Cost of Living Comparison Between Split and Opatija Cost of Living Comparison Between Split and Opatija

Monthly Cost of Living

A single person spends $1,800 per month in Split vs $1,701 in Opatija, rent included.

A couple spends around $2,790 per month in Split vs $2,337 in Opatija, rent included.

A family of three spends $3,780 per month in Split vs $2,972 in Opatija, rent included.

Split costs about 6% more than Opatija, driven mainly by Eating Out.

Both Split and Opatija sit above the global median – Split by 34%, Opatija by 27%.

Meal at Budget Restaurant

$17.26 €14.84

$11.43 €9.83

51.01%

Three-Course Dinner for Two, Mid-Range

$81.3 €69.9

$69.1 €59.4

17.69%

Fast Food Meal (McDonalds, etc)

$9.23 €7.94

$9.32 €8.02

-0.97%

Cappuccino

$2.83 €2.44

$2.49 €2.14

13.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.05

$3.16 €2.72

12.03%

Water (0.33 liter bottle)

$2.89 €2.48

$2.27 €1.95

27.31%

Local Beer (0.5 liter draught)

$5.47 €4.71

$3.60 €3.10

51.94%

Imported Beer (0.33 liter bottle)

$4.98 €4.28

$4.56 €3.92

9.21%

Milk (1 liter)

$1.42 €1.22

$1.18 €1.02

20.34%

White Bread (500g)

$1.96 €1.68

$1.53 €1.32

28.10%

Rice (white) (1kg)

$3.74 €3.22

$2.66 €2.29

40.60%

Eggs

$3.90 €3.36

$3.45 €2.96

13.04%

Local Cheese (1kg)

$12.57 €10.82

$11.12 €9.56

13.04%

Chicken Fillets (1kg)

$9.49 €8.16

$9.43 €8.11

0.64%

Beef Round Steak (1kg)

$13.53 €11.64

$12.90 €11.10

4.88%

Apples (1kg)

$1.95 €1.67

$1.67 €1.44

16.77%

Banana (1kg)

$1.96 €1.69

$1.67 €1.43

17.37%

Oranges (1kg)

$2.31 €1.99

$1.79 €1.54

29.05%

Tomato (1kg)

$2.27 €1.95

$2.51 €2.16

-9.56%

Potato (1kg)

$1.50 €1.29

$1.17 €1.01

28.21%

Onion (1kg)

$1.37 €1.18

$1.26 €1.08

8.73%

Lettuce (1 head)

$1.42 €1.23

$1.13 €0.97

25.66%

Water (1.5 liter bottle)

$1.28 €1.10

$1.17 €1.01

9.40%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.07

$5.64 €4.86

4.61%

Wine (Bottle)

$9.09 €7.82

$8.19 €7.05

10.99%

Local Beer (0.5 liter bottle)

$1.70 €1.46

$1.61 €1.39

5.59%

Imported Beer (0.33 liter bottle)

$2.43 €2.09

$2.01 €1.73

20.90%

One-way Ticket (Public Transport)

$1.70 €1.46

$1.77 €1.52

-3.95%

Public Transport Monthly Pass (Regular Price)

$38.12 €32.79

$43.40 €37.33

-12.17%

Taxi Start (Normal Tariff)

$3.37 €2.90

$4.76 €4.10

-29.20%

Taxi (Normal Tariff) (1km)

$2.11 €1.81

$1.38 €1.19

52.90%

Taxi 1hour Waiting (Normal Tariff)

$9.48 €8.15

$10.22 €8.79

-7.24%

Gasoline (1 liter)

$1.77 €1.53

$1.77 €1.52

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K €32.3K

$34.4K €29.6K

9.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €22.7K

-0.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €185

$185 €159

16.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.99 €20.64

$20.06 €17.25

19.59%

Internet (50+ Mbps, Unlimited Data)

$35.09 €30.19

$32.63 €28.07

7.54%

Gym Membership (Monthly)

$60.9 €52.4

$51.4 €44.18

18.52%

Tennis Court (1 Hour on Weekend)

$14.75 €12.69

$14.69 €12.63

0.41%

Cinema Ticket

$9.20 €7.92

$9.07 €7.80

1.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$192 €165

$287 €247

-33.19%

International Primary School, 1 Child (Yearly)

$9,077 €7,808

$13.0K €11.2K

-30.44%

Jeans (Levis 501 Or Similar)

$82.2 €70.7

$93.6 €80.5

-12.22%

Summer Dress (H&M, Zara, etc)

$39.64 €34.10

$34.35 €29.54

15.40%

Sport Shoes (Adidas, Nike)

$108 €92.6

$97.6 €83.9

10.35%

Men's Leather Business Shoes

$107 €92.0

$103 €88.5

3.95%

1-bedroom Apartment, City Center (Monthly)

$965 €830

$663 €570

45.50%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €612

$709 €610

0.38%

3-bedroom Apartment, City Center (Monthly)

$1,909 €1,642

$936 €805

103.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 €1,077

$790 €680

58.32%

Buy Apartment in City Center (m2)

$7,437 €6,397

$4,349 €3,741

71.02%

Buy Apartment Outside City Center (m2)

$5,150 €4,430

$3,720 €3,200

38.44%

Average Monthly Net Salary (After Tax)

$1,687 €1,451

$1,298 €1,116

30.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

3.72

14.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Split: June 1, 2026

Last update for Opatija: May 31, 2026

Cost Breakdown

A central one-bedroom costs $965 in Split versus $663 in Opatija. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Split, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Split versus $69.0 in Opatija. Monthly groceries follow the same trend: $292 vs $262 – making Opatija the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Split vs Opatija: Cost of Living - Frequently Asked Questions

Split costs about 6% more than Opatija, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,699 per month in Split and $2,551 in Opatija. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Opatija, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,800 in Split and $1,701 in Opatija. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 14% less in Opatija. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Opatija, where all-in costs run around $1,701, than in Split at $1,800. In Opatija it covers expenses comfortably, while in Split it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Opatija costs $1,701 versus $1,800 in Split. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Opatija. If higher salaries, better infrastructure, or specific career opportunities are the priority, Split makes more sense. Both are solid long-term options with distinct trade-offs.