Last update: Oct 2026

Cost of Living Comparison Between Olsztyn and Athens

For one person, living costs are similar in Olsztyn and in Athens: $1,816 and $1,775 a month, rent and utilities included.

89

Cost of Living Index in Olsztyn
Learn more

Olsztyn Living Index
86

Cost of Living Index in Athens
Learn more

Athens Living Index

Jump to prices

Olsztyn

🇵🇱 Poland

$1,816

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,816 in Olsztyn versus $1,775 in Athens.

Olsztyn $1,816
Athens $1,775

Estimated couple costs with rent: $2,678 in Olsztyn versus $2,721 in Athens.

Olsztyn $2,678
Athens $2,721

Monthly costs for a family of three with rent: $3,540 in Olsztyn versus $3,666 in Athens.

Olsztyn $3,540
Athens $3,666

Living in Olsztyn is roughly 2% more expensive than in Athens, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Olsztyn 34% above, Athens 31% above.

Meal at Budget Restaurant

$12.84 zł 49.88

$16.69 €14.84

-23.07%

Three-Course Dinner for Two, Mid-Range

$50.4 zł 196

$67.8 €60.3

-25.64%

Fast Food Meal (McDonalds, etc)

$8.92 zł 34.67

$11.14 €9.91

-19.93%

Cappuccino

$3.31 zł 12.85

$4.03 €3.58

-17.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 zł 9.75

$2.77 €2.46

-9.39%

Water (0.33 liter bottle)

$1.87 zł 7.26

$0.55 €0.49

240.00%

Local Beer (0.5 liter draught)

$2.98 zł 11.59

$5.74 €5.10

-48.08%

Imported Beer (0.33 liter bottle)

$3.91 zł 15.18

$5.45 €4.85

-28.26%

Milk (1 liter)

$1.05 zł 4.09

$1.82 €1.62

-42.31%

White Bread (500g)

$1.26 zł 4.90

$1.38 €1.23

-8.70%

Rice (white) (1kg)

$1.42 zł 5.52

$2.80 €2.49

-49.29%

Eggs

$3.85 zł 14.95

$4.83 €4.30

-20.29%

Local Cheese (1kg)

$9.72 zł 37.77

$15.05 €13.39

-35.42%

Chicken Fillets (1kg)

$7.34 zł 28.51

$10.63 €9.45

-30.95%

Beef Round Steak (1kg)

$15.04 zł 58.5

$18.43 €16.39

-18.39%

Apples (1kg)

$1.23 zł 4.77

$2.20 €1.96

-44.09%

Banana (1kg)

$1.61 zł 6.25

$1.90 €1.69

-15.26%

Oranges (1kg)

$1.80 zł 6.99

$1.37 €1.22

31.39%

Tomato (1kg)

$3.43 zł 13.32

$2.10 €1.87

63.33%

Potato (1kg)

$0.97 zł 3.78

$1.08 €0.96

-10.19%

Onion (1kg)

$1.17 zł 4.54

$1.12 €1.00

4.46%

Lettuce (1 head)

$1.37 zł 5.32

$1.12 €1.00

22.32%

Water (1.5 liter bottle)

$0.68 zł 2.64

$0.88 €0.79

-22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 zł 21.32

$5.48 €4.88

0.18%

Wine (Bottle)

$7.42 zł 28.84

$10.13 €9.01

-26.75%

Local Beer (0.5 liter bottle)

$1.13 zł 4.39

$2.13 €1.89

-46.95%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$2.25 €2.00

-31.56%

One-way Ticket (Public Transport)

$1.05 zł 4.07

$1.36 €1.21

-22.79%

Public Transport Monthly Pass (Regular Price)

$25.79 zł 100

$29.89 €26.59

-13.72%

Taxi Start (Normal Tariff)

$2.08 zł 8.09

$4.45 €3.96

-53.26%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.88

$1.02 €0.90

-27.45%

Taxi 1hour Waiting (Normal Tariff)

$10.21 zł 39.67

$16.92 €15.05

-39.66%

Gasoline (1 liter)

