Summer Dress (H&M, Zara, etc)
$43.29 $43.29
$38.94 CA$54.7
11.17%
Sport Shoes (Adidas, Nike)
$68.0 $68.0
$81.1 CA$114
-16.08%
Men's Leather Business Shoes
$89.3 $89.3
$91.4 CA$128
-2.31%
🏠 Accommodation & Living
Owensboro, KY
London
Difference
1-bedroom Apartment, City Center (Monthly)
$844 $844
$1,323 CA$1,857
-36.21%
1-bedroom Apartment, Outside City Center (Monthly)
$834 $834
$1,149 CA$1,613
-27.41%
3-bedroom Apartment, City Center (Monthly)
$1,441 $1,441
$2,099 CA$2,945
-31.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,364 $1,364
$1,681 CA$2,359
-18.88%
Buy Apartment in City Center (m2)
$1,744 $1,744
$4,124 CA$5,787
-57.70%
Buy Apartment Outside City Center (m2)
$1,738 $1,738
$3,452 CA$4,844
-49.64%
💵 Salaries & Financials
Owensboro, KY
London
Difference
Average Monthly Net Salary (After Tax)
$3,362 $3,362
$3,052 CA$4,284
10.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
4.72
38.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 24, 2026

Last update for London: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Owensboro, KY
$834
London
$1.1K 37.8% $315
Groceries & Markets
Owensboro, KY
$311
London
$364 17% $53
Eating Out
Owensboro, KY
$294
London
$315 7.3% $22
Monthly Utilities & Internet
Owensboro, KY
$293
London
$235 19.8% $58
Clothing & Footwear
Owensboro, KY
$124
London
$119 3.5% $4.3
Sport & Entertainment
Owensboro, KY
$76
London
$58 24.5% $19
Getting Around
Owensboro, KY
$45
London
$101 123% $56

Cost Breakdown

A one-bedroom apartment in the center runs $844 in Owensboro, KY and $1,323 in London. Housing cost is often the main lever when comparing two cities.

Owensboro, KY pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60 in Owensboro, KY vs $65 in London for a mid-range dinner for two. Groceries echo the gap at $311 vs $364 per month, with Owensboro, KY cheaper across the board.

Good to know
🇺🇸 Owensboro, KY
🇨🇦 London
🕒 Local time
07:17 7:17 AM
08:17 8:17 AM
1 h ahead of Owensboro, KY
🌤 Weather
👥 Population
55,525
383,822
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • Owensboro, KY London 760 km ≈ 1 h 30 min nonstop flight
From you
  • Owensboro, KY
  • London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Owensboro, KY vs London: Cost of Living - Frequently Asked Questions
Is Owensboro, KY cheaper than London?
Owensboro, KY is cheaper overall, especially in transport, groceries, and eating out. The 18% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Owensboro, KY or London?
Average pay runs 10% higher in Owensboro, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Owensboro, KY and London?
Rent for a central apartment: $844 in Owensboro, KY versus $1,323 in London. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Owensboro, KY or in London?
Dining out is cheaper in Owensboro, KY – a meal for two runs $60 versus $65 in London. If you eat out regularly, this makes a real dent in your monthly spending.
Which city has cheaper public transport?
A monthly transit pass in Owensboro, KY runs roughly 62% less than in London. Both cities have functional networks, but the price difference matters if you’re watching your budget.
Is it better to live in Owensboro, KY or in London?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Owensboro, KY gentler on the wallet – expenses run 16% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Owensboro, KY vs other spots: cost of living compared

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