Last update: Nov 2026

Cost of Living Comparison Between Opatija and Zagreb

For one person, living costs are similar in Opatija and in Zagreb: $1,750 and $1,750 a month, rent and utilities included.

84

Cost of Living Index in Opatija
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Opatija Living Index
84

Cost of Living Index in Zagreb
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Zagreb Living Index

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Opatija

🇭🇷 Croatia

$1,750

/mo nomad

Zagreb

🇭🇷 Croatia

$1,750

/mo nomad

Monthly Cost of Living

How much you'll spend in Opatija and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Opatija and in Zagreb actually costs, broken down by who's living it.

A single person spends $1,750 per month in Opatija vs $1,750 in Zagreb, rent included.

Opatija $1,750
Zagreb $1,750

A couple spends around $2,468 per month in Opatija vs $2,599 in Zagreb, rent included.

Opatija $2,468
Zagreb $2,599

A family of three spends $3,185 per month in Opatija vs $3,449 in Zagreb, rent included.

Opatija $3,185
Zagreb $3,449

Opatija and Zagreb have comparable living costs – the differences are in the details.

Both Opatija and Zagreb sit above the global median – Opatija by 29%, Zagreb by 29%.

Meal at Budget Restaurant

$12.15 €10.82

$12.16 €10.83

-0.08%

Three-Course Dinner for Two, Mid-Range

$65.5 €58.3

$61.8 €55.1

5.95%

Fast Food Meal (McDonalds, etc)

$8.08 €7.19

$8.21 €7.31

-1.58%

Cappuccino

$2.53 €2.25

$2.64 €2.35

-4.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.66

$3.15 €2.81

-5.40%

Water (0.33 liter bottle)

$1.96 €1.74

$2.59 €2.30

-24.32%

Local Beer (0.5 liter draught)

$3.25 €2.89

$3.29 €2.93

-1.22%

Imported Beer (0.33 liter bottle)

$4.42 €3.93

$4.61 €4.11

-4.12%

Milk (1 liter)

$1.24 €1.10

$1.26 €1.12

-1.59%

White Bread (500g)

$1.53 €1.36

$1.58 €1.40

-3.16%

Rice (white) (1kg)

$2.82 €2.51

$2.78 €2.48

1.44%

Eggs

$3.70 €3.29

$3.99 €3.56

-7.27%

Local Cheese (1kg)

$14.68 €13.07

$14.51 €12.92

1.17%

Chicken Fillets (1kg)

$10.29 €9.16

$11.49 €10.23

-10.44%

Beef Round Steak (1kg)

$14.52 €12.93

$17.68 €15.74

-17.87%

Apples (1kg)

$1.73 €1.54

$2.31 €2.06

-25.11%

Banana (1kg)

$1.65 €1.47

$1.73 €1.54

-4.62%

Oranges (1kg)

$1.87 €1.66

$2.09 €1.86

-10.53%

Tomato (1kg)

$2.54 €2.26

$2.44 €2.18

4.10%

Potato (1kg)

$1.38 €1.23

$1.41 €1.26

-2.13%

Onion (1kg)

$1.25 €1.12

$1.20 €1.07

4.17%

Lettuce (1 head)

$1.24 €1.10

$1.20 €1.07

3.33%

Water (1.5 liter bottle)

$1.34 €1.19

$1.30 €1.16

3.08%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.10

$6.29 €5.60

-8.90%

Wine (Bottle)

$7.60 €6.77

$11.12 €9.90

-31.65%

Local Beer (0.5 liter bottle)

$1.60 €1.42

$1.70 €1.51

-5.88%

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$2.42 €2.16

-9.50%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.58 €0.52

186.21%

Public Transport Monthly Pass (Regular Price)

$45.21 €40.26

$53.5 €47.61

-15.45%

Taxi Start (Normal Tariff)

$4.59 €4.09

$2.23 €1.99

105.83%

Taxi (Normal Tariff) (1km)

