Cost of Living Comparison Between Olsztyn and Phuket Cost of Living Comparison Between Olsztyn and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,837 in Olsztyn versus $1,265 in Phuket.

Estimated couple costs with rent: $2,797 in Olsztyn versus $2,089 in Phuket.

Monthly costs for a family of three with rent: $3,758 in Olsztyn versus $2,913 in Phuket.

Living in Olsztyn is roughly 45% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Olsztyn is 33% above, Phuket is 8% below.

Meal at Budget Restaurant

$13.40 zł 49.89

$4.66 ฿154

187.55%

Three-Course Dinner for Two, Mid-Range

$53.4 zł 199

$32.22 ฿1,065

65.61%

Fast Food Meal (McDonalds, etc)

$9.59 zł 35.72

$8.68 ฿287

10.48%

Cappuccino

$3.53 zł 13.14

$2.90 ฿95.8

21.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 zł 9.90

$0.84 ฿27.89

216.67%

Water (0.33 liter bottle)

$1.98 zł 7.35

$0.49 ฿16.16

304.08%

Local Beer (0.5 liter draught)

$3.15 zł 11.72

$2.48 ฿82.0

27.02%

Imported Beer (0.33 liter bottle)

$4.05 zł 15.10

$3.73 ฿123

8.58%

Milk (1 liter)

$1.12 zł 4.18

$1.89 ฿62.3

-40.74%

White Bread (500g)

$1.37 zł 5.11

$1.41 ฿46.54

-2.84%

Rice (white) (1kg)

$1.45 zł 5.40

$1.62 ฿53.6

-10.49%

Eggs

$3.95 zł 14.70

$2.24 ฿74.1

76.34%

Local Cheese (1kg)

$10.49 zł 39.07

$19.84 ฿656

-47.13%

Chicken Fillets (1kg)

$7.63 zł 28.42

$3.48 ฿115

119.25%

Beef Round Steak (1kg)

$15.60 zł 58.1

$11.37 ฿376

37.20%

Apples (1kg)

$1.28 zł 4.78

$2.90 ฿95.8

-55.86%

Banana (1kg)

$1.69 zł 6.30

$1.72 ฿57.0

-1.74%

Oranges (1kg)

$1.97 zł 7.34

$2.27 ฿75.1

-13.22%

Tomato (1kg)

$3.70 zł 13.77

$2.13 ฿70.4

73.71%

Potato (1kg)

$0.99 zł 3.68

$1.47 ฿48.72

-32.65%

Onion (1kg)

$1.30 zł 4.84

$1.42 ฿46.92

-8.45%

Lettuce (1 head)

$1.45 zł 5.40

$1.10 ฿36.25

31.82%

Water (1.5 liter bottle)

$0.76 zł 2.82

$0.60 ฿19.76

26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 21.65

$4.31 ฿142

35.03%

Wine (Bottle)

$7.85 zł 29.23

$18.60 ฿615

-57.80%

Local Beer (0.5 liter bottle)

$1.14 zł 4.25

$1.80 ฿59.5

-36.67%

Imported Beer (0.33 liter bottle)

$1.65 zł 6.14

$2.97 ฿98.0

-44.44%

One-way Ticket (Public Transport)

$1.09 zł 4.06

$2.25 ฿74.2

-51.56%

Public Transport Monthly Pass (Regular Price)

$27.15 zł 101

$23.49 ฿776

15.58%

Taxi Start (Normal Tariff)

$2.10 zł 7.81

$3.10 ฿102

-32.26%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.88

$1.08 ฿35.56

-28.70%

Taxi 1hour Waiting (Normal Tariff)

$10.67 zł 39.74

$3.87 ฿128

175.71%

Gasoline (1 liter)

$1.66 zł 6.19

$1.43 ฿47.16

16.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 123.8K

$27.8K ฿918.0K

19.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 115.6K

$27.0K ฿891.5K

15.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 zł 1,166

$105 ฿3,462

198.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.13 zł 37.71

$11.39 ฿376

-11.06%

Internet (50+ Mbps, Unlimited Data)

$19.00 zł 70.7

$17.54 ฿580

8.32%

Gym Membership (Monthly)

$54.3 zł 202

$54.3 ฿1,795

-0.13%

Tennis Court (1 Hour on Weekend)

$23.55 zł 87.7

$11.44 ฿378

105.86%

Cinema Ticket

$9.28 zł 34.55

$7.78 ฿257

19.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 zł 1,492

$576 ฿19.0K

-30.47%

International Primary School, 1 Child (Yearly)

$14.9K zł 55.6K

$11.6K ฿382.7K

28.82%

Jeans (Levis 501 Or Similar)

$105 zł 393

$63.6 ฿2,103

65.71%

Summer Dress (H&M, Zara, etc)

$50.9 zł 190

$29.10 ฿961

74.95%

Sport Shoes (Adidas, Nike)

$106 zł 394

$96.2 ฿3,179

9.88%

Men's Leather Business Shoes

$112 zł 416

$90.0 ฿2,974

24.04%

1-bedroom Apartment, City Center (Monthly)

$934 zł 3,478

$733 ฿24.2K

27.39%

1-bedroom Apartment, Outside City Center (Monthly)

$738 zł 2,746

$501 ฿16.5K

47.27%

3-bedroom Apartment, City Center (Monthly)

$1,835 zł 6,832

$2,126 ฿70.2K

-13.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,428 zł 5,318

$1,252 ฿41.4K

14.06%

Buy Apartment in City Center (m2)

$3,917 zł 14.6K

$3,534 ฿116.8K

10.83%

Buy Apartment Outside City Center (m2)

$2,774 zł 10.3K

$2,622 ฿86.6K

5.78%

Average Monthly Net Salary (After Tax)

$1,451 zł 5,403

$508 ฿16.8K

185.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

5.57

35.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: September 5, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $934 in Olsztyn and $733 in Phuket. Housing cost is often the main lever when comparing two cities.

Olsztyn pays 186% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $53.0 in Olsztyn vs $32.00 in Phuket. Groceries flip the comparison at $251 vs $275, with Olsztyn cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 45% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 186% higher in Olsztyn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $934 in Olsztyn versus $733 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Olsztyn pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $53.0 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,265 in Phuket versus $1,837 in Olsztyn, a $1,500 budget is realistic in Phuket but tight or insufficient in Olsztyn. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Olsztyn and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 45% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.