Last update: Oct 2026

Cost of Living Comparison Between London, Canada and Owensboro, KY

For one person, living is cheaper in Owensboro, KY: $1,977 a month against $2,342 in London, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in London
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London Living Index
95

Cost of Living Index in Owensboro, KY
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Owensboro, KY Living Index

Jump to prices

London

🇨🇦 Canada

$2,342

/mo nomad

Owensboro, KY

🇺🇸 United States

$1,977

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Owensboro, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Owensboro, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,342 in London versus $1,977 in Owensboro, KY.

London $2,342
Owensboro, KY $1,977

Estimated couple costs with rent: $3,356 in London versus $2,919 in Owensboro, KY.

London $3,356
Owensboro, KY $2,919

Monthly costs for a family of three with rent: $4,370 in London versus $3,861 in Owensboro, KY.

London $4,370
Owensboro, KY $3,861

Living in London is roughly 18% more expensive than in Owensboro, KY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 72% above, Owensboro, KY 45% above.

Meal at Budget Restaurant

$21.44 CA$30.09

$19.39 $19.39

10.57%

Three-Course Dinner for Two, Mid-Range

$64.9 CA$91.0

$59.8 $59.8

8.41%

Fast Food Meal (McDonalds, etc)

$12.45 CA$17.47

$9.82 $9.82

26.78%

Cappuccino

$3.75 CA$5.26

$5.53 $5.53

-32.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 CA$3.11

$1.88 $1.88

17.55%

Water (0.33 liter bottle)

$2.13 CA$2.99

$1.35 $1.35

57.78%

Local Beer (0.5 liter draught)

$6.26 CA$8.78

$3.99 $3.99

56.89%

Imported Beer (0.33 liter bottle)

$6.40 CA$8.98

$4.96 $4.96

29.03%

Milk (1 liter)

$1.89 CA$2.65

$0.79 $0.79

139.24%

White Bread (500g)

$2.67 CA$3.75

$3.24 $3.24

-17.59%

Rice (white) (1kg)

$4.07 CA$5.71

$4.28 $4.28

-4.91%

Eggs

$3.69 CA$5.17

$3.02 $3.02

22.19%

Local Cheese (1kg)

$10.02 CA$14.06

$6.67 $6.67

50.22%

Chicken Fillets (1kg)

$11.75 CA$16.49

$11.01 $11.01

6.72%

Beef Round Steak (1kg)

$14.92 CA$20.94

$12.10 $12.10

23.31%

Apples (1kg)

$4.38 CA$6.14

$4.34 $4.34

0.92%

Banana (1kg)

$1.21 CA$1.69

$1.24 $1.24

-2.42%

Oranges (1kg)

$3.79 CA$5.32

$2.69 $2.69

40.89%

Tomato (1kg)

$4.21 CA$5.91

$3.56 $3.56

18.26%

Potato (1kg)

$3.20 CA$4.49

$2.27 $2.27

40.97%

Onion (1kg)

$3.07 CA$4.32

$2.17 $2.17

41.47%

Lettuce (1 head)

$2.52 CA$3.54

$2.06 $2.06

22.33%

Water (1.5 liter bottle)

$1.54 CA$2.17

$1.51 $1.51

1.99%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 CA$16.86

$8.73 $8.73

37.57%

Wine (Bottle)

$12.68 CA$17.80

$7.85 $7.85

61.53%

Local Beer (0.5 liter bottle)

$2.55 CA$3.58

$1.86 $1.86

37.10%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$4.94 $4.94

-41.09%

One-way Ticket (Public Transport)

$2.55 CA$3.58

$1.02 $1.02

150.00%

Public Transport Monthly Pass (Regular Price)

$80.3 CA$113

$30.58 $30.58

162.52%

Taxi Start (Normal Tariff)

$2.45 CA$3.44

$5.54 $5.54

-55.78%

Taxi (Normal Tariff) (1km)

