Last update: Oct 2026

Cost of Living Comparison Between Opatija and Split

For one person, living is cheaper in Opatija: $1,747 a month against $1,851 in Split, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Opatija
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Opatija Living Index
89

Cost of Living Index in Split
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Split Living Index

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Opatija

🇭🇷 Croatia

$1,747

/mo nomad

Split

🇭🇷 Croatia

$1,851

/mo nomad

Monthly Cost of Living

How much you'll spend in Opatija and in Split

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Opatija and in Split actually costs, broken down by who's living it.

A single person spends $1,747 per month in Opatija vs $1,851 in Split, rent included.

Opatija $1,747
Split $1,851

A couple spends around $2,462 per month in Opatija vs $2,848 in Split, rent included.

Opatija $2,462
Split $2,848

A family of three spends $3,176 per month in Opatija vs $3,844 in Split, rent included.

Opatija $3,176
Split $3,844

Opatija is about 6% cheaper than Split, and outside of rent the biggest gap is in eating out.

Both Opatija and Split sit above the global median – Opatija by 28%, Split by 36%.

Meal at Budget Restaurant

$12.05 €10.83

$17.02 €15.30

-29.20%

Three-Course Dinner for Two, Mid-Range

$65.2 €58.6

$75.1 €67.4

-13.08%

Fast Food Meal (McDonalds, etc)

$8.05 €7.23

$11.40 €10.24

-29.39%

Cappuccino

$2.62 €2.35

$2.70 €2.43

-2.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.75

$4.11 €3.69

-25.55%

Water (0.33 liter bottle)

$1.90 €1.71

$2.81 €2.52

-32.38%

Local Beer (0.5 liter draught)

$3.33 €2.99

$4.67 €4.20

-28.69%

Imported Beer (0.33 liter bottle)

$4.60 €4.13

$5.18 €4.65

-11.20%

Milk (1 liter)

$1.19 €1.07

$1.29 €1.16

-7.75%

White Bread (500g)

$1.58 €1.42

$2.13 €1.92

-25.82%

Rice (white) (1kg)

$2.70 €2.42

$3.73 €3.35

-27.61%

Eggs

$3.69 €3.31

$4.16 €3.74

-11.30%

Local Cheese (1kg)

$14.81 €13.31

$13.71 €12.32

8.02%

Chicken Fillets (1kg)

$10.00 €8.99

$9.50 €8.54

5.26%

Beef Round Steak (1kg)

$14.04 €12.62

$12.88 €11.57

9.01%

Apples (1kg)

$1.66 €1.49

$2.19 €1.97

-24.20%

Banana (1kg)

$1.73 €1.55

$1.83 €1.64

-5.46%

Oranges (1kg)

$1.89 €1.70

$1.91 €1.72

-1.05%

Tomato (1kg)

$2.48 €2.23

$2.88 €2.59

-13.89%

Potato (1kg)

$1.33 €1.19

$1.58 €1.42

-15.82%

Onion (1kg)

$1.26 €1.13

$1.15 €1.04

9.57%

Lettuce (1 head)

$1.19 €1.07

$1.29 €1.16

-7.75%

Water (1.5 liter bottle)

$1.31 €1.18

$1.28 €1.15

2.34%

Cigarettes 20 Pack (Marlboro, Camel)

$5.80 €5.21

$5.71 €5.13

1.58%

Wine (Bottle)

$7.75 €6.96

$9.14 €8.21

-15.21%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.73 €1.56

-6.94%

Imported Beer (0.33 liter bottle)

$2.19 €1.97

$2.20 €1.98

-0.45%

One-way Ticket (Public Transport)

$1.71 €1.54

$1.66 €1.49

3.01%

Public Transport Monthly Pass (Regular Price)

$41.25 €37.06

$38.84 €34.89

6.20%

Taxi Start (Normal Tariff)

$4.44 €3.99

$3.80 €3.42

16.84%

Taxi (Normal Tariff) (1km)

$1.41 €1.26

$2.11 €1.90

-33.18%

Taxi 1hour Waiting (Normal Tariff)

$12.12 €10.89

$29.30 €26.33

-58.63%

Gasoline (1 liter)

$1.92 €1.73

$1.95 €1.75

-1.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.2K

-0.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €22.1K

$24.7K €22.2K

-0.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €172

$212 €191

-9.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.37 €20.10

$20.36 €18.29

9.87%

Internet (50+ Mbps, Unlimited Data)

$38.09 €34.22

$40.88 €36.73

-6.82%

Gym Membership (Monthly)

$57.5 €51.7

$60.0 €53.9

-4.20%

Tennis Court (1 Hour on Weekend)

$17.18 €15.44

$13.12 €11.78

30.95%

Cinema Ticket

$10.23 €9.19

$10.60 €9.53

-3.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 €442

$604 €543

-18.52%

International Primary School, 1 Child (Yearly)

$9,745 €8,756

$11.8K €10.6K

-17.48%

Jeans (Levis 501 Or Similar)

$99.5 €89.4

$93.2 €83.8

6.71%

Summer Dress (H&M, Zara, etc)

$41.35 €37.15

$39.54 €35.53

4.58%

Sport Shoes (Adidas, Nike)

$103 €92.5

$113 €102

-9.21%

Men's Leather Business Shoes

$109 €98.1

$98.0 €88.0

11.40%

1-bedroom Apartment, City Center (Monthly)

$676 €607

$1,016 €913

-33.49%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €645

$722 €648

-0.57%

3-bedroom Apartment, City Center (Monthly)

$973 €874

$1,906 €1,713

-48.95%

3-bedroom Apartment, Outside City Center (Monthly)

$874 €785

$1,322 €1,188

-33.91%

Buy Apartment in City Center (m2)

$4,214 €3,786

$7,099 €6,379

-40.64%

Buy Apartment Outside City Center (m2)

$3,513 €3,157

$5,158 €4,634

-31.89%

Average Monthly Net Salary (After Tax)

$1,212 €1,089

$1,575 €1,415

-23.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.44

-4.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Opatija: October 26, 2026

Last update for Split: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Opatija

$718 41.1%

Split

$722 39% 0.6% $4.1

Groceries & Markets

Opatija

$283 16.2%

Split

$296 16% 4.5% $13

Monthly Utilities & Internet

Opatija

$252 14.4%

Split

$273 14.8% 8.5% $21

Eating Out

Opatija

$198 11.3%

Split

$264 14.3% 33.6% $66

Clothing & Footwear

Opatija

$159 9.1%

Split

$155 8.4% 2.5% $4

Sport & Entertainment

Opatija

$78 4.5%

Split

$81 4.4% 4.2% $3.3

Getting Around

Opatija

$60 3.4%

Split

$60 3.2% 0.5% $0.3

Cost Breakdown

A central one-bedroom costs $676 in Opatija versus $1,016 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Split. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65 in Opatija versus $75 in Split. Monthly groceries follow the same trend: $283 vs $296 – making Opatija the more affordable choice for daily food spending.

Good to know

🇭🇷 Opatija

🇭🇷 Split

🕒 Local time

16:59 4:59 PM

Same time as Opatija

🌤 Weather

👥 Population

10,619

149,830

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Opatija vs Split: Cost of Living - Frequently Asked Questions

Split costs about 6% more than Opatija, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,621 per month in Opatija and $2,777 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Opatija, especially for central apartments: a one-bedroom in the center costs $676 there versus $1,016 in Split.

Monthly expenses with rent come to $1,747 in Opatija and $1,851 in Split. That’s a gap of about 6%.

Public transport costs about 6% less in Split. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Opatija – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Opatija. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.