Cost of Living Comparison Between Opatija and Split Cost of Living Comparison Between Opatija and Split

Monthly Cost of Living

A single person spends $1,701 per month in Opatija vs $1,800 in Split, rent included.

A couple spends around $2,337 per month in Opatija vs $2,790 in Split, rent included.

A family of three spends $2,972 per month in Opatija vs $3,780 in Split, rent included.

Opatija is about 5% cheaper than Split, driven mainly by Eating Out.

Both Opatija and Split sit above the global median – Opatija by 27%, Split by 34%.

Meal at Budget Restaurant

$11.43 €9.83

$17.26 €14.84

-33.78%

Three-Course Dinner for Two, Mid-Range

$69.1 €59.4

$81.3 €69.9

-15.03%

Fast Food Meal (McDonalds, etc)

$9.32 €8.02

$9.23 €7.94

0.98%

Cappuccino

$2.49 €2.14

$2.83 €2.44

-12.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 €2.72

$3.54 €3.05

-10.73%

Water (0.33 liter bottle)

$2.27 €1.95

$2.89 €2.48

-21.45%

Local Beer (0.5 liter draught)

$3.60 €3.10

$5.47 €4.71

-34.19%

Imported Beer (0.33 liter bottle)

$4.56 €3.92

$4.98 €4.28

-8.43%

Milk (1 liter)

$1.18 €1.02

$1.42 €1.22

-16.90%

White Bread (500g)

$1.53 €1.32

$1.96 €1.68

-21.94%

Rice (white) (1kg)

$2.66 €2.29

$3.74 €3.22

-28.88%

Eggs

$3.45 €2.96

$3.90 €3.36

-11.54%

Local Cheese (1kg)

$11.12 €9.56

$12.57 €10.82

-11.54%

Chicken Fillets (1kg)

$9.43 €8.11

$9.49 €8.16

-0.63%

Beef Round Steak (1kg)

$12.90 €11.10

$13.53 €11.64

-4.66%

Apples (1kg)

$1.67 €1.44

$1.95 €1.67

-14.36%

Banana (1kg)

$1.67 €1.43

$1.96 €1.69

-14.80%

Oranges (1kg)

$1.79 €1.54

$2.31 €1.99

-22.51%

Tomato (1kg)

$2.51 €2.16

$2.27 €1.95

10.57%

Potato (1kg)

$1.17 €1.01

$1.50 €1.29

-22.00%

Onion (1kg)

$1.26 €1.08

$1.37 €1.18

-8.03%

Lettuce (1 head)

$1.13 €0.97

$1.42 €1.23

-20.42%

Water (1.5 liter bottle)

$1.17 €1.01

$1.28 €1.10

-8.59%

Cigarettes 20 Pack (Marlboro, Camel)

$5.64 €4.86

$5.90 €5.07

-4.41%

Wine (Bottle)

$8.19 €7.05

$9.09 €7.82

-9.90%

Local Beer (0.5 liter bottle)

$1.61 €1.39

$1.70 €1.46

-5.29%

Imported Beer (0.33 liter bottle)

$2.01 €1.73

$2.43 €2.09

-17.28%

One-way Ticket (Public Transport)

$1.77 €1.52

$1.70 €1.46

4.12%

Public Transport Monthly Pass (Regular Price)

$43.40 €37.33

$38.12 €32.79

13.85%

Taxi Start (Normal Tariff)

$4.76 €4.10

$3.37 €2.90

41.25%

Taxi (Normal Tariff) (1km)

$1.38 €1.19

$2.11 €1.81

-34.60%

Taxi 1hour Waiting (Normal Tariff)

$10.22 €8.79

$9.48 €8.15

7.81%

Gasoline (1 liter)

$1.77 €1.52

$1.77 €1.53

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €29.6K

$37.5K €32.3K

-8.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €22.7K

0.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 €159

$215 €185

-13.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.06 €17.25

$23.99 €20.64

-16.38%

Internet (50+ Mbps, Unlimited Data)

$32.63 €28.07

$35.09 €30.19

-7.01%

Gym Membership (Monthly)

$51.4 €44.18

$60.9 €52.4

-15.62%

Tennis Court (1 Hour on Weekend)

$14.69 €12.63

$14.75 €12.69

-0.41%

Cinema Ticket

$9.07 €7.80

$9.20 €7.92

-1.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 €247

$192 €165

49.68%

International Primary School, 1 Child (Yearly)

$13.0K €11.2K

$9,077 €7,808

43.77%

Jeans (Levis 501 Or Similar)

$93.6 €80.5

$82.2 €70.7

13.92%

Summer Dress (H&M, Zara, etc)

$34.35 €29.54

$39.64 €34.10

-13.35%

Sport Shoes (Adidas, Nike)

$97.6 €83.9

$108 €92.6

-9.38%

Men's Leather Business Shoes

$103 €88.5

$107 €92.0

-3.80%

1-bedroom Apartment, City Center (Monthly)

$663 €570

$965 €830

-31.27%

1-bedroom Apartment, Outside City Center (Monthly)

$709 €610

$712 €612

-0.38%

3-bedroom Apartment, City Center (Monthly)

$936 €805

$1,909 €1,642

-50.95%

3-bedroom Apartment, Outside City Center (Monthly)

$790 €680

$1,252 €1,077

-36.84%

Buy Apartment in City Center (m2)

$4,349 €3,741

$7,437 €6,397

-41.53%

Buy Apartment Outside City Center (m2)

$3,720 €3,200

$5,150 €4,430

-27.76%

Average Monthly Net Salary (After Tax)

$1,298 €1,116

$1,687 €1,451

-23.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.27

-12.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Opatija: May 31, 2026

Last update for Split: June 1, 2026

Cost Breakdown

A central one-bedroom costs $663 in Opatija versus $965 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Split, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Opatija versus $81.0 in Split. Monthly groceries follow the same trend: $262 vs $292 – making Opatija the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Opatija vs Split: Cost of Living - Frequently Asked Questions

Split costs about 6% more than Opatija, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,551 per month in Opatija and $2,699 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Opatija, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,701 in Opatija and $1,800 in Split. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 14% less in Opatija. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Opatija, where all-in costs run around $1,701, than in Split at $1,800. In Opatija it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Opatija costs $1,701 versus $1,800 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Opatija. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.