Last update: Oct 2026

Cost of Living Comparison Between Owensboro, KY and Bentonville, AR

For one person, living is cheaper in Owensboro, KY: $1,977 a month against $2,339 in Bentonville, AR, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Bentonville, AR outweigh lower spending on other living expenses.

95

Cost of Living Index in Owensboro, KY
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Owensboro, KY Living Index
113

Cost of Living Index in Bentonville, AR
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Bentonville, AR Living Index

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Owensboro, KY

🇺🇸 United States

$1,977

/mo nomad

Bentonville, AR

🇺🇸 United States

$2,339

/mo nomad

Monthly Cost of Living

How much you'll spend in Owensboro, KY and in Bentonville, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owensboro, KY and in Bentonville, AR actually costs, broken down by who's living it.

A single person spends $1,977 per month in Owensboro, KY vs $2,339 in Bentonville, AR, rent included.

Owensboro, KY $1,977
Bentonville, AR $2,339

A couple spends around $2,919 per month in Owensboro, KY vs $3,372 in Bentonville, AR, rent included.

Owensboro, KY $2,919
Bentonville, AR $3,372

A family of three spends $3,861 per month in Owensboro, KY vs $4,406 in Bentonville, AR, rent included.

Owensboro, KY $3,861
Bentonville, AR $4,406

Owensboro, KY is about 15% cheaper than Bentonville, AR, and outside of rent the biggest gap is in eating out.

Both Owensboro, KY and Bentonville, AR sit above the global median – Owensboro, KY by 45%, Bentonville, AR by 72%.

Meal at Budget Restaurant

$19.39 $19.39

$20.48 $20.48

-5.32%

Three-Course Dinner for Two, Mid-Range

$59.8 $59.8

0.15%

Fast Food Meal (McDonalds, etc)

$9.82 $9.82

$12.48 $12.48

-21.31%

Cappuccino

$5.53 $5.53

$5.43 $5.43

1.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 $1.88

$2.49 $2.49

-24.50%

Water (0.33 liter bottle)

$1.35 $1.35

$1.77 $1.77

-23.73%

Local Beer (0.5 liter draught)

$3.99 $3.99

$6.37 $6.37

-37.36%

Imported Beer (0.33 liter bottle)

$4.96 $4.96

$7.65 $7.65

-35.16%

Milk (1 liter)

$0.79 $0.79

$1.05 $1.05

-24.76%

White Bread (500g)

$3.24 $3.24

$2.88 $2.88

12.50%

Rice (white) (1kg)

$4.28 $4.28

$4.37 $4.37

-2.06%

Eggs

$3.02 $3.02

$3.88 $3.88

-22.16%

Local Cheese (1kg)

$6.67 $6.67

$9.06 $9.06

-26.38%

Chicken Fillets (1kg)

$11.01 $11.01

$9.41 $9.41

17.00%

Beef Round Steak (1kg)

$12.10 $12.10

$13.54 $13.54

-10.64%

Apples (1kg)

$4.34 $4.34

$4.16 $4.16

4.33%

Banana (1kg)

$1.24 $1.24

$1.27 $1.27

-2.36%

Oranges (1kg)

$2.69 $2.69

$3.21 $3.21

-16.20%

Tomato (1kg)

$3.56 $3.56

$2.56 $2.56

39.06%

Potato (1kg)

$2.27 $2.27

$1.75 $1.75

29.71%

Onion (1kg)

$2.17 $2.17

$2.18 $2.18

-0.46%

Lettuce (1 head)

$2.06 $2.06

$1.83 $1.83

12.57%

Water (1.5 liter bottle)

$1.51 $1.51

$2.11 $2.11

-28.44%

Cigarettes 20 Pack (Marlboro, Camel)

$8.73 $8.73

$8.22 $8.22

6.20%

Wine (Bottle)

$7.85 $7.85

$11.97 $11.97

-34.42%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$1.85 $1.85

0.54%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$3.03 $3.03

63.04%

One-way Ticket (Public Transport)

$1.02 $1.02

Public Transport Monthly Pass (Regular Price)

$30.58 $30.58

Taxi Start (Normal Tariff)

$5.54 $5.54

$2.53 $2.53

118.97%

Taxi (Normal Tariff) (1km)

