Last update: Oct 2026

Cost of Living Comparison Between Warsaw and Ostroda

For one person, living is cheaper in Ostroda: $1,425 a month against $2,032 in Warsaw, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Warsaw
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Warsaw Living Index
70

Cost of Living Index in Ostroda
Learn more

Ostroda Living Index

Jump to prices

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Ostroda

🇵🇱 Poland

$1,425

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Ostroda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Ostroda actually costs, broken down by who's living it.

A single person spends $2,032 per month in Warsaw vs $1,425 in Ostroda, rent included.

Warsaw $2,032
Ostroda $1,425

A couple spends around $2,918 per month in Warsaw vs $2,005 in Ostroda, rent included.

Warsaw $2,918
Ostroda $2,005

A family of three spends $3,804 per month in Warsaw vs $2,585 in Ostroda, rent included.

Warsaw $3,804
Ostroda $2,585

Warsaw costs about 43% more than Ostroda, and outside of rent the biggest gap is in groceries.

Both Warsaw and Ostroda sit above the global median – Warsaw by 50%, Ostroda by 6%.

Meal at Budget Restaurant

$11.51 zł 44.72

$10.35 zł 40.23

11.21%

Three-Course Dinner for Two, Mid-Range

$60.6 zł 236

$35.93 zł 140

68.74%

Fast Food Meal (McDonalds, etc)

$10.00 zł 38.87

$7.64 zł 29.70

30.89%

Cappuccino

$4.17 zł 16.22

$3.10 zł 12.06

34.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.81

$2.00 zł 7.75

13.50%

Water (0.33 liter bottle)

$2.21 zł 8.61

$1.56 zł 6.08

41.67%

Local Beer (0.5 liter draught)

$4.60 zł 17.87

$3.47 zł 13.46

32.56%

Imported Beer (0.33 liter bottle)

$5.01 zł 19.47

$3.49 zł 13.55

43.55%

Milk (1 liter)

$1.05 zł 4.07

$0.91 zł 3.54

15.38%

White Bread (500g)

$1.52 zł 5.90

$1.31 zł 5.08

16.03%

Rice (white) (1kg)

$1.54 zł 6.00

$1.29 zł 5.00

19.38%

Eggs

$3.76 zł 14.60

$2.99 zł 11.62

25.75%

Local Cheese (1kg)

$8.55 zł 33.22

$7.56 zł 29.36

13.10%

Chicken Fillets (1kg)

$6.29 zł 24.43

$6.31 zł 24.51

-0.32%

Beef Round Steak (1kg)

$14.54 zł 56.5

$11.58 zł 44.99

25.56%

Apples (1kg)

$1.17 zł 4.55

$0.74 zł 2.86

58.11%

Banana (1kg)

$1.73 zł 6.73

$1.00 zł 3.89

73.00%

Oranges (1kg)

$1.71 zł 6.66

$1.23 zł 4.79

39.02%

Tomato (1kg)

$4.04 zł 15.71

$1.24 zł 4.80

225.81%

Potato (1kg)

$0.91 zł 3.53

$0.79 zł 3.05

15.19%

Onion (1kg)

$0.86 zł 3.34

$0.74 zł 2.89

16.22%

Lettuce (1 head)

$1.39 zł 5.39

$1.30 zł 5.06

6.92%

Water (1.5 liter bottle)

$0.69 zł 2.67

$0.52 zł 2.04

32.69%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$4.74 zł 18.42

30.59%

Wine (Bottle)

$6.46 zł 25.10

$6.42 zł 24.93

0.62%

Local Beer (0.5 liter bottle)

$1.10 zł 4.28

$1.01 zł 3.92

8.91%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.35

$1.49 zł 5.79

9.40%

One-way Ticket (Public Transport)

$1.11 zł 4.31

$1.16 zł 4.51

-4.31%

Public Transport Monthly Pass (Regular Price)

$28.52 zł 111

$29.98 zł 116

-4.87%

Taxi Start (Normal Tariff)

