Last update: Oct 2026

Cost of Living Comparison Between Owensboro, KY and Seattle, WA

For one person, living is cheaper in Owensboro, KY: $1,977 a month against $3,785 in Seattle, WA, rent and utilities included – about $21,700 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Owensboro, KY
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Owensboro, KY Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Owensboro, KY

🇺🇸 United States

$1,977

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Owensboro, KY and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owensboro, KY and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,977 in Owensboro, KY versus $3,785 in Seattle, WA.

Owensboro, KY $1,977
Seattle, WA $3,785

Estimated couple costs with rent: $2,919 in Owensboro, KY versus $5,688 in Seattle, WA.

Owensboro, KY $2,919
Seattle, WA $5,688

Monthly costs for a family of three with rent: $3,861 in Owensboro, KY versus $7,592 in Seattle, WA.

Owensboro, KY $3,861
Seattle, WA $7,592

Living in Owensboro, KY costs roughly 48% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Owensboro, KY 45% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$19.39 $19.39

$25.30 $25.30

-23.36%

Three-Course Dinner for Two, Mid-Range

$59.8 $59.8

$101 $101

-40.69%

Fast Food Meal (McDonalds, etc)

$9.82 $9.82

$14.76 $14.76

-33.47%

Cappuccino

$5.53 $5.53

$6.50 $6.50

-14.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$3.21 $3.21

-41.43%

Water (0.33 liter bottle)

$1.35 $1.35

$3.14 $3.14

-57.01%

Local Beer (0.5 liter draught)

$3.99 $3.99

$7.97 $7.97

-49.94%

Imported Beer (0.33 liter bottle)

$4.96 $4.96

$8.13 $8.13

-38.99%

Milk (1 liter)

$0.79 $0.79

$1.17 $1.17

-32.48%

White Bread (500g)

$3.24 $3.24

$5.30 $5.30

-38.87%

Rice (white) (1kg)

$4.28 $4.28

$6.40 $6.40

-33.13%

Eggs

$3.02 $3.02

$5.06 $5.06

-40.32%

Local Cheese (1kg)

$6.67 $6.67

$18.71 $18.71

-64.35%

Chicken Fillets (1kg)

$11.01 $11.01

$18.72 $18.72

-41.19%

Beef Round Steak (1kg)

$12.10 $12.10

$22.88 $22.88

-47.12%

Apples (1kg)

$4.34 $4.34

$6.06 $6.06

-28.38%

Banana (1kg)

$1.24 $1.24

$1.95 $1.95

-36.41%

Oranges (1kg)

$2.69 $2.69

$5.51 $5.51

-51.18%

Tomato (1kg)

$3.56 $3.56

$6.52 $6.52

-45.40%

Potato (1kg)

$2.27 $2.27

$3.49 $3.49

-34.96%

Onion (1kg)

$2.17 $2.17

$3.29 $3.29

-34.04%

Lettuce (1 head)

$2.06 $2.06

$2.80 $2.80

-26.43%

Water (1.5 liter bottle)

$1.51 $1.51

$2.58 $2.58

-41.47%

Cigarettes 20 Pack (Marlboro, Camel)

$8.73 $8.73

$12.49 $12.49

-30.10%

Wine (Bottle)

$7.85 $7.85

$14.87 $14.87

-47.21%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$4.19 $4.19

-55.61%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$5.80 $5.80

-14.83%

One-way Ticket (Public Transport)

$1.02 $1.02

$3.05 $3.05

-66.56%

Public Transport Monthly Pass (Regular Price)

$30.58 $30.58

$106 $106

-71.13%

Taxi Start (Normal Tariff)

$5.54 $5.54

$2.58 $2.58

114.73%

Taxi (Normal Tariff) (1km)

$1.04 $1.04

$1.64 $1.64

-36.59%

Taxi 1hour Waiting (Normal Tariff)

$18.13 $18.13

$30.12 $30.12

-39.81%

Gasoline (1 liter)

$0.86 $0.86

$1.41 $1.41

-39.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$36.8K $36.8K

-24.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.6K $26.6K

2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$308 $308

-44.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$69.2 $69.2

-11.97%

Internet (50+ Mbps, Unlimited Data)

$59.7 $59.7

$86.1 $86.1

-30.59%

Gym Membership (Monthly)

$49.91 $49.91

$76.5 $76.5

-34.72%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

$35.50 $35.50

-71.35%

Cinema Ticket

$13.19 $13.19

$18.02 $18.02

-26.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

Jeans (Levis 501 Or Similar)

$74.5 $74.5

$79.2 $79.2

-5.91%

Summer Dress (H&M, Zara, etc)

$43.29 $43.29

$54.3 $54.3

-20.29%

Sport Shoes (Adidas, Nike)

$68.0 $68.0

$127 $127

-46.36%

Men's Leather Business Shoes

$89.3 $89.3

$159 $159

-43.84%

1-bedroom Apartment, City Center (Monthly)

$844 $844

$2,508 $2,508

-66.36%

1-bedroom Apartment, Outside City Center (Monthly)

$834 $834

$1,938 $1,938

-56.96%

3-bedroom Apartment, City Center (Monthly)

$1,441 $1,441

$5,117 $5,117

-71.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,364 $1,364

$3,542 $3,542

-61.51%

Buy Apartment in City Center (m2)

$1,744 $1,744

$7,374 $7,374

-76.34%

Buy Apartment Outside City Center (m2)

$1,738 $1,738

$5,002 $5,002

-65.25%

Average Monthly Net Salary (After Tax)

$3,362 $3,362

$6,470 $6,470

-48.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.89

-4.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 24, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owensboro, KY

$834 42.2%

Seattle, WA

$1.9K 51.2% 132% $1.1K

Groceries & Markets

Owensboro, KY

$311 15.7%

Seattle, WA

$547 14.5% 75.9% $236

Eating Out

Owensboro, KY

$294 14.9%

Seattle, WA

$406 10.7% 38.3% $113

Monthly Utilities & Internet

Owensboro, KY

$293 14.8%

Seattle, WA

$463 12.2% 58.2% $170

Clothing & Footwear

Owensboro, KY

$124 6.3%

Seattle, WA

$189 5% 52.4% $65

Sport & Entertainment

Owensboro, KY

$76 3.9%

Seattle, WA

$112 3% 47.5% $36

Getting Around

Owensboro, KY

$45 2.3%

Seattle, WA

$129 3.4% 184% $84

Cost Breakdown

A one-bedroom apartment in the center runs $844 in Owensboro, KY and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 92% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $60 in Owensboro, KY vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $311 vs $547 per month, with Owensboro, KY cheaper across the board.

Good to know

🇺🇸 Owensboro, KY

🇺🇸 Seattle, WA

🕒 Local time

07:17 7:17 AM

05:17 5:17 AM

2 h behind Owensboro, KY

🌤 Weather

👥 Population

55,525

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Between locations

Owensboro, KY Seattle, WA 3,050 km ≈ 4 h 15 min nonstop flight

From you

Owensboro, KY
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owensboro, KY vs Seattle, WA: Cost of Living - Frequently Asked Questions

Owensboro, KY wins on cost – living expenses run 48% lower than in Seattle, WA. Housing and daily spending are where you’ll feel the difference most, making Owensboro, KY the obvious pick if budget is a priority.

On paper, salaries run 48% lower in Owensboro, KY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $844 in Owensboro, KY versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owensboro, KY – a meal for two runs $60 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Owensboro, KY runs roughly 71% less than in Seattle, WA. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Owensboro, KY gentler on the wallet – expenses run 48% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.