Last update: Oct 2026

Cost of Living Comparison Between Split and Opatija

For one person, living is cheaper in Opatija: $1,747 a month against $1,851 in Split, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Split
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Split Living Index
84

Cost of Living Index in Opatija
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Opatija Living Index

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Split

🇭🇷 Croatia

$1,851

/mo nomad

Opatija

🇭🇷 Croatia

$1,747

/mo nomad

Monthly Cost of Living

How much you'll spend in Split and in Opatija

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Split and in Opatija actually costs, broken down by who's living it.

A single person spends $1,851 per month in Split vs $1,747 in Opatija, rent included.

Split $1,851
Opatija $1,747

A couple spends around $2,848 per month in Split vs $2,462 in Opatija, rent included.

Split $2,848
Opatija $2,462

A family of three spends $3,844 per month in Split vs $3,176 in Opatija, rent included.

Split $3,844
Opatija $3,176

Split costs about 6% more than Opatija, and outside of rent the biggest gap is in eating out.

Both Split and Opatija sit above the global median – Split by 36%, Opatija by 28%.

Meal at Budget Restaurant

$17.02 €15.29

$12.05 €10.83

41.24%

Three-Course Dinner for Two, Mid-Range

$75.1 €67.4

$65.2 €58.6

15.05%

Fast Food Meal (McDonalds, etc)

$11.40 €10.24

$8.05 €7.23

41.61%

Cappuccino

$2.70 €2.43

$2.62 €2.35

3.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.11 €3.69

$3.06 €2.75

34.31%

Water (0.33 liter bottle)

$2.81 €2.52

$1.90 €1.71

47.89%

Local Beer (0.5 liter draught)

$4.67 €4.20

$3.33 €2.99

40.24%

Imported Beer (0.33 liter bottle)

$5.18 €4.65

$4.60 €4.13

12.61%

Milk (1 liter)

$1.29 €1.16

$1.19 €1.07

8.40%

White Bread (500g)

$2.13 €1.92

$1.58 €1.42

34.81%

Rice (white) (1kg)

$3.73 €3.35

$2.70 €2.42

38.15%

Eggs

$4.16 €3.74

$3.69 €3.31

12.74%

Local Cheese (1kg)

$13.71 €12.31

$14.81 €13.31

-7.43%

Chicken Fillets (1kg)

$9.50 €8.54

$10.00 €8.98

-5.00%

Beef Round Steak (1kg)

$12.88 €11.57

$14.04 €12.62

-8.26%

Apples (1kg)

$2.19 €1.97

$1.66 €1.49

31.93%

Banana (1kg)

$1.83 €1.64

$1.73 €1.55

5.78%

Oranges (1kg)

$1.91 €1.72

$1.89 €1.70

1.06%

Tomato (1kg)

$2.88 €2.59

$2.48 €2.23

16.13%

Potato (1kg)

$1.58 €1.42

$1.33 €1.19

18.80%

Onion (1kg)

$1.15 €1.04

$1.26 €1.13

-8.73%

Lettuce (1 head)

$1.29 €1.16

$1.19 €1.07

8.40%

Water (1.5 liter bottle)

$1.28 €1.15

$1.31 €1.18

-2.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.71 €5.13

$5.80 €5.21

-1.55%

Wine (Bottle)

$9.14 €8.21

$7.75 €6.96

17.94%

Local Beer (0.5 liter bottle)

$1.73 €1.56

$1.61 €1.44

7.45%

Imported Beer (0.33 liter bottle)

$2.20 €1.98

$2.19 €1.97

0.46%

One-way Ticket (Public Transport)

$1.66 €1.49

$1.71 €1.54

-2.92%

Public Transport Monthly Pass (Regular Price)

$38.84 €34.89

$41.25 €37.06

-5.84%

Taxi Start (Normal Tariff)

$3.80 €3.42

$4.44 €3.99

-14.41%

Taxi (Normal Tariff) (1km)

$2.11 €1.90

$1.41 €1.26

49.65%

Taxi 1hour Waiting (Normal Tariff)

$29.30 €26.32

$12.12 €10.89

141.75%

Gasoline (1 liter)

$1.95 €1.75

$1.92 €1.73

1.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.2K

0.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$24.6K €22.1K

0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €191

$192 €172

10.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.36 €18.29

$22.37 €20.10

-8.99%

Internet (50+ Mbps, Unlimited Data)

$40.88 €36.72

$38.09 €34.22

7.32%

Gym Membership (Monthly)

$60.0 €53.9

$57.5 €51.7

4.38%

Tennis Court (1 Hour on Weekend)

$13.12 €11.78

$17.18 €15.43

-23.63%

Cinema Ticket

$10.60 €9.52

$10.23 €9.19

3.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$604 €543

$492 €442

22.72%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$9,745 €8,754

21.18%

Jeans (Levis 501 Or Similar)

$93.2 €83.8

$99.5 €89.4

-6.29%

Summer Dress (H&M, Zara, etc)

$39.54 €35.52

$41.35 €37.14

-4.38%

Sport Shoes (Adidas, Nike)

$113 €102

$103 €92.5

10.15%

Men's Leather Business Shoes

$98.0 €88.0

$109 €98.0

-10.24%

1-bedroom Apartment, City Center (Monthly)

$1,016 €913

$676 €607

50.35%

1-bedroom Apartment, Outside City Center (Monthly)

$722 €648

$718 €645

0.57%

3-bedroom Apartment, City Center (Monthly)

$1,906 €1,712

$973 €874

95.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,322 €1,188

$874 €785

51.31%

Buy Apartment in City Center (m2)

$7,099 €6,377

$4,214 €3,786

68.46%

Buy Apartment Outside City Center (m2)

$5,158 €4,633

$3,513 €3,156

46.81%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

$1,212 €1,089

29.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.44

3.3

4.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: October 27, 2026

Last update for Opatija: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Split

$722 39%

Opatija

$718 41.1% 0.6% $4.1

Groceries & Markets

Split

$296 16%

Opatija

$283 16.2% 4.3% $13

Monthly Utilities & Internet

Split

$273 14.8%

Opatija

$252 14.4% 7.8% $21

Eating Out

Split

$264 14.3%

Opatija

$198 11.3% 25.2% $66

Clothing & Footwear

Split

$155 8.4%

Opatija

$159 9.1% 2.6% $4

Sport & Entertainment

Split

$81 4.4%

Opatija

$78 4.5% 4% $3.3

Getting Around

Split

$60 3.2%

Opatija

$60 3.4% 0.5% $0.3

Cost Breakdown

A central one-bedroom costs $1,016 in Split versus $676 in Opatija. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Split. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in Split versus $65 in Opatija. Monthly groceries follow the same trend: $296 vs $283 – making Opatija the more affordable choice for daily food spending.

Good to know

🇭🇷 Split

🇭🇷 Opatija

🕒 Local time

19:38 7:38 PM

Same time as Split

🌤 Weather

👥 Population

149,830

10,619

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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From you

Split
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Opatija: Cost of Living - Frequently Asked Questions

Split costs about 6% more than Opatija, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,777 per month in Split and $2,621 in Opatija. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Opatija, especially for central apartments: a one-bedroom in the center costs $676 there versus $1,016 in Split.

Monthly expenses with rent come to $1,851 in Split and $1,747 in Opatija. That’s a gap of about 6%.

Public transport costs about 6% less in Split. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward Opatija – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Opatija. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.