$2.47 zł 9.58

$2.33 zł 9.03

6.01%

Taxi (Normal Tariff) (1km)

$1.31 zł 5.08

$1.03 zł 4.01

27.18%

Taxi 1hour Waiting (Normal Tariff)

$12.87 zł 50.0

$12.83 zł 49.83

0.31%

Gasoline (1 liter)

$1.75 zł 6.80

$1.64 zł 6.36

6.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.4K

$30.2K zł 117.4K

1.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K zł 119.5K

$27.1K zł 105.2K

13.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,324

$299 zł 1,162

13.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.00 zł 34.95

$10.31 zł 40.04

-12.71%

Internet (50+ Mbps, Unlimited Data)

$16.19 zł 62.9

$18.41 zł 71.5

-12.06%

Gym Membership (Monthly)

$45.81 zł 178

$34.18 zł 133

34.03%

Tennis Court (1 Hour on Weekend)

$27.81 zł 108

$22.16 zł 86.1

25.50%

Cinema Ticket

$9.04 zł 35.12

$9.75 zł 37.86

-7.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$594 zł 2,306

$405 zł 1,575

46.49%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.6K

$5,581 zł 21.7K

156.54%

Jeans (Levis 501 Or Similar)

$109 zł 424

$92.7 zł 360

17.62%

Summer Dress (H&M, Zara, etc)

$40.12 zł 156

$40.85 zł 159

-1.79%

Sport Shoes (Adidas, Nike)

$104 zł 405

$102 zł 397

2.09%

Men's Leather Business Shoes

$111 zł 431

$106 zł 413

4.32%

1-bedroom Apartment, City Center (Monthly)

$1,181 zł 4,587

$670 zł 2,603

76.26%

1-bedroom Apartment, Outside City Center (Monthly)

$942 zł 3,659

$480 zł 1,866

96.06%

3-bedroom Apartment, City Center (Monthly)

$2,074 zł 8,056

$1,099 zł 4,268

88.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 zł 5,958

$714 zł 2,774

114.81%

Buy Apartment in City Center (m2)

$5,932 zł 23.0K

$2,761 zł 10.7K

114.89%

Buy Apartment Outside City Center (m2)

$3,836 zł 14.9K

$1,897 zł 7,371

102.17%

Average Monthly Net Salary (After Tax)

$2,049 zł 7,959

$1,287 zł 4,999

59.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.6

1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 10, 2026

Last update for Ostroda: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$942 46.4%

Ostroda

$480 33.7% 49% $461

Monthly Utilities & Internet

Warsaw

$366 18%

Ostroda

$328 23% 10.4% $38

Groceries & Markets

Warsaw

$231 11.4%

Ostroda

$185 13% 19.7% $46

Eating Out

Warsaw

$223 11%

Ostroda

$182 12.7% 18.6% $42

Clothing & Footwear

Warsaw

$164 8.1%

Ostroda

$154 10.8% 6.1% $10

Sport & Entertainment

Warsaw

$64 3.1%

Ostroda

$54 3.8% 16% $10

Getting Around

Warsaw

$42 2.1%

Ostroda

$42 3% 0.4% $0.1

Cost Breakdown

A central one-bedroom costs $1,181 in Warsaw versus $670 in Ostroda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Warsaw versus $36.00 in Ostroda. Monthly groceries follow the same trend: $231 vs $185 – making Ostroda the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Ostroda

🕒 Local time

01:08 1:08 AM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

32,547

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Warsaw Ostroda 180 km

From you

Warsaw
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Ostroda: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 43%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,048 per month in Warsaw and $2,137 in Ostroda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ostroda, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,032 in Warsaw and $1,425 in Ostroda. That's a gap of about 43%.

Public transport costs about 5% less in Ostroda. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Ostroda, where all-in costs run around $1,425, than in Warsaw at $2,032. In Ostroda it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Ostroda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ostroda. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.