Cost of Living Comparison Between Bentonville, AR and Owensboro, KY Cost of Living Comparison Between Bentonville, AR and Owensboro, KY

Monthly Cost of Living

A single person spends $2,336 per month in Bentonville, AR vs $2,032 in Owensboro, KY, rent included.

A couple spends around $3,481 per month in Bentonville, AR vs $2,979 in Owensboro, KY, rent included.

A family of three spends $4,626 per month in Bentonville, AR vs $3,926 in Owensboro, KY, rent included.

Bentonville, AR costs about 15% more than Owensboro, KY, driven mainly by Clothing & Footwear.

Both Bentonville, AR and Owensboro, KY sit above the global median – Bentonville, AR by 69%, Owensboro, KY by 47%.

Meal at Budget Restaurant

$20.64 $20.64

$18.38 $18.38

12.30%

Three-Course Dinner for Two, Mid-Range

$58.8 $58.8

$59.9 $59.9

-1.74%

Fast Food Meal (McDonalds, etc)

$12.45 $12.45

$11.02 $11.02

12.98%

Cappuccino

$5.65 $5.65

$5.92 $5.92

-4.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.92 $1.92

32.81%

Water (0.33 liter bottle)

$1.72 $1.72

$1.37 $1.37

25.55%

Local Beer (0.5 liter draught)

$6.65 $6.65

$3.89 $3.89

70.95%

Imported Beer (0.33 liter bottle)

$7.38 $7.38

$5.03 $5.03

46.72%

Milk (1 liter)

$0.99 $0.99

$1.13 $1.13

-12.39%

White Bread (500g)

$2.79 $2.79

$3.26 $3.26

-14.42%

Rice (white) (1kg)

$4.39 $4.39

$4.14 $4.14

6.04%

Eggs

$4.04 $4.04

$3.01 $3.01

34.22%

Local Cheese (1kg)

$9.40 $9.40

$6.51 $6.51

44.39%

Chicken Fillets (1kg)

$9.82 $9.82

$10.93 $10.93

-10.16%

Beef Round Steak (1kg)

$13.82 $13.82

$12.07 $12.07

14.50%

Apples (1kg)

$4.16 $4.16

$4.42 $4.42

-5.88%

Banana (1kg)

$1.33 $1.33

$1.29 $1.29

3.10%

Oranges (1kg)

$3.13 $3.13

$2.65 $2.65

18.11%

Tomato (1kg)

$2.61 $2.61

$3.62 $3.62

-27.90%

Potato (1kg)

$1.77 $1.77

$2.15 $2.15

-17.67%

Onion (1kg)

$2.17 $2.17

$2.21 $2.21

-1.81%

Lettuce (1 head)

$1.86 $1.86

$2.06 $2.06

-9.71%

Water (1.5 liter bottle)

$2.18 $2.18

$1.47 $1.47

48.30%

Cigarettes 20 Pack (Marlboro, Camel)

$7.99 $7.99

$9.24 $9.24

-13.53%

Wine (Bottle)

$11.96 $11.96

$8.10 $8.10

47.65%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.47 $2.47

-27.94%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$4.64 $4.64

-34.27%

One-way Ticket (Public Transport)

$0.98 $0.98

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

Taxi Start (Normal Tariff)

$2.52 $2.52

$4.95 $4.95

-49.09%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.54 $1.54

-17.53%

Taxi 1hour Waiting (Normal Tariff)

$59.0 $59.0

$21.28 $21.28

177.21%

Gasoline (1 liter)

$0.84 $0.84

$0.81 $0.81

3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$37.8K $37.8K

-18.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$27.0K $27.0K

-6.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$173 $173

9.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.2 $52.2

$60.0 $60.0

-13.04%

Internet (50+ Mbps, Unlimited Data)

$63.3 $63.3

$61.0 $61.0

3.81%

Gym Membership (Monthly)

$21.96 $21.96

$49.56 $49.56

-55.69%

Tennis Court (1 Hour on Weekend)

$5.13 $5.13

$9.90 $9.90

-48.18%

Cinema Ticket

$15.18 $15.18

$13.00 $13.00

16.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,139 $1,139

$1,472 $1,472

-22.60%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$30.8K $30.8K

-32.94%

Jeans (Levis 501 Or Similar)

$47.65 $47.65

$54.2 $54.2

-12.10%

Summer Dress (H&M, Zara, etc)

$39.57 $39.57

$43.78 $43.78

-9.62%

Sport Shoes (Adidas, Nike)

$64.0 $64.0

$92.1 $92.1

-30.46%

Men's Leather Business Shoes

$78.5 $78.5

$139 $139

-43.63%

1-bedroom Apartment, City Center (Monthly)

$1,677 $1,677

$852 $852

96.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,235 $1,235

$833 $833

48.28%

3-bedroom Apartment, City Center (Monthly)

$2,974 $2,974

$1,390 $1,390

113.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,122 $2,122

$1,390 $1,390

52.63%

Buy Apartment in City Center (m2)

$3,855 $3,855

$1,641 $1,641

134.98%

Buy Apartment Outside City Center (m2)

$2,337 $2,337

$1,663 $1,663

40.51%

Average Monthly Net Salary (After Tax)

$5,777 $5,777

$3,385 $3,385

70.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

6.07

0.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bentonville, AR: September 7, 2026

Last update for Owensboro, KY: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,677 in Bentonville, AR versus $852 in Owensboro, KY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Bentonville, AR, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Bentonville, AR versus $60.0 in Owensboro, KY. Groceries tell a different story – $327 in Bentonville, AR vs $316 in Owensboro, KY – so Owensboro, KY wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bentonville, AR vs Owensboro, KY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,336 in Bentonville, AR, $2,032 in Owensboro, KY – roughly 15% apart. Bentonville, AR costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $3,505 per month in Bentonville, AR and $3,047 in Owensboro, KY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Owensboro, KY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,336 in Bentonville, AR and $2,032 in Owensboro, KY. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,139 per month in Bentonville, AR and $1,472 in Owensboro, KY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Owensboro, KY, where all-in costs run around $2,032, than in Bentonville, AR at $2,336. In Owensboro, KY it covers expenses comfortably, while in Bentonville, AR it requires careful planning or may not stretch far enough.

Families tend to lean toward Owensboro, KY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Owensboro, KY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bentonville, AR makes more sense. Both are solid long-term options with distinct trade-offs.