Cost of Living Comparison Between Warsaw and Olsztyn Cost of Living Comparison Between Warsaw and Olsztyn

😐 Solo nomad: Warsaw is 13.4% more expensive than Olsztyn without rent, and 37.7% more expensive with rent.
😐 Family of 3: Warsaw is 17.2% more expensive than Olsztyn without rent, and 48.9% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Olsztyn
Difference
Meal at Budget Restaurant
$11.01 zł 39.52
$11.07 zł 39.73
-0.54%
Three-Course Dinner for Two, Mid-Range
$56.5 zł 203
$46.95 zł 169
20.38%
Fast Food Meal (McDonalds, etc)
$9.70 zł 34.81
$7.44 zł 26.72
30.38%
Cappuccino
$4.25 zł 15.27
$2.90 zł 10.40
46.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 zł 7.34
$1.62 zł 5.83
25.93%
Water (0.33 liter bottle)
$1.84 zł 6.59
$1.91 zł 6.85
-3.66%
Local Beer (0.5 liter draught)
$4.61 zł 16.55
$3.18 zł 11.41
44.97%
Imported Beer (0.33 liter bottle)
$4.54 zł 16.30
$3.85 zł 13.82
17.92%
🛒 Groceries & Markets
Warsaw
Olsztyn
Difference
Milk (1 liter)
$1.14 zł 4.08
$1.07 zł 3.82
6.54%
White Bread (500g)
$1.42 zł 5.11
$1.38 zł 4.94
2.90%
Rice (white) (1kg)
$1.76 zł 6.31
$1.48 zł 5.30
18.92%
Eggs
$3.63 zł 13.05
$3.29 zł 11.82
10.33%
Local Cheese (1kg)
$10.01 zł 35.93
$8.99 zł 32.28
11.35%
Chicken Fillets (1kg)
$7.23 zł 25.95
$6.14 zł 22.04
17.75%
Beef Round Steak (1kg)
$14.28 zł 51.3
$9.92 zł 35.60
43.95%
Apples (1kg)
$1.29 zł 4.64
$1.14 zł 4.08
13.16%
Banana (1kg)
$1.79 zł 6.42
$1.52 zł 5.46
17.76%
Oranges (1kg)
$2.00 zł 7.17
$2.02 zł 7.24
-0.99%
Tomato (1kg)
$3.67 zł 13.16
$2.64 zł 9.48
39.02%
Potato (1kg)
$1.09 zł 3.90
$0.78 zł 2.80
39.74%
Onion (1kg)
$1.24 zł 4.44
$1.20 zł 4.31
3.33%
Lettuce (1 head)
$1.52 zł 5.45
$1.20 zł 4.29
26.67%
Water (1.5 liter bottle)
$0.72 zł 2.60
$0.67 zł 2.42
7.46%
Cigarettes 20 Pack (Marlboro, Camel)
$5.31 zł 19.07
$5.49 zł 19.71
-3.28%
Wine (Bottle)
$8.37 zł 30.03
$8.34 zł 29.94
0.36%
Local Beer (0.5 liter bottle)
$1.42 zł 5.10
$1.02 zł 3.66
39.22%
Imported Beer (0.33 liter bottle)
$1.89 zł 6.77
$1.80 zł 6.48
5.00%
🚌 Getting Around
Warsaw
Olsztyn
Difference
One-way Ticket (Public Transport)
$1.21 zł 4.35
$1.12 zł 4.03
8.04%
Public Transport Monthly Pass (Regular Price)
$29.96 zł 108
$26.88 zł 96.5
11.46%
Taxi Start (Normal Tariff)
$2.66 zł 9.55
$1.98 zł 7.11
34.34%
Taxi (Normal Tariff) (1km)
$1.02 zł 3.65
$0.76 zł 2.73
34.21%
Taxi 1hour Waiting (Normal Tariff)
$13.31 zł 47.78
$13.63 zł 48.91
-2.35%
Gasoline (1 liter)
$1.73 zł 6.20
$1.69 zł 6.06
2.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K zł 118.4K
$33.3K zł 119.4K
-0.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.3K zł 119.7K
$30.6K zł 110.0K
8.82%
🧾 Monthly Utilities & Internet
Warsaw
Olsztyn
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$363 zł 1,304
$278 zł 999
30.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.21 zł 36.65
$9.06 zł 32.54
12.69%
Internet (50+ Mbps, Unlimited Data)
$17.11 zł 61.4
$17.43 zł 62.6
-1.84%
🎉 Sport & Entertainment
Warsaw
Olsztyn
Difference
Gym Membership (Monthly)
$44.18 zł 159
$31.92 zł 115
38.41%
Tennis Court (1 Hour on Weekend)
$29.52 zł 106
$15.98 zł 57.4
84.73%
Cinema Ticket
$9.62 zł 34.52
$8.00 zł 28.71
20.25%
🧸 Childcare & Education
Warsaw
Olsztyn
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$575 zł 2,065
$136 zł 489
322.19%
International Primary School, 1 Child (Yearly)
$15.4K zł 55.3K
$15.9K zł 57.1K
-3.16%
👕👟 Clothing & Footwear
Warsaw
Olsztyn
Difference
Jeans (Levis 501 Or Similar)
$98.5 zł 354
$93.1 zł 334
5.83%
Summer Dress (H&M, Zara, etc)
$47.34 zł 170
$47.27 zł 170
0.15%
Sport Shoes (Adidas, Nike)
$95.4 zł 343
$80.2 zł 288
18.92%
Men's Leather Business Shoes
$111 zł 399
$111 zł 397
0.56%
🏠 Accommodation & Living
Warsaw
Olsztyn
Difference
1-bedroom Apartment, City Center (Monthly)
$1,159 zł 4,160
$640 zł 2,298
81.05%
1-bedroom Apartment, Outside City Center (Monthly)
$908 zł 3,261
$541 zł 1,941
67.99%
3-bedroom Apartment, City Center (Monthly)
$2,024 zł 7,267
$995 zł 3,572
103.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,556 zł 5,585
$617 zł 2,213
152.33%
Buy Apartment in City Center (m2)
$6,437 zł 23.1K
$4,218 zł 15.1K
52.62%
Buy Apartment Outside City Center (m2)
$4,092 zł 14.7K
$3,168 zł 11.4K
29.18%
💵 Salaries & Financials
Warsaw
Olsztyn
Difference
Average Monthly Net Salary (After Tax)
$2,308 zł 8,284
$1,668 zł 5,988
38.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
5.81
29.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: April 13, 2026

Last update for Olsztyn: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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