Cost of Living Comparison Between London and Owensboro, KY Cost of Living Comparison Between London and Owensboro, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,389 in London versus $1,916 in Owensboro, KY.

Estimated couple costs with rent: $3,461 in London versus $2,723 in Owensboro, KY.

Monthly costs for a family of three with rent: $4,533 in London versus $3,530 in Owensboro, KY.

Living in London is roughly 25% more expensive than in Owensboro, KY, driven mainly by Getting Around.

Both cities are pricier than the global median: London 79% above, Owensboro, KY 43% above.

Currency
🍽 Eating Out
London
Owensboro, KY
Difference
Meal at Budget Restaurant
$18.12 CA$25.50
$17.89 $17.89
1.29%
Three-Course Dinner for Two, Mid-Range
$73.3 CA$103
$59.8 $59.8
22.58%
Fast Food Meal (McDonalds, etc)
$10.11 CA$14.22
$9.86 $9.86
2.54%
Cappuccino
$3.48 CA$4.89
$5.80 $5.80
-40.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 CA$2.80
$1.92 $1.92
3.65%
Water (0.33 liter bottle)
$1.95 CA$2.74
$1.34 $1.34
45.52%
Local Beer (0.5 liter draught)
$5.70 CA$8.02
$4.07 $4.07
40.05%
Imported Beer (0.33 liter bottle)
$6.52 CA$9.18
$4.89 $4.89
33.33%
🛒 Groceries & Markets
London
Owensboro, KY
Difference
Milk (1 liter)
$1.63 CA$2.30
$1.15 $1.15
41.74%
White Bread (500g)
$2.42 CA$3.41
$3.41 $3.41
-29.03%
Rice (white) (1kg)
$3.30 CA$4.64
$4.32 $4.32
-23.61%
Eggs
$3.25 CA$4.57
$3.77 $3.77
-13.79%
Local Cheese (1kg)
$9.81 CA$13.80
$6.51 $6.51
50.69%
Chicken Fillets (1kg)
$12.06 CA$16.96
$11.23 $11.23
7.39%
Beef Round Steak (1kg)
$9.06 CA$12.75
$8.69 $8.69
4.26%
Apples (1kg)
$4.62 CA$6.50
$4.37 $4.37
5.72%
Banana (1kg)
$1.43 CA$2.01
$1.34 $1.34
6.72%
Oranges (1kg)
$3.60 CA$5.07
$2.56 $2.56
40.63%
Tomato (1kg)
$3.79 CA$5.34
$3.46 $3.46
9.54%
Potato (1kg)
$1.63 CA$2.29
$2.24 $2.24
-27.23%
Onion (1kg)
$2.13 CA$2.99
$2.21 $2.21
-3.62%
Lettuce (1 head)
$2.19 CA$3.09
$1.95 $1.95
12.31%
Water (1.5 liter bottle)
$1.45 CA$2.04
$1.49 $1.49
-2.68%
Cigarettes 20 Pack (Marlboro, Camel)
$12.72 CA$17.91
$9.19 $9.19
38.41%
Wine (Bottle)
$12.42 CA$17.47
$7.89 $7.89
57.41%
Local Beer (0.5 liter bottle)
$2.13 CA$2.99
$2.02 $2.02
5.45%
Imported Beer (0.33 liter bottle)
$2.52 CA$3.55
$4.42 $4.42
-42.99%
🚌 Getting Around
London
Owensboro, KY
Difference
One-way Ticket (Public Transport)
$2.36 CA$3.32
$1.02 $1.02
131.37%
Public Transport Monthly Pass (Regular Price)
$83.1 CA$117
$30.01 $30.01
176.84%
Taxi Start (Normal Tariff)
$4.16 CA$5.85
$5.02 $5.02
-17.13%
Taxi (Normal Tariff) (1km)
$1.77 CA$2.49
$1.52 $1.52
16.45%
Taxi 1hour Waiting (Normal Tariff)
$30.80 CA$43.34
$21.07 $21.07
46.18%
Gasoline (1 liter)
$1.15 CA$1.62
$0.73 $0.73
57.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K CA$34.9K
$32.3K $32.3K
-23.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K CA$29.0K
$26.7K $26.7K
-22.76%
🧾 Monthly Utilities & Internet
London
Owensboro, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 CA$203
$171 $171
-15.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.42 CA$66.7
$59.0 $59.0
-19.59%
Internet (50+ Mbps, Unlimited Data)
$57.7 CA$81.2
$59.1 $59.1
-2.29%
🎉 Sport & Entertainment
London
Owensboro, KY
Difference
Gym Membership (Monthly)
$41.55 CA$58.5
$50.3 $50.3
-17.43%
Tennis Court (1 Hour on Weekend)
$7.50 CA$10.55
$10.03 $10.03
-25.22%
Cinema Ticket
$10.97 CA$15.44
$13.39 $13.39
-18.07%
🧸 Childcare & Education
London
Owensboro, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$551 CA$775
$1,247 $1,247
-55.85%
International Primary School, 1 Child (Yearly)
$14.4K CA$20.2K
$30.8K $30.8K
-53.43%
👕👟 Clothing & Footwear
London
Owensboro, KY
Difference
Jeans (Levis 501 Or Similar)
$53.9 CA$75.9
$60.4 $60.4
-10.68%
Summer Dress (H&M, Zara, etc)
$45.75 CA$64.4
$47.94 $47.94
-4.57%
Sport Shoes (Adidas, Nike)
$86.0 CA$121
$94.1 $94.1
-8.63%
Men's Leather Business Shoes
$81.5 CA$115
$133 $133
-38.57%
🏠 Accommodation & Living
London
Owensboro, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,462 CA$2,057
$730 $730
100.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,306 CA$1,838
$773 $773
68.89%
3-bedroom Apartment, City Center (Monthly)
$2,646 CA$3,723
$1,052 $1,052
151.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,986 CA$2,795
$942 $942
110.91%
Buy Apartment in City Center (m2)
$3,401 CA$4,785
$1,648 $1,648
106.40%
Buy Apartment Outside City Center (m2)
$3,635 CA$5,115
$1,698 $1,698
114.05%
💵 Salaries & Financials
London
Owensboro, KY
Difference
Average Monthly Net Salary (After Tax)
$2,843 CA$4,000
$3,297 $3,297
-13.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.21
6.47
-4.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: July 13, 2026

