Last update: Oct 2026

Cost of Living Comparison Between Ostroda and Warsaw

For one person, living is cheaper in Ostroda: $1,425 a month against $2,032 in Warsaw, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Ostroda
Learn more

Ostroda Living Index
99

Cost of Living Index in Warsaw
Learn more

Warsaw Living Index

Jump to prices

Ostroda

🇵🇱 Poland

$1,425

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Ostroda and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ostroda and in Warsaw actually costs, broken down by who's living it.

A single person spends $1,425 per month in Ostroda vs $2,032 in Warsaw, rent included.

Ostroda $1,425
Warsaw $2,032

A couple spends around $2,005 per month in Ostroda vs $2,918 in Warsaw, rent included.

Ostroda $2,005
Warsaw $2,918

A family of three spends $2,585 per month in Ostroda vs $3,804 in Warsaw, rent included.

Ostroda $2,585
Warsaw $3,804

Ostroda is about 30% cheaper than Warsaw, and outside of rent the biggest gap is in groceries.

Both Ostroda and Warsaw sit above the global median – Ostroda by 6%, Warsaw by 50%.

Meal at Budget Restaurant

$10.35 zł 40.23

$11.51 zł 44.72

-10.08%

Three-Course Dinner for Two, Mid-Range

$35.93 zł 140

$60.6 zł 236

-40.74%

Fast Food Meal (McDonalds, etc)

$7.64 zł 29.70

$10.00 zł 38.87

-23.60%

Cappuccino

$3.10 zł 12.06

$4.17 zł 16.22

-25.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.75

$2.27 zł 8.81

-11.89%

Water (0.33 liter bottle)

$1.56 zł 6.08

$2.21 zł 8.61

-29.41%

Local Beer (0.5 liter draught)

$3.47 zł 13.46

$4.60 zł 17.87

-24.57%

Imported Beer (0.33 liter bottle)

$3.49 zł 13.55

$5.01 zł 19.47

-30.34%

Milk (1 liter)

$0.91 zł 3.54

$1.05 zł 4.07

-13.33%

White Bread (500g)

$1.31 zł 5.08

$1.52 zł 5.90

-13.82%

Rice (white) (1kg)

$1.29 zł 5.00

$1.54 zł 6.00

-16.23%

Eggs

$2.99 zł 11.62

$3.76 zł 14.60

-20.48%

Local Cheese (1kg)

$7.56 zł 29.36

$8.55 zł 33.22

-11.58%

Chicken Fillets (1kg)

$6.31 zł 24.51

$6.29 zł 24.43

0.32%

Beef Round Steak (1kg)

$11.58 zł 44.99

$14.54 zł 56.5

-20.36%

Apples (1kg)

$0.74 zł 2.86

$1.17 zł 4.55

-36.75%

Banana (1kg)

$1.00 zł 3.89

$1.73 zł 6.73

-42.20%

Oranges (1kg)

$1.23 zł 4.79

$1.71 zł 6.66

-28.07%

Tomato (1kg)

$1.24 zł 4.80

$4.04 zł 15.71

-69.31%

Potato (1kg)

$0.79 zł 3.05

$0.91 zł 3.53

-13.19%

Onion (1kg)

$0.74 zł 2.89

$0.86 zł 3.34

-13.95%

Lettuce (1 head)

$1.30 zł 5.06

$1.39 zł 5.39

-6.47%

Water (1.5 liter bottle)

$0.52 zł 2.04

$0.69 zł 2.67

-24.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.74 zł 18.42

$6.19 zł 24.04

-23.42%

Wine (Bottle)

$6.42 zł 24.93

$6.46 zł 25.10

-0.62%

Local Beer (0.5 liter bottle)

$1.01 zł 3.92

$1.10 zł 4.28

-8.18%

Imported Beer (0.33 liter bottle)

$1.49 zł 5.79

$1.63 zł 6.35

-8.59%

One-way Ticket (Public Transport)

$1.16 zł 4.51

$1.11 zł 4.31

4.50%

Public Transport Monthly Pass (Regular Price)

$29.98 zł 116

$28.52 zł 111

5.12%

Taxi Start (Normal Tariff)

