Cost of Living Comparison Between London and Owensboro, KY Cost of Living Comparison Between London and Owensboro, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,343 in London versus $2,032 in Owensboro, KY.

Estimated couple costs with rent: $3,425 in London versus $2,979 in Owensboro, KY.

Monthly costs for a family of three with rent: $4,508 in London versus $3,926 in Owensboro, KY.

Living in London is roughly 15% more expensive than in Owensboro, KY, driven mainly by Getting Around.

Both cities are pricier than the global median: London 70% above, Owensboro, KY 47% above.

Meal at Budget Restaurant

$22.04 CA$30.56

$18.38 $18.38

19.91%

Three-Course Dinner for Two, Mid-Range

$66.8 CA$92.7

$59.9 $59.9

11.65%

Fast Food Meal (McDonalds, etc)

$12.49 CA$17.32

$11.02 $11.02

13.34%

Cappuccino

$3.60 CA$5.00

$5.92 $5.92

-39.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.00

$1.92 $1.92

12.50%

Water (0.33 liter bottle)

$2.18 CA$3.02

$1.37 $1.37

59.12%

Local Beer (0.5 liter draught)

$6.39 CA$8.87

$3.89 $3.89

64.27%

Imported Beer (0.33 liter bottle)

$6.30 CA$8.74

$5.03 $5.03

25.25%

Milk (1 liter)

$1.91 CA$2.65

$1.13 $1.13

69.03%

White Bread (500g)

$2.58 CA$3.57

$3.26 $3.26

-20.86%

Rice (white) (1kg)

$4.06 CA$5.63

$4.14 $4.14

-1.93%

Eggs

$3.88 CA$5.39

$3.01 $3.01

28.90%

Local Cheese (1kg)

$10.07 CA$13.97

$6.51 $6.51

54.69%

Chicken Fillets (1kg)

$11.77 CA$16.32

$10.93 $10.93

7.69%

Beef Round Steak (1kg)

$15.38 CA$21.33

$12.07 $12.07

27.42%

Apples (1kg)

$4.33 CA$6.01

$4.42 $4.42

-2.04%

Banana (1kg)

$1.34 CA$1.85

$1.29 $1.29

3.88%

Oranges (1kg)

$4.01 CA$5.56

$2.65 $2.65

51.32%

Tomato (1kg)

$4.10 CA$5.69

$3.62 $3.62

13.26%

Potato (1kg)

$3.17 CA$4.39

$2.15 $2.15

47.44%

Onion (1kg)

$3.26 CA$4.52

$2.21 $2.21

47.51%

Lettuce (1 head)

$2.66 CA$3.68

$2.06 $2.06

29.13%

Water (1.5 liter bottle)

$1.50 CA$2.08

$1.47 $1.47

2.04%

Cigarettes 20 Pack (Marlboro, Camel)

$12.23 CA$16.96

$9.24 $9.24

32.36%

Wine (Bottle)

$12.44 CA$17.25

$8.10 $8.10

53.58%

Local Beer (0.5 liter bottle)

$2.61 CA$3.62

$2.47 $2.47

5.67%

Imported Beer (0.33 liter bottle)

$2.93 CA$4.07

$4.64 $4.64

-36.85%

One-way Ticket (Public Transport)

$2.41 CA$3.34

$0.98 $0.98

145.92%

Public Transport Monthly Pass (Regular Price)

$80.1 CA$111

$30.33 $30.33

163.96%

Taxi Start (Normal Tariff)

$2.49 CA$3.45

$4.95 $4.95

-49.70%

Taxi (Normal Tariff) (1km)

$1.65 CA$2.29

$1.54 $1.54

7.14%

Taxi 1hour Waiting (Normal Tariff)

$22.46 CA$31.15

$21.28 $21.28

5.55%

Gasoline (1 liter)

$1.17 CA$1.62

$0.81 $0.81

44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$39.7K

$37.8K $37.8K

-24.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K CA$33.5K

$27.0K $27.0K

-10.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$195

$173 $173

-18.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.45 CA$58.9

$60.0 $60.0

-29.21%

Internet (50+ Mbps, Unlimited Data)

$57.4 CA$79.7

$61.0 $61.0

-5.76%

Gym Membership (Monthly)

$39.67 CA$55.0

$49.56 $49.56

-19.96%

Tennis Court (1 Hour on Weekend)

$29.11 CA$40.37

$9.90 $9.90

194.04%

Cinema Ticket

$10.97 CA$15.21

$13.00 $13.00

-15.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$425 CA$589

$1,472 $1,472

-71.14%

International Primary School, 1 Child (Yearly)

$21.0K CA$29.1K

$30.8K $30.8K

-31.82%

Jeans (Levis 501 Or Similar)

$54.7 CA$75.9

$54.2 $54.2

0.94%

Summer Dress (H&M, Zara, etc)

$39.89 CA$55.3

$43.78 $43.78

-8.89%

Sport Shoes (Adidas, Nike)

$84.7 CA$117

$92.1 $92.1

-7.99%

Men's Leather Business Shoes

$93.0 CA$129

$139 $139

-33.28%

1-bedroom Apartment, City Center (Monthly)

$1,319 CA$1,830

$852 $852

54.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 CA$1,638

$833 $833

41.77%

3-bedroom Apartment, City Center (Monthly)

$2,076 CA$2,879

$1,390 $1,390

49.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,710 CA$2,371

$1,390 $1,390

22.97%

Buy Apartment in City Center (m2)

$3,581 CA$4,966

$1,641 $1,641

118.26%

Buy Apartment Outside City Center (m2)

$3,633 CA$5,039

$1,663 $1,663

118.40%

Average Monthly Net Salary (After Tax)

$2,969 CA$4,117

$3,385 $3,385

-12.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.73

6.07

-22.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: September 7, 2026

Last update for Owensboro, KY: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,319 in London and $852 in Owensboro, KY. Housing cost is often the main lever when comparing two cities.

Owensboro, KY pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $67.0 in London vs $60.0 in Owensboro, KY for a mid-range dinner for two. Groceries echo the gap at $367 vs $316 per month, with Owensboro, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Owensboro, KY: Cost of Living - Frequently Asked Questions

Owensboro, KY is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 14% lower in Owensboro, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,319 in London versus $852 in Owensboro, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,343 per month in London versus $2,032 in Owensboro, KY – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Owensboro, KY runs roughly 164% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,032 in Owensboro, KY versus $2,343 in London, a $2,000 budget is realistic in Owensboro, KY but tight or insufficient in London. The gap between the two cities makes Owensboro, KY the clear choice for anyone on this budget.

For families, Owensboro, KY is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Owensboro, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Owensboro, KY gentler on the wallet – expenses run 15% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.