$1.64 CA$2.30

$1.04 $1.04

57.69%

Taxi 1hour Waiting (Normal Tariff)

$22.15 CA$31.08

$18.13 $18.13

22.17%

Gasoline (1 liter)

$1.25 CA$1.75

$0.86 $0.86

45.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.6K

$27.9K $27.9K

-3.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K CA$32.5K

$27.2K $27.2K

-14.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$195

$172 $172

-19.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.22 CA$55.1

$60.9 $60.9

-35.59%

Internet (50+ Mbps, Unlimited Data)

$56.6 CA$79.4

$59.7 $59.7

-5.24%

Gym Membership (Monthly)

$35.95 CA$50.5

$49.91 $49.91

-27.97%

Tennis Court (1 Hour on Weekend)

$28.81 CA$40.43

$10.17 $10.17

183.28%

Cinema Ticket

$10.83 CA$15.20

$13.19 $13.19

-17.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 CA$589

International Primary School, 1 Child (Yearly)

$20.8K CA$29.2K

Jeans (Levis 501 Or Similar)

$54.2 CA$76.0

$74.5 $74.5

-27.29%

Summer Dress (H&M, Zara, etc)

$38.94 CA$54.7

$43.29 $43.29

-10.05%

Sport Shoes (Adidas, Nike)

$81.1 CA$114

$68.0 $68.0

19.16%

Men's Leather Business Shoes

$91.4 CA$128

$89.3 $89.3

2.36%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,857

$844 $844

56.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,149 CA$1,613

$834 $834

37.77%

3-bedroom Apartment, City Center (Monthly)

$2,099 CA$2,945

$1,441 $1,441

45.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,681 CA$2,359

$1,364 $1,364

23.28%

Buy Apartment in City Center (m2)

$4,124 CA$5,787

$1,744 $1,744

136.40%

Buy Apartment Outside City Center (m2)

$3,452 CA$4,844

$1,738 $1,738

98.57%

Average Monthly Net Salary (After Tax)

$3,052 CA$4,284

$3,362 $3,362

-9.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

6.55

-27.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Owensboro, KY: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$1.1K 49.1%

Owensboro, KY

$834 42.2% 27.4% $315

Groceries & Markets

London

$364 15.5%

Owensboro, KY

$311 15.7% 14.5% $53

Eating Out

London

$315 13.5%

Owensboro, KY

$294 14.9% 6.8% $22

Monthly Utilities & Internet

London

$235 10%

Owensboro, KY

$293 14.8% 24.6% $58

Clothing & Footwear

London

$119 5.1%

Owensboro, KY

$124 6.3% 3.6% $4.3

Getting Around

London

$101 4.3%

Owensboro, KY

$45 2.3% 55.1% $56

Sport & Entertainment

London

$58 2.5%

Owensboro, KY

$76 3.9% 32.4% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in London and $844 in Owensboro, KY. Housing cost is often the main lever when comparing two cities.

Owensboro, KY pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65 in London vs $60 in Owensboro, KY for a mid-range dinner for two. Groceries echo the gap at $364 vs $311 per month, with Owensboro, KY cheaper across the board.

Good to know

🇨🇦 London

🇺🇸 Owensboro, KY

🕒 Local time

12:58 12:58 PM

11:58 11:58 AM

1 h behind London

🌤 Weather

👥 Population

383,822

55,525

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to CAD in detail →

On the map

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Between locations

London Owensboro, KY 760 km ≈ 1 h 30 min nonstop flight

From you

London
Owensboro, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Owensboro, KY: Cost of Living - Frequently Asked Questions

Owensboro, KY is cheaper overall, especially in transport, groceries, and eating out. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 9% lower in London. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,323 in London versus $844 in Owensboro, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owensboro, KY – a meal for two runs $60 versus $65 in London. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Owensboro, KY runs roughly 62% less than in London. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Owensboro, KY gentler on the wallet – expenses run 16% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.