$2.33 zł 9.03

$2.47 zł 9.58

-5.67%

Taxi (Normal Tariff) (1km)

$1.03 zł 4.01

$1.31 zł 5.08

-21.37%

Taxi 1hour Waiting (Normal Tariff)

$12.83 zł 49.83

$12.87 zł 50.0

-0.31%

Gasoline (1 liter)

$1.64 zł 6.36

$1.75 zł 6.80

-6.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 117.4K

$30.7K zł 119.4K

-1.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.2K

$30.8K zł 119.5K

-11.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 zł 1,162

$341 zł 1,324

-12.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 zł 40.04

$9.00 zł 34.95

14.56%

Internet (50+ Mbps, Unlimited Data)

$18.41 zł 71.5

$16.19 zł 62.9

13.71%

Gym Membership (Monthly)

$34.18 zł 133

$45.81 zł 178

-25.39%

Tennis Court (1 Hour on Weekend)

$22.16 zł 86.1

$27.81 zł 108

-20.32%

Cinema Ticket

$9.75 zł 37.86

$9.04 zł 35.12

7.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 zł 1,575

$594 zł 2,306

-31.73%

International Primary School, 1 Child (Yearly)

$5,581 zł 21.7K

$14.3K zł 55.6K

-61.02%

Jeans (Levis 501 Or Similar)

$92.7 zł 360

$109 zł 424

-14.98%

Summer Dress (H&M, Zara, etc)

$40.85 zł 159

$40.12 zł 156

1.82%

Sport Shoes (Adidas, Nike)

$102 zł 397

$104 zł 405

-2.05%

Men's Leather Business Shoes

$106 zł 413

$111 zł 431

-4.14%

1-bedroom Apartment, City Center (Monthly)

$670 zł 2,603

$1,181 zł 4,587

-43.27%

1-bedroom Apartment, Outside City Center (Monthly)

$480 zł 1,866

$942 zł 3,659

-48.99%

3-bedroom Apartment, City Center (Monthly)

$1,099 zł 4,268

$2,074 zł 8,056

-47.02%

3-bedroom Apartment, Outside City Center (Monthly)

$714 zł 2,774

$1,533 zł 5,958

-53.45%

Buy Apartment in City Center (m2)

$2,761 zł 10.7K

$5,932 zł 23.0K

-53.47%

Buy Apartment Outside City Center (m2)

$1,897 zł 7,371

$3,836 zł 14.9K

-50.54%

Average Monthly Net Salary (After Tax)

$1,287 zł 4,999

$2,049 zł 7,959

-37.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.68

-1.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ostroda: October 10, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ostroda

$480 33.7%

Warsaw

$942 46.4% 96.1% $461

Monthly Utilities & Internet

Ostroda

$328 23%

Warsaw

$366 18% 11.6% $38

Groceries & Markets

Ostroda

$185 13%

Warsaw

$231 11.4% 24.6% $46

Eating Out

Ostroda

$182 12.7%

Warsaw

$223 11% 22.9% $42

Clothing & Footwear

Ostroda

$154 10.8%

Warsaw

$164 8.1% 6.5% $10

Sport & Entertainment

Ostroda

$54 3.8%

Warsaw

$64 3.1% 19% $10

Getting Around

Ostroda

$42 3%

Warsaw

$42 2.1% 0.4% $0.1

Cost Breakdown

A central one-bedroom costs $670 in Ostroda versus $1,181 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ostroda versus $61.0 in Warsaw. Monthly groceries follow the same trend: $185 vs $231 – making Ostroda the more affordable choice for daily food spending.

Good to know

🇵🇱 Ostroda

🇵🇱 Warsaw

🕒 Local time

00:30 12:30 AM

Same time as Ostroda

🌤 Weather

👥 Population

32,547

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ostroda Warsaw 180 km

From you

Ostroda
Warsaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ostroda vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 43%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,137 per month in Ostroda and $3,048 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ostroda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,425 in Ostroda and $2,032 in Warsaw. That's a gap of about 43%.

Public transport costs about 5% less in Ostroda. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Ostroda, where all-in costs run around $1,425, than in Warsaw at $2,032. In Ostroda it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Ostroda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ostroda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.