$1.66 zł 6.43

$2.25 €2.00

-26.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K zł 121.9K

$28.0K €24.9K

11.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K zł 114.4K

$28.2K €25.1K

4.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,277

$205 €182

60.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.17 zł 39.53

$26.65 €23.71

-61.84%

Internet (50+ Mbps, Unlimited Data)

$19.00 zł 73.8

$30.38 €27.02

-37.46%

Gym Membership (Monthly)

$50.7 zł 197

$54.5 €48.47

-7.03%

Tennis Court (1 Hour on Weekend)

$22.47 zł 87.3

$25.88 €23.02

-13.18%

Cinema Ticket

$9.12 zł 35.42

$10.42 €9.27

-12.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 zł 1,467

$569 €506

-33.67%

International Primary School, 1 Child (Yearly)

$13.7K zł 53.4K

$12.6K €11.2K

9.24%

Jeans (Levis 501 Or Similar)

$103 zł 399

$88.7 €78.9

15.81%

Summer Dress (H&M, Zara, etc)

$48.59 zł 189

$40.46 €35.99

20.09%

Sport Shoes (Adidas, Nike)

$103 zł 402

$105 €93.3

-1.38%

Men's Leather Business Shoes

$105 zł 406

$121 €108

-13.81%

1-bedroom Apartment, City Center (Monthly)

$1,004 zł 3,900

$741 €659

35.50%

1-bedroom Apartment, Outside City Center (Monthly)

$744 zł 2,892

$655 €582

13.71%

3-bedroom Apartment, City Center (Monthly)

$1,685 zł 6,546

$1,300 €1,156

29.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 zł 5,221

$1,148 €1,021

17.08%

Buy Apartment in City Center (m2)

$3,690 zł 14.3K

$4,014 €3,570

-8.08%

Buy Apartment Outside City Center (m2)

$2,548 zł 9,898

$3,460 €3,078

-26.37%

Average Monthly Net Salary (After Tax)

$1,374 zł 5,338

$1,242 €1,105

10.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

4.48

67.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 10, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$744 41%

Athens

$655 36.9% 12.1% $90

Monthly Utilities & Internet

Olsztyn

$358 19.7%

Athens

$262 14.7% 26.9% $96

Groceries & Markets

Olsztyn

$238 13.1%

Athens

$310 17.5% 30.5% $73

Eating Out

Olsztyn

$209 11.5%

Athens

$268 15.1% 28% $59

Clothing & Footwear

Olsztyn

$162 8.9%

Athens

$160 9% 1.1% $1.8

Sport & Entertainment

Olsztyn

$69 3.8%

Athens

$75 4.2% 9.3% $6.4

Getting Around

Olsztyn

$36 2%

Athens

$45 2.5% 25.5% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,004 in Olsztyn and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Olsztyn pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Olsztyn vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $238 vs $310 per month, with Olsztyn cheaper across the board.

Good to know

🇵🇱 Olsztyn

🇬🇷 Athens

🕒 Local time

17:41 5:41 PM

18:41 6:41 PM

1 h ahead of Olsztyn

🌤 Weather

👥 Population

174,675

3,090,508 Capital

💱 Currency

Polish Złoty PLN zł

Euro EUR €

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Olsztyn Athens 1,770 km ≈ 2 h 45 min nonstop flight

From you

Olsztyn
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Athens: Cost of Living - Frequently Asked Questions

Athens wins on cost – living expenses run 2% lower than in Olsztyn. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.

Average pay runs 11% higher in Olsztyn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,004 in Olsztyn versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Athens – a meal for two runs $68.0 versus $50.0 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,816 per month in Olsztyn versus $1,775 in Athens – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,775 in Athens versus $1,816 in Olsztyn, a $2,000 budget is realistic in Athens but tight or insufficient in Olsztyn. The gap between the two cities makes Athens the clear choice for anyone on this budget.

Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.

Safety-wise, Olsztyn and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Athens gentler on the wallet – expenses run 2% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.