Last update: Oct 2026

Cost of Living Comparison Between Ormoc and Karachi

For one person, living is cheaper in Karachi: $482 a month against $671 in Ormoc, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Ormoc
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Ormoc Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Ormoc

🇵🇭 Philippines

$671

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Ormoc and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $671 in Ormoc versus $482 in Karachi.

Ormoc $671
Karachi $482

Estimated couple costs with rent: $1,044 in Ormoc versus $750 in Karachi.

Ormoc $1,044
Karachi $750

Monthly costs for a family of three with rent: $1,416 in Ormoc versus $1,018 in Karachi.

Ormoc $1,416
Karachi $1,018

Living in Ormoc is roughly 39% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ormoc 50% lower, Karachi 64% lower.

Meal at Budget Restaurant

$4.56 ₱287

$2.13 PKR 588

114.08%

Three-Course Dinner for Two, Mid-Range

$11.63 ₱732

$13.30 PKR 3,680

-12.56%

Fast Food Meal (McDonalds, etc)

$4.82 ₱303

$5.45 PKR 1,508

-11.56%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.15 ₱135

$2.09 PKR 579

2.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₱30.91

$0.40 PKR 111

22.50%

Water (0.33 liter bottle)

$0.33 ₱21.05

$0.26 PKR 71.1

26.92%

Local Beer (0.5 liter draught)

$1.17 ₱73.9

Imported Beer (0.33 liter bottle)

$1.91 ₱120

Milk (1 liter)

$1.63 ₱103

$0.92 PKR 254

77.17%

White Bread (500g)

$1.05 ₱66.2

$0.56 PKR 156

87.50%

Rice (white) (1kg)

$0.95 ₱60.0

$1.25 PKR 345

-24.00%

Eggs

$1.70 ₱107

$1.23 PKR 341

38.21%

Local Cheese (1kg)

$5.69 ₱359

$5.67 PKR 1,570

0.35%

Chicken Fillets (1kg)

$3.20 ₱202

$3.16 PKR 876

1.27%

Beef Round Steak (1kg)

$7.08 ₱446

$6.28 PKR 1,737

12.74%

Apples (1kg)

$2.34 ₱147

$1.26 PKR 348

85.71%

Banana (1kg)

$1.55 ₱97.6

$0.53 PKR 148

192.45%

Oranges (1kg)

$2.32 ₱146

$1.00 PKR 276

132.00%

Tomato (1kg)

$1.13 ₱71.3

$0.56 PKR 154

101.79%

Potato (1kg)

$1.89 ₱119

$0.33 PKR 91.4

472.73%

Onion (1kg)

$2.12 ₱133

$0.34 PKR 95.1

523.53%

Lettuce (1 head)

$0.95 ₱59.6

$0.42 PKR 116

126.19%

Water (1.5 liter bottle)

$0.54 ₱33.87

$0.44 PKR 121

22.73%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 ₱158

$1.84 PKR 509

36.96%

Wine (Bottle)

$8.53 ₱537

Local Beer (0.5 liter bottle)

$0.99 ₱62.4

Imported Beer (0.33 liter bottle)

$1.85 ₱116

One-way Ticket (Public Transport)

$0.27 ₱17.23

$0.28 PKR 77.0

-3.57%

Public Transport Monthly Pass (Regular Price)

$11.96 ₱753

$9.99 PKR 2,764

19.72%

Taxi Start (Normal Tariff)

$0.76 ₱47.78

$0.92 PKR 256

-17.39%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.56

$0.70 PKR 193

-64.29%

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱123

$2.16 PKR 597

-9.26%

Gasoline (1 liter)

$1.23 ₱77.3

$1.38 PKR 382

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K ₱1.5M

$17.9K PKR 5.0M

33.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.3M

$27.1K PKR 7.5M

-24.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.2 ₱4,168

$113 PKR 31.4K

-41.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.15 ₱954

$5.95 PKR 1,648

154.62%

Internet (50+ Mbps, Unlimited Data)

$23.66 ₱1,490

$13.16 PKR 3,642

79.79%

Gym Membership (Monthly)

$34.33 ₱2,161

$21.55 PKR 5,965

59.30%

Tennis Court (1 Hour on Weekend)

$4.76 ₱300

$18.23 PKR 5,044

-73.89%

Cinema Ticket

$6.14 ₱387

$4.21 PKR 1,165

45.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,468

$52.2 PKR 14.4K

157.91%

International Primary School, 1 Child (Yearly)

$9,002 ₱566.8K

$1,940 PKR 537.0K

363.93%

Jeans (Levis 501 Or Similar)

$32.56 ₱2,050

$17.55 PKR 4,858

85.53%

Summer Dress (H&M, Zara, etc)

$19.67 ₱1,239

$23.51 PKR 6,506

-16.33%

Sport Shoes (Adidas, Nike)

$76.8 ₱4,838

$68.9 PKR 19.1K

11.57%

Men's Leather Business Shoes

$55.0 ₱3,463

$40.59 PKR 11.2K

35.53%

1-bedroom Apartment, City Center (Monthly)

$272 ₱17.1K

$118 PKR 32.7K

130.53%

1-bedroom Apartment, Outside City Center (Monthly)

$159 ₱9,991

$73.6 PKR 20.4K

115.58%

3-bedroom Apartment, City Center (Monthly)

$203 ₱12.8K

$357 PKR 98.9K

-43.33%

3-bedroom Apartment, Outside City Center (Monthly)

$342 ₱21.5K

$188 PKR 52.0K

81.95%

Buy Apartment in City Center (m2)

$2,570 ₱161.8K

$1,060 PKR 293.4K

142.41%

Buy Apartment Outside City Center (m2)

$1,076 ₱67.7K

$481 PKR 133.1K

123.82%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.21

-48.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ormoc

$174 25.8%

Karachi

$101 21% 41.7% $72

Accommodation & Living

Ormoc

$159 23.6%

Karachi

$74 15.3% 53.6% $85

Monthly Utilities & Internet

Ormoc

$105 15.6%

Karachi

$133 27.5% 26.2% $28

Eating Out

Ormoc

$90 13.4%

Karachi

$61 12.7% 31.9% $29

Clothing & Footwear

Ormoc

$83 12.3%

Karachi

$68 14.1% 18.2% $15

Sport & Entertainment

Ormoc

$47 6.9%

Karachi

$30 6.2% 35.7% $17

Getting Around

Ormoc

$15 2.2%

Karachi

$16 3.2% 3.1% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $272 in Ormoc and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Ormoc vs $13.00 in Karachi. Groceries flip the comparison at $174 vs $101, with Karachi cheaper for home cooking.

Good to know

🇵🇭 Ormoc

🇵🇰 Karachi

🕒 Local time

00:38 12:38 AM

21:38 9:38 PM

3 h behind Ormoc

🌤 Weather

👥 Population

230,998

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

Ormoc Karachi 6,240 km ≈ 8 h nonstop flight

From you

Ormoc
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Karachi: Cost of Living - Frequently Asked Questions

Ormoc and Karachi differ by about 39% in total monthly costs ($671 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,007 in Ormoc and $723 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $272 in Ormoc versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $671 per month in Ormoc versus $482 in Karachi – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 20% less than in Ormoc. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 39% less than in Ormoc. Beyond cost, consider language, visa policies, and how big the international community is in each city.