Cost of Living Comparison Between Phuket and Olsztyn Cost of Living Comparison Between Phuket and Olsztyn

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,837 in Olsztyn.

Estimated couple costs with rent: $2,089 in Phuket versus $2,797 in Olsztyn.

Monthly costs for a family of three with rent: $2,913 in Phuket versus $3,758 in Olsztyn.

Living in Phuket costs roughly 31% less than in Olsztyn, driven mainly by Eating Out.

The two cities straddle the global median: Phuket is 8% below, Olsztyn is 33% above.

Meal at Budget Restaurant

$4.66 ฿154

$13.40 zł 49.89

-65.22%

Three-Course Dinner for Two, Mid-Range

$32.22 ฿1,065

$53.4 zł 199

-39.62%

Fast Food Meal (McDonalds, etc)

$8.68 ฿287

$9.59 zł 35.72

-9.49%

Cappuccino

$2.90 ฿95.8

$3.53 zł 13.14

-17.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ฿27.89

$2.66 zł 9.90

-68.42%

Water (0.33 liter bottle)

$0.49 ฿16.16

$1.98 zł 7.35

-75.25%

Local Beer (0.5 liter draught)

$2.48 ฿82.0

$3.15 zł 11.72

-21.27%

Imported Beer (0.33 liter bottle)

$3.73 ฿123

$4.05 zł 15.10

-7.90%

Milk (1 liter)

$1.89 ฿62.3

$1.12 zł 4.18

68.75%

White Bread (500g)

$1.41 ฿46.54

$1.37 zł 5.11

2.92%

Rice (white) (1kg)

$1.62 ฿53.6

$1.45 zł 5.40

11.72%

Eggs

$2.24 ฿74.1

$3.95 zł 14.70

-43.29%

Local Cheese (1kg)

$19.84 ฿656

$10.49 zł 39.07

89.13%

Chicken Fillets (1kg)

$3.48 ฿115

$7.63 zł 28.42

-54.39%

Beef Round Steak (1kg)

$11.37 ฿376

$15.60 zł 58.1

-27.12%

Apples (1kg)

$2.90 ฿95.8

$1.28 zł 4.78

126.56%

Banana (1kg)

$1.72 ฿57.0

$1.69 zł 6.30

1.78%

Oranges (1kg)

$2.27 ฿75.1

$1.97 zł 7.34

15.23%

Tomato (1kg)

$2.13 ฿70.4

$3.70 zł 13.77

-42.43%

Potato (1kg)

$1.47 ฿48.72

$0.99 zł 3.68

48.48%

Onion (1kg)

$1.42 ฿46.92

$1.30 zł 4.84

9.23%

Lettuce (1 head)

$1.10 ฿36.25

$1.45 zł 5.40

-24.14%

Water (1.5 liter bottle)

$0.60 ฿19.76

$0.76 zł 2.82

-21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿142

$5.82 zł 21.65

-25.95%

Wine (Bottle)

$18.60 ฿615

$7.85 zł 29.23

136.94%

Local Beer (0.5 liter bottle)

$1.80 ฿59.5

$1.14 zł 4.25

57.89%

Imported Beer (0.33 liter bottle)

$2.97 ฿98.0

$1.65 zł 6.14

80.00%

One-way Ticket (Public Transport)

$2.25 ฿74.2

$1.09 zł 4.06

106.42%

Public Transport Monthly Pass (Regular Price)

$23.49 ฿776

$27.15 zł 101

-13.48%

Taxi Start (Normal Tariff)

$3.10 ฿102

$2.10 zł 7.81

47.62%

Taxi (Normal Tariff) (1km)

$1.08 ฿35.56

$0.77 zł 2.88

40.26%

Taxi 1hour Waiting (Normal Tariff)

$3.87 ฿128

$10.67 zł 39.74

-63.73%

Gasoline (1 liter)

$1.43 ฿47.16

$1.66 zł 6.19

-13.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ฿918.0K

$33.3K zł 123.8K

-16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ฿891.5K

$31.0K zł 115.6K

-13.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,462

$313 zł 1,166

-66.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.39 ฿376

$10.13 zł 37.71

12.44%

Internet (50+ Mbps, Unlimited Data)

$17.54 ฿580

$19.00 zł 70.7

-7.68%

Gym Membership (Monthly)

$54.3 ฿1,795

$54.3 zł 202

0.13%

Tennis Court (1 Hour on Weekend)

$11.44 ฿378

$23.55 zł 87.7

-51.42%

Cinema Ticket

$7.78 ฿257

$9.28 zł 34.55

-16.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 ฿19.0K

$401 zł 1,492

43.82%

International Primary School, 1 Child (Yearly)

$11.6K ฿382.7K

$14.9K zł 55.6K

-22.37%

Jeans (Levis 501 Or Similar)

$63.6 ฿2,103

$105 zł 393

-39.65%

Summer Dress (H&M, Zara, etc)

$29.10 ฿961

$50.9 zł 190

-42.84%

Sport Shoes (Adidas, Nike)

$96.2 ฿3,179

$106 zł 394

-8.99%

Men's Leather Business Shoes

$90.0 ฿2,974

$112 zł 416

-19.38%

1-bedroom Apartment, City Center (Monthly)

$733 ฿24.2K

$934 zł 3,478

-21.50%

1-bedroom Apartment, Outside City Center (Monthly)

$501 ฿16.5K

$738 zł 2,746

-32.10%

3-bedroom Apartment, City Center (Monthly)

$2,126 ฿70.2K

$1,835 zł 6,832

15.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 ฿41.4K

$1,428 zł 5,318

-12.32%

Buy Apartment in City Center (m2)

$3,534 ฿116.8K

$3,917 zł 14.6K

-9.77%

Buy Apartment Outside City Center (m2)

$2,622 ฿86.6K

$2,774 zł 10.3K

-5.46%

Average Monthly Net Salary (After Tax)

$508 ฿16.8K

$1,451 zł 5,403

-65.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.52

-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: September 6, 2026

Last update for Olsztyn: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $733 in Phuket and $934 in Olsztyn. Housing cost is often the main lever when comparing two cities.

Olsztyn pays 186% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $53.0 in Olsztyn. Groceries flip the comparison at $275 vs $251, with Olsztyn cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Olsztyn: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 45% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 186% lower in Olsztyn. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $733 in Phuket versus $934 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Olsztyn pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $53.0 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,265 in Phuket versus $1,837 in Olsztyn, a $1,500 budget is realistic in Phuket but tight or insufficient in Olsztyn. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 45% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.