$1.46 €1.30

$1.37 €1.22

6.57%

Taxi 1hour Waiting (Normal Tariff)

$12.22 €10.88

$12.51 €11.14

-2.32%

Gasoline (1 liter)

$1.89 €1.68

$1.86 €1.66

1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K €24.2K

$27.3K €24.3K

-0.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.2K

$25.6K €22.8K

-2.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €171

$216 €192

-11.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.56 €20.09

$22.40 €19.95

0.71%

Internet (50+ Mbps, Unlimited Data)

$39.04 €34.76

$37.66 €33.53

3.66%

Gym Membership (Monthly)

$52.1 €46.41

$46.87 €41.73

11.22%

Tennis Court (1 Hour on Weekend)

$15.44 €13.75

$18.88 €16.81

-18.22%

Cinema Ticket

$10.50 €9.35

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €444

$494 €440

0.89%

International Primary School, 1 Child (Yearly)

$9,807 €8,732

$13.4K €11.9K

-26.73%

Jeans (Levis 501 Or Similar)

$97.1 €86.5

$110 €97.5

-11.35%

Summer Dress (H&M, Zara, etc)

$41.15 €36.64

$42.83 €38.14

-3.92%

Sport Shoes (Adidas, Nike)

$103 €91.4

$103 €91.6

-0.18%

Men's Leather Business Shoes

$112 €99.7

$111 €98.6

1.09%

1-bedroom Apartment, City Center (Monthly)

$691 €616

$892 €794

-22.46%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €639

$659 €587

8.90%

3-bedroom Apartment, City Center (Monthly)

$988 €880

$1,448 €1,289

-31.77%

3-bedroom Apartment, Outside City Center (Monthly)

$877 €781

$1,057 €941

-17.05%

Buy Apartment in City Center (m2)

$4,152 €3,697

$5,331 €4,747

-22.12%

Buy Apartment Outside City Center (m2)

$3,490 €3,108

$3,619 €3,222

-3.55%

Average Monthly Net Salary (After Tax)

$1,238 €1,102

$1,964 €1,749

-37.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.32

-0.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Opatija: November 3, 2026

Last update for Zagreb: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Opatija

$718 41%

Zagreb

$659 37.7% 8.2% $59

Groceries & Markets

Opatija

$287 16.4%

Zagreb

$315 18% 9.7% $28

Monthly Utilities & Internet

Opatija

$253 14.5%

Zagreb

$276 15.8% 9% $23

Eating Out

Opatija

$197 11.2%

Zagreb

$202 11.6% 2.8% $5.6

Clothing & Footwear

Opatija

$159 9.1%

Zagreb

$165 9.4% 3.7% $5.9

Sport & Entertainment

Opatija

$73 4.2%

Zagreb

$68 3.9% 7.2% $5.3

Getting Around

Opatija

$64 3.6%

Zagreb

$65 3.7% 1.7% $1.1

Cost Breakdown

A central one-bedroom costs $691 in Opatija versus $892 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Zagreb. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Opatija versus $62 in Zagreb. Groceries tell a different story – $287 in Opatija vs $315 in Zagreb – so Opatija wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Opatija

🇭🇷 Zagreb

🕒 Local time

05:04 5:04 AM

Same time as Opatija

🌤 Weather

👥 Population

10,619

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Opatija vs Zagreb: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,625 per month in Opatija and $2,624 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Opatija, especially for central apartments: a one-bedroom in the center costs $691 there versus $892 in Zagreb.

Interestingly, groceries are about 9% cheaper in Opatija – one category where the pricier city actually offers better value.

Kindergarten costs $499 per month in Opatija and $494 in Zagreb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 covers both cities comfortably – all-in costs are $1,750 in Opatija and $1,750 in Zagreb, leaving budget for savings and extras in both cases.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,750 in Zagreb to $1,750 in Opatija. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.