Last update for Owensboro, KY: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,462 in London and $730 in Owensboro, KY. Housing cost is often the main lever when comparing two cities.

Owensboro, KY pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73.0 in London vs $60.0 in Owensboro, KY for a mid-range dinner for two. Groceries echo the gap at $324 vs $309 per month, with Owensboro, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Owensboro, KY: Cost of Living - Frequently Asked Questions
Is Owensboro, KY cheaper than London?
Owensboro, KY is cheaper overall, especially in Groceries & Markets, Getting Around. The 25% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: London or Owensboro, KY?
On paper, salaries run 16% lower in Owensboro, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between London and Owensboro, KY?
Rent for a central apartment: $1,462 in London versus $730 in Owensboro, KY. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in London and in Owensboro, KY?
All in, you'll spend $2,389 per month in London versus $1,916 in Owensboro, KY – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Owensboro, KY runs roughly 177% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $2,000 a realistic budget for living in London or in Owensboro, KY?
At $1,916 in Owensboro, KY versus $2,389 in London, a $2,000 budget is realistic in Owensboro, KY but tight or insufficient in London. The gap between the two cities makes Owensboro, KY the clear choice for anyone on this budget.
Is London or Owensboro, KY more family-friendly?
For families, Owensboro, KY is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, London or Owensboro, KY?
Safety-wise, London and Owensboro, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Owensboro, KY gentler on the wallet – expenses run 25% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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