$1.04 $1.04

$1.26 $1.26

-17.46%

Taxi 1hour Waiting (Normal Tariff)

$18.13 $18.13

$60.6 $60.6

-70.09%

Gasoline (1 liter)

$0.86 $0.86

$0.92 $0.92

-6.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$28.8K $28.8K

-3.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$25.7K $25.7K

5.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$191 $191

-10.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$51.1 $51.1

19.16%

Internet (50+ Mbps, Unlimited Data)

$59.7 $59.7

$63.4 $63.4

-5.77%

Gym Membership (Monthly)

$49.91 $49.91

$21.57 $21.57

131.39%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

$5.13 $5.13

98.25%

Cinema Ticket

$13.19 $13.19

$15.17 $15.17

-13.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,150 $1,150

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

Jeans (Levis 501 Or Similar)

$74.5 $74.5

$46.79 $46.79

59.16%

Summer Dress (H&M, Zara, etc)

$43.29 $43.29

$38.98 $38.98

11.06%

Sport Shoes (Adidas, Nike)

$68.0 $68.0

$66.0 $66.0

3.11%

Men's Leather Business Shoes

$89.3 $89.3

$76.8 $76.8

16.21%

1-bedroom Apartment, City Center (Monthly)

$844 $844

$1,632 $1,632

-48.29%

1-bedroom Apartment, Outside City Center (Monthly)

$834 $834

$1,217 $1,217

-31.42%

3-bedroom Apartment, City Center (Monthly)

$1,441 $1,441

$3,224 $3,224

-55.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,364 $1,364

$1,992 $1,992

-31.56%

Buy Apartment in City Center (m2)

$1,744 $1,744

$5,211 $5,211

-66.52%

Buy Apartment Outside City Center (m2)

$1,738 $1,738

$2,259 $2,259

-23.07%

Average Monthly Net Salary (After Tax)

$3,362 $3,362

$5,617 $5,617

-40.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.56

-0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 24, 2026

Last update for Bentonville, AR: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owensboro, KY

$834 42.2%

Bentonville, AR

$1.2K 52% 45.8% $382

Groceries & Markets

Owensboro, KY

$311 15.7%

Bentonville, AR

$323 13.8% 3.8% $12

Eating Out

Owensboro, KY

$294 14.9%

Bentonville, AR

$331 14.1% 12.5% $37

Monthly Utilities & Internet

Owensboro, KY

$293 14.8%

Bentonville, AR

$305 13.1% 4.4% $13

Clothing & Footwear

Owensboro, KY

$124 6.3%

Bentonville, AR

$103 4.4% 16.9% $21

Sport & Entertainment

Owensboro, KY

$76 3.9%

Bentonville, AR

$52 2.2% 31.9% $24

Getting Around

Owensboro, KY

$45 2.3%

Bentonville, AR

$8.8 * 0.4% 80.6% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $844 in Owensboro, KY versus $1,632 in Bentonville, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 67% higher in Bentonville, AR. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Owensboro, KY versus $60 in Bentonville, AR. Monthly groceries follow the same trend: $311 vs $323 – making Owensboro, KY the more affordable choice for daily food spending.

Good to know

🇺🇸 Owensboro, KY

🇺🇸 Bentonville, AR

🕒 Local time

13:07 1:07 PM

Same time as Owensboro, KY

🌤 Weather

👥 Population

55,525

54,164

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Owensboro, KY Bentonville, AR 650 km ≈ 1 h 15 min nonstop flight

From you

Owensboro, KY
Bentonville, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owensboro, KY vs Bentonville, AR: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,977 in Owensboro, KY, $2,339 in Bentonville, AR – roughly 18% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,965 per month in Owensboro, KY and $3,508 in Bentonville, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Owensboro, KY, especially for central apartments: a one-bedroom in the center costs $844 there versus $1,632 in Bentonville, AR.

Monthly expenses with rent come to $1,977 in Owensboro, KY and $2,339 in Bentonville, AR. That’s a gap of about 18%.

Groceries cost about 4% more in Bentonville, AR, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

It depends on your priorities. Bentonville, AR has an edge in some lifestyle areas, with costs from $1,977 in Owensboro, KY to $2,339 in Bentonville, AR. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Owensboro, KY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bentonville, AR makes more sense. Both are solid long-term options with distinct trade-offs.